Johnsonville TVA Employees Credit Union Huntingdon TN | Best Auto Loans & Business Banking

Introduction

Welcome to Johnsonville TVA Employees, your trusted financial partner since 1952! Located at 20405 Main St E, Huntingdon, TN 38344, we are proud to serve our community with personalized banking solutions that fit your needs. With over 10,450 members and total assets amounting to a robust $158,518,125, we are committed to providing you with exceptional service and support. At Johnsonville TVA Employees, we understand that each member's financial journey is unique. Whether you're looking for auto loans, mortgage refinancing, or basic checking and savings accounts, our friendly team is here to guide you every step of the way. Our CEO, Michael Warren, alongside Board President Jerry Damesworth, leads a dedicated staff of 33 employees who are passionate about helping you achieve your financial goals. We take pride in our strong financial foundation as evidenced by our net worth of $24,328,800 and cash on hand totaling $2,176,749. You can trust us to be there when you need us most. While members can visit us at our branch location for all their banking needs during our operating hours of Monday through Friday from 8:30 AM to 4:30 PM, official correspondence should be directed to the same address for convenience. Join us today and experience the difference a member-focused credit union can make in your life! For more information or inquiries, feel free to call us at 731-986-2245 or visit our website at jtvaecu.org. We look forward to serving you!

Branch History & Mission

Community Commitment

Being a part of the Huntingdon community means everything to us. We don't just see ourselves as a financial institution; we are your neighbors and friends. Our community involvement includes partnerships with local organizations and outreach programs that aim to improve the lives of those around us. We take pride in being accessible not only through our physical branch but also through modern digital platforms that allow for online banking and mobile access. While members can visit us at 20405 Main St E, official correspondence should be sent to the same address for clarity. We also offer convenient features such as ATM availability and drive-thru banking services for easy access to your finances.

Looking Ahead

As we continue to grow and evolve, we remain focused on providing innovative solutions while maintaining a strong emphasis on member service. With operating hours from Monday to Friday, 8:30 AM to 4:30 PM, we're here when you need us most. We invite you to join the Johnsonville Tva Employees family today! Experience firsthand how our commitment to service can make a difference in your life. Visit us or call at 731-986-2245 for more information about membership opportunities and how we can help you achieve your financial dreams. Together, let's build a brighter future for our community!

Branch Location & Accessibility

Accessibility Features

At our branch, accessibility is a top priority. Our location is designed with features like ADA-compliant ramps and ample parking spaces for everyone. You'll find our entrance welcoming and easy to navigate.

Banking Hours & Services

We're here for you Monday through Friday from 8:30 AM to 4:30 PM, ready to assist you with all your banking needs. Whether you're looking to open a new account or need help with a loan, our team is dedicated to providing personalized service tailored just for you. Our branch offers a variety of services including checking and savings accounts, auto loans, mortgage options, and more. If you're in a hurry, take advantage of our drive-thru banking option for quick deposits or withdrawals without leaving your vehicle.

Call to Action

Need assistance? Don't hesitate to reach out! Give us a call at 731-986-2245 or visit us today at our Huntingdon location. We look forward to serving you and helping you achieve your financial goals! For more information about what we offer, feel free to check out our website at jtvaecu.org.

Member Eligibility

Becoming a member of Johnsonville Tva Employees is like joining a caring family where your financial well-being is a top priority. If you're looking to benefit from personalized service and community-focused banking, you've come to the right place! To be eligible for membership at Johnsonville Tva Employees, you generally need to be an employee or a member of the TVA (Tennessee Valley Authority) family, or live in the surrounding area. This means that if you're part of this vibrant community, you're already on your way to enjoying all the advantages we offer. For more specific eligibility details, feel free to check out our website at http://www.jtvaecu.org/about-membership.htm. Opening an account with us is designed to be simple and straightforward. Whether it's for checking, savings, or loans, we're here to help you every step of the way. Plus, as a member, you'll have access to great rates and services tailored just for you. If you have any questions or want to get started today, don't hesitate to call us at (731) 986-2245. Visit us at 20405 Main St E Huntingdon Tn 38344 and see how easy it is to join our community! To learn more about opening an account, click here: https://www.loanliner.com/loanrequest/presenter/loanlist?cuid=04101442&loanlistid=2497&channelid=1114640820181115654&locationid=6167086120181115640&isframed=f.

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions so you can focus on what you do best serving your customers. Whether it's point-of-sale systems or online payment options, we provide tools that help streamline your operations and boost sales. Visit us at 20405 Main St E Huntingdon Tn 38344 in Huntingdon, TN, or give us a call at (731) 986-2245 to learn more about how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Anytime

In addition to traditional banking services, we provide modern conveniences like ATM access and drive-thru services for quick deposits and withdrawals. With an ATM available at our branch, accessing your money is simple and efficient.

Credit Cards That Reward You

Don't forget about our Credit Cards with Rewards! They're perfect for those who want to earn benefits while managing their daily purchases.

Financing Your Dreams

When it comes to financing, Johnsonville Tva Employees provides various loan options to make your dreams a reality. Our Auto Loans & Vehicle Financing help you get behind the wheel of that new car you've been eyeing. If you're considering purchasing a home, our Mortgage Loans & Refinancing services can guide you through the process with ease. Need some extra cash? Our Personal Loans & Debt Consolidation services are here for you too. We understand that life can sometimes throw unexpected expenses your way, and we're ready to help.

Personal Banking Made Simple

We offer Personal Banking options that include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds with online banking that allows you to manage your accounts anytime, anywhere. With our mobile application, you can deposit checks from the comfort of your home or on the go.

Support for Local Businesses

For our business members, we offer comprehensive Business Banking solutions including merchant services and business loans. We believe in supporting local entrepreneurs and helping them thrive within our community.

We're Here for You

If you have questions or need assistance, don't hesitate to reach out at 731-986-2245 during our lobby hours from Monday to Friday, 8:30 AM to 4:30 PM. Our friendly staff is always ready to assist with any of your banking needs. Join us today at Johnsonville Tva Employees where we prioritize your financial well-being! Explore more about our services at www.jtvaecu.org and discover how we can support your financial journey.

Digital & Online Banking

At Johnsonville Tva Employees, we know that convenience and security are essential for our members. That's why we offer a robust range of digital and online banking services designed to help you manage your finances from anywhere, at any time. With our online banking services, you can easily access your accounts 24/7. This means checking balances, transferring funds, and paying bills is just a click away. Plus, with the ability to enroll in e-statements, you can say goodbye to paper clutter while keeping your financial information secure and organized. And yes, e-statements are available for all our members! Need to send money quickly? Our person-to-person transfer feature allows you to send funds to friends and family effortlessly perfect for splitting bills or sending gifts. For those who prefer using their smartphones, our mobile application is here to make banking even easier. It offers the same great features as our online platform but optimized for your device. While we don't currently offer mobile payments, our app still gives you full control over your banking needs on-the-go. We also prioritize security with electronic signature authorization, allowing you to sign documents digitally without any hassle. This means less time spent on paperwork and more time enjoying the things you love. Whether you're at home or out and about, Johnsonville Tva Employees ensures that managing your finances is straightforward and secure. Explore all these services today at https://www.jtvaecu.org/ and experience the ease of digital banking tailored just for you!

Financial Strength

Commitment to Growth

With $24,255,553 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $2,846 in used auto loans and $88,639,068 in total loans and leases.

Growing Membership Base

With a total of 18,524 share accounts, we are proud of our growing member base that trusts us with their finances. Our net shares available for lending stand at $0, further showcasing our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Johnsonville Tva Employees is your trusted partner. Visit us at 20405 Main St E Huntingdon Tn 38344 or call (731) 986-2245 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $24,344,612 in share certificates and $9,426,830 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Although we have $0 in non-member deposits, our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $775,752, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees and 0 part-time employees ready to serve you with knowledgeable support.

Solid Financial Foundations

With a net worth of $24,328,800, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.34% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,161,391 in used vehicle loans and $10,411,537 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used option, we have flexible financing solutions tailored just for you.

Credit Lines and Unsecured Loans

For those looking to manage unexpected expenses or consolidate debt, we also provide credit lines totaling $8,000,000. Additionally, our flexible terms on unsecured credit card loans amounting to $825,071 will help you effectively manage your finances without the burden of collateral. Our commitment to providing competitive loan products ensures that you have access to what you need when it matters most. If you're considering refinancing or are curious about eligibility options, we encourage you to reach out for more details. You can contact us at (731) 986-2245 during our operating hours from Monday to Friday, 8:30 AM to 4:30 PM. For more information about our services or to apply for a loan, visit us online at https://www.jtvaecu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,432, make buying or refinancing simple. We know that securing a mortgage is a big step, and our team is ready to guide you through each part of the process.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh takes accuracy seriously. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, making it easier to find the most suitable loan for their needs.

JOHNSONVILLE TVA EMPLOYEES CREDIT UNION - Huntingdon, TN

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