Joplin Metro Credit Union MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Joplin Metro Credit Union, where your financial well-being is our top priority! Located at 716 S Pearl Ave, Joplin, MO 64801, we have proudly served our community since 1950. With a dedicated team of 16 employees led by our CEO, Christi Moorehouse, and Board President, Dennis Berryhill, we are committed to providing personalized banking solutions that meet the needs of our 5,627 members. At Joplin Metro, we're not just about numbers; we're about people. Our total assets stand at an impressive $49,472,769, with total deposits reaching $3,987,167. We offer a wide range of services including personal and business banking, auto loans, mortgages, and more all designed to help you achieve your financial goals. Our total loans and leases amount to 70,105, reflecting our commitment to supporting the community through various lending options. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 3301 Texas Ave, Joplin, MO 64804. We understand that convenience matters in today's fast-paced world. That's why we offer online and mobile banking services to ensure you can manage your finances anytime, anywhere. Our focus on community impact goes beyond just providing financial products; we strive to empower our members through education and support. With a net worth of $8,164,513 and cash in hand totaling $651,971, Joplin Metro Credit Union is financially sound and ready to serve you. We invite you to explore all that we have to offer! Whether you're looking for assistance with a loan or simply need financial advice, don't hesitate to reach out. Call us at 417-627-1000 or visit our website at Joplin Metro Credit Union for more information. Together, let's build a brighter financial future!

Branch History & Mission

A Commitment to Community

Throughout our history, Joplin Metro has evolved in response to the changing needs of our members. From humble beginnings, we have grown into a full-service credit union that offers personal banking, auto loans, mortgages, and business services. Our mission is simple yet profound: to empower our members through exceptional financial solutions while supporting local initiatives that strengthen our community. While members can visit us at our main branch address, official correspondence should be sent to our mailing address at 3301 Texas Ave, Joplin, MO 64804. We invite you to explore our services and see how we can assist you in achieving your financial goals.

Join Us Today!

We are proud of what we've accomplished so far but remain focused on the future. The heart of Joplin Metro Credit Union is its members people like you who contribute to our vibrant community. Whether you're looking for savings accounts, loans with competitive rates, or simply want a place where your voice matters, we invite you to become a member today. Experience firsthand the difference that comes from being part of a community-focused credit union. Visit us at Joplin Metro Credit Union or give us a call at 417-627-1000 we look forward to serving you!

Our Services and Values

Our commitment goes beyond just providing financial services; it extends to being an integral part of the Joplin community. We believe in fostering relationships built on trust and transparency. With state-of-the-art online and mobile banking options available, members can manage their finances anytime and anywhere. Additionally, we offer convenient ATM access and drive-thru banking for ease of transactions. As part of our dedication to inclusivity, we ensure ADA compliance at all locations and strive to make banking accessible for everyone. Our shared service center allows us to extend our reach even further by partnering with other credit unions in the area.

Branch Location & Accessibility

Convenient Access and Features

Parking is readily available, ensuring you can get in and out without hassle. We take pride in our commitment to accessibility, featuring ADA-compliant facilities that make it easy for everyone to bank with us. Plus, our drive-thru service allows for quick transactions without leaving your vehicle perfect for those busy days! If you need to send official correspondence, please note that while you can visit us at our physical location, all mail should be directed to our mailing address at 3301 Texas Ave, Joplin, MO 64804.

Let’s Connect!

We invite you to stop by or give us a call at 417-627-1000. Whether you're looking for advice on a new loan or simply need assistance with your account, the team at Joplin Metro Credit Union is here to help. Come visit us today; we can't wait to welcome you into our community!

Operating Hours That Fit Your Schedule

At Joplin Metro Credit Union, we understand that life gets busy! That's why we offer flexible operating hours. Our lobby is open Monday, Tuesday, Thursday, and Friday from 9:00 AM to 5:30 PM and on Wednesday from 10:00 AM to 5:30 PM. If you prefer drive-thru service, we're here for you from 8:00 AM to 5:30 PM on those same weekdays.

Services Tailored Just for You

We're proud to offer a range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Need help? Our friendly staff is always ready to assist you with shared services as well, making banking easier than ever.

Member Eligibility

At Joplin Metro, we believe that everyone deserves to be part of a caring community that supports their financial journey. Becoming a member is simple and inclusive, welcoming those who live, work, worship, or attend school in our local area. If you have a family member already with us, you're also eligible to join! Our aim is to empower you with financial tools and resources tailored to your needs, making it easy for you to manage your money and achieve your goals. You can find more detailed information about our eligibility criteria at https://joplinmcu.com/about/membership/ . When you're ready to take the next step, opening an account is straightforward! Just visit us at our branch located at 716 S Pearl Ave Joplin Mo 64801 or give us a call at (417) 627-1000 for assistance. We're here to help you every step of the way as you start enjoying the benefits of membership at Joplin Metro. For all account opening details, check out this link: https://www.financial-net.com/joplinmcu/lending . Join us today and experience a supportive financial community that truly cares!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer comprehensive merchant services designed to streamline payment processing. Imagine being able to accept payments seamlessly from your customers, whether they are shopping in-store or online. Our services ensure you can focus on what matters most growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in our community. Let's work together to build a brighter future for your business. For more information on how we can assist you, visit us at 716 S Pearl Ave Joplin Mo 64801 or call us at (417) 627-1000. Your success is our priority!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. This funding has gone toward everything from expanding retail spaces to investing in new technology. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that can adapt to your unique needs. Whether you are looking to purchase equipment or manage cash flow, our team is here to guide you through the process.

Comprehensive List Of Services

Convenience at Your Fingertips

With Online & Mobile Banking, managing your accounts has never been easier. From accessing ATMs for cash withdrawals to utilizing drive-thru services for quick transactions like deposits and withdrawals everything is designed with convenience in mind. Our commitment extends beyond individual services; we also offer shared banking options for partner credit union members so that everyone can benefit from accessible financial services. We invite you to visit us at 716 S Pearl Ave Joplin Mo 64801 or give us a call at (417) 627-1000 if you have any questions or would like assistance with any of our offerings. Experience the difference at Joplin Metro Credit Union, where we prioritize your financial well-being every step of the way!

Financial Solutions for All Needs

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. We help you find solutions that fit your budget, allowing you to tackle debt effectively while maintaining peace of mind.

Home Ownership Support

Thinking about buying a home? Our Mortgage Loans & Refinancing options make homeownership more achievable than ever. Whether it's your first home or you're looking to refinance an existing mortgage for better rates, we guide you through each step, ensuring that you make informed decisions.

Personal Banking Made Easy

For those who want to keep their finances organized, we offer Personal Banking options including checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your money whenever you need it, whether you're shopping for groceries or planning a weekend getaway. With our online and mobile banking features, you can check your balance, transfer funds, and pay bills from anywhere.

Rewarding Credit Card Options

Our Credit Cards with Rewards program allows you to earn points on purchases, making it easier for you to get rewarded just for using your card! Whether you're planning a family vacation or just want some extra cash back on everyday purchases, this option adds value to your spending.

Supporting Local Businesses

We also believe in supporting local entrepreneurs through our Business Banking services which include merchant services and business loans. If you're starting or expanding a business in the area, we provide financial tools that can help turn your vision into reality.

Vehicle Financing That Works for You

If you're in the market for a new car or truck, our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms. Picture yourself driving off in your dream vehicle without the stress of overwhelming payments. We're here to simplify the loan process so you can hit the road with confidence.

Digital & Online Banking

Key Features of Our Online Banking Services

Visit us at https://joplinmcu.com/ to explore our robust online banking platform. You can check your account balances, pay bills, and transfer funds seamlessly. Our service includes 24/7 online banking, so you can perform transactions whenever it suits you best. If you're looking for quick and simple ways to send money to friends or family, our person-to-person transfer feature has you covered. It's an easy way to share expenses without needing cash or checks. Plus, with mobile payments available, you can make purchases using your smartphone just another way we help you stay connected and in control of your finances.

Security and Accessibility

We prioritize your security with features like secure logins and encryption technology, ensuring that your personal information stays safe while you bank online. While we currently do not offer electronic signature authorization, our member services are designed to be user-friendly and straightforward. Additionally, e-statements are available for those who prefer digital records over paper ones. You can easily access your statements through our mobile application, which is also packed with features that make banking even more convenient. Download the app today to manage your accounts on the go! With all these tools at your fingertips, managing your finances has never been easier or more secure. Whether you're at home or out running errands, Joplin Metro is here to support you every step of the way.

Financial Strength

Commitment to Excellence

With $7,992,116 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $47,627 in used auto loans and a total of $36,053,479 in loans and leases.

Growing Member Base

Total Share Accounts stand at 10,131, showcasing a strong and growing member base that trusts us with their finances. Our dedication ensures that whether you're saving for the future or seeking financing for your next vehicle, you're partnering with an institution that cares about your success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Joplin Metro is your trusted partner. Visit us at 716 S Pearl Ave Joplin MO 64801 or call 417-627-1000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $4,165,821 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members by focusing our resources on benefiting you through better loan rates and exclusive perks.

Solid Financial Health

With a net worth of $8,164,513, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.49% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With $20,928,491 in used vehicle loans and $5,046,708 in new vehicle loans already helping members get on the road, we are committed to making vehicle financing easy and affordable. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to guide you through the process.

Credit Lines

For those who want additional flexibility in managing expenses, we provide credit lines totaling $1,500,000. This option allows you to access funds as needed without having to apply for a new loan each time. At Joplin Metro located at 716 S Pearl Ave Joplin Mo 64801, we aim to create a supportive environment for all our members. If you're ready to explore any of these options or have questions about refinancing or eligibility requirements, please give us a call at 417-627-1000. Our dedicated team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to visit our website Joplin Metro for more information about our loan products and services!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,971,112. If you're considering refinancing your current mortgage or are unsure about your eligibility for a home loan, our experts can provide personalized assistance tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $2,782,074 in loans helping members manage their finances effectively, our credit cards come with various benefits designed to support your spending needs while keeping costs manageable.

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JOPLIN METRO CREDIT UNION