Johnsonville TVA Employees Credit Union Cumberland City TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Johnsonville Tva Employees, located at 811 Cumberland City Rd, Cumberland City, TN 37050! As a trusted financial partner since 1952, we have been proudly serving our community and nurturing relationships with our 10,450 members. Our commitment goes beyond just banking; it's about being there for you when you need us the most. At Johnsonville Tva Employees, we understand that financial wellness is essential for a thriving life. With total assets of $158,518,125 and total deposits reaching $9,747,081, we ensure your hard-earned money is safe and working for you. Our diverse range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions tailored to meet your needs. While you can visit us at our branch for all your banking needs, please send any official correspondence to our mailing address: 811 CUMBERLAND CITY RD, CUMBERLAND CITY, TN 37050. Led by our dedicated CEO Michael Warren and Board President Jerry Damesworth, our team of 33 employees is here to provide personalized service with a smile. We take pride in building strong relationships and are committed to making a positive impact in your financial journey. With a net worth of $24,328,800 and cash readily available at $2,176,749, we stand ready to assist you in achieving your financial goals. If you're interested in learning more about what we offer or how we can help you with loans (currently totaling 6,844) or other services, don't hesitate to reach out! Feel free to give us a call at 931-827-6266 during our operating hours from Monday to Friday between 7:00 AM and 3:00 PM. Your financial future matters to us let's work together to make it brighter! For more information on membership or services available at Johnsonville Tva Employees, visit us online at jtvaecu.org.

Branch History & Mission

Looking Ahead

As we embrace advancements in technology, such as online banking and mobile applications, we remain committed to ADA compliance and customer-centric practices. We want all members of the community to feel welcome and supported when they walk through our doors or access services online. Join us at Johnsonville Tva Employees! Experience firsthand how we can assist you on your financial journey. Whether you're looking for checking accounts, auto loans, or credit cards with rewards, we're here for you every step of the way. Feel free to reach out at 931-827-6266 or visit us online at www.jtvaecu.org for more information on how you can become part of our family today!

Our Journey

From the start, our mission has been clear: to provide accessible financial services that empower individuals and families to achieve their goals. Over the decades, we have expanded our offerings while staying true to our roots. With total assets reaching an impressive $158,518,125, we are committed to ensuring that our members have the resources they need for everything from auto loans to personal banking. Our branch address places us right in the heart of Cumberland City, making it easy for you to visit us during our operating hours: Monday through Friday, 7:00 AM - 3:00 PM. While members can come see us at this location, official correspondence should be sent to 811 CUMBERLAND CITY RD, CUMBERLAND CITY, TN 37050 if different from our branch address.

Our Mission

At Johnsonville Tva Employees, we believe that financial services should be about more than just numbers. Our mission is built on three pillars: providing exceptional service, supporting our community, and fostering financial education. We strive not only to meet the banking needs of our members but also to engage in outreach programs that uplift those around us. We are proud of our partnerships with local organizations and initiatives aimed at improving lives within our community. By investing in people and projects that matter, we work hand-in-hand with residents of Cumberland City and beyond.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can navigate comfortably. You'll find dedicated parking spaces and ramps for ease of entry.

Call to Action

We invite you to visit us at our Cumberland City location. Explore how we can assist you today! For any inquiries or assistance, don't hesitate to reach out over the phone or visit our website at www.jtvaecu.org. We look forward to seeing you soon!

Operating Hours

Our doors are open Monday through Friday from 7:00 AM to 3:00 PM, making it easy for you to stop by before or after work. If you have questions or need assistance, feel free to give us a call at 931-827-6266.

Services Offered

At Johnsonville Tva Employees, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we're here to support your financial journey. If you're a business owner, we also offer merchant services and business loans.

Member Eligibility

Welcome to the community at Johnsonville Tva Employees, where becoming a member means joining a family that supports your financial goals. Membership is open to individuals who meet certain criteria, including those who work for or are retired from TVA and their family members. If you're looking for a supportive place to manage your finances, you'll find that here. We're dedicated to providing our members with excellent service and competitive rates on everything from loans to savings accounts. Getting started is easy! You can visit us at our branch located at 811 Cumberland City Rd Cumberland City Tn 37050 or give us a call at (931) 827-6266 for more information. For detailed eligibility criteria, feel free to check out this resource: http://www.jtvaecu.org/about-membership.htm. When you're ready to open an account, you can begin the process online by visiting https://www.loanliner.com/loanrequest/presenter/loanlist?cuid=04101442&loanlistid=2497&channelid=1114640820181115654&locationid=6167086120181115640&isframed=f. Join us today and experience the many benefits of being part of Johnsonville Tva Employees!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to streamline your payment process while enhancing customer satisfaction. Our merchant services offer practical solutions that allow you to accept payments efficiently, whether online or in-person. This means more time focusing on what you do best running your business. Located at 811 Cumberland City Rd Cumberland City Tn 37050 in Cumberland City, TN, our team is here to provide personalized assistance tailored to your unique needs. Let us help you take your business further! For inquiries, call us at (931) 827-6266.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access Anytime, Anywhere

In today's fast-paced world, convenience is key. Our online and mobile banking platforms make managing your finances easier than ever. You can pay bills, transfer funds between accounts, or even send money directly to friends and family with our person-to-person payment feature all from the comfort of home or while on the move.

Business Banking Solutions

For entrepreneurs and small business owners, Johnsonville Tva Employees offers robust business banking services. From merchant services that streamline payment processing to business loans aimed at helping you grow your company, we are committed to supporting local businesses in achieving their goals.

Financing Your Dreams

If you're considering buying a car or refinancing your home, we offer competitive auto loans and mortgage solutions designed with you in mind. Our auto loans make it simple to get behind the wheel of that new vehicle you've had your eye on. Meanwhile, our mortgage loans and refinancing options can help turn your dream home into a reality while potentially lowering your monthly payments.

Personal Banking Made Easy

For those just starting their financial journey or anyone looking to manage their daily expenses, our personal banking options include checking and savings accounts that fit various lifestyles. Imagine having easy access to your funds through online and mobile banking, allowing you to check your balance or transfer money on the go.

Reach Out Today!

We invite you to explore all the ways Johnsonville Tva Employees can support your financial journey. For more information about our services or to speak with one of our knowledgeable team members, please call us at 931-827-6266. Discover how we can help you thrive financially today!

Support for Your Financial Goals

Life can sometimes throw unexpected expenses your way. That's where our personal loans come in handy for debt consolidation or covering unforeseen costs. We also provide credit cards with rewards to help you earn benefits while managing your purchases effectively.

Digital & Online Banking

E-Statements and Mobile Access

Say goodbye to paper clutter! We provide e-statements so you can view and manage your account statements digitally. This not only helps the environment but also allows for easy record keeping. For members who prefer banking on the go, our mobile application is here for you. It gives you full access to all your online banking features right from your smartphone or tablet. Even if you're out running errands or enjoying a weekend getaway, managing your finances is straightforward and stress-free.

Key Features

Our online banking service provides 24/7 access to your accounts. Whether you want to check your balance, pay bills, or transfer funds, it's all just a few clicks away. You'll appreciate the user-friendly interface that makes navigation easy, even for those who may not be tech-savvy. Need to send money to a friend? Our person-to-person transfer feature allows you to send funds quickly and securely. Plus, with electronic signature authorization available, signing documents has never been simpler or safer.

Security You Can Trust

We take security seriously at Johnsonville Tva Employees. Your information is protected with advanced encryption technology, so you can feel confident while using our services. With our commitment to safeguarding your data and providing user-friendly tools, banking has never been more accessible. In conclusion, whether you're sitting at home or on the move, Johnsonville Tva Employees ensures that managing your finances is simple and secure. Explore all our digital offerings today at https://www.jtvaecu.org/ and experience the convenience of modern banking!

Financial Strength

At Johnsonville Tva Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you with trust and reliability. With a net worth of $24,328,800, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.34% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $24,344,612 in share certificates and $9,426,830 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,255,553 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,846 in used auto loans and $88,639,068 in total loans and leases. Our $775,752 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 18,524, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Johnsonville Tva Employees is your trusted partner. Visit us at 811 Cumberland City Rd Cumberland City Tn 37050 or call (931) 827-6266 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,161,391 in used vehicle loans and $10,411,537 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable pre-owned vehicle, we have financing options designed for you.

Credit Lines

For those looking for additional financial flexibility, we offer credit lines totaling $8,000,000. This product provides easy access to funds when you need them most, allowing you to handle emergencies or take advantage of opportunities without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,432, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process, ensuring that you can secure the home you've always wanted.

Refinancing Options

If you're considering refinancing existing loans or mortgages, we can help streamline that process too. Our team is ready to discuss eligibility options and find solutions that fit your specific situation. You can reach us at (931) 827-6266, or visit us at our branch located at 811 Cumberland City Rd Cumberland City Tn 37050. For more information about our loan products and services, please check our website at https://www.jtvaecu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in making informed financial decisions today!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $825,071 in loans helping members manage their finances effectively. With no collateral required, our credit cards are designed to give you the financial freedom you need for daily purchases and unexpected expenses.

Loan Aggregator

Building Trust Through User Experience

Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping borrowers secure favorable terms without unnecessary hassle. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified information means that users receive fair and transparent offers tailored to their needs. LendMesh's approach includes: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions.

JOHNSONVILLE TVA EMPLOYEES CREDIT UNION - Cumberland City, TN

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