Jsc Houston TX Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Jsc, your trusted financial partner located at 3501 Clear Lake City Blvd Houston Tx 77059 in beautiful Houston, TX. Since our establishment in 1961, we have proudly served our community, growing to a total membership of 130,320 members. Our commitment to providing personalized service and financial solutions has helped us amass total assets of $2,658,205,471. At Jsc, we understand that banking is more than just transactions; it's about building relationships. With a dedicated team of 445 professionals led by our CEO, Martyn Pell, and Board President, Deborah Conder, we are here to guide you through your financial journey with care and expertise. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 3501 Clear Lake City Blvd, Houston, TX 77059. We encourage you to reach out to us at (281) 488-7070 or explore our services online at our website. With total loans and leases amounting to 75,206 and total deposits of $145,471,298, we are equipped to support your financial goals whether it's securing an auto loan, refinancing a mortgage, or managing personal savings. Our dedication to serving the Houston community extends beyond banking; we aim to make a positive impact on the lives of our members every day. Join us today and experience firsthand the difference that comes from being part of a credit union that puts its members first. Whether you need assistance with accounts, loans, or simply have questions about your finances, we're here for you. Visit us or give us a call today!

Branch History & Mission

Community Engagement

Our commitment goes beyond traditional banking; we actively engage with our community through various outreach programs and partnerships. We understand the importance of giving back and strive to make a positive impact on the lives of those we serve. Whether it's supporting local events or providing educational resources about financial literacy, we are dedicated to enriching our neighborhood. While members can visit us at 3501 Clear Lake City Blvd, official correspondence should be sent to the same address as our mailing address remains unchanged. We offer convenient operating hours for our members' needs check out our website for details on how you can reach us at your convenience.

Embracing Technology

In today's fast-paced world, we embrace technology while ensuring accessibility for all members. Our digital advancements include online banking and mobile applications that allow you to manage your finances anytime and anywhere. We prioritize ADA compliance so that everyone can benefit from our services without barriers.

Join Us

As we look toward the future, we invite you to join Jsc and experience firsthand the benefits of being part of our growing family. Explore what makes us different community focus, dedicated service, and a commitment to helping you succeed financially. Together, let's build a brighter future! For more information or assistance, feel free to call us at 281-488-7070 or visit our website today!

Branch Location & Accessibility

Accessibility Features

At Jsc, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and spacious parking options to ensure everyone can visit us comfortably. Whether you're stopping by for a quick transaction or seeking guidance on financial services, we have you covered.

Contact Us

If you have any questions or would like to learn more about how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (281) 488-7070 or stop by the branch. We look forward to welcoming you soon! While members can visit us at 3501 Clear Lake City Blvd Houston Tx 77059, official correspondence should be sent to the same address for your convenience. Join us today at Jsc where your financial journey begins!

Convenient Hours & Services

We understand that life can get busy, which is why we offer flexible operating hours to suit your schedule. You can visit us during our regular hours listed as 5-Sep. Our dedicated team is here to assist you with personal banking services like checking and savings accounts, auto loans, mortgage refinancing, and more. Plus, we provide ATM access for quick withdrawals and balance checks anytime you need it.

Member Eligibility

At Jsc, we believe that becoming a member means joining a welcoming community where your financial well-being is our top priority. If you're looking to unlock a world of benefits, membership at our branch is open to individuals who live, work, or worship in the area. This means if you're part of our vibrant Houston community, you're likely eligible! We also welcome family members of current members, making it easy for your loved ones to enjoy the same great services and support. To check the full eligibility details and see how you fit in, visit us at . Getting started is simple! You can open an account online in just a few minutes by visiting http://www.wellbyfinancial.com/online-applications/ . If you have any questions or need assistance along the way, don't hesitate to give us a call at (281) 488-7070. Join us at Jsc, located at 3501 Clear Lake City Blvd Houston Tx 77059, and take the first step toward better banking today!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $44 in non-member commercial loans, providing flexible financing solutions. Imagine securing a loan that allows you to purchase new equipment or expand your office space. With our tailored commercial loans, you can turn these dreams into reality. We focus on understanding your unique needs and providing financing that works for you.

Merchant Services

In today's fast-paced market, having efficient payment processing is crucial. Our merchant services streamline transactions, helping you serve customers better and faster. Whether it's accepting credit cards or managing online payments, we offer solutions that fit your business model seamlessly. At Jsc, located at 3501 Clear Lake City Blvd Houston Tx 77059 in Houston, TX, we are here to help you grow and thrive. Contact us at (281) 488-7070 today to learn more about how our business banking and commercial services can elevate your enterprise!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we understand that having the right financial tools is crucial. Our Business Banking services include Merchant Services & Business Loans, ensuring that your business has the resources it needs to thrive.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms, allowing you to manage your accounts anytime and anywhere. Need cash on the go? Our ATM & Cash Withdrawal Services make accessing your funds simple and quick. With basic ATM access for withdrawals and balance checks, you'll always stay informed about your finances. Whether you're tech-savvy or just prefer traditional banking methods, we're here to accommodate your preferences with ease.

Get Started Today!

Ready to explore how Jsc can assist you? Don't hesitate to reach out! Call us at (281) 488-7070 or visit us at 3501 Clear Lake City Blvd Houston Tx 77059 in Houston for personalized service tailored just for you. We look forward to welcoming you into our community and helping you achieve your financial goals!

Personal Banking Solutions

Our personal banking offerings are designed to make managing your money easy and convenient. We provide Checking & Savings Accounts that fit various lifestyles and financial goals. If you're considering buying a new car, our Auto Loans & Vehicle Financing options can help you hit the road without breaking the bank. For those dreaming of homeownership, our Mortgage Loans & Refinancing services can guide you through the process smoothly. Have you ever faced unexpected expenses? Our Personal Loans & Debt Consolidation services offer flexible options to help you regain control over your finances. Plus, with our Credit Cards with Rewards, you can earn points on your everyday purchases while enjoying competitive rates.

Digital & Online Banking

Access Anytime

With our 24/7 online banking services available at https://www.wellbyfinancial.com/ , you have the flexibility to check balances, pay bills, and transfer funds whenever it suits you. No more rushing to the bank or waiting in line; everything you need is just a few clicks away.

Convenient Features

Our online banking also allows for electronic signature authorization, which means you can complete transactions quickly without needing to print or mail documents. Plus, e-statements are readily available, so you can access your financial statements instantly and reduce paper clutter. For those on the go, our mobile application enhances your banking experience even further. You can make mobile payments easily and securely, ensuring that you're always prepared whether you're shopping or dining out. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast.

Security You Can Trust

We prioritize your security with advanced protections in place, allowing you to manage your finances confidently. Our systems are designed to keep your information safe while providing a smooth user experience. At Jsc, we are committed to making banking accessible and hassle-free for our members. Experience the benefits of digital banking today!

Financial Strength

Growing Together

Total Share Accounts: 273,529, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jsc is your trusted partner. Visit us at 3501 Clear Lake City Blvd Houston Tx 77059 or call (281) 488-7070 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing Back into Our Community

With $312,903,724 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth extends to our lending capacity as well; with $19,552 in used auto loans and $1,895,029,656 in total loans and leases, we support our members' financial goals across various sectors.

Member Savings and Investments

Members' savings are secured through $676,088,425 in share certificates and $402,007,356 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 434 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $317,877,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of $1,194, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For those interested in expanding their business, we provide various commercial loan options as well. Even though we currently have no outstanding commercial loans, our commitment to supporting local businesses remains strong. If you're considering refinancing any of these products or want to check your eligibility for our loan offerings, our team is here to assist you every step of the way. Feel free to reach out with any questions at (281) 488-7070, or visit us at our branch located at 3501 Clear Lake City Blvd Houston Tx 77059 in Houston, TX. We are dedicated to helping you navigate your financial journey with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $440,808,447 in used vehicle loans and $321,572,562 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find the right fit for your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $46,609,251 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that can enhance your purchasing power while maintaining control over your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,868,085, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team can guide you through the process and find the best solution for your needs.

Loan Aggregator

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JSC FEDERAL CREDIT UNION