Jsc Houston TX Credit Union | Quick Personal Loans & ATM Access

Introduction

Welcome to Jsc, your trusted financial partner located at 404 Fm 1959 Rd Houston Tx 77034 in the heart of Houston, TX. Established in 1961, we take pride in being a cornerstone of our community, serving over 130,320 members with dedication and care. With total assets exceeding $2,658,205,471, we are committed to providing our members with a range of financial services tailored to meet their needs. At Jsc, we understand that every member has unique financial goals. That's why we offer a variety of services, including personal banking, auto loans, mortgage options, and business banking solutions. Our approach is centered around you our valued member. Whether you're looking to save for the future or finance your next vehicle, we're here to help you navigate your options with confidence. Under the leadership of our CEO, Martyn Pell, and Board President Deborah Conder, our team of 445 dedicated professionals is always ready to assist you. Our commitment extends beyond just transactions; we strive to make a positive impact within our community. While members can visit us at 404 Fm 1959 Rd Houston Tx 77034, official correspondence should be sent to our mailing address: PO Box 58346, Houston, TX 77258. Feel free to reach out to us at (281) 488-7070 if you have any questions or would like more information about our services. Join us at Ellington Branch today and experience the difference that comes from being part of a member-focused credit union! Visit our website at https://www.wellbyfinancial.com/ to learn more about how we can support your financial journey.

Branch History & Mission

At Jsc, located in the heart of Houston, TX, we take pride in our rich history and commitment to serving our community. Since opening our doors in 1961, we have grown from a small credit union into a trusted financial institution with over 130,000 members. Our branch at 404 Fm 1959 Rd is not just a place for banking; it's a community hub where relationships are built and dreams are supported. Over the years, Jsc has witnessed significant milestones. We have expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgages, and even business banking solutions. Our total assets now stand at an impressive $2,658,205,471, a testament to our solid foundation and growth. With continued dedication to our members, we ensure that everyone who walks through our doors feels valued and supported. Our mission is clear: to provide accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity for financial stability and growth. This mission drives us daily as we work tirelessly to offer products that meet the diverse needs of our members. Whether you need assistance with everyday banking or guidance on long-term financial goals, we are here for you. While members can visit us at 404 Fm 1959 Rd Houston Tx 77034, official correspondence should be sent to PO Box 58346, Houston, TX 77258. We understand the importance of convenience; that's why we offer both drive-thru banking and ATM access for your ease. Our operating hours reflect our commitment to accommodating your schedule: - Lobby: Monday - Friday from 9 AM - 5 PM; Saturday from 9 AM - 1 PM - Drive-Thru: Monday - Friday from 7 AM - 6 PM; Saturday from 8:30 AM - 1 PM In addition to our robust financial services, Jsc prioritizes digital advancements to enhance your banking experience. We proudly offer online and mobile banking options, allowing you to manage your finances anytime and anywhere. Our goal is always to improve accessibility while ensuring that every member feels included. Jsc also actively participates in community outreach programs. We believe in giving back and supporting local initiatives that uplift those around us. Through partnerships with various organizations, we strive to make a meaningful impact in Houston. We invite you to become part of our story! Join Jsc today and experience the benefits of being a member of a credit union that truly cares about your financial well-being and community involvement. Let's grow together!

Branch Location & Accessibility

Convenient Access and Parking

At Jsc, we understand the importance of convenience. Our branch offers ample parking for members visiting us during business hours. Plus, we've made sure our location is ADA compliant, so everyone can access our services without hassle.

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at 281-488-7070. Our friendly staff is eager to help you with any inquiries or transactions. We look forward to welcoming you at Jsc Ellington Branch soon!

Operating Hours to Fit Your Schedule

We know life can get busy! That's why our lobby hours are designed to accommodate your needs: visit us Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. For those who prefer drive-thru service, we're here for you even earlier on weekdays starting at 7 AM and on Saturdays at 8:30 AM.

Services Tailored Just for You

When you step into Jsc Ellington Branch, you're not just entering a bank; you're entering a community dedicated to serving you. We offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Additionally, enjoy the convenience of ATM services for quick withdrawals and balance checks. While members can visit us at 404 Fm 1959 Rd Houston Tx 77034, official correspondence should be sent to PO Box 58346, Houston, TX 77258.

Member Eligibility

Becoming a member of Jsc is like joining a family that truly cares about your financial well-being. If you live, work, or attend school in our community, you're already on the right path to membership! We welcome anyone who shares our values and wants to benefit from our range of services tailored just for you. You'll enjoy perks like lower fees, competitive loan rates, and personalized support that big banks just can't match. To get started, simply visit us at 404 Fm 1959 Rd Houston Tx 77034, or give us a call at (281) 488-7070 for more details. For a complete list of eligibility requirements, don't forget to check out our website at . Opening an account is easy and can be done online too; just head over to http://www.wellbyfinancial.com/online-applications/ . We can't wait to welcome you into the Jsc community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $44 in non-member commercial loans, providing flexible financing solutions. Imagine having the funds you need to expand your operations, hire new staff, or invest in equipment our commercial loans can make those goals a reality.

Merchant Services

In addition to our loan offerings, we provide essential merchant services that simplify payment processing for your business. Whether you're a small shop or a growing franchise, our services enable you to accept payments easily and efficiently, helping you focus on what really matters: serving your customers and growing your business. By choosing Jsc, you're not just getting access to financial products; you're gaining a partner dedicated to your success. Reach out today at (281) 488-7070 and let's discuss how we can support your business journey!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we offer specialized Business Banking services including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we understand the challenges you face and are ready to support your business goals.

Call Us Today!

To learn more about how our comprehensive range of services can benefit you, visit us at 404 Fm 1959 Rd Houston Tx 77034, call us at (281) 488-7070, or check out our website at Ellington Branch. At Jsc, we're dedicated to helping you achieve your financial dreams let's start this journey together!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why at Jsc, we emphasize robust Online & Mobile Banking features. You can manage your accounts anytime and anywhere with ease. From checking balances to transferring funds or paying bills all at the touch of a button. We also provide essential services like ATM & Cash Withdrawal Services, so you can access your money when needed without any hassle. Our Basic Drive-Thru Banking allows for quick transactions like deposits and withdrawals without leaving your car perfect for busy days!

Financial Flexibility

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come into play. If you need a little extra cash to cover urgent costs or want to simplify your finances by consolidating debt, we're here to help. Our Credit Cards with Rewards provide a way to earn while you spend. You can enjoy perks that enhance your purchasing power, making every transaction work harder for you.

Personal Banking Solutions

Whether you're just starting out or looking to manage your wealth, our Personal Banking options have you covered. We offer Checking & Savings Accounts that help you save for future goals while enjoying easy access to your funds. Imagine effortlessly managing your day-to-day expenses while also building a safety net for emergencies. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing make it simple and affordable. We understand how important it is to have reliable transportation, which is why we offer competitive rates and flexible terms. When it comes to homeownership, our Mortgage Loans & Refinancing services are designed to help you find the right fit for your needs. Whether you're buying your first home or refinancing an existing mortgage, we guide you through every step of the process.

Digital & Online Banking

Convenient Online Access

With our online banking platform available at https://www.wellbyfinancial.com/ , you can check balances, pay bills, and transfer funds with just a few clicks. Enjoy the freedom of 24/7 online banking services that keep you connected to your finances anytime, anywhere. And if you prefer using an app, our mobile application is here to make banking even simpler for you.

Easy Money Transfers

Need to send money to a friend? Our person-to-person transfer feature allows you to send funds quickly and securely without any hassle. It's a great way to split bills or help out family members in a pinch! At Jsc, we're dedicated to providing accessible and user-friendly banking solutions that empower our members. Experience how easy managing your money can be with our comprehensive digital banking services today!

Secure and User-Friendly Features

Your security is our top priority. We offer electronic signature authorization, so you can sign documents safely from the comfort of your home. Plus, with e-statements available, you can receive your bank statements electronically no more paper clutter! You'll also have access to mobile payments, making it easier than ever to make purchases directly from your phone.

Financial Strength

A Growing Member Base

Our total share accounts stand at 273,529, showcasing a strong and growing member base that trusts us with their finances. This growth allows us to expand our services while maintaining the quality you expect. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jsc is your trusted partner. Visit us at 404 Fm 1959 Rd Houston Tx 77034 or call (281) 488-7070 to learn more about how we can help you achieve your financial goals.

Committed Workforce

We also take pride in having 434 full-time employees and 11 part-time employees ready to serve you with knowledge and commitment. Our team is dedicated to ensuring your experience with us is positive and fulfilling.

Focused on Member Benefits

Unlike traditional banks, we focus on benefiting our members directly. With non-member deposits at $0, our resources are concentrated on offering you better loan rates, lower fees, and exclusive perks designed to enhance your financial well-being.

Lending Capacity

Our capacity to support your financial goals is robust. We have $19,552 in used auto loans and a total of $1,895,029,656 in loans and leases available to assist you across various sectors. This means whether you're purchasing a vehicle or need personal financing solutions, we are here for you.

Reinvesting in Our Community

With $312,903,724 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting you reflects our dedication to the community.

Secure Savings Options

Your savings are our priority. Members' savings are secured through $676,088,425 in share certificates and $402,007,356 in money market shares, offering stable and rewarding financial growth opportunities. We believe in prioritizing our members over traditional banking practices.

Solid Financial Health

With a net worth of $317,877,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,194 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $440,808,447 in used vehicle loans and $321,572,562 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, making it easier for you to find the right financing option.

Credit Lines

For those who prefer having funds available as needed, our total credit lines amounting to $652,364,332 provide a great safety net for unexpected expenses or planned purchases. Our team at Jsc, located at 404 Fm 1959 Rd Houston Tx 77034, Houston, TX 77,034, is ready to assist you with personalized service. If you're interested in refinancing your existing loans or exploring eligibility options for any of our products, don't hesitate to give us a call at (281) 488-7070. We're here to help you navigate your financial journey with ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,868,085, make buying or refinancing simple. We believe everyone should have access to affordable housing solutions, and our dedicated team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $46,609,251 in loans helping members manage their finances effectively. This option is ideal for those looking to build or improve their credit while keeping costs manageable.

Loan Aggregator

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JSC FEDERAL CREDIT UNION