Johns Hopkins Credit Union Baltimore MD | Low Mortgage Rates & Top Auto Loans

Introduction

Welcome to Johns Hopkins Credit Union, where we believe in building strong financial futures for our members in the heart of Baltimore. Located at 2027 E Monument St, Baltimore, MD 21205, our branch has been a trusted financial partner since 1971. With over 44,000 members and assets totaling $612,095,130, we are dedicated to serving our community with personalized banking solutions tailored to meet your unique needs. At Johns Hopkins, we pride ourselves on offering a wide range of services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our experienced team is committed to helping you navigate your financial journey with confidence. Under the leadership of our CEO Keith O'Neil and Board President Sharon Kemp, our staff of 109 employees is always ready to assist you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 2027 E Monument St, Baltimore, MD 21205-2222. We're here to make banking easy and accessible for everyone. With total deposits amounting to $42,845,535 and a net worth of $72,463,052, we ensure that your funds are secure while providing excellent services designed just for you. Whether you're looking for a new vehicle or planning a major purchase, we have over 22,947 loans available to help you achieve your goals. We invite you to connect with us today! Visit our website at jhfcu.org or give us a call at 410-534-4500 to learn more about how we can support your financial aspirations. Your journey towards financial success starts here at Johns Hopkins Credit Union!

Branch History & Mission

At Johns Hopkins, we take pride in our rich legacy of serving the Baltimore community since our founding in 1971. Nestled at 2027 E Monument St, Baltimore, MD 21205, our branch has been a cornerstone for financial growth and support for over five decades. With a total membership of 44,028 and assets amounting to $612,095,130, we have grown alongside our members, adapting to their needs and aspirations. From humble beginnings, Johns Hopkins has evolved into a trusted partner for individuals and families seeking financial services. Our mission is clear: to empower our members with accessible banking solutions while fostering community well-being. We are dedicated to providing a wide array of services including personal banking accounts, auto loans, mortgages, and business banking options that cater specifically to the needs of our diverse membership. While members can visit us at our branch location on E Monument Street, official correspondence should be sent to the same address. We invite everyone to discover how our commitment extends beyond financial transactions; it's about building lasting relationships within the community. Our operating hours reflect our dedication to serving you better: we are open Monday, Tuesday, and Friday from 8:30 AM to 4:00 PM, Wednesday from 10:00 AM to 4:00 PM, and Thursday until 5:00 PM. Plus, with ATM availability on-site and no drive-thru service, we ensure your banking experience is convenient yet personal. At Johns Hopkins, we also understand the importance of embracing technology for enhanced member experiences. We offer online banking options along with mobile payments for your ease. Our focus on accessibility ensures that all members can engage with us confidently. Community outreach remains at the heart of what we do. We actively participate in local events and initiatives aimed at uplifting those around us. Our partnerships strengthen not just our organization but also the neighborhoods we call home. Join us today at Johns Hopkins! Experience firsthand how we blend traditional values with modern banking solutions designed for you. Whether you're looking to open an account or explore loan options, we're here to help you achieve your financial goals. Call us at 410-534-4500 or visit our website for more information. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Features

At our East Baltimore site, we prioritize your comfort and convenience. The branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us easily. We have ample parking available for those who prefer to drive, making your trip hassle-free. While members can visit us at 2027 E Monument St for all their banking needs, official correspondence should be sent to the same address: 2027 E Monument St, Baltimore, MD 21205-2222.

Join Us Today!

We invite you to experience the friendly service at Johns Hopkins Credit Union. Feel free to call us at 410-534-4500 if you have any questions or want more information about what we offer. We're excited to help you manage your finances and become part of our community!

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why our operating hours are tailored to accommodate your schedule. You can drop by on Monday, Tuesday, or Friday from 8:30 AM to 4:00 PM. If you need a mid-week visit, our doors are open on Wednesday starting at 10:00 AM until 4:00 PM. On Thursdays, we're here until 5:00 PM to serve you better.

Services Designed for You

At Johns Hopkins Credit Union, we offer a wide range of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! Need help with online or mobile banking? Our friendly staff is ready to assist you. For quick cash access, we have an ATM available right at the branch. Although we don't currently offer drive-thru banking, our team is always eager to help you inside with any inquiries or transactions.

Member Eligibility

Joining the Johns Hopkins community means becoming part of a supportive family that truly cares about your financial well-being. If you're wondering how to become a member, it's easier than you might think! You can qualify for membership if you live, work, or attend school in the area around 2027 E Monument St Baltimore Md 21205, or if you're a family member of an existing member. This inclusive approach ensures that everyone has access to our valuable services. As a member, you'll enjoy personalized banking solutions tailored to your needs, such as competitive loan rates and excellent customer support. To learn more about the specific eligibility requirements and how to get started on your journey with us, please visit our detailed resource at . When you're ready to open an account, just reach out to us at (410) 534-4500. We're excited to welcome you into our community!

Business Banking & Commercial Services

Financing Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are here to help you find the right financial solutions tailored to your needs. Imagine securing a loan that allows you to hire new staff, upgrade equipment, or open a new location our team is ready to assist you in exploring these possibilities.

Merchant Services Made Easy

In today's fast-paced market, efficient payment processing can make all the difference. Our merchant services provide businesses with tools for accepting payments easily and securely. Whether you're running a retail shop on 2027 E Monument St Baltimore Md 21205 or an online business, our solutions streamline transactions, allowing you to focus on what matters most: serving your customers and growing your brand. Visit us at 2027 E Monument St Baltimore Md 21205 in Baltimore, MD, or call us at (410) 534-4500 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Accessibility

We also provide basic ATM access for withdrawals and balance checks at convenient locations around town. Plus, with features like person-to-person payments available through our digital platforms, sending money to friends or family has never been easier. If you're ready to explore how Johns Hopkins can serve your financial needs better, don't hesitate to reach out! You can contact us at (410) 534-4500, visit us at 2027 E Monument St Baltimore Md 21205, or check out our website at http://www.jhfcu.org for more information about all our services. We look forward to helping you achieve your financial dreams!

Business Banking

Small businesses are the backbone of our community. That's why we offer dedicated support through our business banking services, including merchant services and business loans tailored to help entrepreneurs thrive. Whether you're just starting out or looking to expand, we're here to assist every step of the way.

Credit Cards

For those who enjoy rewards while spending, our credit cards with rewards program offers points for everyday purchases that can be redeemed for exciting benefits. This is just another way we strive to add value to your banking experience.

Digital Banking Convenience

In today's fast-paced world, convenience is key. At Johns Hopkins, we understand this and offer robust online and mobile banking features. With secure access from your computer or mobile device, you can manage your accounts anytime and anywhere. Our ATM & cash withdrawal services ensure you have easy access to your funds whenever you need them.

Personal Banking

When it comes to personal banking, Johns Hopkins has you covered with various options. Our checking and savings accounts are designed for simplicity and convenience, allowing you to manage your finances effortlessly. If you're planning to purchase a new car or need financing for an existing vehicle, our auto loans and vehicle financing options offer competitive rates that can help get you on the road without breaking the bank. Homeownership dreams can also become a reality with our mortgage loans and refinancing services. We guide you through every step of the process, ensuring that you find a plan that fits your budget. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services can provide much-needed relief.

Digital & Online Banking

Key Services

Our online banking features make it simple to keep track of your finances. With 24/7 access, you can view balances, transfer funds, and pay bills all from the comfort of your device. If you prefer mobile banking, our user-friendly mobile application allows for easy navigation and quick transactions right at your fingertips. Need to send money to friends or family? Our person-to-person transfer feature makes sharing funds a breeze. Plus, with electronic signature authorization available, signing documents is straightforward and secure no need for printing or mailing.

Security and Accessibility

Security is a top priority at Johns Hopkins. We utilize advanced measures to protect your personal information, giving you peace of mind while managing your finances online. Our e-statements provide a convenient way to receive account statements electronically, reducing clutter while keeping your information safe and organized. Additionally, if you're into mobile payments, you'll be pleased to know that we support this feature too! You can make quick payments directly from your phone without the hassle of cash or cards. In short, whether you're checking balances or sending money, our digital banking services are designed with accessibility and ease-of-use in mind. Join us at Johns Hopkins today and experience how simple managing your money can be!

Financial Strength

Growing Member Base

Total Share Accounts stand at 87,284, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $13,717,257, we have the resources needed to support your dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Johns Hopkins is your trusted partner. Visit us at 2027 E Monument St Baltimore Md 21205 or call (410) 534-4500 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $71,837,290 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant, with $3,959 in used auto loans and $341,478,120 in total loans and leases supporting your financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 109 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $69,750,587 in share certificates and $61,944,775 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Position

With a net worth of $72,463,052, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $69,807,651 in used vehicle loans and $40,454,575 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away in your dream vehicle.

Credit Lines

For those who need additional financial flexibility, our credit lines totaling $206,626,500 provide an excellent solution. This option allows you to borrow as needed up to a certain limit, giving you peace of mind when unexpected expenses arise. If you're considering refinancing any existing loans or unsure about your eligibility for our products, don't hesitate to reach out! Our team is ready to assist you in exploring your options and finding the best fit for your financial needs. For more information on our loan offerings or to discuss which option may be best for you, please contact us at (410) 534-4500 or visit us at our branch located at 2027 E Monument St Baltimore Md 21205 in Baltimore, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $56,088,361, make buying or refinancing simple. We offer various plans tailored to your financial situation, ensuring you find a mortgage that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, but our unsecured credit card loans are here to help. With a total of $11,412,800 in loans assisting members in managing their finances effectively, you'll enjoy flexible terms and competitive rates that can make your everyday purchases easier.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent, giving users confidence in their choices.

JOHNS HOPKINS FEDERAL CREDIT UNION