Jovia Financial New Hyde Park NY Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Jovia Financial at 1636 Marcus Ave, New Hyde Park, NY 11040! Since our establishment in 1938, we have been dedicated to serving our community with trusted financial services. With a total membership of 238,274 and assets exceeding $4.5 billion, Jovia Financial is not just a credit union; we are your partner in achieving financial well-being. At Jovia, we pride ourselves on being more than just a place to bank. Our commitment to our members shines through in the personalized services we offer, from checking and savings accounts to auto loans and mortgage refinancing. We understand that every member's needs are unique, which is why we strive to provide tailored solutions that empower you to reach your goals. While members can visit us at our New Hyde Park branch for friendly service and expert advice, official correspondence should be sent to the same address: 1636 Marcus Ave, New Hyde Park, NY 11040. Our team, led by CEO John DeIeso and Board President George Plevretes, is here to ensure you receive the highest level of service possible. With a robust portfolio that includes over 132,703 loans and deposits totaling approximately $166.8 million, we maintain a solid financial foundation with a net worth of $413 million. We also hold a healthy cash reserve of around $8.9 million, ensuring we're prepared for anything life throws your way. Our members enjoy access to convenient online and mobile banking services, making it easier than ever to manage your finances on the go. Whether you're looking to open an account or explore loan options, we invite you to experience the Jovia difference. Feel free to reach out by calling us at (516) 561-0030 or visit our website at jovia.org for more information. Join us in building a brighter financial future together!

Branch History & Mission

Join Us!

While members can visit us at 1636 Marcus Ave, official correspondence should be sent to the same address for consistency. As we continue to grow and evolve in this ever-changing world of finance, we invite you to join Jovia Financial today. Experience firsthand how our commitment to personalized service can make a difference in your financial life! Visit us online at Jovia Financial for more information on membership eligibility and services. Together, let's build a brighter future for you and our community!

Our Evolution

Jovia Financial began as a vision to provide accessible financial services for individuals and families in our area. Over the decades, we have expanded our offerings to meet the evolving needs of our members. Located at 1636 Marcus Ave, New Hyde Park, NY 11040, our branch is easily accessible, surrounded by local businesses and residential communities that reflect our commitment to supporting the people we serve. As we grew, so did our ability to provide innovative solutions. Today, we offer a wide range of services including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking services. Our digital advancements ensure that banking is convenient and accessible for everyone; whether it's through online banking or mobile payments, we are dedicated to making your financial experience smooth and efficient.

Our Mission

At Jovia Financial, our mission is clear: we aim to empower our members through exceptional financial services while fostering community growth and support. We believe that when our members succeed financially, the whole community thrives. We actively engage in various outreach programs and partnerships designed to uplift those around us. We pride ourselves on being more than just a bank; we're a trusted partner in your financial journey. Our team works tirelessly to ensure that every member feels valued and supported. We are also committed to maintaining ADA compliance in all our facilities so that everyone can access the services they need. If you ever need assistance or have questions about your account, don't hesitate to reach out! You can contact us at (516) 561-0030 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 7:00 PM, and Saturday from 9:00 AM to 1:00 PM.

Branch Location & Accessibility

A Welcoming Environment

At Jovia Financial, we understand that accessibility is key. Our branch features ADA-compliant facilities, ensuring that everyone can easily access our services. Parking is ample and convenient, allowing you to visit us without any hassle. While members can stop by our main location for all their banking needs, official correspondence should be sent to the same address: 1636 Marcus Ave, New Hyde Park, NY 11040.

Comprehensive Services at Your Fingertips

Whether you're looking for checking and savings accounts, auto loans and vehicle financing, or mortgage options, Jovia Financial has got you covered. We also offer credit cards with rewards and business banking services. Plus, enjoy the convenience of ATM access right at our branch! While we currently do not have drive-thru services available at this location, our friendly staff is always ready to assist you inside. Don't forget that we participate in shared services with partner credit unions; this means you can conduct basic transactions even if you're a member of another institution!

Connect With Us Today!

Ready to experience exceptional service? Call us at 516-561-0030 or drop by our branch today! At Jovia Financial in New Hyde Park, we're more than just a credit union we're your community partner in achieving financial wellness. We look forward to seeing you soon!

Operating Hours Tailored for You

We know that life can be busy, so we've designed our hours to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, or swing by on Fridays when we're open until 7:00 PM! If Saturdays work better for you, we're here from 9:00 AM to 1:00 PM. With these flexible hours, we're dedicated to being available when you need us most.

Member Eligibility

At Jovia Financial, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the New Hyde Park area. If you're looking for a supportive financial partner, you've found it! By joining us at Jovia Financial, you'll gain access to a range of benefits including competitive loan rates, personalized service, and community-focused initiatives that make a real difference. To get started on your membership journey, just visit us at our branch located at 1636 Marcus Ave New Hyde Park Ny 11040 or give us a call at (516) 561-0030. For more detailed information about eligibility criteria and to ensure you meet all requirements, feel free to check out our dedicated resource at . We're excited to help you take this important step towards better financial health!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $465,116,282, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From credit card processing to online payment solutions, we equip you with the tools needed for smooth operations. Visit us at 1636 Marcus Ave New Hyde Park Ny 11040 in New Hyde Park, NY, or give us a call at (516) 561-0030 to learn how our business banking services can elevate your enterprise today!

Comprehensive List Of Services

Get in Touch!

With so many services tailored just for you, it's no wonder members choose Jovia Financial as their trusted financial partner. If you'd like to learn more about any of these offerings or have specific questions, don't hesitate to reach out! Call us at (516) 561-0030, or visit us at our branch located at 1636 Marcus Ave New Hyde Park Ny 11040. We look forward to helping you on your financial journey!

Modern Digital Features

In today's fast-paced world, convenience matters. That's why we have embraced technology with our Online & Mobile Banking platforms. You can manage your accounts from anywhere, pay bills online, and even transfer money easily through person-to-person payments. Our mobile app puts your finances right at your fingertips! Need cash? Our ATM & Cash Withdrawal Services are available whenever you need them, ensuring that you can access funds quickly and securely. Additionally, if you're a member of partner credit unions, we offer Basic Shared Branch Transactions, allowing deposits and withdrawals without hassle.

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why we offer a variety of personal banking options, including Checking & Savings Accounts that cater to different lifestyles and preferences. Imagine having easy access to your funds, coupled with competitive interest rates this is what we aim to provide. If you're thinking about purchasing a new vehicle, our Auto Loans & Vehicle Financing options are designed with you in mind. You can drive away in your dream car with flexible terms that suit your budget. For those considering homeownership, our Mortgage Loans & Refinancing services can help make the process smooth and straightforward. Sometimes life throws unexpected expenses your way. This is where our Personal Loans & Debt Consolidation come into play. Whether it's for a medical bill or home repairs, we're here to assist you in making financial decisions that fit your situation.

Rewards and Business Banking

For those who love rewards, check out our Credit Cards with Rewards program! It's an excellent way to earn points on everyday purchases while enjoying the convenience of credit. If you run a business or plan to start one, our Business Banking services include essential offerings like Merchant Services and Business Loans. We aim to support local entrepreneurs by providing tools and resources that foster growth and success.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform allows you to check balances, transfer funds, and pay bills with just a few clicks. You'll find that using our services is user-friendly and efficient, giving you real-time control over your money. Plus, with electronic signature authorization, signing documents is quick and hassle-free no more printing or mailing! For those who prefer a paperless approach, our e-statements are readily available. This means you can easily view your account statements online without the clutter of physical paperwork. If you're always on the move, don't forget to take advantage of our mobile application! It offers all the features of online banking right in your pocket.

Stay Connected with Mobile Payments and Transfers

Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast to send funds directly from your account. And if you're looking for an easy way to make purchases, our mobile payments feature lets you pay securely with just your smartphone. We believe that banking should be accessible and straightforward for everyone. With our digital banking services at Jovia Financial, managing your finances has never been easier or more secure. Experience the convenience today by visiting us online at http://www.jovia.org!

Financial Strength

At Jovia Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing you with the support and resources you need to thrive financially. With a net worth of $413,027,695, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,741,781,637 in share certificates and $344,312,846 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $64,364,176, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $388,397,307 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $24,150 in used auto loans and $3,664,143,051 in total loans and leases supporting our members' financial goals across various sectors. Our $12,570,388 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 480 full-time employees and 39 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $27,137,851. Total Share Accounts: 423,928, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jovia Financial is your trusted partner. Visit us at 1636 Marcus Ave New Hyde Park Ny 11040 or call (516) 561-0030 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $451,161,620 in used vehicle loans and $154,446,486 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our flexible terms make it easier than ever to drive away in the car you want.

Credit Lines and Unsecured Credit Cards

For those who need a little extra flexibility, we offer total credit lines amounting to $793,024,682. This can be an excellent way to manage cash flow or cover unexpected expenses. Additionally, we provide unsecured credit card loans with a total of $144,338,616 in loans helping members manage their finances effectively. Enjoy competitive rates and rewards that fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,018,601,136, make buying or refinancing simple. We can help you navigate the mortgage process, ensuring that you understand all of your options so you can make informed decisions about your future.

Refinancing Options

If you're already carrying debt from another lender, we encourage you to explore our refinancing options. Refinancing can often lead to lower interest rates and reduced monthly payments, giving you more control over your finances. At Jovia Financial, we're committed to making the lending process as straightforward as possible. You can reach us at (516) 561-0030 for more information or visit us at our branch located at 1636 Marcus Ave New Hyde Park Ny 11040 in New Hyde Park, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Loan Aggregator

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Ensuring Accurate Comparisons

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Jovia Financial