Jovia Financial Rockville Centre NY Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Jovia Financial, your trusted credit union located at 556 Merrick Rd, Rockville Centre, NY 11570. Established in 1938, we have proudly served our community for decades, building lasting relationships with over 238,000 members who turn to us for reliable financial solutions. With total assets exceeding $4.5 billion, we are dedicated to providing you with the best services possible, from personal banking to business loans. At Jovia Financial, we believe that every member deserves a strong financial partner. Our total deposits amount to an impressive $166,806,604, showcasing the trust our members place in us. We also offer a wide range of loans over 132,703 in total to help you achieve your dreams, whether it's buying a new car or financing your home. Led by our CEO, John DeIeso, and Board President, George Plevretes, our team is committed to supporting your financial journey with personalized service and expert guidance. You can reach us at 516-561-0030 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 7:00 PM, and Saturday from 9:00 AM to 1:00 PM. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to the same address listed above. Join us at Jovia Financial today your community-focused credit union where we prioritize your financial well-being! Visit us online at jovia.org or give us a call for any inquiries. We're here to help!

Branch History & Mission

Welcome to Jovia Financial, where our commitment to the community and our members has shaped our journey since we opened our doors in 1938. Nestled in the heart of Rockville Centre, NY, at 556 Merrick Rd, we have proudly served generations of families and businesses. Our rich history is marked by a steadfast dedication to providing exceptional financial services while fostering a strong sense of community. Over the years, Jovia Financial has experienced remarkable growth and evolution. From our humble beginnings with a small membership base, we have expanded to support over 238,000 members today. As we grew, so did our offerings. We now provide a wide range of services including personal banking, auto loans, mortgage solutions, business banking, and more. Our total assets currently stand at an impressive $4,596,442,069, reflecting our stability and trustworthiness in the financial landscape. At Jovia Financial, our mission is simple yet profound: to enhance the financial well-being of our members while actively contributing to the communities we serve. We believe that everyone deserves access to affordable financial products and personalized service that helps them achieve their goals. Whether it's saving for a dream home or planning for retirement, we are here every step of the way. While you can visit us at 556 Merrick Rd for face-to-face service during our convenient operating hours Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 7:00 pm, and Saturday from 9:00 am to 1:00 pm you can also take advantage of our digital banking options anytime you need them. With mobile payments and online banking available, managing your finances has never been easier. Jovia Financial is also proud to be ADA compliant and fully accessible to all members of our community. We offer an ATM on-site for quick cash withdrawals and basic transactions. Additionally, with our shared service center availability, members can enjoy even more convenience by accessing services at partner credit unions. Our commitment extends beyond just financial transactions; we actively engage in community outreach initiatives that uplift those around us. From local sponsorships to volunteering efforts by our staff, we strive to make a positive impact on Rockville Centre and its residents. Join us at Jovia Financial and experience firsthand how we put members first. Together, let's build a brighter financial future for you and your family! If you have any questions or would like more information about joining us or exploring our services further, don't hesitate to reach out at 516-561-0030. We look forward to welcoming you into our growing family!

Branch Location & Accessibility

Welcome to Jovia Financial at our Rockville Centre branch, conveniently located at 556 Merrick Rd, NY 11570. Nestled in the heart of Nassau County, our branch is easy to reach and serves as a friendly hub for all your banking needs. If you're nearby, you can find us just a stone's throw away from popular spots like the Rockville Centre Library and the bustling local shops. While members can visit us at 556 Merrick Rd, official correspondence should be sent to the same address for convenience. We take pride in providing accessible services to all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can easily access our services. At Jovia Financial, we understand that your time is valuable. That's why we offer flexible operating hours to fit your busy schedule! Join us Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 7:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you're stopping by for personal banking services like checking accounts and loans or simply need assistance with online banking, our friendly team is here to help. For your convenience, we also provide ATM access right at the branch, making it simple for you to withdraw cash or check your balance anytime. Although we don't have drive-thru services available at this location, we're proud to offer shared service center options for basic transactions if you happen to be a member of partner credit unions. If you have any questions or need assistance while visiting us, don't hesitate to call us at 516-561-0030. We invite you to come in and experience the welcoming atmosphere of Jovia Financial in Rockville Centre your trusted partner in achieving financial success!

Member Eligibility

Joining the Jovia Financial community means stepping into a world of support and opportunities tailored just for you. Membership at Jovia is open to anyone who lives, works, or worships in our local area, as well as their family members. This inclusive approach means that whether you're a long-time resident or new to the neighborhood, you can take advantage of the personalized financial services we offer right here at our branch located at 556 Merrick Rd, Rockville Centre, NY 11570. Becoming a member isn't just about opening an account; it's about joining a family that prioritizes your financial wellbeing. If you're interested in learning more about our eligibility criteria, please visit this link. The process to become a member is simple and welcoming. Just give us a call at 516-561-0030 to ask any questions or visit us during our operating hours from Monday to Saturday. Our friendly team is ready to assist you every step of the way! You'll discover that being part of Jovia Financial not only connects you with great banking options but also with a community that cares about your success. Whether you need help with savings accounts, loans, or just want to explore your options, we're here for you!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $465,116,282, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

Running a business means focusing on your customers. Our merchant services simplify payment processing, allowing you to accept payments seamlessly. Imagine serving a busy lunch crowd while effortlessly handling transactions through mobile payments or point-of-sale systems. This not only enhances customer satisfaction but also boosts your efficiency. Located at 556 Merrick Rd Rockville Centre Ny 11570 in Rockville Centre, NY, we're here to empower your business. Reach out to us at (516) 561-0030 to learn more about how we can help you achieve your goals!

Comprehensive List Of Services

Accessibility

We believe in making banking accessible to everyone. That's why we have basic ATM access available for balance checks and withdrawals. Plus, if you're part of another credit union, take advantage of our shared service center to perform essential transactions without hassle. Our branch's operating hours are designed with your busy schedule in mind: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 1:00 PM ensuring you can visit us when it's most convenient for you. If you have any questions or need assistance choosing the right service for you, don't hesitate to reach out at (516) 561-0030. We invite you to experience everything Jovia Financial has to offer your financial success is our top priority! Visit us today or check out more about our offerings at our website.

Business Banking Services

For small business owners and entrepreneurs, we provide tailored business banking services. From merchant services that simplify transactions to business loans that support your growth plans, we understand what it takes to run a successful operation.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why Jovia Financial offers robust online and mobile banking platforms. You can manage your accounts anytime, anywhere with just a few taps on your smartphone or clicks on your computer. Our mobile payments feature ensures that making transactions is as easy as pie! Need cash on the go? Our ATM services allow you quick access to funds through basic shared branch transactions, including deposits and withdrawals for members of partner credit unions.

Personal Banking Solutions

Managing your finances should be simple and rewarding. At Jovia Financial, we offer various personal banking services designed for your everyday needs. Open a checking or savings account with us and enjoy features that make banking straightforward. If you're considering buying a car, our auto loans and vehicle financing options can help you drive away in the vehicle of your choice without breaking the bank. For those dreaming of homeownership, our mortgage loans and refinancing services make the process smooth and accessible. You can even consolidate debt with our personal loans, allowing you to regain control over your finances. Don't forget about our credit cards with rewards perfect for earning benefits on everyday purchases!

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you access to your accounts whenever you need it. Whether you're checking your balance, making transfers, or paying bills, everything is just a few clicks away. Plus, with features like electronic signature authorization, you can sign documents securely from the comfort of your home. We also provide e-statements, so you can easily keep track of your financial activities without the clutter of paper statements. This not only helps you stay organized but also contributes to a more eco-friendly approach to banking. For those who prefer managing their finances on the go, our mobile application makes it easy to handle everyday transactions right from your smartphone. You can even make mobile payments and conduct person-to-person transfers effortlessly perfect for splitting bills or sending money to friends and family.

Security and Support

Your safety is our top priority. Our online banking system is equipped with robust security measures to protect your personal information while providing a smooth experience. If you ever have questions or need assistance, our dedicated support team is here to help. At Jovia Financial, we believe that banking should be simple and accessible. Explore all these features and more by visiting us at http://www.jovia.org today!

Financial Strength

Growing Together

Total Share Accounts stand at 423,928, showing a strong and growing member base that trusts us with their finances. Additionally, our Net Shares (Funds available for lending and investments) amount to $27,137,851, giving us the flexibility needed to meet your diverse needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jovia Financial is your trusted partner. Visit us at 556 Merrick Rd Rockville Centre Ny 11570 or call (516) 561-0030 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Our Future Together

With $388,397,307 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is supported by $24,150 in used auto loans and an impressive $3,664,143,051 in total loans and leases, which helps you achieve your financial goals across various sectors.

Member-Focused Savings

Your savings are secured through $1,741,781,637 in share certificates and $344,312,846 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $64,364,176, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $12,570,388, allowing us to keep offering competitive loan rates and solid financial products tailored for you. We also take pride in having 480 full-time employees and 39 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $413,027,695, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $451,161,620 in used vehicle loans and $154,446,486 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new vehicle or a reliable used one, we have options that fit your budget.

Business Financing

For business owners looking to expand their operations, our outstanding commercial loans totaling $465,116,282 provide the capital needed to grow and succeed. We understand the challenges businesses face and strive to support your journey towards success.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,018,601,136. Our team is here to guide you through every step of the mortgage process so you can secure the home you've always wanted.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, our team can assist you in exploring eligibility options tailored to your situation. We are committed to finding solutions that work for you. At Jovia Financial, we prioritize transparency and support throughout your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Feel free to reach out to us at 516-561-0030 if you have any questions or need assistance with any of our loan offerings! We're here to help you take the next step toward your financial future.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $144,338,616 in unsecured credit card loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that can benefit you as you spend.

Loan Aggregator

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Jovia Financial