Jovia Financial Franklin Square NY Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Jovia Financial, where our mission is to empower you on your financial journey. Located conveniently at 648 Hempstead Tpke, Franklin Square, NY 11010, we have been serving our community since 1938. With a strong commitment to our members, we proudly support over 238,000 individuals and families who trust us with their financial needs. At Jovia Financial, we understand that banking goes beyond numbers; it's about building relationships and fostering growth. Our total assets of $4,596,442,069 reflect our stability and dedication to helping you achieve your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we have the resources to guide you every step of the way. Under the leadership of CEO John DeIeso and Board President George Plevretes, our dedicated team of 519 employees is here to provide exceptional service tailored to your unique needs. With total deposits reaching $166,806,604 and a net worth of $413,027,695, we ensure your funds are secure while offering competitive rates on loans and other services. While members can visit us at our branch location, official correspondence should be sent to the same address: 648 Hempstead Tpke, Franklin Square, NY 11010. We invite you to explore our website at jovia.org for more information about our offerings or simply give us a call at 516-561-0030. Join us today at Jovia Financial where your financial well-being is our top priority!

Branch History & Mission

Welcome to Jovia Financial in Franklin Square, NY! Since our establishment in 1938, we have proudly served the community, growing alongside our members and adapting to their needs over the decades. With a commitment to providing exceptional financial services, we have evolved from a small credit union into a thriving institution with total assets of $4,596,442,069 and a vibrant membership base of 238,274 individuals. Located at 648 Hempstead Tpke, our branch is easily accessible for all your banking needs. Whether you're stopping by to open an account or seeking financial advice, you'll find us conveniently situated near local shops and restaurants that make this neighborhood special. At Jovia Financial, our mission is simple yet powerful: we aim to empower our members by offering reliable financial solutions while fostering a strong sense of community. We believe in supporting not only your financial growth but also contributing positively to Franklin Square. This is why we engage in various outreach programs and partnerships that uplift the community around us. As times have changed, so have we. Our digital advancements ensure that you can manage your finances at your convenience through online banking and mobile payments. We're proud to offer an ADA-compliant environment, ensuring that everyone feels welcome when they visit us. Additionally, our shared service center allows for basic transactions if you're a member of another partnering credit union. Our operating hours are designed with your busy life in mind: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 1:00 PM. And yes, we also provide ATM services right here at the branch for easy access to your funds whenever you need them. While members can visit us at 648 Hempstead Tpke Franklin Square Ny 11010, official correspondence should be sent to 648 Hempstead Tpke, Franklin Square, NY 11010 if it differs from the branch address. Join us on this journey! Experience firsthand how Jovia Financial can support your financial goals while being an active part of the Franklin Square community. Together, let's build a brighter future! Feel free to reach out at (516) 561-0030 for any inquiries or visit our website at http://www.jovia.org to learn more about our services and how you can become a member today!

Branch Location & Accessibility

Welcome to Jovia Financial's Franklin Square branch, conveniently located at 648 Hempstead Tpke, Franklin Square, NY 11010. Our friendly team is here to provide you with a welcoming atmosphere and easy access to all your banking needs. Whether you're stopping by for personal banking or looking for business solutions, our branch is designed with your convenience in mind. Situated near popular local landmarks, our location is easy to find. You can enjoy ample parking right outside the branch, making your visit hassle-free. We've also made sure our facilities are accessible to everyone, featuring ADA-compliant entrances and ramps. At Jovia Financial, we understand that time is valuable. That's why we're open Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 7:00 PM, and Saturday from 9:00 AM to 1:00 PM. This flexible schedule ensures you can find a time that works for you. If you need assistance after hours or prefer banking on the go, we also offer ATM services for your convenience. In addition to our range of personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards we are proud to provide shared service center options for members of partner credit unions. While members can visit us at 648 Hempstead Tpke for transactions like deposits and withdrawals, official correspondence should be sent to the same address. Our dedicated staff is always ready to help answer any questions or assist you with banking services. Give us a call at 516-561-0030 or stop by today! We look forward to serving you at Jovia Financial in Franklin Square!

Member Eligibility

At Jovia Financial, we believe that becoming a member is like joining a close-knit family where your financial well-being matters. If you're wondering how to join us, the process is welcoming and straightforward! To be eligible for membership, you need to live, work, worship, or attend school in the communities we serve. This means that if you're in our area, we'd love to have you on board. Our members enjoy a range of benefits including competitive rates on loans and savings, personalized service, and access to community-focused programs that help you thrive financially. For detailed eligibility requirements, feel free to check out our resource at . Getting started with us is easy! You can open an account by visiting our branch located at 648 Hempstead Tpke Franklin Square Ny 11010 or by giving us a call at (516) 561-0030 for assistance. We're here Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 7:00 PM, and Saturday from 9:00 AM to 1:00 PM. Join us today and experience the difference of being part of Jovia Financial!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $465,116,282, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments quickly and securely while managing your cash flow effectively. Our merchant services provide businesses with the capability to process transactions smoothly, whether online or in-person. This means you can focus on what really matters serving your customers and growing your enterprise. Located at 648 Hempstead Tpke Franklin Square Ny 11010 in Franklin Square, NY, we're here to support your business every step of the way. Contact us at (516) 561-0030 for more information on how we can help you thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our network of ATMs provides easy access for withdrawals and balance checks. Plus, if you're a member of partner credit unions, basic shared branch transactions such as deposits and withdrawals are available too. At Jovia Financial, we believe that banking should be simple and accessible for everyone. Our friendly team is always ready to assist you with any questions or concerns about our offerings. For more information or assistance, don't hesitate to reach out at (516) 561-0030 or visit us at 648 Hempstead Tpke Franklin Square Ny 11010 in Franklin Square, NY. We invite you to explore all that we have to offer! Join us today and experience banking made easy at Franklin Square!

Auto Loans & Vehicle Financing

Are you planning to buy a new car? Our Auto Loans & Vehicle Financing options make it easier for you to drive away in the vehicle of your dreams. With competitive rates and flexible terms, financing your next vehicle is straightforward and stress-free.

Business Banking

If you're a business owner or entrepreneur, our Business Banking services include merchant services and business loans tailored specifically for small businesses. We understand the challenges faced by local businesses and strive to provide flexible solutions that help you thrive.

Credit Cards with Rewards

Take advantage of our Credit Cards with Rewards, allowing you to earn points or cash back on everyday purchases. Imagine getting rewarded for simply spending it's like earning while you shop!

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are designed to help you secure the best possible rates. We understand how important finding the right home can be, and we're here to guide you through every step of the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts from anywhere at any time. Whether it's making deposits through mobile applications or accessing ATMs for cash withdrawals, we've got you covered.

Personal Banking

For those looking to manage their day-to-day finances, we offer Personal Banking options that include checking and savings accounts. Imagine having easy access to your funds with online banking and mobile applications right at your fingertips. You can check balances, transfer money, and even make payments with just a few taps on your phone.

Personal Loans & Debt Consolidation

For those needing extra funds or looking to consolidate debt, we provide Personal Loans & Debt Consolidation options. Life can throw unexpected expenses your way, but with our financial support, you can manage them effectively without feeling overwhelmed.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. You'll appreciate the ease of sending money with our person-to-person transfers feature, making it simple to share expenses with friends or family without any hassle. For those who prefer managing their accounts on-the-go, our mobile application provides all the tools you need right in your pocket. You can enjoy features like mobile payments for quick transactions and e-statements for easy access to your financial information all while knowing that your data is protected with electronic signature authorization.

Security and Convenience

Security is our top priority. We implement robust measures to ensure that your personal information stays safe while you take advantage of our convenient services. Plus, our e-statements help reduce paper clutter while providing you instant access to your account statements whenever you need them. With Jovia Financial, banking is not just about transactions; it's about creating a relationship built on trust and support. Whether you're using our website or mobile app, you'll find managing your finances easier than ever before. Embrace the future of banking with us today!

Financial Strength

Growing Together

Our commitment to growth is evident as we manage a total of 423,928 share and deposit accounts. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jovia Financial is your trusted partner. Visit us at 648 Hempstead Tpke Franklin Square Ny 11010 or call (516) 561-0030 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing in Our Members

With $388,397,307 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $24,150 in used auto loans and $3,664,143,051 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,741,781,637 in share certificates and $344,312,846 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $64,364,176, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Proven Operational Efficiency

Our $12,570,388 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 480 full-time employees and 39 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundations

With a net worth of $413,027,695, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $451,161,620 in used vehicle loans and $154,446,486 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our competitive rates and flexible terms make it easier than ever to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $465,116,282 provide the capital needed to grow and expand. We are committed to supporting local businesses and fostering economic development within our community. In addition to these products, we also provide refinancing options and eligibility assistance to ensure you find the best solution tailored for your situation. Our team is here to guide you through every step of the process. For more information or to discuss which loan option suits you best, please visit us at 648 Hempstead Tpke, call us at 516-561-0030, or check out our website at Jovia Financial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Jovia Financial can support your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,018,601,136, make buying or refinancing simple. We offer tailored solutions to help you navigate the home-buying process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $144,338,616 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to support your spending needs while providing peace of mind.

Loan Aggregator

Benefits of Using LendMesh

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Jovia Financial

Type of Loan Offerings

Student Loans