Jsc Galveston TX Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Jsc, your trusted financial partner in Galveston, TX! Located at 6167 Central City Blvd, our branch has been serving the community since 1961. With a commitment to providing reliable banking solutions, we have grown to support over 130,320 members, ensuring their financial dreams are realized. At Jsc, we pride ourselves on our strong community impact and dedication to helping you manage your finances effectively. Our total assets stand at an impressive $2,658,205,471, and with total deposits of $145,471,298, we work diligently to maintain a secure environment for your hard-earned money. Whether you're looking for personal banking services like checking and savings accounts or financing options such as auto loans and mortgages, we've got you covered. Our leadership team is here to guide you every step of the way. Under the expertise of CEO Martyn Pell and Board President Deborah Conder, we prioritize transparency and member satisfaction. With a workforce of 445 employees, we ensure that your needs are met promptly and efficiently. While members can visit us at our Galveston branch address, official correspondence should be sent to PO Box 58346 in Houston, TX. Feel free to reach out via phone at 281-488-7070 or visit our website at wellbyfinancial.com for more information. Join us at Jsc today where your financial future is our priority!

Branch History & Mission

Community Commitment

Our dedication extends beyond traditional banking; we actively participate in local initiatives that foster economic growth and support community well-being. We understand that when our community thrives, we all benefit. By leveraging technology and offering services like mobile banking and online applications, we ensure that financial management is easy and accessible for everyone. In addition to being ADA compliant, we take pride in providing an ATM at our location for your convenience. Although we do not have drive-thru banking available, our friendly team is always ready to assist you inside. As we look toward the future, we remain focused on enhancing member experience and expanding our offerings while staying true to our roots. If you're seeking a financial partner who values people over profits, join us at Jsc today! Experience firsthand how we're here for you and your journey toward financial wellness. For more information or assistance, please call us at (281) 488-7070 or visit our website. Together, let's build a brighter financial future!

Our Journey

Since opening our doors at 6167 Central City Blvd Galveston Tx 77551, we have been dedicated to providing personalized financial services. Our founding principles were built on trust, community support, and financial education. Throughout the years, we've embraced innovation while keeping our focus on what truly matters our members. As a testament to our growth, we offer a wide range of services from personal banking to business loans, ensuring that every member can find solutions tailored to their unique needs.

Our Mission

At Jsc, our mission is clear: to empower our members with accessible financial services that enhance their lives and strengthen our community. We strive not only to provide excellent banking options but also to engage in meaningful outreach programs that make a difference. Whether it's through educational workshops or partnerships with local organizations, we are committed to uplifting those around us. While members can visit us at 6167 Central City Blvd Galveston Tx 77551, official correspondence should be sent to PO Box 58346, Houston, TX 77258. We invite you to explore our offerings during operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM.

Branch Location & Accessibility

Accessibility Features

At Jsc, we prioritize your comfort and convenience. Our branch is fully ADA compliant, featuring ramps and accessible parking spaces for those who need them. Whether you're visiting us for personal banking or exploring auto loans, you'll find that our facility is designed with your needs in mind.

Connect With Us

If you have any questions or would like more information about our services, feel free to give us a call at (281) 488-7070. We're excited to help you reach your financial goals! So why wait? Come visit us today at Jsc and experience the difference we can make in your banking journey.

Operating Hours

Our doors are open for you Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 1 PM. This means you have plenty of time to drop by and discuss your financial needs or explore our wide range of services.

Services Offered

You can count on us for a variety of banking services tailored just for you! From checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards Jsc has it all. Plus, if you need cash on the go, we offer ATM services right here at the branch. While members can visit us at 6167 Central City Blvd Galveston Tx 77551, official correspondence should be sent to our mailing address at PO Box 58346, Houston, TX 77258.

Member Eligibility

At Jsc, we believe that joining our community is about more than just banking it's about building relationships and supporting one another. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Galveston area, you're likely eligible to join us. We embrace individuals from all walks of life and offer a variety of services tailored to meet your needs. Our commitment to you includes personalized support and competitive rates on loans and savings accounts. To explore your eligibility further, feel free to visit our website for detailed criteria at . Once you're ready to take the next step, opening an account is easy! Just head over to our online application page at http://www.wellbyfinancial.com/online-applications/ , or give us a call at (281) 488-7070 if you have any questions. We can't wait to welcome you into the Jsc family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: a busy Saturday at your store where customers are lining up to make purchases. With our efficient payment solutions, transactions are quick and hassle-free, allowing you to focus on what matters serving your customers. Whether you're located in Galveston or beyond, Jsc is here to support your business's journey toward success. Visit us at 6167 Central City Blvd Galveston Tx 77551 or call us at (281) 488-7070 to learn more about how we can help your business thrive.

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $44 in non-member commercial loans, providing flexible financing solutions. Imagine having access to funds that can help you purchase new equipment, manage cash flow, or invest in marketing initiatives. Our tailored loan options empower you to pursue opportunities without the financial strain.

Comprehensive List Of Services

Business Banking

For local businesses, Jsc offers comprehensive business banking services including merchant services and business loans. We understand that running a business comes with its own set of challenges, so we aim to support entrepreneurs in achieving their goals.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've embraced modern banking through our online and mobile banking platforms. You can easily access your accounts anytime, anywhere whether it's checking balances or transferring funds with just a few taps on your phone. Our ATM services ensure that cash withdrawal is never an issue, giving you access to your funds when you need them most.

Get Started Today!

With all these services available at Jsc, we are here to support your financial journey every step of the way. If you have any questions or want to learn more about how we can assist you, feel free to reach out at (281) 488-7070 or visit us at our branch. Explore how we can help meet your financial needs today!

Loans and Credit Options

Sometimes life throws unexpected expenses your way, which is why we also offer personal loans and debt consolidation solutions. These can provide you with the funds you need while helping to streamline your payments. Additionally, our credit cards with rewards give you more value for every dollar spent, perfect for those who enjoy earning perks as they shop.

Personal Banking

We offer various personal banking options to help you manage your finances effectively. With our checking and savings accounts, you can keep your money safe while earning interest on your savings. If you're considering buying a new car, our auto loans and vehicle financing services are tailored to help you get behind the wheel quickly and affordably. For those dreaming of homeownership, we provide mortgage loans and refinancing options that can make owning a home a reality.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check balances, pay bills, and transfer funds all from the comfort of your device. No more waiting in line or rushing to get to the bank before closing hours! You can also take advantage of our electronic signature authorization feature, which allows you to sign documents securely online making transactions quicker and hassle-free. Looking for paperless options? Enjoy the ease of e-statements available at Jsc. They not only help reduce clutter but also allow you to access your account statements whenever you need them. Plus, with our mobile application, managing your finances is even more convenient. You can download it today and experience real-time account management right at your fingertips.

Mobile Payments and Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and fast. You can send money directly from your account without any extra fees. And if you're always on the move, you'll love our mobile payments feature, which lets you make purchases with just a tap no wallet required! At Jsc, we prioritize your security and privacy. Our online banking services are equipped with top-notch security measures to protect your information so you can bank confidently. Ready to explore these features? Visit us online at https://www.wellbyfinancial.com/ and see how easy managing your finances can be!

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 273,529, showing a strong and growing member base that trusts us with their finances. This trust is reflected in our commitment to serving you with confidence. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jsc is your trusted partner. Visit us at 6167 Central City Blvd Galveston Tx 77551 or call (281) 488-7070 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $312,903,724 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $19,552 in used auto loans and $1,895,029,656 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $676,088,425 in share certificates and $402,007,356 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 434 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $317,877,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,194 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $440,808,447 in used vehicle loans and $321,572,562 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find a plan that fits your budget.

Credit Lines

For those who prefer more flexibility, our credit lines amounting to $652,364,332 allow you to borrow as needed without the hassle of applying for a new loan each time. This can be an excellent option for managing ongoing expenses or unexpected costs. If you're considering refinancing options or want to explore eligibility criteria, our team at Jsc is ready to assist you every step of the way. Don't hesitate to reach out! Feel free to contact us at (281) 488-7070 or visit us at our branch located at 6167 Central City Blvd Galveston Tx 77551 in Galveston, TX. We look forward to helping you find the right financial solution for your needs. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,868,085, make buying or refinancing simple. Our dedicated team is here to guide you through the process, making it easier than ever to secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $46,609,251 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards, allowing you to earn while you spend.

Loan Aggregator

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JSC FEDERAL CREDIT UNION