Jovia Financial Wantagh NY Credit Union | Best Auto Loans & Checking

Introduction

Welcome to Jovia Financial, your trusted community partner in Wantagh, NY! Located at 1157 Wantagh Ave, we have been serving our members since 1938. With a focus on building strong relationships and providing exceptional financial services, we are proud to support a growing membership base of over 238,000 individuals. At Jovia Financial, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets of over $4.5 billion and total deposits reaching $166,806,604 reflect our commitment to stability and growth for our community. Under the leadership of CEO John DeIeso and Board President George Plevretes, our dedicated team of 519 employees is here to assist you with personalized service and expert advice. Whether you're looking for loans or want to manage your finances online, we're here to help make your banking experience as smooth as possible. While members can visit us at our branch in Wantagh, official correspondence should be sent to the same address: 1157 Wantagh Ave, Wantagh, NY 11793. We invite you to explore all that Jovia Financial has to offer. Feel free to call us at (516) 561-0030 or visit our website at http://www.jovia.org for more information about our services. Join us today and experience the difference that comes with being part of a member-focused credit union!

Branch History & Mission

Community Engagement

We understand the importance of being an active participant in our community. Through initiatives such as local sponsorships and educational workshops, we aim to uplift those around us. Our team is dedicated not only to providing great financial products but also to being a resource for financial literacy.

Join Us!

As we look towards the future, we invite you to become part of the Jovia Financial family. Experience firsthand the benefits of membership from competitive rates on loans to exceptional customer service tailored just for you. Stop by today or give us a call at 516-561-0030 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 1:00 PM. Join us on this journey toward financial empowerment together, we can achieve great things!

Our Journey

From our humble beginnings, Jovia Financial has witnessed significant growth and transformation. Over the years, we have expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgages, and business banking services. Today, with total assets of nearly $4.6 billion, we continue to support our members' financial dreams while ensuring that our services are user-friendly and efficient.

Our Mission

At Jovia Financial, our mission is simple yet powerful: to empower individuals and families through financial education and personalized service. We believe that everyone deserves access to quality financial resources that can help them achieve their goals. This commitment extends beyond just providing banking services; we actively engage in community outreach efforts and partnerships that foster growth and support within Wantagh and surrounding areas. While members can visit us at 1157 Wantagh Ave for all their banking needs, official correspondence should be sent to the same address. We are proud to offer various conveniences including ATM availability for quick cash access and shared service centers for broader reach.

Branch Location & Accessibility

Welcome to Jovia Financial's Wantagh branch, where convenience meets community! Located at 1157 Wantagh Ave in the heart of Wantagh, NY, our branch is easily accessible for all your banking needs. Whether you're heading to the nearby Wantagh Park or just passing through, we invite you to stop by and experience our friendly service. At Jovia Financial, we understand that accessibility is key. Our branch is designed with features that accommodate everyone, including ADA-compliant ramps and ample parking space. If you need assistance, our team is always ready to help you navigate your visit smoothly. We are proud to offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, if you're a member of a partner credit union, feel free to take advantage of our shared services for basic transactions like deposits and withdrawals. Our operating hours are designed with your schedule in mind: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 7 PM, and Saturday from 9 AM to 1 PM. Need cash on the go? Enjoy the convenience of our ATM services available on-site. While members can visit us at 1157 Wantagh Ave for their banking needs, official correspondence should be sent to the same address. If you have questions or need assistance, don't hesitate to give us a call at 516-561-0030. We look forward to welcoming you to Jovia Financial in Wantagh where your financial journey begins!

Member Eligibility

At Jovia Financial, we believe that everyone deserves a supportive financial community, and joining us is simple! To become a member, you just need to meet a few friendly criteria that prioritize connection over complications. If you live, work, or worship in our local area, you're likely eligible to join our vibrant community. Additionally, we welcome family members of current members, making it easy for your loved ones to benefit from our services too. For more detailed information about eligibility, feel free to visit this resource: . Opening an account with us is just as straightforward. You can easily start your journey towards financial empowerment by visiting us at our branch located at 1157 Wantagh Ave Wantagh Ny 11793 or giving us a call at (516) 561-0030. Our team is here to guide you through the process and answer any questions you may have. We look forward to welcoming you into the Jovia Financial family!

Business Banking & Commercial Services

Merchant Services that Work for You

In today's fast-paced market, having efficient payment processing is vital. Our merchant services help you accept payments easily, whether online or in-person. Imagine a busy Saturday at your café where customers can pay quickly with their cards or mobile devices, streamlining service and boosting sales. That's the kind of practical support we provide to keep your business running smoothly. Located at 1157 Wantagh Ave Wantagh Ny 11793 in Wantagh, NY, we're dedicated to empowering local businesses like yours. Contact us at (516) 561-0030 to learn how we can help you thrive!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $465,116,282, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, Jovia Financial provides essential services like merchant services and business loans. We understand that running a business comes with its own set of challenges, so we're here to support you with solutions that help streamline operations and foster growth.

Credit Solutions

In addition to personal loans and debt consolidation options, we offer credit cards with rewards that fit your lifestyle. Whether you're planning a big purchase or simply want to earn points for everyday spending, our credit card options can provide benefits that suit your preferences.

Digital Banking Features

We believe banking should be easy and accessible from anywhere. That's why we offer robust online and mobile banking platforms. You can check balances, transfer funds, and even deposit checks right from your phone! Our ATM services allow for cash withdrawals and balance checks at your convenience.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts designed to help you manage your everyday finances. Imagine having a checking account that offers easy online access and the ability to track your spending with just a few clicks. Our savings accounts can help you reach your goals, whether it's saving for a vacation or building an emergency fund. If you're in the market for a new car, our auto loans provide competitive rates and flexible terms. We understand that financing a vehicle is an important decision, which is why we aim to make it as straightforward as possible. For those looking to buy a home or refinance their existing mortgage, our mortgage loans are structured with your needs in mind, helping you secure the best possible deal.

Shared Branch Transactions

Additionally, our shared service center allows members from partner credit unions to perform basic transactions like deposits and withdrawals without any hassle. This means greater flexibility when accessing your funds! With all these services available at Jovia Financial, located at 1157 Wantagh Ave, Wantagh NY 11793, we invite you to explore how we can assist you today. Feel free to call us at 516-561-0030 if you have any questions or would like more information about what we offer. Your financial well-being is our priority!

Digital & Online Banking

Accessible Banking Solutions

With all these features combined, Jovia Financial ensures that banking is not only easy but also personalized for each member's needs. Whether you're checking your balance or sending money instantly, we've got you covered. Explore our digital and online banking options today at http://www.jovia.org and experience the convenience of modern banking!

E-Statements and Security

Say goodbye to paper statements! With our e-statements feature, you'll receive your account statements electronically, making it easier to keep track of your finances while helping the environment. And when it comes to security, rest assured that we prioritize your safety. We offer electronic signature authorization for added protection on transactions.

Mobile Banking Made Easy

Our mobile application makes banking even more accessible. Whether you're out shopping or relaxing at home, you can manage your accounts right from your smartphone. Our app supports mobile payments, so you can easily make purchases without fumbling for cash or cards. And if you need to send money to a friend or family member quickly, our person-to-person transfer feature allows you to do just that with a few taps on your screen.

Financial Strength

A Growing Community

Our strength is further illustrated by the trust placed in us by our community evident from our 423,928 total share accounts. This growing member base shows that more people are choosing Jovia Financial as their trusted partner for financial services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jovia Financial is your trusted partner. Visit us at 1157 Wantagh Ave Wantagh Ny 11793 or call (516) 561-0030 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Commitment to Growth

Our commitment to our members is reflected in our $388,397,307 in undivided earnings. This amount allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $24,150 in used auto loans and $3,664,143,051 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,741,781,637 in share certificates and $344,312,846 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $64,364,176, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $12,570,388 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 480 full-time employees and 39 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $413,027,695, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners looking for growth opportunities, our outstanding commercial loans amounting to $465,116,282 provide the capital needed to expand your operations. We also offer credit lines with a total value of $793,024,682, allowing businesses flexibility and support during critical times. At Jovia Financial, we prioritize your financial health. We also offer refinancing options on many of our products to ensure you get the best terms possible based on your current situation and eligibility. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For any questions or further information about our loan offerings or how to apply, feel free to reach out at (516) 561-0030 or visit us online at jovia.org. We're here to help you achieve your dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided $451,616,620 in used vehicle loans and $154,446,486 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive rates can make it easier than ever to drive away satisfied.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,018,601,136, ensuring that you can find a solution tailored for your specific situation. Our team will guide you through the process from start to finish so you can focus on what really matters making your house a home.

Unsecured Credit Card Loans

Managing everyday expenses is simpler with our flexible unsecured credit card loans. With a total of $144,338,616 in loans available, we are committed to helping members manage their finances effectively. Enjoy the convenience and peace of mind that comes with having access to funds when you need them most.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By using only verified data, LendMesh guarantees that all loan offers come from legitimate financial institutions, which enhances trust in the comparison process.

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to unbiased results. There are no sponsored listings; lenders are not prioritized based on paid promotions. This approach means you can confidently explore loan options without worrying about hidden agendas. Moreover, LendMesh provides real-time rate comparisons from multiple institutions, ensuring that you always have access to the most current information. This helps users avoid costly mistakes and find the best rates available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh has made a positive impact on its users' financial journeys.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

JOVIA FINANCIAL FEDERAL CREDIT UNION

Type of Loan Offerings

Student Loans