JOHNSTOWN SCHOOL EMPLOYEES FEDERAL CREDIT UNION

Welcome to Johnstown School Employees, where we believe in empowering our community through strong financial support and personalized service. Nestled at 738 Viewmont Ave, Johnstown, PA 15905, our credit union has been a trusted partner for local members since 1939. With a total membership of 523 and assets exceeding $6,670,635, we are committed to providing you with exceptional banking options tailored to meet your needs. At Johnstown School Employees, we understand the importance of financial security and convenience. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage loans, and personal loans. Whether you're looking to buy a new car or save for your future, we've got you covered. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of our CEO, Donald Irwin, Jr., and Board President, Lieda Milazzo, we strive to make every member feel valued. As a local institution with only 2 employees, we pride ourselves on building lasting relationships within our community. While members can visit us at our branch location, official correspondence should be sent to the same address: 738 Viewmont Ave, Johnstown, PA 15905. With total deposits amounting to $165,423 and a net worth of $1,608,674, we ensure that your finances are in safe hands. Join us today by visiting our website at jsefcu.com or give us a call at 814-255-6642. Experience the difference that comes from being part of a credit union that truly cares about its members!

At Johnstown School Employees, our journey began in 1939 with a vision to support the financial needs of educators and their families in Johnstown, PA. Since then, we have grown from a small community credit union into a trusted partner for over 523 members, all while staying true to our core mission: providing exceptional financial services with a focus on community support. Located at 738 Viewmont Ave, Johnstown, PA 15905, our branch is easily accessible for our members. We are proud to be part of the vibrant community here in Cambria County, where education and collaboration flourish. Our headquarters remain firmly rooted in Johnstown, which allows us to maintain close ties with local schools and educational institutions. Throughout our history, we have achieved significant milestones that reflect our commitment to serving our members. As of today, we proudly manage total assets of $6,670,635. This growth empowers us to offer a variety of services designed specifically for our members' needs, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. Our mission is clear: to provide personalized financial services that not only meet the needs of our members but also uplift the entire community. We believe in building lasting relationships based on trust and transparency. By investing in local initiatives and partnering with schools, we aim to contribute positively to the lives of those around us. While members can visit us at 738 Viewmont Ave, official correspondence should be sent to the same address for convenience. Our branch operates continuously during the week, ensuring that you can always reach us when needed. Although we currently do not have ATM or drive-thru services available, we are committed to providing excellent online banking options that allow you to manage your finances securely from anywhere. As we look ahead, we remain dedicated to enhancing our services and expanding our outreach efforts. We invite everyone in Johnstown and surrounding areas who shares our values to join us as members. Experience the benefits of being part of a community-focused credit union where your financial well-being matters. If you're ready to take the next step toward achieving your financial goals or need assistance with any banking needs, don't hesitate to reach out. Call us at 814-255-6642 or visit our website at jsefcu.com for more information on how you can become a member today!

At Johnstown School Employees, we believe that becoming a member is like joining a warm, welcoming family where your financial well-being matters. If you're looking to be part of our community, you'll find that eligibility is straightforward and friendly. Membership is available to individuals who work for or are retired from the school district, as well as their family members. This means if you're connected to someone in education here, you're likely eligible! Not only do our members gain access to a variety of financial services tailored just for them, but they also become part of a supportive network dedicated to helping one another thrive. To kick off your membership journey at Johnstown School Employees, just visit us at 738 Viewmont Ave Johnstown Pa 15905 or give us a call at (814) 255-6642. We've made the account opening process easy and accessible simply check out the details here. For a full rundown on membership criteria, feel free to explore more about it here. We can't wait to welcome you into our community!

At Johnstown School Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in where you choose to bank, and we are proud to showcase our strong financial position. With a net worth of $1,608,674, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,412 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,489,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $108 in used auto loans and $3,429,677 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $4,729, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. As of now, total share accounts stand at 523, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Johnstown School Employees is your trusted partner. Visit us at 738 Viewmont Ave Johnstown Pa 15905 or call (814) 255-6642 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.