Johns Hopkins Credit Union Baltimore MD | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to Johns Hopkins, your trusted financial partner located at 4 E 33Rd St, Baltimore, MD 21218. Since our establishment in 1971, we've been dedicated to providing personalized banking solutions to our growing community of over 44,000 members. With total assets of $612,095,130, we pride ourselves on being a financially stable and secure choice for your banking needs. At Johns Hopkins, we understand the importance of community involvement and strive to make a positive impact in the lives of our members. Our commitment is reflected not only in our robust financial services but also in our dedication to supporting local initiatives and fostering strong relationships. Under the leadership of our CEO, Keith O'Neil, and Board President, Sharon Kemp, our team of 109 employees works tirelessly to ensure you receive the best service possible. While members can visit us at our branch location, official correspondence should be sent to 4 E 33rd St, Baltimore, MD 21218. We invite you to explore a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and even business banking solutions. With total deposits amounting to $42,845,535 and a net worth of $72,463,052, we are well-equipped to help you achieve your financial goals. Plus, with cash in hand totaling $4,397,558, you can trust that your money is in safe hands. Ready to take the next step towards financial empowerment? Contact us today at 410-534-4500 or visit our website at http://www.jhfcu.org for more information. Let's work together towards building a brighter financial future!

Branch History & Mission

Call to Action

Join us at Johns Hopkins and experience firsthand how we're committed to supporting your financial journey. With operating hours designed for your convenience Monday through Tuesday and Friday from 8:30 AM to 4:00 PM; Thursday until 5:00 PM; and Wednesday from 10:00 AM to 4:00 PM we're here for you when you need us most. Explore how we can assist you today by calling us at 410-534-4500 or visiting our website at jhfcu.org. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, we have evolved significantly to meet the needs of our community. Established with the intent to provide accessible banking solutions, we have embraced technological advancements to enhance member experiences. Today, members can easily access services like online and mobile banking, ensuring convenience at their fingertips. Over the years, we've expanded our offerings beyond traditional banking. We now provide personal loans, mortgage refinancing, and even business banking services. Our commitment to our members is evident through initiatives like auto loans with competitive rates and credit cards that offer rewards.

Our Mission

At Johns Hopkins, our mission goes beyond just providing financial products; it's about building relationships within our community. We strive to foster financial well-being among our members by offering educational resources and support tailored to individual needs. We believe that by helping our members make informed decisions about their finances, we contribute positively to the overall health of Baltimore. We also recognize the importance of community involvement. Through various outreach programs and partnerships with local organizations, we aim to uplift those around us. Whether it's participating in local events or supporting charitable causes, we are dedicated to making a difference. While you can visit us at our main location in Baltimore, official correspondence should be sent to the same address: 4 E 33rd St, Baltimore, MD 21218.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. Our branch is designed with features that ensure everyone can easily access our services. From ADA-compliant entrances to ample parking options nearby, we've made sure that coming to see us is hassle-free.

Get in Touch!

Have questions? Don't hesitate to reach out! You can call us at 410-534-4500 for assistance or simply drop by during operating hours. We look forward to welcoming you at the Johns Hopkins branch where your financial well-being is our top priority!

Operating Hours

Our doors are open to serve you during the following hours: - Monday, Tuesday & Friday: 8:30 AM - 4:00 PM - Thursday: 8:30 AM - 5:00 PM - Wednesday: 10:00 AM - 4:00 PM Feel free to stop by anytime during these hours we're here to help!

Services Offered

At the Johns Hopkins branch, we provide a wide range of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we're committed to supporting your financial journey. We also offer credit cards with rewards and business banking solutions. For added convenience, our ATM is available for quick cash withdrawals and balance checks whenever you need it. While we currently do not have drive-thru service or shared service centers, our friendly team is always ready to assist you inside.

Member Eligibility

At Johns Hopkins, we believe that becoming a member means joining a community that cares about your financial well-being. If you live, work, or attend school in the area, you're likely eligible to join us! We welcome individuals from various backgrounds, and our membership is designed to be inclusive and supportive. By choosing Johns Hopkins, you'll gain access to a range of financial products tailored to meet your needs from checking accounts to auto loans and more. To get started with your membership journey, simply visit us at our branch located at 4 E 33Rd St Baltimore Md 21218 or give us a call at (410) 534-4500. For more detailed information on eligibility criteria, you can check out this resource: Eligibility Details. We're excited to help you become part of our family!

Business Banking & Commercial Services

Practical Merchant Services

In today's competitive marketplace, efficient payment solutions can set your business apart. Our merchant services simplify transactions, allowing you to focus on what matters most serving your customers. With user-friendly tools and resources, managing payments becomes hassle-free. Located at 4 E 33Rd St Baltimore Md 21218 in Baltimore, MD, our team is ready to partner with you on your journey to success. Reach out today at (410) 534-4500 and discover how Johns Hopkins can empower your business!

Tailored Loan Options

Imagine having the capital to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have not funded any commercial loans, we are here to explore options that can help bring your vision to life.

Comprehensive List Of Services

Business Banking Support

At Johns Hopkins, we also cater to business owners through our Business Banking solutions. From Merchant Services to secure funding via Business Loans, we empower entrepreneurs to thrive in their ventures with resources designed specifically for their success.

Convenient Access Anytime

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options along with ATM services for quick cash withdrawals and balance checks. With features like person-to-person payments, managing your finances has never been easier or more efficient. If you're ready to explore how our comprehensive range of services can work for you, don't hesitate to reach out! Call us at (410) 534-4500 or visit us at our branch in Baltimore, MD. We look forward to helping you navigate your financial journey with confidence!

Flexible Loan Options

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services are designed to give you the financial relief you need when it matters most. Picture consolidating your debts into one manageable payment it's not just a dream; it's achievable with our support. Additionally, we offer Credit Cards with Rewards, giving you the chance to earn while you spend on everyday purchases. Use them wisely, and watch the rewards add up!

Home Financing Made Easy

For those considering homeownership or refinancing their current mortgage, our Mortgage Loans & Refinancing services can guide you through every step of the process. We know that buying a home is one of the most significant decisions you'll make, and we're here to make it as smooth as possible.

Personal Banking Solutions

Our Personal Banking services are tailored for individuals looking for reliable checking and savings accounts. We understand that managing daily expenses can be challenging, which is why we provide options that fit various lifestyles. Whether you're saving for a vacation or planning for future expenses, our accounts come with easy access through online and mobile banking, allowing you to manage your funds anytime, anywhere. When it comes to financing your next vehicle, our Auto Loans & Vehicle Financing options are here to help. Imagine driving off the lot in your dream car without the stress of complicated financing processes. Our competitive rates make it easier than ever to get behind the wheel.

Digital & Online Banking

Key Features

Our online banking platform allows you to take control of your finances with just a few clicks. You can view your account balances, transfer money between accounts, and even set up person-to-person transfers for those times when you need to send money quickly to friends or family. Plus, with our mobile application, managing your accounts on the go has never been simpler. Whether you're at home or out running errands, all it takes is a tap on your smartphone. For added convenience, we offer electronic statements no more waiting for paper statements in the mail! With e-statements, you can easily track your spending and keep your records organized. And if you prefer signing documents digitally, our electronic signature authorization feature allows you to complete transactions securely without the hassle of printing and mailing paperwork.

Security and Accessibility

We prioritize your security while providing easy access to your accounts. Our online banking system includes robust security measures to protect your personal information, ensuring peace of mind as you manage your finances. With mobile payments enabled, making purchases directly from your phone is quick and secure. Whether you're checking balances or making payments, our user-friendly platform is designed with you in mind. Join us at Johns Hopkins to explore how our digital banking services can enhance your financial experience!

Financial Strength

Growing Membership Base

Total Share Accounts: 87,284, showing a strong and growing member base that trusts us with their finances. This reflects our dedication to building lasting relationships with each member who walks through our doors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Johns Hopkins is your trusted partner. Visit us at 4 E 33Rd St Baltimore Md 21218 or call 410-534-4500 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $69,750,587 in share certificates and $61,944,775 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 109 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Services

With $71,837,290 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $34,147,8120 in total loans and leases and $6,980,761 in used auto loans.

Solid Financial Health

With a net worth of $72,463,052, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.83% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $69,807,651 in used vehicle loans and $40,454,575 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used option, we have flexible terms that make it easier than ever to get behind the wheel.

Credit Lines

For those seeking flexibility in their borrowing, our credit lines amounting to $206,626,500 provide an accessible way to cover unexpected expenses or fund personal projects without the stress of high-interest rates. If you're considering refinancing any existing loans, our team can help you explore eligibility options that might save you money and improve your financial situation. For more information or assistance with your loan application, feel free to reach out at (410) 534-4500 or visit us at 4 E 33Rd St Baltimore Md 21218 in Baltimore, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $56,088,361, make buying or refinancing simple. We know how important it is to have a place to call home, and our competitive rates can help make that dream a reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,412,800 in loans helping members manage their finances effectively. This product provides an excellent way to build your credit while enjoying the convenience of cashless transactions.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers displayed are fair and transparent. Each loan comparison reflects current market conditions, ensuring you receive the most accurate information possible.

Johns Hopkins