Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $465,116,282, we continue to drive economic growth by financing new and expanding businesses.
Running a business means focusing on your customers. Our merchant services simplify payment processing, allowing you to accept payments seamlessly. Imagine serving a busy lunch crowd while effortlessly handling transactions through mobile payments or point-of-sale systems. This not only enhances customer satisfaction but also boosts your efficiency. Located at 556 Merrick Rd Rockville Centre Ny 11570 in Rockville Centre, NY, we're here to empower your business. Reach out to us at (516) 561-0030 to learn more about how we can help you achieve your goals!
We believe in making banking accessible to everyone. That's why we have basic ATM access available for balance checks and withdrawals. Plus, if you're part of another credit union, take advantage of our shared service center to perform essential transactions without hassle. Our branch's operating hours are designed with your busy schedule in mind: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 1:00 PM ensuring you can visit us when it's most convenient for you. If you have any questions or need assistance choosing the right service for you, don't hesitate to reach out at (516) 561-0030. We invite you to experience everything Jovia Financial has to offer your financial success is our top priority! Visit us today or check out more about our offerings at our website.
For small business owners and entrepreneurs, we provide tailored business banking services. From merchant services that simplify transactions to business loans that support your growth plans, we understand what it takes to run a successful operation.
In today's fast-paced world, convenience matters. That's why Jovia Financial offers robust online and mobile banking platforms. You can manage your accounts anytime, anywhere with just a few taps on your smartphone or clicks on your computer. Our mobile payments feature ensures that making transactions is as easy as pie! Need cash on the go? Our ATM services allow you quick access to funds through basic shared branch transactions, including deposits and withdrawals for members of partner credit unions.
Managing your finances should be simple and rewarding. At Jovia Financial, we offer various personal banking services designed for your everyday needs. Open a checking or savings account with us and enjoy features that make banking straightforward. If you're considering buying a car, our auto loans and vehicle financing options can help you drive away in the vehicle of your choice without breaking the bank. For those dreaming of homeownership, our mortgage loans and refinancing services make the process smooth and accessible. You can even consolidate debt with our personal loans, allowing you to regain control over your finances. Don't forget about our credit cards with rewards perfect for earning benefits on everyday purchases!
Our online banking service is available 24/7, giving you access to your accounts whenever you need it. Whether you're checking your balance, making transfers, or paying bills, everything is just a few clicks away. Plus, with features like electronic signature authorization, you can sign documents securely from the comfort of your home. We also provide e-statements, so you can easily keep track of your financial activities without the clutter of paper statements. This not only helps you stay organized but also contributes to a more eco-friendly approach to banking. For those who prefer managing their finances on the go, our mobile application makes it easy to handle everyday transactions right from your smartphone. You can even make mobile payments and conduct person-to-person transfers effortlessly perfect for splitting bills or sending money to friends and family.
Your safety is our top priority. Our online banking system is equipped with robust security measures to protect your personal information while providing a smooth experience. If you ever have questions or need assistance, our dedicated support team is here to help. At Jovia Financial, we believe that banking should be simple and accessible. Explore all these features and more by visiting us at http://www.jovia.org today!
Total Share Accounts stand at 423,928, showing a strong and growing member base that trusts us with their finances. Additionally, our Net Shares (Funds available for lending and investments) amount to $27,137,851, giving us the flexibility needed to meet your diverse needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jovia Financial is your trusted partner. Visit us at 556 Merrick Rd Rockville Centre Ny 11570 or call (516) 561-0030 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
With $388,397,307 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is supported by $24,150 in used auto loans and an impressive $3,664,143,051 in total loans and leases, which helps you achieve your financial goals across various sectors.
Your savings are secured through $1,741,781,637 in share certificates and $344,312,846 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $64,364,176, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our operational efficiency is reflected in our $8,378,613, allowing us to keep offering competitive loan rates and solid financial products tailored for you. We also take pride in having 480 full-time employees and 39 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $413,027,695, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.96% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $451,161,620 in used vehicle loans and $154,446,486 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new vehicle or a reliable used one, we have options that fit your budget.
For business owners looking to expand their operations, our outstanding commercial loans totaling $465,116,282 provide the capital needed to grow and succeed. We understand the challenges businesses face and strive to support your journey towards success.
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,018,601,136. Our team is here to guide you through every step of the mortgage process so you can secure the home you've always wanted.
If you're considering refinancing any existing loans or mortgages, our team can assist you in exploring eligibility options tailored to your situation. We are committed to finding solutions that work for you. At Jovia Financial, we prioritize transparency and support throughout your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Feel free to reach out to us at 516-561-0030 if you have any questions or need assistance with any of our loan offerings! We're here to help you take the next step toward your financial future.
We also provide flexible terms on unsecured credit card loans. With a total of $144,338,616 in unsecured credit card loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that can benefit you as you spend.
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