Jsc Houston TX Credit Union | Quick Personal Loans & ATM Services

Introduction

Welcome to Jsc, your trusted financial partner located at 8424 Park Place Blvd, Houston, TX 77017. Since our establishment in 1961, we have been dedicated to providing exceptional banking services to our community. With a strong commitment to our members, we proudly serve over 130,320 individuals who rely on us for their personal and business financial needs. At Jsc, we understand that every financial journey is unique. That's why we offer a range of products and services designed to meet diverse needs whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards. Our total assets stand at an impressive $2,658,205,471, demonstrating our stability and commitment to our members' financial well-being. While you can visit us at the branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 58346, Houston, TX 77258. Our friendly team of 445 employees, led by CEO Martyn Pell and Board President Deborah Conder, is here to assist you with personalized service and expertise. With total deposits of $145,471,298 and a net worth of $317,877,414, we take pride in being a solid choice for your banking needs. We ensure that your funds are secure while providing access to various services like online and mobile banking for your convenience. Our doors are open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Feel free to give us a call at 281-488-7070 or visit our website at wellbyfinancial.com for more information about how we can support your financial goals. Join us today at Jsc where your finances matter!

Branch History & Mission

Community Focus

At Jsc, community support is at the heart of everything we do. We actively engage with local organizations and initiatives that uplift our neighborhoods. Our partnerships are designed to enhance financial literacy and provide resources for those who need it most. From workshops to outreach programs, we strive to make a real difference in people's lives.

Innovative Services

We understand the importance of convenience in today's fast-paced world. That's why we offer various digital banking options including online banking and mobile payments, allowing you to manage your finances anytime, anywhere. Our drive-thru service enhances accessibility for quick transactions without needing to enter the branch. As part of our commitment to inclusivity, we ensure ADA compliance across all services so that everyone can benefit from what we offer.

Join Us

With operating hours from Monday to Friday between 9 am and 5 pm and Saturday from 9 am to 1 pm, we're here when you need us most. We invite you to experience the difference at Jsc. Join our family today and discover how we can help you achieve your financial goals while being part of a caring community. For more information about our services or to become a member, please call us at 281-488-7070 or visit us online at Wellby Financial. Let's build a brighter future together!

Our Mission

Our mission is simple yet profound: to empower our members financially while enriching the communities we serve. We believe in providing not just banking services but also support that fosters economic growth and stability. Whether through personal banking options like checking and savings accounts or specialized services such as auto loans and mortgage refinancing, Jsc aims to be your trusted partner in achieving financial success. While members can visit us at our branch address, official correspondence should be sent to PO Box 58346, Houston, TX 77258. This ensures we stay connected with you in every way possible.

Branch Location & Accessibility

Welcome to the Jsc Park Place Branch, your go-to spot for all your banking needs in Houston, TX. Located conveniently at 8424 Park Place Blvd, our branch is easily accessible for members from all over Harris County. Whether you're just passing by or planning a visit, you'll find that our location is close to popular landmarks and community hubs, making it simple to stop by. While members can visit us at 8424 Park Place Blvd, official correspondence should be sent to PO Box 58346, Houston, TX 77258. We pride ourselves on being approachable and accommodating, with ample parking available to ensure your visit is smooth and hassle-free. Our facility is designed with accessibility in mind; we have ramps and features that comply with ADA standards so everyone can access our services comfortably. At the Jsc Park Place Branch, we understand that your time is valuable. That's why we offer convenient operating hours: our lobby is open Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. You can count on us for personal banking services, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. And if you prefer a quick transaction without leaving your vehicle, take advantage of our drive-thru banking services for deposits and withdrawals. For any inquiries or assistance, feel free to give us a call at 281-488-7070. Our friendly staff is ready to help you navigate your financial journey. We look forward to welcoming you soon!

Member Eligibility

At Jsc, becoming a member is not just about opening an account; it's about joining a caring community that puts your financial well-being first. If you're in the area, like at our location on 8424 Park Place Blvd Houston Tx 77017, you're likely eligible to enjoy the benefits we offer. Membership is open to individuals who live, work, worship, or attend school in the communities we serve. This inclusiveness means that many people can take advantage of our personalized services and great rates. Getting started with us is simple! You can find all the details you need about eligibility on our website at . And when you're ready to open an account, just head over to http://www.wellbyfinancial.com/online-applications/ . If you have any questions or need assistance, feel free to call us at (281) 488-7070. We look forward to welcoming you into the Jsc family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $44 in non-member commercial loans, providing flexible financing solutions. Imagine being able to expand your operations or invest in new equipment without the financial strain. With our tailored loan products, you can focus on what truly matters growing your business.

Merchant Services

In today's fast-paced market, efficient payment solutions are vital. Our merchant services simplify transactions, allowing you to accept payments seamlessly and securely. This not only enhances customer satisfaction but also improves cash flow, giving you more time to innovate and drive your business forward. Located at 8424 Park Place Blvd Houston Tx 77017 in Houston, TX, we're here to help your business thrive. Whether you're looking for a loan or need assistance with payment solutions, reach out today at (281) 488-7070 and let us be part of your success story.

Comprehensive List Of Services

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. You can make ATM withdrawals (even though we currently don't have ATMs on-site), manage transactions via drive-thru services, and utilize digital payment methods all designed with your busy life in mind. Whether you're depositing a check while commuting or checking your balance during lunch, you'll find that managing your finances has never been easier.

Final Thoughts

At Jsc, our goal is to provide comprehensive financial services that grow with you. If you're interested in learning more about any of these offerings or if you'd like assistance tailoring them to meet your specific needs, don't hesitate to reach out! Call us at (281) 488-7070 or visit us at our branch in Houston today. We look forward to being part of your financial journey!

Loans and Credit Cards

When unexpected expenses arise, our personal loans for debt consolidation can ease the burden. We want our members to feel supported during tough times, so we work with you to find solutions tailored just for you. Plus, our credit cards come with rewards that allow you to earn points on everyday purchases think about how quickly those points could add up! For small business owners, Jsc offers business banking solutions that include merchant services and business loans. We know how hard you work for your success, and we're here to support your growth with tools designed specifically for businesses like yours.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed to fit your lifestyle. Whether you need a simple account for everyday transactions or a savings account to reach your financial goals, our options are flexible and user-friendly. Imagine accessing your funds whenever you need them through our online and mobile banking platforms, which allow you to check balances, transfer money, and pay bills right from your smartphone. For those looking to purchase a vehicle, our auto loans and vehicle financing options make it easy to hit the road without breaking the bank. We provide competitive rates and personalized plans that fit your budget. Have you ever thought about refinancing your current mortgage? Our mortgage loans can save you money by offering lower rates or better terms.

Digital & Online Banking

Key Features

Our online services include electronic signature authorization, which means you can complete important documents without needing to visit a branch. You also have the option to receive e-statements instead of paper ones, helping you keep track of your finances in a more eco-friendly way. Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends and family with just a few taps. And for those who prefer contactless payments, our mobile payments feature makes shopping a breeze. With 24/7 online banking services, you're never alone when it comes to managing your finances. Whether it's day or night, you can access your accounts whenever you need assistance. At Jsc, we believe that banking should be simple and accessible for everyone. Join us today and experience the ease of digital banking!

Financial Strength

Commitment to Growth

With $312,903,724 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well with $19,552 in used auto loans and $1,895,029,656 in total loans and leases, supporting members' financial goals across various sectors.

Growing Membership Base

Our commitment to excellence is reflected in our growing member base with a total of 273,529 share accounts. This shows that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jsc is your trusted partner. Visit us at 8424 Park Place Blvd Houston Tx 77017 or call (281) 488-7070 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $676,088,425 in share certificates and $402,007,356 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 434 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $317,877,414, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,194 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $440,808,447 in used vehicle loans and $321,572,562 in new vehicle loans already helping members get on the road. Whether you're buying a brand-new vehicle or a reliable used one, our auto loan options can help you drive away with confidence.

Credit Lines and Unsecured Loans

For those looking for flexibility, our credit lines allow you to access funds as needed without taking out a traditional loan. With $652,364,332 available in credit lines, you can handle unexpected expenses or manage cash flow more effectively. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $46,609,251 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,868,085, make buying or refinancing simple. We work with you to navigate the process smoothly, ensuring you find the right plan for your situation.

Your Local Resource

Located at 8424 Park Place Blvd Houston Tx 77017 in Houston, TX, we're here to assist you every step of the way. You can reach us at (281) 488-7070 during our lobby hours: Monday to Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Our team is ready to answer any questions you have about our loan offerings or help guide you through the application process. At Jsc, we aim to be your trusted partner in achieving your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Join us today and discover how our loan products can work for you!

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JSC FEDERAL CREDIT UNION