Jovia Financial Huntington NY Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Jovia Financial, your trusted partner in financial wellness since 1938. Located at 356 New York Ave, Huntington, NY 11743, our branch serves a vibrant community of over 238,000 members. We pride ourselves on offering a range of personal and business banking services tailored to meet your unique needs. At Jovia Financial, we understand that managing finances can be overwhelming. That's why our dedicated team, led by CEO John DeIeso and Board President George Plevretes, is here to guide you every step of the way. With total assets exceeding $4.5 billion, and total deposits of $166,806,604, we are well-equipped to support your financial journey. Our commitment to community shines through in our robust offerings, which include auto loans, mortgage options, credit cards with rewards, and more. We've issued a remarkable 132,703 loans to help our members realize their dreams while maintaining a solid net worth of $413,027,695. We invite you to visit us in person or reach out at (516) 561-0030 for any inquiries. While you can find us at the address above, please note that official correspondence can be directed to 356 New York Avenue, Huntington, NY 11743 if necessary. Explore what Jovia Financial has to offer and let us help you achieve your financial goals! Visit our website at jovia.org for more information about our services and how we can assist you today.

Branch History & Mission

Community Engagement

Jovia Financial thrives on strong community ties. We actively participate in outreach programs and partnerships that enhance the lives of those around us. Whether it's sponsoring local events or collaborating with organizations that share our values, we strive to give back and make a positive impact in Huntington. For any official correspondence, please use our mailing address: 356 New York Avenue, Huntington, NY 11743. Join us today at Jovia Financial and experience the difference that comes with being part of a credit union that truly cares about its members! With dedicated staff ready to assist you at every turn and comprehensive financial solutions designed for your success, we invite you to become a member and embark on a journey toward financial well-being. Feel free to reach us at 516-561-0030 for any inquiries or assistance!

Our Mission

Our mission at Jovia Financial is simple yet powerful: to provide innovative financial solutions while fostering a sense of community and belonging among our members. We believe that everyone deserves access to quality financial services, which is why we offer a wide range of products including personal banking accounts, auto loans, mortgage refinancing, and business banking solutions. Our goal is not just about transactions; it's about building relationships and supporting our members every step of the way. As part of this commitment, we have implemented various customer-centric initiatives such as ADA-compliant services and digital advancements that make banking easier for everyone. We understand that many of our members lead busy lives, which is why we provide convenient ATM access and shared service center options for additional support.

Branch Location & Accessibility

Call To Action

We invite you to visit us at Jovia Financial in Huntington Village! If you have any questions or need assistance before your visit, feel free to give us a call at 516-561-0030. We look forward to welcoming you into our community!

Operating Hours

Jovia Financial is dedicated to being there for you when you need us most. Our lobby hours are designed for your convenience: we are open Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday until 6:00 PM, Friday until 7:00 PM, and Saturday from 9:00 AM to 2:00 PM. Please note that we're closed on Sundays.

Parking & Accessibility

We understand that accessibility is important. Our branch offers ample parking and features that accommodate all members, including those with mobility challenges. You'll find ramps and other ADA-compliant features to ensure everyone can access our services comfortably.

Services Offered

At our Huntington Village branch, you can take advantage of a variety of services tailored to fit your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. We also offer business banking solutions along with online and mobile banking for added convenience. Plus, if you are a member of a partner credit union, you can utilize basic shared branch transactions here.

Member Eligibility

At Jovia Financial, we believe that everyone deserves a chance to be part of a supportive community focused on your financial well-being. Becoming a member is easy and welcoming! If you live, work, or worship in the area, you're likely eligible to join us at our branch located at 356 New York Ave Huntington Ny 11743. Our membership criteria are designed to include as many people as possible, so don't hesitate to reach out if you're unsure about your eligibility. You can check the detailed criteria at for the most current information. Once you know you're eligible, opening an account is a straightforward process that can set you on the path to enjoying all the benefits of being part of our credit union family. We offer a variety of services tailored just for you, from checking and savings accounts to loans and credit cards with rewards. If you have any questions or need assistance, feel free to give us a call at (516) 561-0030. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $465,116,282, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine having the ability to accept payments seamlessly, manage cash flow effortlessly, and keep track of transactions all in one place. Our merchant services offer just that. From mobile payment options to online invoicing, we provide tools that let you focus on what matters most growing your business. Located at 356 New York Ave Huntington Ny 11743, Huntington, NY, our dedicated team is ready to partner with you. For more information or assistance, feel free to call us at (516) 561-0030. Let's work together to turn your business vision into reality!

Comprehensive List Of Services

ATM and Shared Services

Accessibility is key at Jovia Financial. Our branch features an ATM where you can easily withdraw cash or check your balance without any hassle. For members of partner credit unions, we also facilitate basic shared branch transactions such as deposits and withdrawals, making it easy for you to manage your finances regardless of where you are. Our commitment extends beyond traditional banking hours as well; we're here for you during convenient times throughout the week. If you need assistance or want to learn more about any of our services, don't hesitate to reach out! You can contact us at (516) 561-0030. At Jovia Financial, we're not just about transactions; we're about building relationships with our members in Huntington and beyond. Come visit us at 356 New York Ave Huntington Ny 11743 or explore more about our offerings online at Huntington Village. Your financial journey starts here!

Business Banking

For entrepreneurs and business owners, we provide robust business banking services including merchant services and business loans. We understand how crucial it is for businesses to have access to reliable financial support, so we work closely with you to ensure your business thrives.

Loans and Financing

If you're considering purchasing a new vehicle or refinancing your home, our auto loans and mortgage financing options are designed with competitive rates that suit your budget. Our personal loans also provide you the flexibility to consolidate debt or cover unexpected expenses without added stress. Plus, for those who love rewards, our credit cards offer exciting benefits that you can take advantage of every day.

Personal Banking

When it comes to personal banking, we offer various solutions tailored just for you. Whether you're looking to open a checking or savings account, our friendly staff can guide you through the process. With features like online banking and mobile applications, managing your accounts has never been easier. You can transfer money, check balances, and even make payments right from your smartphone.

Digital & Online Banking

Accessibility and Ease of Use

At Jovia Financial, we believe in providing services that are accessible and easy to use for everyone. Our online platform is designed with simplicity in mind so that you can manage your finances without any confusion. With real-time account management available through both our website and mobile app, you'll always know where you stand financially. Explore all these features and more by visiting us online at http://www.jovia.org today! Experience the convenience and peace of mind that comes with modern banking at Jovia Financial.

Key Features

We know that security is a top priority when it comes to handling money. That's why we provide electronic signature authorization, allowing you to sign documents securely from the comfort of your home. You can also opt for e-statements, which not only help you stay organized but also reduce paper clutter. For added convenience, our mobile payments feature lets you make purchases directly from your smartphone. Whether you're out shopping or dining with friends, paying has never been easier. Additionally, if you need to send money quickly to a friend or family member, our person-to-person transfer service makes it hassle-free.

Financial Strength

Commitment to Growth

With $388,397,307 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $24,150 in used auto loans and $3,664,143,051 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,741,781,637 in share certificates and $344,312,846 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $64,364,176, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $12,570,388 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 480 full-time employees and 39 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $413,027,695, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share and Deposit Accounts: 423,928, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $27,137,851. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jovia Financial is your trusted partner. Visit us at 356 New York Ave Huntington Ny 11743 or call (516) 561-0030 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

For business owners, our outstanding commercial loans totaling $465,116,282 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or other business expenses, our team is here to help you navigate your options. If you're considering refinancing any existing loans or looking into eligibility options for our products, our friendly team at Jovia Financial is ready to assist you. You can reach us at (516) 561-0030 or visit us at 356 New York Ave Huntington Ny 11743, Huntington, NY for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Jovia Financial, we're committed to providing our members with reliable financial solutions tailored to their needs.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $451,161,620 in used vehicle loans and $154,446,486 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your financial situation and make owning a vehicle more accessible than ever.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,018,601,136, make buying or refinancing simple. We offer competitive rates and personalized support to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $144,338,616 in loans helping members manage their finances effectively. These cards come with rewards programs that can benefit your everyday purchases while keeping your spending manageable.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions. This transparency allows users to trust that the options they see are valid and reliable. No Sponsored Listings: Unlike some platforms, LendMesh does not prioritize lenders based on paid promotions. The focus here is solely on providing unbiased results that reflect the best available rates. Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to make informed decisions about borrowing. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

JOVIA FINANCIAL FEDERAL CREDIT UNION - Huntington, NY

Type of Loan Offerings

Student Loans