Jovia Financial Northport NY Credit Union | Top Auto Loans & Business Banking

Introduction

Welcome to Jovia Financial, your trusted credit union located at 830 Fort Salonga Rd, Northport, NY 11768. Since our establishment in 1938, we have been dedicated to serving our community with a range of financial products designed to meet the needs of our 238,274 members. With assets totaling an impressive $4,596,442,069 and deposits reaching $166,806,604, we pride ourselves on our solid financial foundation and commitment to member satisfaction. At Jovia Financial, we understand that every member's financial journey is unique. Whether you're looking for personal banking solutions like checking and savings accounts, or need support with auto loans, mortgages, or business banking services, we're here to help you navigate your options. Our total loans amount to 132,703, reflecting our dedication to providing accessible financing solutions tailored for you. While members can visit us at our branch location in Northport for all their banking needs, official correspondence should be sent to the same address. Our friendly team is ready to assist you during lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 1:00 PM. Under the leadership of CEO John DeIeso and Board President George Plevretes, Jovia Financial operates with a strong focus on community involvement and support. With a total of 519 employees, we are committed not only to serving you but also ensuring that our workforce reflects the values we hold dear as a community-oriented organization. Join us today and experience the difference that comes with being part of Jovia Financial! For more information or assistance, feel free to call us at 516-561-0030 or visit our website at http://www.jovia.org. We look forward to helping you achieve your financial goals!

Branch History & Mission

Community Focus

Our commitment extends beyond banking; we actively engage with the local community through various outreach efforts and partnerships. Whether it's sponsoring local events or participating in charity initiatives, we aim to make a positive impact right here in Northport. While members can visit us at 830 Fort Salonga Rd, official correspondence should be sent to 830 Fort Solonga Road, Northport, NY 11768 if different. Our friendly team is here during the week Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 7 PM, and Saturday from 9 AM to 1 PM to assist you with your needs.

Join Us

As we continue this journey together, we invite you to become part of the Jovia Financial family. Experience firsthand how our personalized service can help you thrive financially while being part of a community that cares. Visit us today or give us a call at 516-561-0030 we look forward to welcoming you!

Our Mission

At Jovia Financial, our mission is clear: we strive to empower our members through accessible financial services while fostering community development. We believe that everyone deserves a chance to build a secure financial future. This belief drives us to provide a range of services from personal banking options like checking accounts and auto loans to business banking solutions. We take pride in offering modern conveniences such as online and mobile banking, making it easy for you to manage your finances from anywhere. Our ATM services are available at our branch and beyond, ensuring you have access when you need it most.

Branch Location & Accessibility

Location and Accessibility

At Jovia Financial, we understand that accessibility matters. Our branch is designed with convenience in mind, featuring ADA-compliant entrances and ample parking available for all members. If you need assistance, our team is always ready to help. While you're here, you can enjoy a visit without worrying about where to park.

Operating Hours

Our lobby hours are tailored to fit your busy schedule. We're open Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 7:00 PM for those who need a little extra time during the week, and Saturdays from 9:00 AM to 1:00 PM. We're closed on Sundays, allowing our staff a well-deserved break after serving our valued members throughout the week.

Services Offered

Whether you're looking for personal banking options like checking and savings accounts or need financing solutions such as auto loans and mortgages, we've got you covered. Jovia Financial also offers credit cards with rewards and business banking services to support local entrepreneurs. Plus, enjoy the ease of ATM access for cash withdrawals and balance checks whenever you need it. If you have any questions or want to learn more about what we offer, feel free to give us a call at 516-561-0030. We're here to help you every step of the way! Come visit us today at Jovia Financial in Northport!

Member Eligibility

Becoming a member of Jovia Financial is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Northport area, you're already on the path to membership! We believe that everyone deserves access to friendly service and tailored financial solutions. At Jovia Financial, our community-focused approach means we're here to support you with everything from checking accounts to loans and beyond. Opening your account is simple and welcoming. You can get started by visiting us at 830 Fort Salonga Rd Northport Ny 11768, or feel free to give us a call at (516) 561-0030 for any questions you might have. For more detailed information about eligibility requirements, check out our resource here: . Join us today and experience the benefits of being part of our vibrant community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $465,116,282, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with top-notch payment solutions. Our merchant services make it easy for you to accept payments from customers, whether they prefer credit cards, mobile payments, or even contactless transactions. This not only enhances customer satisfaction but also streamlines your operations. Located at 830 Fort Salonga Rd Northport Ny 11768 in Northport, NY, we are dedicated to being your partner in progress. Let us help you take the next step in your business journey! For more information, call us at (516) 561-0030 or visit our website at http://www.jovia.org.

Comprehensive List Of Services

Business Banking Services

At Jovia Financial, we haven't forgotten about local businesses! Our business banking services, including merchant services and business loans, cater to entrepreneurs looking to grow their ventures. We understand the challenges small businesses face and offer resources that can help them thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features so you can manage your accounts anytime, anywhere. With access to ATM and cash withdrawal services, along with basic shared branch transactions for partner credit union members, your banking experience is always accessible.

Get Started Today!

Ready to explore all that we have to offer? Visit us at 830 Fort Salonga Rd Northport Ny 11768, call us at (516) 561-0030, or check out our website at http://www.jovia.org for more information on how we can assist you with your financial needs. At Jovia Financial, we're committed to helping you achieve financial success one service at a time!

Personal Banking Solutions

Our personal banking services are designed for everyone. You can open a checking or savings account that fits your lifestyle and helps you achieve your financial goals. Imagine effortlessly managing your money with tools that make saving easier and spending smarter. For those considering a new vehicle, we offer auto loans and vehicle financing options that can help you drive away in the car of your dreams without breaking the bank. Our competitive rates and flexible terms ensure that you find the right fit for your budget. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans and refinancing services can guide you through the process. We understand that purchasing a home is one of the most significant investments you'll make, and we're here to make it as smooth as possible.

Support for Your Financial Needs

In addition to traditional banking, we also provide personal loans and debt consolidation options. If you're facing unexpected expenses or need to manage existing debt, our team can work with you to find a plan that alleviates stress and helps you regain control over your finances. For those who love rewards, check out our credit cards with rewards program. Enjoy benefits that align with your spending habits, making every purchase more rewarding.

Digital & Online Banking

Accessibility and User Experience

We pride ourselves on making banking accessible for everyone. You can enjoy real-time account management, allowing you to track spending and manage your budget effectively. Need help? Our support team is just a phone call away at (516) 561-0030. In today's fast-paced world, having reliable digital banking options is essential. With our commitment to providing user-friendly services, Jovia Financial makes it easy for you to stay connected to your finances whenever you need to. Explore all these features and more by visiting us online at http://www.jovia.org!

Key Services Available

Our online banking features include everything from checking your account balances to transferring money between accounts. You can easily sign up for e-statements, allowing you to view your statements electronically rather than waiting for them to arrive in the mail. This not only saves paper but also keeps your information organized and accessible. Plus, with our electronic signature authorization, you can sign documents securely without needing to visit a branch. For those on the go, our mobile application provides all the tools you need right at your fingertips. Whether you're making mobile payments or sending money through person-to-person transfers, managing your finances has never been simpler. Our app ensures that all transactions are secure, giving you peace of mind while you bank.

Financial Strength

At Jovia Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economy, you want to know your money is safe and working for you. That's why we are proud to share our strong financial standing with you. With a net worth of $413,027,695, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,741,781,637 in share certificates and $344,312,846 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $64,364,176, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial future is reflected in our $388,397,307 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $24,150 in used auto loans and a total of $3,664,143,051 across various loans and leases, our lending capacity supports members' financial goals across multiple sectors. Our operational efficiency shines through with a net income of $12,570,388, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 480 full-time employees and 39 part-time employees who are always ready to assist you with their knowledge and commitment. In total, we have 423,928 strong share accounts, showcasing the trust our growing member base places in us. Our net shares amount to $27,137,851, which represent funds available for lending and investments. We believe that transparency builds trust. Performance insights and financial data presented here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jovia Financial is your trusted partner. Visit us at 830 Fort Salonga Rd Northport Ny 11768 or call (516) 561-0030 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $451,161,620 in used vehicle loans and $154,446,486 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, ensuring that you can find a plan that suits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $465,116,282 provide the capital needed to grow and expand. We understand the challenges businesses face and strive to deliver financial solutions that help you thrive.

Credit Lines

Our total credit lines amounting to $793,024,682 ensure that you have access to funds when you need them most. These lines of credit are perfect for those unexpected expenses or projects that require quick funding. At Jovia Financial, we pride ourselves on our commitment to providing personalized service and easy access to financing options. If you're interested in refinancing or would like more information about eligibility options, feel free to reach out. You can contact us at (516) 561-0030 or visit us at our location at 830 Fort Salonga Rd Northport Ny 11768 in Northport, NY. Let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,018,601,136, make buying or refinancing simple. We offer various terms and conditions to fit your unique situation, making it easier than ever to secure a place to call home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $144,338,616 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your purchasing power while keeping your finances under control.

Loan Aggregator

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Jovia Financial

Type of Loan Offerings

Student Loans