JSC FEDERAL CREDIT UNION

Welcome to Jsc, your trusted financial partner located at 1330 Gemini St, Houston, TX 77058. Since our establishment in 1961, we've been dedicated to serving our community with integrity and commitment. With over 130,000 members and a robust total asset value of $2,658,205,471, we understand the importance of providing financial services that empower you to achieve your goals. At Jsc, we pride ourselves on offering a range of services tailored to meet your needs, including personal banking, auto loans, mortgage refinancing, and business banking solutions. Our experienced team is here to help guide you through every step of your financial journey. Under the leadership of our CEO, Martyn Pell, and Board President Deborah Conder, we strive to create a welcoming environment where members feel valued and supported. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 58346, Houston, TX 77258. We invite you to reach out by calling us at 281-488-7070 or explore more about our services on our website: wellbyfinancial.com. Join us today and discover how Jsc can make a positive impact on your financial future!

Welcome to Jsc, a proud member of the Houston community since 1961. Our journey began with a simple goal: to provide accessible financial services that empower individuals and families. Over the years, we have grown tremendously, not just in numbers but in our commitment to serve our members better. Today, we are honored to support over 130,320 members and manage total assets of approximately $2,658,205,471. Located at 1330 Gemini St, Houston, TX 77058, our branch is conveniently situated near key landmarks that make it easy for you to visit us. Whether you need assistance with personal banking or business services, we're here for you. While members can visit us at this address, official correspondence should be sent to PO Box 58346, Houston, TX 77258. At Jsc, our mission extends beyond just providing financial products. We aim to enhance the quality of life in our community by offering personalized services tailored to meet your unique needs. From checking and savings accounts to auto loans and mortgage refinancing, we strive to offer solutions that help you achieve your financial goals. Additionally, we are committed to making banking easier for everyone by providing online banking options and mobile payments. Our operating hours reflect our dedication to convenience: - Lobby Hours: Monday - Friday from 9 AM - 5 PM; Saturday from 9 AM - 1 PM - Drive-Thru: Monday and Friday from 7 AM - 6 PM; Tuesday through Thursday from 8 AM - 6 PM; Saturday from 8:30 AM - 1 PM We take pride in being an ADA-compliant facility so that all members of our community can access our services comfortably. Our ATM availability allows you to perform transactions at your convenience, while our drive-thru service ensures quick access for those on the go. Community involvement is at the heart of what we do. Through partnerships and outreach programs, we work tirelessly to uplift those around us. We believe that when our community thrives, we all benefit. As we look toward the future, we invite you to join us on this incredible journey. Experience firsthand the benefits of becoming a member of Jsc your trusted partner in financial success. Come visit us or explore more about what we offer at our website. We can't wait to welcome you into our family!

Joining the Jsc community is a fantastic way to gain access to personalized financial services and build lasting relationships. If you're wondering how to become a member, it's simple! We welcome individuals who live, work, or worship in the area surrounding our branch at 1330 Gemini St Houston Tx 77058. Additionally, family members of current members are also eligible to join us. This inclusivity means that whether you're looking for a friendly banking experience or support with loans and savings, we're here for you every step of the way. Becoming a member at Jsc comes with many perks, including competitive rates on loans and savings accounts, as well as access to online and mobile banking options. The process of opening an account is straightforward and can be started online just visit our account opening page here. If you have any questions or need assistance, feel free to give us a call at (281) 488-7070. For more detailed information about eligibility criteria, check out our resources here. We look forward to welcoming you into our member family!

At Jsc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the reliability and support you need to achieve your financial dreams. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $317,877,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation gives us the capacity to serve you effectively, regardless of economic conditions. Our net worth ratio of $1,194 demonstrates a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain times. We focus on securing your savings through $676,088,425 in share certificates and $402,007,356 in money market shares, offering stable and rewarding growth opportunities for your finances. Unlike traditional banks, our priority is our members. With non-member deposits at $0, we ensure our resources are directed towards benefiting you through better loan rates, lower fees, and exclusive perks that help you thrive financially. In addition to this, we have $312,903,724 in undivided earnings which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures all designed to serve you better. Our lending capacity is also impressive; with $19,552 in used auto loans and $1,895,029,656 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 434 full-time employees and 11 part-time employees who are dedicated to assisting you with their knowledge and commitment. Lastly, our net shares (funds available for lending and investments) stand at $0, while our total share accounts amount to 273,529. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jsc is your trusted partner. Visit us at 1330 Gemini St Houston Tx 77058 or call (281) 488-7070 to learn more about how we can help you achieve your financial goals.