Johnsonville TVA Employees Credit Union New Johnsonville TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Johnsonville Tva Employees, your trusted financial partner located at 213 Long St, New Johnsonville, TN 37134. Established in 1952, our credit union has proudly served over 10,450 members, providing personalized banking solutions tailored to meet your needs. With total assets of $158,518,125 and deposits reaching $9,747,081, we are committed to fostering financial growth and stability within our community. At Johnsonville Tva Employees, we believe that banking should be more than just transactions; it should be a relationship built on trust and support. Our dedicated team of 33 employees, led by our CEO Michael Warren and Board President Jerry Damesworth, is here to guide you through every step of your financial journey. We understand that each member's situation is unique, which is why we offer a range of services including personal checking accounts, auto loans, mortgages, and business banking solutions. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to the same address: 213 LONG ST, NEW JOHNSONVILLE, TN 37134. For any inquiries or assistance, don't hesitate to call us at 931-535-9000. Our commitment extends beyond traditional banking; we strive to make a positive impact in our community while ensuring that you feel valued and understood as a member of our family. Whether you're looking for financial advice or need help with a loan application (which you can start here), we're here for you every step of the way. Join us at Johnsonville Tva Employees and experience the difference of being part of a credit union that truly cares. Visit us today or explore more about what we have to offer on our website: jtvaecu.org. Your financial future awaits!

Branch History & Mission

A Journey Through Time

Since opening our doors in 1952, we have witnessed remarkable changes in the financial landscape. What started as a small credit union has grown into a trusted institution with total assets of $158,518,125. Over the decades, we've adapted to meet the evolving needs of our members by introducing new products and services that empower them financially. From personal banking solutions to auto loans and mortgage refinancing, our offerings are designed with you in mind. Our commitment to accessibility is evident through our operating hours from Monday to Friday, 8:30 AM to 4:30 PM. For your convenience, we also provide ATM access on-site so you can manage your finances easily any time of day.

Looking Ahead

As we continue forward into the future, we remain committed to embracing technology while ensuring ADA compliance and enhancing customer experience through digital advancements. Whether it's online banking or mobile applications that make managing your accounts easier than ever before, we are here for you every step of the way. We invite you to join us on this journey! Experience the difference with Johnsonville Tva Employees today by visiting us or exploring more about membership on our website at jtvaecu.org. Together, let's build a brighter financial future!

Our Mission

At Johnsonville Tva Employees, we believe that financial success should be within everyone's reach. Our mission is rooted in helping individuals and families achieve their financial goals through education and personalized service. We strive not just to offer banking products but also to build lasting relationships with our members. As part of this mission, we actively engage in community outreach programs and partnerships that promote local initiatives. We understand that when our community thrives, everyone benefits. While members can visit us at 213 Long St, official correspondence should be sent to our mailing address: 213 LONG ST, NEW JOHNSONVILLE, TN 37134.

Branch Location & Accessibility

Welcome to the Johnsonville TVA Employees Credit Union, conveniently located at 213 Long St in New Johnsonville, TN. This branch is designed with your needs in mind, making it easy for you to access our services and get the financial support you deserve. Whether you're a longtime member or looking to join our community, we are here for you. If you're coming from nearby landmarks like the beautiful New Johnsonville Park or the bustling local shops, you'll find us easily accessible. Our branch offers ample parking, ensuring that you can visit without any hassle. We also prioritize accessibility for all members, featuring ADA-compliant entrances and ramps. While you can reach us at our physical address for all your banking needs, please note that official correspondence should be sent to 213 LONG ST, NEW JOHNSONVILLE, TN 37134 if that's different from your visit. At Johnsonville TVA Employees Credit Union, we are committed to being available when you need us most. Our lobby hours run from Monday to Friday, opening at 8:30 AM and closing at 4:30 PM. If you're looking for an ATM, we have one on-site for your convenience. Although we don't have drive-thru banking currently available, our friendly team is ready to assist you inside. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we offer a range of services tailored just for you. We invite you to stop by or give us a call at 931-535-9000 if you have any questions or need assistance. Our dedicated staff is eager to help you navigate your financial journey!

Member Eligibility

At Johnsonville Tva Employees, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're looking to be part of something special, eligibility is simple and welcoming! To join us, you just need to be an employee or member of the Tennessee Valley Authority or have a connection to one of our associated groups. We also happily welcome immediate family members of current members. This means that if you share a household with someone already part of our community, you can easily become one of us too! The advantages of being a member at Johnsonville Tva Employees are plentiful. You gain access to personalized service, competitive loan rates, and a variety of financial products tailored just for you. Plus, our local team is always here to support your needs. Ready to take the next step? You can find all the detailed eligibility criteria at http://www.jtvaecu.org/about-membership.htm, which we encourage you to check out for the most up-to-date information. When you're ready to open an account, simply visit https://www.loanliner.com/loanrequest/presenter/loanlist?cuid=04101442&loanlistid=2497&channelid=1114640820181115654&locationid=6167086120181115640&isframed=f, or give us a call at (931) 535-9000. We can't wait to welcome you into our community at 213 Long St New Johnsonville Tn 37134!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, effective payment solutions are key. Our merchant services enable you to accept payments seamlessly, allowing you to focus on what matters most growing your business. Imagine processing transactions quickly and securely, whether in-store or online, making it easier for customers to do business with you. Located at 213 Long St New Johnsonville Tn 37134 in New Johnsonville, TN, we invite you to explore how our personalized approach can meet your business's financial needs. Connect with us today at (931) 535-9000 and let's work together to turn your vision into reality!

Comprehensive List Of Services

Accessibility and Support

At Johnsonville Tva Employees, we pride ourselves on being accessible. Our branch is open Monday through Friday from 8:30 AM to 4:30 PM, and we're always just a phone call away at (931) 535-9000 if you have questions or need assistance. As a member-focused credit union, we strive to create an environment where everyone feels welcome and supported in achieving their financial goals. Whether you're opening an account or applying for a loan, we're here for you every step of the way. Ready to explore how Johnsonville Tva Employees can help you? Visit us at https://www.jtvaecu.org/ or stop by our branch at 213 Long St New Johnsonville Tn 37134 in New Johnsonville, TN today!

Business Banking Services

For entrepreneurs and small business owners, we offer specialized Business Banking services including Merchant Services and Business Loans. We know how important it is to have reliable banking support as you work to grow your business.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why we provide robust Online & Mobile Banking options so you can manage your accounts anytime, anywhere. From checking balances to making transfers, it's all just a few clicks away. Our ATMs allow for easy cash withdrawals and balance checks whenever you need them.

Financial Assistance When You Need It

Sometimes life throws unexpected challenges our way. That's where our Personal Loans & Debt Consolidation services come in handy, providing you with the financial support you need during tough times. Plus, don't forget about our Credit Cards with Rewards, allowing you to earn points on everyday purchases that can be redeemed for exciting rewards.

Personal Banking Solutions

Our personal banking services are tailored to meet the needs of individuals and families. Start with our Checking & Savings Accounts, which provide easy access to your funds while helping you grow your savings. If you're planning to buy a car, consider our Auto Loans & Vehicle Financing options that come with competitive rates and flexible terms. For those looking to own a home, our Mortgage Loans & Refinancing services make it simple to navigate the home-buying process or lower your monthly payments on an existing mortgage.

Digital & Online Banking

Key Features

Our online banking platform provides a user-friendly experience, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Whether you're using our mobile application or accessing our website, you can enjoy real-time account management right at your fingertips. One standout feature is our electronic signature authorization, which lets you complete transactions securely without needing to visit a branch. Plus, with e-statements available, you can keep track of your financial activity without the clutter of paper statements. If you need to send money quickly, our person-to-person transfer service makes it simple to send funds to friends and family in just a few clicks. And for those who prefer making payments with their phones, our mobile application is available for download so you can manage your money anytime, anywhere.

Security and Accessibility

Security is our top priority. We use advanced encryption technology to protect your information while ensuring a smooth experience. You can feel confident knowing that your personal and financial data is safe with us. At Johnsonville Tva Employees, we're committed to providing you with accessible and easy-to-use digital banking solutions that fit into your lifestyle. Explore all these features and more by visiting us online at https://www.jtvaecu.org/ your financial needs are just a click away!

Financial Strength

Commitment to Growth

With $24,255,553 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $88,639,068 in total loans and leases and 2,846 used auto loans.

Growing Member Base

Total Share and Deposit Accounts stand at 18,524, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Johnsonville Tva Employees is your trusted partner. Visit us at 213 Long St New Johnsonville Tn 37134 or call 931-535-9000 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $24,344,612 in share certificates and $9,426,830 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $24,328,800, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.34% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,161,391 in used vehicle loans and $10,411,537 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience as smooth as possible.

Credit Lines

Need extra flexibility? Our credit lines totaling $8,000,000 are designed for those times when you need quick access to funds without taking out a traditional loan. This option allows you to borrow what you need when you need it, giving you peace of mind for unexpected expenses. If you're considering refinancing any existing loans or checking eligibility options, our team is ready to assist you in finding the best solution for your financial situation. For more information about our loan offerings or to speak with one of our representatives, please call us at (931) 535-9000 or visit us at our branch located at 213 Long St New Johnsonville Tn 37134 in New Johnsonville, TN. Your financial journey starts here! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,432, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $825,071 in loans helping members manage their finances effectively. Our credit cards come with various benefits tailored to meet your spending habits, making it easier for you to stay on top of your budget.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that users can trust the offers they see on LendMesh are fair and reflective of current market conditions.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and reliability in your choices. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so you can find the best option without hidden influences. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly see where they stand in the market and choose the option that fits their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

JOHNSONVILLE TVA EMPLOYEES CREDIT UNION - New Johnsonville, TN

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