Johns Hopkins Credit Union Baltimore MD | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Johns Hopkins, your trusted financial partner in the heart of Baltimore. Located at 5201 Alpha Commons Dr, Baltimore, MD 21224, our branch has been serving the community since 1971 with a commitment to providing exceptional personal banking services. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, we have tailored solutions designed just for you. At Johns Hopkins Credit Union, we take pride in our strong community ties and member-focused approach. With a total membership of 44,028 and assets exceeding $612 million, we are dedicated to helping you achieve your financial goals. Our total deposits stand at $42,845,535, ensuring that your money is safe and well-managed by experienced professionals. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 5201 Alpha Commons Dr, Baltimore, MD 21224. You can reach us easily at 410-534-4500 or explore more about our offerings on our website at www.jhfcu.org. Led by our CEO, Keith O'Neil, and Board President, Sharon Kemp, our team of 109 employees is here to support you every step of the way. We understand that banking is not just about numbers; it's about people and their dreams. Join us today at Johns Hopkins Credit Union and experience a difference where community matters. Your journey toward financial wellness starts here!

Branch History & Mission

Our Journey

From our humble beginnings, we have evolved into a trusted financial partner for many individuals and families. The credit union was founded on the principles of cooperation and community support. As we expanded our services, we remained focused on fostering relationships with our members. Throughout the decades, we've introduced innovative banking solutions while maintaining a personal touch that sets us apart. Our branch is conveniently located near several key landmarks in Baltimore, making it easy for members to visit us. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, our team is ready to help you achieve your financial goals. We also offer modern conveniences like online banking and mobile payments to ensure that your banking experience is as smooth as possible.

Our Mission

At Johns Hopkins Credit Union, our mission is straightforward: to provide exceptional financial services while supporting the community we serve. We believe in offering more than just products; we strive to create lasting partnerships with our members based on trust and understanding. Our commitment extends beyond banking; we actively engage in community outreach initiatives that uplift those around us. While members can visit us at 5201 Alpha Commons Dr Baltimore Md 21224, official correspondence should be sent to 5201 Alpha Commons Dr, Baltimore, MD 21224. We understand that accessibility is essential; that's why we offer drive-thru banking and ATM services for your convenience. As we look toward the future, we remain dedicated to enhancing our services and embracing digital advancements while ensuring ADA compliance and prioritizing customer-centric initiatives. Our goal is not just to meet your financial needs but also to be a source of support for all aspects of your life. Join us at Johns Hopkins Credit Union today! Experience firsthand how we're committed to helping you thrive financially while making a positive impact in the Baltimore community. Visit us during our operating hours Monday, Tuesday, Friday from 8:30 AM to 4:00 PM; Thursday until 5:00 PM; and Wednesday from 10:00 AM to 4:00 PM or call us at (410) 534-4500 for more information. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Banking Options

For those who prefer banking on the go, we provide ATM access and drive-thru services for quick deposits and withdrawals. Whether you're grabbing cash or making a simple transaction, we've got you covered with convenient options that suit your lifestyle. While members can visit us at 5201 Alpha Commons Dr, official correspondence should be sent to the same address for your convenience. Feel free to call us at 410-534-4500 if you have any questions or need assistance. We look forward to welcoming you at the Johns Hopkins branch!

Nearby Landmarks and Accessibility

Our branch is situated close to several well-known spots in Baltimore, making it an easy stop for both locals and visitors. With ample parking available, you can park right outside our doors. For those with mobility concerns, we are proud to offer ADA-compliant features, including ramps for easy access.

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule: we're open on Monday, Tuesday, and Friday from 8:30 AM to 4:00 PM; Thursday until 5:00 PM; and Wednesday from 10:00 AM to 4:00 PM. Our dedicated team is ready to assist you with a variety of services including personal banking, auto loans, mortgages, and more.

Member Eligibility

At Johns Hopkins, we believe that everyone deserves a chance to be part of a supportive and thriving community. Becoming a member is easy and open to individuals who share our values and goals. If you live, work, or attend school in the area, you're likely eligible! We welcome not just individuals but also their families, creating an environment where everyone can benefit from our financial services. Membership at Johns Hopkins offers access to great rates on loans, personalized service, and the opportunity to participate in a cooperative that puts your needs first. To learn more about specific eligibility criteria, feel free to check out our detailed guidelines at . Ready to join us? Opening an account is a breeze! Just give us a call at (410) 534-4500, and our friendly staff will guide you through the simple process. We can't wait to welcome you into our community at 5201 Alpha Commons Dr Baltimore Md 21224!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer essential merchant services that help streamline your operations. Imagine being able to accept payments easily from your customers, whether they are using credit cards or mobile payments. This means more convenience for your clients and faster transactions for your business allowing you to focus on what you do best: running your company. Visit us at 5201 Alpha Commons Dr Baltimore Md 21224 in Baltimore, MD or call us at (410) 534-4500 to learn more about how our business banking and commercial services can help you achieve your goals.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we offer robust business banking solutions. From Merchant Services that simplify payment processing to flexible Business Loans, we support local businesses in achieving their financial goals.

Convenient Access

At Johns Hopkins, convenience is key. We provide multiple ways for you to access your accounts and perform transactions effortlessly. Our ATM & Cash Withdrawal Services allow you to get cash quickly, while basic drive-thru banking makes deposits and withdrawals simple and fast.

Digital Banking Features

With our commitment to modern banking, enjoy the benefits of online and mobile platforms that make managing your finances easier than ever. Whether you're transferring money using our Person-to-Person service or checking balances on-the-go through our mobile application, we've got you covered. If you're ready to experience personalized service at its finest, visit us at 5201 Alpha Commons Dr Baltimore Md 21224 or call us at (410) 534-4500 today! Let us help you achieve your financial dreams with the resources available at your local branch.

Financial Assistance

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation solutions can help you manage those costs without adding stress. And if you want a credit card that rewards you for your spending, check out our Credit Cards with Rewards program, designed to give back as you shop.

Personal Banking Solutions

We understand that managing your finances can be overwhelming, which is why we offer comprehensive personal banking services. Our Checking & Savings Accounts are designed to fit different lifestyles and goals. You can easily track your spending and save for future plans with our user-friendly online and mobile banking options. With features like eStatements and mobile payments, you can manage your accounts from anywhere, anytime. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates to get you behind the wheel without breaking the bank. For those dreaming of homeownership or seeking to refinance, our Mortgage Loans & Refinancing services will guide you through the process smoothly.

Digital & Online Banking

At Johns Hopkins, we understand that your time is valuable. That's why we've designed our digital and online banking services to be both convenient and secure, allowing you to manage your finances anytime, anywhere. Whether you're at home or on the go, our online platform makes banking easy. Our online banking service offers a range of features that keep you in control of your accounts. You can view your balances, pay bills, and transfer funds with just a few clicks. Plus, with 24/7 access, you're never far from your money. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. For those who prefer using their smartphones, our mobile application is available for download, bringing all the functionalities right to your fingertips. You can make mobile payments easily and securely, ensuring that shopping is as convenient as possible. E-statements are also available, so you can reduce paper clutter while still keeping track of your transactions effortlessly. Security is a top priority for us at Johns Hopkins. With electronic signature authorization in place, you can sign documents quickly and securely from wherever you are. This feature not only enhances security but also speeds up processes that used to require in-person visits. In addition to these features, our online banking system allows for real-time account management. You can monitor your spending habits and set budgets right from the app or website. It's all about making banking more accessible and tailored to your needs. Experience the freedom of managing your finances on your terms with Johns Hopkins's digital banking services today! Visit us online at http://www.jhfcu.org and see how easy it can be to take charge of your financial life.

Financial Strength

A Growing Community

With total share accounts reaching 87,284, we show a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service tailored to your unique needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Johns Hopkins is your trusted partner. Visit us at 5201 Alpha Commons Dr Baltimore Md 21224 or call (410) 534-4500 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth

Members' savings are secured through $69,750,587 in share certificates and $61,944,775 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $72,463,052, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This net worth demonstrates our ability to support our members' needs while maintaining stability. Our net worth ratio of $1,183 showcases a solid capital foundation. This means that even in uncertain economic times, we can continue providing loans, competitive savings rates, and uninterrupted services.

Reinvestment for Better Services

With $71,837,290 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This focus on improvement helps us meet the evolving needs of our community.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $3,959 in used auto loans and $341,478,120 in total loans and leases. We understand the importance of having access to funds when you need them most. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 109 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With $69,807,651 in used vehicle loans and $40,454,575 in new vehicle loans already helping members get on the road, we can help you drive away with confidence. We also provide refinancing options to make it easier for you to lower your monthly payments or access equity from your vehicle.

Business Loans

For business owners, our outstanding commercial loans provide the capital needed to grow and expand your operations. Even though we currently do not have any outstanding commercial loans, we're always ready to discuss future opportunities for local businesses at Johns Hopkins. At Johns Hopkins, we pride ourselves on providing personalized service and guidance every step of the way. You can reach us at (410) 534-4500 if you have any questions or need assistance choosing the right loan product for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 5201 Alpha Commons Dr Baltimore Md 21224 in Baltimore, MD. We're here to help you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed to simplify your journey. We offer Junior Lien 1-4 Family Residential Properties loans totaling $56,088,361, making buying or refinancing straightforward and accessible. If you're interested in exploring eligibility options, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $11,412,800 in loans available, our credit cards can help you manage expenses while enjoying rewards for your purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you can trust that the information you receive reflects current market conditions.

Johns Hopkins