Jovia Financial Massapequa NY Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Jovia Financial in Massapequa, where we believe that strong financial foundations build brighter futures. Established in 1938, our credit union has grown alongside our community, now serving over 238,000 members and holding total assets of $4,596,442,069. Located at 5455 Merrick Rd, Massapequa, NY 11758, we offer a welcoming environment where your financial needs are our top priority. At Jovia Financial, we pride ourselves on being more than just a financial institution; we are a trusted partner dedicated to helping you achieve your goals. With total loans and leases amounting to 132,703 and deposits of $166,806,604, we ensure that your money is not only safe but also working hard for you. Our net worth stands at an impressive $413,027,695, reflecting our commitment to financial stability and member service. While members can visit us at our branch location, official correspondence should be directed to the same address for your convenience. Led by CEO John DeIeso and Board President George Plevretes, our team of over 519 employees is here to provide personalized assistance every step of the way. Whether you're interested in personal banking services like checking accounts or auto loans, or need support with business banking solutions, we've got you covered. Feel free to reach out at 516-797-8282 or visit our website at jovia.org for more information about how we can help you manage your finances effectively. We're excited to serve you and look forward to building lasting relationships within the community!

Branch History & Mission

Welcome to Jovia Financial, a cornerstone of the Massapequa community since 1938. Our journey began with a simple yet powerful idea: to provide accessible financial services that empower our members. Over the years, we have transformed from a small credit union into a thriving institution with total assets exceeding $4.5 billion and a dedicated membership of over 238,000 individuals. Nestled at 5455 Merrick Rd, Massapequa, NY 11758, our branch is easily accessible and surrounded by local landmarks that reflect the vibrant spirit of our town. Whether you are near the bustling shopping areas or enjoying the nearby parks, we invite you to visit us during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 1:00 PM. Our mission is clear: we aim to provide exceptional financial services while fostering community growth and support. We believe in treating each member as family, offering products that include personal banking options, auto loans, mortgages, business banking services, and more all designed with your needs in mind. We also prioritize accessibility; our branch features an ATM for your convenience and drive-thru banking for quick transactions. As we continue to grow and innovate, we remain committed to giving back to the community through various outreach efforts and partnerships that strengthen local ties. From sponsoring local events to supporting educational programs, Jovia Financial is dedicated to making a positive impact right here in Massapequa. While members can visit us at 5455 Merrick Rd Massapequa Ny 11758, official correspondence should be sent to 5455 Merrick Road, Massapequa, NY 11758. We invite you to join us on this journey towards financial empowerment. Experience firsthand the benefits of being part of Jovia Financial a place where your financial well-being is our top priority. Call us today at 516-797-8282 or explore more about what we offer at jovia.org. Together, let's build a brighter future!

Branch Location & Accessibility

Banking Made Easy

At Jovia Financial, we prioritize convenience. Our lobby hours are designed with your busy schedule in mind: we're open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays until 7:00 PM. Need some banking done on Saturday? Swing by our drive-thru from 9:00 AM to 1:00 PM for quick service without leaving your car!

Comprehensive Services Tailored to You

We offer a full range of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, our shared service center allows members from partner credit unions to access essential transactions right here at our branch. For those on the go, we have an ATM available for easy cash withdrawals and balance checks. With online and mobile banking options at your fingertips, managing your finances has never been easier.

Connect with Us

Have questions or need assistance? Don't hesitate to reach out! You can contact us at 516-797-8282. We look forward to welcoming you at Jovia Financial's Massapequa branch soon!

Convenient Access for Everyone

Finding us is simple, and parking is readily available right outside our door. We ensure that our facility is accessible for all members of the community, featuring ADA-compliant entrances and ramps. If you're in need of assistance, our friendly staff is always ready to help.

Member Eligibility

Becoming a member of Jovia Financial is like joining a family that truly cares about your financial well-being. If you're looking to enjoy a more personal banking experience, you're in the right place! At Jovia Financial, we welcome anyone who lives, works, worships, or attends school in our community. It's all about building relationships and supporting each other as we grow together. You can learn more about the specific eligibility criteria by visiting our website at . Opening an account is straightforward and welcoming. Simply visit us at 5455 Merrick Rd Massapequa Ny 11758, or give us a call at (516) 797-8282 for assistance. We're here to help you navigate through the process and answer any questions you might have. Join us today and take advantage of all the benefits of membership at Jovia Financial!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $465,116,282, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services that streamline everyday operations. Imagine a busy café in Massapequa using our point-of-sale solutions to accept payments quickly, manage inventory efficiently, and keep track of sales all in one system. This means less time worrying about transactions and more time serving customers. Let us be your partner in success at Jovia Financial. Visit us at 5455 Merrick Rd Massapequa Ny 11758 or call us at (516) 797-8282 to learn how we can help your business thrive!

Comprehensive List Of Services

Additional Services

For those quick transactions, our Basic Drive-Thru Banking is available for deposits, withdrawals, and other simple transactions without leaving your vehicle. Plus, if you're a member of another credit union, take advantage of our Basic Shared Branch Transactions, where you can complete deposits and withdrawals at partner locations seamlessly. With one ATM located right at our branch and drive-thru services available during convenient hours, accessing your money has never been easier. At Jovia Financial, we're committed to ensuring that all members feel supported in their financial journeys. Our knowledgeable staff is always ready to assist with any questions or concerns you may have. Ready to explore how we can help? Give us a call at (516) 797-8282 or visit us at 5455 Merrick Rd Massapequa Ny 11758 in Massapequa, NY today!

Business Banking Services

If you're a business owner in need of financial support, we're here for you too! Our Business Banking services include essential Merchant Services & Business Loans tailored for small businesses looking to grow and thrive. We believe in supporting local businesses and helping them reach their full potential.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds, everything is just a click away on our user-friendly platform. You can also enjoy easy access through our ATM & Cash Withdrawal Services, making it simple to get cash when you need it.

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for a future goal, our personal banking options are tailored just for you. We offer Checking & Savings Accounts that provide easy access and management of your money. If you're thinking about buying a new car, our Auto Loans & Vehicle Financing can help make that dream a reality with competitive rates and flexible terms. For those considering homeownership, our Mortgage Loans & Refinancing services ensure you have the right options to fit your budget. If unexpected expenses arise, our Personal Loans & Debt Consolidation solutions can help lighten the load and simplify payments into one manageable monthly bill. Don't forget to check out our Credit Cards with Rewards, which allow you to earn points on purchases you already make.

Digital & Online Banking

Enhanced Convenience

With mobile payments available, you can pay for purchases directly from your phone, making checkout a breeze. Need to send money to a friend? Our person-to-person transfer service lets you do just that with just a few taps. At Jovia Financial, we prioritize your security while ensuring that banking is straightforward and efficient. Our technology keeps your information safe so you can focus on what matters most in life. Experience banking that fits into your lifestyle check out our digital services today!

Key Features

You can enjoy the freedom of 24/7 online banking services, allowing you to check your account balances, make transfers, and pay bills whenever it suits you. Plus, with the added benefit of electronic signature authorization, signing documents is quick and secure. Say goodbye to the hassle of paperwork! Our e-statements feature makes it easy to stay organized and eco-friendly. You can access your statements anytime without cluttering your mailbox. If you're on the go, our mobile application provides all the functionalities you need whether it's checking balances or making transactions from wherever you are.

Financial Strength

Commitment to Innovation and Growth

With $388,397,307 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending supports your financial goals across various sectors; currently, we have $24,150 in used auto loans and $3,664,143,051 in total loans and leases available for our community. Our $12,570,388 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team Ready to Serve You

We also take pride in having 480 full-time employees and 39 part-time employees who are dedicated to providing exceptional service. With a knowledgeable team by your side, you can trust that we're always here to assist you with any questions or needs you may have.

Growing Member Base

Total Share Accounts: 423,928, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the confidence our members place in us every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jovia Financial is your trusted partner. Visit us at 5455 Merrick Rd Massapequa Ny 11758 or call (516) 797-8282 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $1,741,781,637 in share certificates and $344,312,846 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $64,364,176, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $413,027,695, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength enables us to support our members through various economic conditions, ensuring that your financial needs are met with care and expertise. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio highlights our commitment to maintaining the resources necessary for your success.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $451,616,620 in used vehicle loans and $154,446,486 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our competitive rates make it easier for you to drive home in your ideal car.

Credit Lines and Unsecured Loans

For those needing flexibility in managing finances, we offer total credit lines amounting to $793,024,682. Additionally, our flexible terms on unsecured credit card loans have already helped members manage their finances effectively with a total of $144,338,616 in loans available. This gives you the freedom to make purchases as needed without the burden of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,018,601,136, make buying or refinancing simple. We're here to guide you through the process and help you secure the best financing solution for your home.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our loan products, we are here to assist you every step of the way. Our experienced team can provide insights tailored to your specific situation. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Jovia Financial, we're committed to providing personalized service and support as you navigate your financial journey. Whether you're interested in an auto loan or looking into mortgage options, feel free to stop by our branch or give us a call at (516) 797-8282 for more information!

Loan Aggregator

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JOVIA FINANCIAL FEDERAL CREDIT UNION - Massapequa, NY

Type of Loan Offerings

Student Loans