Welcome to journey-20943, a trusted financial institution serving the community since 1972. Our mission is to empower our members through exceptional service, providing a comprehensive suite of banking products that cater to both individual and business needs. Led by CEO Jeffrey Kusler and Board President Christopher Kowatch, we take pride in our commitment to fostering financial well-being among our members and supporting local initiatives that strengthen our community. Located in the heart of Saint Johns, MI, we have built a reputation for reliability and member-first service.

At journey-20943, your financial security is paramount, which is why we are federally insured by the NCUA as of 4/14/1972 0:00. We understand that modern banking requires convenience and accessibility; that's why we offer robust online banking services, e-statements, mobile payments, and person-to-person transfers to ensure you can manage your finances with ease. Our commitment to innovation extends to electronic signature authorization, making transactions simpler than ever before. For more information on how we can help you achieve your financial goals, visit us at https://www.journeyfcu.org/ or reach out via fax at (989) 224-6596. Join us on this journey toward financial empowerment and discover the difference of being part of a member-focused credit union.

Journey Federal Credit Union is dedicated to providing a comprehensive suite of financial services tailored to meet the diverse needs of its members. From personal banking solutions like checking and savings accounts, auto loans, and credit cards with rewards, to business banking offerings such as merchant services and business loans, Journey FCU ensures that every financial need is met with expertise and care. Additionally, our mortgage loans and refinancing options are designed to support members through significant life milestones, whether purchasing a new home or consolidating debt. We understand that managing finances can be challenging, which is why we offer convenient services like ATM & cash withdrawal services and basic drive-thru banking for ease of access.

In today's digital age, we empower our members with robust online banking capabilities. With features such as person-to-person transfers, mobile payments, e-statements, and e-signatures, managing your finances has never been easier. Our commitment to accessibility extends beyond traditional banking hours; our online platform allows you to bank anytime, anywhere. Whether you're planning for everyday expenses or looking to grow your small business, our tools are designed to help you achieve your financial goals efficiently. For those interested in membership eligibility or exploring various loan options, we invite you to learn more at or check out competitive rates at https://www.lendmesh.com/loans/personal_loans . Should you need personalized assistance, don’t hesitate to reach out via fax at (989) 224-6596—we're here to support you every step of the way.

Journey Credit Union has established itself as a trusted and valuable financial partner within the community, characterized by a commitment to service excellence and transparency. With a robust Total Membership of 17,448, Journey Credit Union has built a strong foundation of trust among its members, providing personalized financial solutions that cater to their diverse needs. The institution boasts impressive Total Assets amounting to 177,792,811, demonstrating its financial stability and capacity to support its members effectively.

The credit union's Net Worth stands at 16,525,317, reflecting a solid financial health that enhances its credibility as a reliable partner in your financial journey. Furthermore, with an annual Net Income of 928,685, Journey Credit Union showcases its ability to generate sustainable revenue while reinvesting in services that benefit members directly. The organization has also accumulated Total Deposits of 19,203,899, signifying the confidence placed in it by the community.

As a testament to its operational efficiency, Journey maintains Total Loans and Leases totaling 11,989. This portfolio not only illustrates the credit union's capacity for lending but also highlights its dedication to empowering members through access to essential financial products such as auto loans and mortgages. With a team of just Total Employees at 38, each member of staff is committed to ensuring high-quality service tailored to individual needs.

The institution’s strength is further emphasized by its impressive Net Worth Ratio of 928, positioning it favorably among peers and affirming its stability in the financial landscape. Members can also benefit from competitive offerings in various categories, including a substantial Credit Card Loan Volume of 2,652 and an extensive Auto Loan Volume of 8,460. Additionally, with Commercial Loans amounting to 51, Journey Credit Union supports local businesses, contributing positively to economic growth in the area.

In conclusion, Journey Credit Union exemplifies reliability and dedication, making it an ideal choice for individuals seeking a supportive financial partner. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.