Johnsonville TVA Employees Credit Union Camden TN | Best Auto Loans & Business Banking

Introduction

Welcome to Johnsonville Tva Employees, your trusted partner in financial well-being located at 209 Highway 641 N, Camden, TN 38320. Since our establishment in 1952, we have proudly served our community with dedication and care, growing to a membership of over 10,450 individuals who rely on us for their banking needs. At Johnsonville Tva Employees, we believe that banking should be personal and accessible. That's why we offer a variety of services tailored just for you, including checking and savings accounts, auto loans, mortgage options, and more. With total assets of $158,518,125 and deposits reaching $9,747,081, we are committed to providing secure and reliable financial solutions. Led by our CEO Michael Warren and Board President Jerry Damesworth, our team of 33 employees is dedicated to fostering a supportive environment where members can thrive. Whether you're looking for assistance with loans currently totaling 6,844 or seeking advice on saving for the future, we're here to help. While members can visit us at our branch address for in-person service, official correspondence should be sent to the same address: 209 HIGHWAY 641 N, CAMDEN, TN 38320. Feel free to reach out to us at (731) 584-7238 or explore more about our offerings on our website: jtvaecu.org. Join us today and experience the difference that community-focused banking can make! We look forward to serving you.

Branch History & Mission

A Journey of Growth

From the day we opened our doors, our mission has been clear: to provide exceptional financial services while fostering a strong sense of community. We have continually evolved to meet the needs of our members, adapting to changes in technology and finance. With total assets now exceeding $158 million, we've built a robust foundation that supports personal banking, auto loans, mortgages, and more. In addition to traditional banking services, we have embraced digital advancements. Today, members can enjoy online banking features like e-statements and mobile applications for ease of access. Our commitment to accessibility extends beyond just technology; we ensure our facilities are ADA compliant so everyone feels welcome.

Join Us!

We invite you to become part of our growing family at Johnsonville Tva Employees branch. Experience firsthand how we blend exceptional service with a commitment to community support. Whether you're looking for a new checking account or considering a loan option, we're here to help you every step of the way. Reach out to us at (731) 584-7238 or visit our website here to learn more about how we can assist you in achieving your financial goals!

Our Mission

At Johnsonville Tva Employees branch, our mission is not only about providing financial products but also about uplifting our community. We believe in supporting local initiatives and fostering partnerships that strengthen the fabric of Camden. Whether it's through educational programs or community outreach efforts, we strive to make a positive impact every day. While members can visit us at 209 Highway 641 N Camden, TN 38320 for all their banking needs like accessing our ATM or utilizing our drive-thru service official correspondence should be sent to the same address for consistency.

Branch Location & Accessibility

Accessibility and Features

At our Camden location, we prioritize your convenience. Our branch features accessible parking and is ADA compliant, ensuring everyone can visit us without any hassle. You'll find ample parking space right outside, making your trip even easier. We understand that banking should fit into your busy life. That's why we offer a drive-thru banking option for those on the go. You can quickly handle deposits, withdrawals, and other simple transactions without leaving your vehicle.

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 4:30 PM, ready to assist you with all your banking needs. Whether you're looking to open a new account or need assistance with loans and financing options, our team is here to help!

Services Offered

At Johnsonville Tva Employees, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards there's something for everyone. And don't forget about our ATM services; you can access cash anytime with ease. While members can visit us at 209 Highway 641 N Camden Tn 38320, official correspondence should be sent to our mailing address at 209 HIGHWAY 641 N, CAMDEN, TN 38320. If you have any questions or need assistance before visiting us, feel free to give us a call at (731) 584-7238. We look forward to seeing you soon!

Member Eligibility

At Johnsonville Tva Employees, we believe that everyone deserves a supportive financial community. Joining us is simple and welcoming! To become a member, you typically need to live, work, worship, or attend school in the area around Camden or have a family member who's already a part of our credit union. This means that if you're connected to our local community in any way, you likely qualify for membership. Not only does becoming a member grant you access to a range of financial products tailored to your needs, but it also opens doors to personal service and community engagement that larger banks often can't provide. Ready to take the next step? You can easily open an account with us online by visiting this link or give us a call at (731) 584-7238 for more information. For detailed eligibility criteria and updates, check out our page at here. We can't wait to welcome you to our Johnsonville Tva Employees family at 209 Highway 641 N Camden Tn 38320!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, our merchant services simplify payment processing for your business. Picture this: a customer walks into your store ready to make a purchase. With our efficient payment solutions, you can accept payments quickly and securely, allowing you to focus on what really matters growing your business. Visit us at 209 Highway 641 N Camden Tn 38320 in Camden, TN or give us a call at (731) 584-7238 to discover how we can support your business journey today!

Supporting Local Businesses

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive Business Banking solutions. From Merchant Services that simplify transactions for your customers to Business Loans designed to help your enterprise grow, we are here to support local businesses in their journey.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide Online & Mobile Banking services that allow you to manage your accounts from anywhere at any time. With features like ATM & Cash Withdrawal Services readily available, accessing your funds has never been easier. You can also take advantage of Basic Drive-Thru Banking for quick deposits and withdrawals without leaving your car.

Exceptional Member Support

At Johnsonville Tva Employees, we value each member's experience and strive to make banking as easy as possible. Our staff is always on hand during lobby hours from Monday through Friday from 8:30 AM to 4:30 PM to assist you with any questions or transactions. If you're ready to take control of your finances or learn more about what we offer, don't hesitate to reach out! Give us a call at (731) 584-7238 or visit us online at Camden Office today! Join us at Johnsonville Tva Employees where community meets commitment!

Personal Banking Solutions

We understand that everyone has different banking needs. That's why we offer various personal banking options. If you're looking for a safe place to save, consider our Checking & Savings Accounts, which come with features that make managing your money easy and effective. For those dreaming of a new car or simply needing vehicle financing, our Auto Loans & Vehicle Financing can help you hit the road without breaking the bank. Thinking about buying a home? Our Mortgage Loans & Refinancing options are tailored to fit your situation and ensure you get the best rates possible. If life throws some unexpected expenses your way, our Personal Loans & Debt Consolidation services can provide financial relief when you need it most. Plus, don't forget about our Credit Cards with Rewards because spending should always come with benefits.

Digital & Online Banking

Convenient Online Banking Services

With our 24/7 online banking services, you can easily access your accounts whenever it suits you. Whether you're at home or on the go, simply visit https://www.jtvaecu.org/ to log in and take control of your finances. You can check your balance, view transaction history, and make transfers all with just a few clicks.

Manage Payments Effortlessly

Need to send money quickly? With our person-to-person transfer service, sending money to friends or family is as easy as a few taps on your screen. If you're always on the move, you'll love our mobile application which puts all these features right in your pocket. While we currently don't support mobile payments directly through our app, our commitment to enhancing member services means we're always looking for ways to improve. At Johnsonville Tva Employees, we believe that banking should fit into your lifestyle. Our user-friendly platform ensures that managing your accounts is not just a chore but an empowering experience. Join us today and explore how easy digital banking can be!

Secure Transactions Made Easy

We prioritize your security. Our electronic signature authorization feature allows you to sign documents digitally, saving you time while keeping your information safe. Plus, for those who prefer going paperless, e-statements are available, so you can keep track of your finances without clutter.

Financial Strength

At Johnsonville Tva Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, as it reflects our commitment to serving your needs today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $24,328,800, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.34% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $24,344,612 in share certificates and $9,426,830 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,255,553 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity supports members' financial goals across various sectors with $28,846,391 in used auto loans and a total of $88,639,068 in loans and leases. Our operational efficiency is highlighted by a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 18,524, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Johnsonville Tva Employees is your trusted partner. Visit us at 209 Highway 641 N Camden Tn 38320 or call 731-584-7238 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,161,391 in used vehicle loans and $10,411,537 in new vehicle loans already helping members get on the road. We aim to make the financing process straightforward so that you can focus on what matters most your new vehicle.

Business Solutions

For business owners, our outstanding commercial loans totaling $0 provide the capital needed to grow and expand your business. We understand the unique challenges that come with running a business, and our team is dedicated to providing personalized solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,432, make buying or refinancing simple. We provide support throughout the entire mortgage process, ensuring you understand every step along the way.

Refinancing Options

If you're looking to lower your monthly payments or pay off your loans faster, ask about our refinancing options. We aim to make it as easy as possible for you to adjust your financial commitments according to your changing needs. At Johnsonville Tva Employees, we are committed to supporting our members with transparent and accessible lending solutions. For more information or to apply for a loan, please give us a call at (731) 584-7238 or visit our website at https://www.jtvaecu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $825,071 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards and benefits while keeping your finances in check.

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