Johns Hopkins Credit Union Baltimore MD | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Johns Hopkins at 1501 S Clinton St Ste 1200, Baltimore, MD 21224, where our commitment to your financial well-being is at the heart of everything we do. Established in 1971, we have grown to serve over 44,000 members, offering a wide range of financial products designed to meet your needs. With total assets exceeding $612 million, we pride ourselves on being a trusted partner in your financial journey. At Johns Hopkins, we understand that each member is unique. That's why we offer personalized services that include checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our dedicated team of 109 employees, led by CEO Keith O'Neil and Board President Sharon Kemp, is here to provide you with expert guidance and support every step of the way. Whether you're looking to buy a new car or plan for your future, we've got you covered. Our total loans amount to 22,947, backed by solid financial stability with total deposits of $42,845,535 and a net worth of $72,463,052. We also maintain a healthy cash reserve of $4,397,558 to ensure we're always ready to help our members. While members can visit us at our branch location in Baltimore, official correspondence should be sent to the same address: 1501 S Clinton St Ste 1200, Baltimore, MD 21224-5732. We invite you to connect with us during our lobby hours Monday, Tuesday, and Friday from 8:30 AM to 4:00 PM; Wednesday from 10:00 AM to 4:00 PM; and Thursday from 8:30 AM to 5:00 PM. Join us today at Johns Hopkins, where your financial success is our priority! For more information or assistance, feel free to call us at 410-534-4500. Let's work together towards achieving your goals!

Branch History & Mission

Welcome to Johns Hopkins, a credit union rooted in community and dedicated to serving our members since our establishment in 1971. Located at 1501 S Clinton St Ste 1200, Baltimore, MD 21224, we have proudly grown into a trusted financial institution, now boasting a membership of over 44,000 individuals. Our journey began with a simple mission: to provide accessible and reliable financial services to the people of our community. As we evolved over the years, our commitment to our members has only deepened. We have steadily expanded our offerings to include not just personal banking options like checking and savings accounts but also auto loans, mortgage loans, personal loans, and credit cards with rewards. In total, our assets now amount to an impressive $612,095,130. This growth reflects not only our dedication but also the trust placed in us by our members. At Johns Hopkins, we understand that banking is more than just numbers; it's about building relationships and supporting each other through life's challenges. Our mission is clear: to empower our members through excellent service and a range of financial products designed to meet their needs. We strive to foster financial well-being while actively participating in local community initiatives. Our branch operates during convenient hours Monday, Tuesday, and Friday from 8:30 AM to 4:00 PM, Wednesday from 10:00 AM to 4:00 PM, and Thursday until 5:00 PM to ensure that we are available when you need us most. Although we currently do not offer ATM or drive-thru services, we are committed to providing comprehensive online and mobile banking solutions for easy access to your accounts anytime. While you can visit us at the address mentioned above for all your banking needs, any official correspondence should be sent to the same mailing address: 1501 S Clinton St Ste 1200, Baltimore, MD 21224-5732. We believe in the power of community partnerships and outreach efforts that benefit everyone around us. Through various programs and initiatives, we aim to support local schools, charities, and events that uplift our neighbors. If you're looking for a place where your financial goals can thrive alongside a supportive community spirit, look no further than Johns Hopkins. Join us today and experience firsthand how we can help you achieve your financial dreams! For inquiries or assistance, feel free to call us at 410-534-4500.

Branch Location & Accessibility

Convenient Access

At our Johns Hopkins branch, we prioritize your convenience. There's ample parking available nearby, making it easy for you to pop in for a visit. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to ensure everyone can enjoy our services comfortably.

Operating Hours

We understand that life can get busy. That's why our lobby hours are tailored to fit your schedule. You can visit us on Monday, Tuesday, and Friday from 8:30 AM to 4:00 PM, while Wednesday offers slightly adjusted hours from 10:00 AM to 4:00 PM. On Thursdays, we stay open a bit later until 5:00 PM. If you have any questions or need assistance, feel free to call us at 410-534-4500.

Services Offered

While visiting the Johns Hopkins branch, you'll find a range of services designed just for you. From checking and savings accounts to auto loans and mortgage refinancing, we cater to both personal and business banking needs. Although we currently do not offer ATM or drive-thru services at this location, our knowledgeable staff is always ready to assist you with online and mobile banking options.

Visit Us Today!

Whether you're looking to open an account or seeking advice on loans and financing options, the team at Johns Hopkins is here for you. We invite you to stop by our branch or give us a call so we can help you achieve your financial goals together!

Member Eligibility

Joining the Johns Hopkins family is more than just opening an account; it's about becoming part of a warm, supportive community that values your financial well-being. If you're interested in membership, you'll be pleased to know that anyone who works for or attends Johns Hopkins University, as well as their family members, can become a member. This means you can tap into a range of personalized banking services designed to support your unique financial needs. To learn more about eligibility and ensure you meet the criteria, feel free to visit our website at . We're here to make the process easy and welcoming, so if you have any questions or need assistance, don't hesitate to reach out at (410) 534-4500. Once you're ready to join us, you can find all the details on how to open an account by visiting our account opening page. We can't wait to welcome you into our community at Johns Hopkins, located conveniently at 1501 S Clinton St Ste 1200 Baltimore Md 21224!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running a busy café or retail store. Every transaction counts, and having reliable merchant services is essential. Our tailored solutions streamline payments, ensuring your customers have a smooth checkout experience while you focus on what you do best growing your business. Located at 1501 S Clinton St Ste 1200 Baltimore Md 21224 in Baltimore, MD, we're here to help you navigate your financial journey. Reach out at (410) 534-4500 to learn more about how we can assist your business today!

Comprehensive List Of Services

Accessibility Anytime, Anywhere

Our commitment to convenience means that no matter where you are, managing your finances is just a click away. With features like mobile payments and person-to-person transfers, we're making it easier than ever to handle your money on the go. If you have questions about any of our services or need assistance with your accounts, feel free to reach out! Call us at (410) 534-4500, and one of our team members will be glad to assist you. At Johns Hopkins, we believe in building lasting relationships with our members by offering comprehensive financial solutions tailored just for you. Visit us today and discover how we can support your financial journey!

Business Solutions Tailored for You

For our business members, we have robust solutions designed to help you grow. Our Business Banking services include essential tools like Merchant Services & Business Loans, ensuring that you have the resources needed to thrive in today's competitive market.

Personal Banking Made Easy

For individuals looking for reliable banking options, we offer Personal Banking services that include checking and savings accounts designed for everyday use. Imagine having a checking account that not only keeps your funds secure but also gives you easy access through our convenient Online & Mobile Banking platforms. You can check your balance, pay bills, or transfer money all from the comfort of your home or on-the-go. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options are perfect for getting you behind the wheel without breaking the bank. We provide competitive rates and flexible terms that work with your budget. And if you're thinking about buying a home, our Mortgage Loans & Refinancing services can help make that dream a reality.

Supporting Your Financial Journey

Life can throw unexpected challenges your way, and that's where our Personal Loans & Debt Consolidation options come into play. Whether you need to cover an emergency expense or consolidate existing debt into one manageable payment, we're here to help ease your financial burden. Additionally, we understand the importance of rewarding your spending habits. That's why we offer Credit Cards with Rewards, allowing you to earn points for purchases that can be redeemed for various perks.

Digital & Online Banking

Key Services

With just a click at http://www.jhfcu.org, you can access our user-friendly online banking platform. Check balances, pay bills, and transfer funds with ease. Plus, if you prefer to handle things on the go, our mobile application is available for download, making it simple to bank from your smartphone or tablet. Need to send money to a friend? Our person-to-person transfer feature lets you do that quickly and easily. For those who value convenience, our mobile payments option allows you to make purchases directly from your phone no wallet needed!

Security and Accessibility

Your security is a top priority for us. That's why we offer electronic signature authorization, allowing you to sign documents safely without the hassle of printing or mailing. Additionally, e-statements are available for those who want to go paperless while still keeping track of their finances easily. Our digital services are designed with you in mind, making it easy to stay on top of your accounts in real-time. Whether you're at home or out and about, managing your money has never been more convenient. At Johns Hopkins, we're committed to providing accessible banking solutions that cater to your needs. Embrace the future of banking today!

Financial Strength

Member-Centric Savings

Members' savings are secured through $69,750,587 in share certificates and $61,944,775 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 109 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $71,837,290 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $341,478,120 reflects our commitment to helping you achieve your financial goals across various sectors. This includes $3,959 in used auto loans that support your transportation needs.

Solid Financial Health

With a net worth of $72,463,052, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share Accounts: 87,284, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $13,717,257. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Johns Hopkins is your trusted partner. Visit us at 1501 S Clinton St Ste 1200 Baltimore Md 21224 or call (410) 534-4500 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

For those looking for additional financial flexibility, we provide access to credit lines totaling $206,626,500. This service allows members to have available funds for unexpected expenses or planned projects without going through extensive approval processes. Our team is here to assist you in understanding eligibility requirements and exploring refinancing options if you're considering any of our loan products. We strive to ensure that each member feels supported throughout their journey. If you're ready to discuss how our loan offerings can work for you, feel free to reach out at (410) 534-4500 or visit us at 1501 S Clinton St Ste 1200 Baltimore Md 21224 in Baltimore, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to being your trusted partner in achieving financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $69,807,651 in used vehicle loans and $40,454,575 in new vehicle loans already helping members get on the road. Whether you want to purchase a brand-new vehicle or a reliable used car, we provide flexible financing options to fit your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,412,800 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to make everyday purchases more rewarding.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $56,088,361, make buying or refinancing simple. We aim to guide you through every step of the process, ensuring you find a mortgage solution that aligns with your financial situation.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources ensures that users receive fair and transparent offers when comparing loans.

Johns Hopkins