Joplin Metro Credit Union Joplin MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Joplin Metro Credit Union, where our commitment to serving our community shines through in everything we do. Located at 3301 Texas Ave, Joplin, MO 64804, we have been proudly serving our members since 1950. With a strong foundation built on trust and reliability, we currently support over 5,600 members with personalized financial solutions tailored to meet their unique needs. At Joplin Metro, we understand that your financial journey is important. That's why we've grown our total assets to an impressive $49,472,769, allowing us to offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking options. Our total deposits stand at $3,987,167, reflecting the confidence our members place in us. Led by our dedicated CEO Christi Moorehouse and Board President Dennis Berryhill, our team of 16 employees is here to ensure you receive the best service possible. Whether you need assistance with loans amounting to a total of 70,105 or want guidance on savings and investments, we're ready to help you achieve your financial goals. We invite you to explore the benefits of membership at Joplin Metro Credit Union. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 3301 Texas Ave, Joplin, MO 64804. If you have any questions or need assistance, feel free to reach out by calling us at 417-623-9816. Join us today and experience firsthand how Joplin Metro Credit Union can make a positive impact on your financial future! For more information about our services or to start your membership journey, visit us online at joplinmcu.com.

Branch History & Mission

Community Commitment

Our dedication extends beyond banking; we actively engage in community outreach programs aimed at making a positive difference in Joplin. From partnerships with local organizations to hosting financial literacy workshops, we seek to uplift our neighbors and promote financial education. With services like drive-thru banking and ATM availability right at your fingertips, we make it easy for you to access your funds when you need them most. Our operating hours 8:00 AM to 5:30 PM on weekdays make it convenient for everyone.

Join Us Today!

As we look ahead toward future growth and continued service excellence, we invite you to become part of the Joplin Metro family. Experience firsthand how our values align with yours supporting not only your financial aspirations but also contributing positively to the Joplin community as a whole. For more information or to start your membership journey today, please call us at 417-623-9816 or visit our website here. Together, let's build a brighter future!

Our Journey

From humble beginnings, Joplin Metro has evolved into a trusted institution for over 5,600 members. Located at 3301 Texas Ave, Joplin, MO 64804, our branch is not just a place for transactions but a hub for community connection and growth. Over the decades, we've expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, and business banking solutions. With total assets reaching an impressive $49,472,769, we are well-equipped to serve our members' needs while maintaining financial stability. While you can always visit us at our branch for personalized assistance, official correspondence should be directed to the same address: 3301 Texas Ave, Joplin, MO 64804.

Our Mission

At Joplin Metro Credit Union, our mission is straightforward yet impactful: to provide excellent financial services that improve the lives of our members while fostering a strong sense of community. We believe that everyone deserves access to fair and affordable financial products. This commitment drives us to offer competitive rates on loans and savings accounts while ensuring the highest levels of customer service. We strive to make banking accessible by offering features such as online and mobile banking, allowing you to manage your finances anytime and anywhere. Our ADA-compliant facilities ensure that all members can access our services comfortably. Additionally, we are proud to provide shared service center options for those who may need assistance from other credit unions.

Branch Location & Accessibility

Get in Touch

If you have questions or want to know more about how we can help you achieve your financial goals, don't hesitate to call us at 417-623-9816. We look forward to welcoming you into the Joplin Metro family come visit us today!

Getting Here and Parking

At Joplin Metro, we offer ample parking space for our members. Whether you're visiting us for a quick deposit or a more detailed financial consultation, you'll find that parking is straightforward and hassle-free. For those who require additional support, our branch is fully ADA compliant, featuring ramps and other accessibility features to ensure everyone can enjoy our services comfortably.

Operating Hours

We understand that life can be busy, which is why we're here to accommodate you with flexible operating hours. You can visit our lobby from 9:00 AM to 5:30 PM on Mondays, Tuesdays, Thursdays, and Fridays. If you prefer using our drive-thru service, it's open from 8:00 AM to 5:30 PM on the same days. On Wednesdays, our lobby opens later at 10:00 AM but remains available until 5:30 PM. This means you have plenty of options to fit your schedule!

Services Offered

Our branch provides a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need assistance with basic transactions? Our drive-thru offers deposits and withdrawals without leaving your vehicle. Plus, if you're a member of a partner credit union, feel free to take advantage of shared services right here! While members can visit us at 3301 Texas Ave for all their banking needs, any official correspondence should be sent to the same address.

Member Eligibility

At Joplin Metro, we believe that everyone deserves access to a supportive financial community. Becoming a member is an easy and welcoming process! If you live, work, or worship in Jasper County, or have family members who are already part of our credit union, you're likely eligible to join us. We're here to empower you with personal banking services that cater to your needs, from checking and savings accounts to loans and credit cards. To start your membership journey with Joplin Metro, simply visit us at 3301 Texas Ave, Joplin, MO 64804. You can also reach out by calling us at 417-623-9816 for any questions. For more detailed eligibility criteria, take a look at our website: Joplin Metro Membership Eligibility. It's all about making sure you feel at home as part of our family! When you're ready to open an account, check out the details here: Account Opening. Join us today and discover the benefits of being part of Joplin Metro!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions and enhance your customer experience. Imagine having a reliable payment processing system that allows you to focus on what you do best running your business. Our merchant services provide efficient solutions for accepting payments, managing cash flow, and keeping your operations running smoothly. Located at 3301 Texas Ave Joplin Mo 64804 in Joplin, MO, our team is here to discuss how we can support your unique business journey. Whether you're looking for funding or need help managing transactions, reach out to us at (417) 623-9816 and let's grow together!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll find that our services cater specifically to your needs as well. From merchant services that simplify payment processing to tailored business loans, we ensure that your financial operations run smoothly so you can focus on growing your business.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why at Joplin Metro Credit Union, we offer robust online and mobile banking features. Whether you're checking your balance from home or making transfers on the go, managing your finances has never been easier. Plus, with our ATM and cash withdrawal services available anytime, accessing your funds is straightforward.

Drive-Thru & Shared Branch Transactions

Our branch offers basic drive-thru banking for quick transactions such as deposits and withdrawals perfect for those busy days when you're on the go. We also participate in shared branch transactions which means if you're a member of another partner credit union, you can still enjoy our services right here at Joplin Metro.

Financial Flexibility

For those unexpected moments in life, having access to funds can be crucial. Our personal loans and debt consolidation services can help you get back on track without the burden of high-interest rates. Additionally, we offer credit cards with rewards that not only provide convenience but also give you something back with every purchase.

Get Started Today!

With so many services designed just for you, it's clear that at Joplin Metro, we prioritize your financial well-being. For more information or to get started with any of our offerings, don't hesitate to reach out! Call us today at (417) 623-9816 or visit us at our branch located at 3301 Texas Ave Joplin Mo 64804. We look forward to serving you!

Personal Banking Solutions

We understand that every member has unique financial needs. That's why we offer a variety of personal banking options including checking and savings accounts that allow you to manage your daily expenses and grow your savings effortlessly. If you're planning on purchasing a new car, our auto loans and vehicle financing options make it simple and affordable. And when it comes to buying a home, we provide comprehensive mortgage loans and refinancing solutions to help you secure the perfect place.

Digital & Online Banking

Key Features

With 24/7 online banking services, you can access your accounts whenever it suits you. Whether it's checking balances, paying bills, or transferring funds, everything is right at your fingertips. We also offer e-statements, so you can go green by opting for electronic statements instead of paper ones keeping your financial information secure while helping the environment. If you're always on the go, our mobile application makes banking even easier. You can make mobile payments quickly and securely, ensuring that your transactions are smooth no matter where life takes you. Plus, with person-to-person transfers, sending money to friends or family has never been simpler.

Security & Accessibility

Your security is our top priority. While we do not currently offer electronic signature authorization, our systems are designed with robust security measures to protect your information and transactions. Our goal is to provide a safe banking experience without compromising on ease-of-use. In summary, at Joplin Metro, we strive to make your banking experience as convenient and secure as possible. Explore all these features today by visiting https://joplinmcu.com/ and take control of your finances in a way that fits your lifestyle!

Financial Strength

Committed Team at Your Service

We also take pride in having 16 full-time employees who are always ready to assist you with knowledgeable service. You can count on our dedicated team to guide you through your banking experience smoothly.

Growing Together

Total Share Accounts: 10,131, showing a strong and growing member base that trusts us with their finances. Our community of members reflects the strength of our credit union as we work together towards achieving individual financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Joplin Metro is your trusted partner. Visit us at 3301 Texas Ave Joplin Mo 64804 or call (417) 623-9816 to learn more about how we can help you achieve your financial goals.

Innovative Banking for Our Members

With $7,992,116 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement means more choices for you when it comes to managing your finances.

Member-Centric Savings

Members' savings are secured through $4,165,821 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $8,164,513, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,649 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is robust with $47,627 in used auto loans and $36,053,479 in total loans and leases. This support allows us to help you achieve your financial goals across various sectors. Even though our net income currently stands at $0, we remain dedicated to offering competitive loan rates and solid financial products tailored to your needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,928,491 in used vehicle loans and $5,046,708 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the process.

Credit Lines and Unsecured Loans

For those looking for flexibility, we offer credit lines with a total of $1,500,000 available. Additionally, our unsecured credit card loans amounting to $2,782,074 allow members to manage their finances effectively without needing collateral. At Joplin Metro, we're committed to providing tailored solutions that fit your lifestyle. Whether you're refinancing an existing loan or exploring eligibility options for new financing, our knowledgeable staff is ready to assist you every step of the way. For more information on our loan offerings or to discuss how we can support your financial journey, please contact us at (417) 623-9816 or visit us at 3301 Texas Ave Joplin Mo 64804, Joplin, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,971,112, make buying or refinancing simple. We provide personalized service to help you navigate your options and find the right mortgage solution for your situation.

Loan Aggregator

Building Credibility Through User Experiences

Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates how LendMesh can make a significant difference in securing favorable loan terms. To explore your options further and take advantage of these features, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data ensures fair and transparent offers for all users. LendMesh stands out in several key ways: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them find the best deals quickly.

Joplin Metro