JM Associates Credit Union Jacksonville FL | Best Auto Loans & Business Banking

Introduction

Welcome to Jm Associates, your trusted financial partner located at 1751 Talleyrand Ave, Jacksonville, FL 32206. Established in 1980, we have proudly served our community for over four decades, providing reliable and personalized banking solutions to our 8,571 members. With a strong commitment to member satisfaction, we have grown our total assets to an impressive $153,944,965, ensuring that we remain a solid choice for your financial needs. At Jm Associates, we understand the importance of building trust within our community. Our CEO, James Ryan, alongside Board President Carolyn Weeden, leads a dedicated team of 31 employees who are always ready to assist you. We offer a variety of services including personal banking, auto loans, mortgages, and business financing options tailored to meet your specific needs. While you can visit us at our branch location for in-person assistance, please note that official correspondence should be directed to the same address: 1751 Talleyrand Ave, Jacksonville, FL 32206-5437. You can also reach us by phone at 904-358-4424 or via fax at 904-378-4583. Our financial strength is reflected in our robust lending capabilities with over 8,849 loans and leases extended to our members. Our focus on empowering individuals and businesses alike has resulted in total deposits amounting to $1,337,789, along with a net worth of $22,012,574, which showcases our stability and growth potential. We invite you to discover how Jm Associates can help you achieve your financial goals. Visit our website at jmafcu.org for more information on how we can serve you better. Whether you're looking for personal loans or business banking solutions, we're here for you every step of the way!

Branch History & Mission

Commitment to Innovation

In today's digital world, we understand the importance of offering modern conveniences alongside traditional banking services. That's why we provide online banking options, mobile payments, and electronic statements all designed with your convenience in mind. As part of our dedication to accessibility, we ensure that our facilities comply with ADA standards so that all members feel welcome. While we currently do not offer ATM or drive-thru services at this location, our friendly staff is always ready to assist you in person.

Community Focus

Community involvement is at the heart of what we do. We believe in giving back and supporting local initiatives that make Jacksonville a better place for everyone. Through partnerships and outreach programs, we actively engage with various organizations to promote financial literacy and enhance economic opportunities for all residents. While members can visit us at 1751 Talleyrand Ave, official correspondence should be sent to 1751 Talleyrand Ave, Jacksonville, FL 32206-5437 if different from our branch address. Our operating hours are convenient for busy schedules: Monday, Wednesday & Friday from 8:00 AM to 4:30 PM.

Join Us!

We invite you to become part of the Jm Associates family and experience firsthand the difference that community-focused banking can make in your life. Together, let's build a future where financial dreams become reality. For more information or to start your membership journey today, please call us at 904-358-4424 or visit our website at jmafcu.org. Your success is our mission!

Our Journey

Since our inception, we have grown significantly, now boasting a total membership of 8,571 individuals who trust us with their financial journeys. Our total assets have reached an impressive $153,944,965, reflecting our commitment to stability and growth for both our members and the community at large. Over the years, we've adapted to the changing needs of our members by embracing technology while maintaining our personal touch. Our mission is clear: we aim to provide accessible financial services that empower our members to achieve their goals. We offer a range of products including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Each service is designed not just as a transaction but as a step toward financial well-being.

Branch Location & Accessibility

Welcome to Jm Associates, your friendly credit union located at 1751 Talleyrand Ave, Jacksonville, FL 32206. We're conveniently situated in the heart of Jacksonville, making it easy for you to access our services. Whether you're heading to the nearby Talleyrand Terminal or just passing through the vibrant neighborhoods of Duval County, we are here for all your banking needs. At Jm Associates, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can visit us comfortably. While there is ample parking available, we encourage you to call ahead if you have any specific accessibility requests. Our lobby hours are tailored to fit your busy schedule: we're open on Monday, Wednesday, and Friday from 8:00 AM to 4:30 PM. Though we do not have ATM services or a drive-thru option at this location, our friendly staff is always ready to assist you with personal banking needs such as checking and savings accounts, auto loans, mortgage loans, and more. If you need to send official correspondence, please note that while our branch address is 1751 Talleyrand Ave, you can also use our mailing address: 1751 Talleyrand Ave, Jacksonville, FL 32206-5437. Got questions? Feel free to give us a call at 904-358-4424. We look forward to welcoming you into our branch soon!

Member Eligibility

At Jm Associates, we believe that becoming a member means joining a caring community that supports your financial journey. If you're interested in membership, you'll be glad to know that it's quite simple! Anyone who lives, works, or worships in our local area can easily become a part of our family. We also welcome immediate family members of existing members, so you can share the benefits of membership with those closest to you. Not only do we offer great financial products and services tailored for your needs, but you'll also have access to friendly support from our dedicated team. For more detailed eligibility criteria, feel free to check out our website at https://membership.jmafcu.org/ . Ready to open an account? The process is straightforward! You can start by visiting us at 1751 Talleyrand Ave Jacksonville Fl 32206 or giving us a call at (904) 358-4424 for any questions you may have. We're here to help make your transition into membership as smooth as possible. If you'd like to get started online, you can find everything you need at https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/00912004/2615?channelid=3515894100299151400&cuid=00912004&isframed=f&loanlistid=2615&locationid=3515894100299151400 . Join us today and experience the many advantages of being a member of Jm Associates!

Business Banking & Commercial Services

Empowering Transactions

In addition to loans, we also offer merchant services that make day-to-day operations smoother for businesses like yours. Whether you're processing payments at a bustling storefront or managing transactions online, our services ensure you have the tools needed to serve your customers efficiently. Imagine having reliable payment solutions that free up your time so you can focus on what matters most growing your business. Visit us at 1751 Talleyrand Ave Jacksonville Fl 32206 in Jacksonville, FL, or give us a call at (904) 358-4424 to learn how our business banking solutions can support your journey. Together, let's build a brighter future for your enterprise!

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member commercial loans or non-member commercial loans on record, our dedication to future partnerships remains strong. When you're ready to expand or invest in new opportunities, you can count on us to provide the financial backing you need.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options can make that dream a reality. We understand that buying a car is a significant investment, so we work hard to provide competitive rates that suit your budget. Picture yourself behind the wheel of your new ride without the stress of complicated financing.

Business Banking

For entrepreneurs and business owners, our Business Banking services include essential tools like Merchant Services and Business Loans. We're committed to helping local businesses thrive by providing financial products tailored for success.

Credit Cards with Rewards

With our Credit Cards with Rewards, you can earn points on everyday purchases that turn into exciting rewards. Imagine using your credit card for groceries and earning cashback or travel points it's a smart way to make the most of your spending!

Mortgage Loans & Refinancing

When it comes to homeownership, our Mortgage Loans & Refinancing services can help you find the right path to owning your dream home. Whether you're buying your first house or refinancing an existing mortgage, our team will guide you through every step. You'll feel supported as you make one of life's biggest investments.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. Need to check your balance or transfer funds? Just open the app on your phone! You can also easily withdraw cash through our ATM & Cash Withdrawal Services, making banking as simple as possible. At Jm Associates, we are dedicated to providing exceptional service and support tailored just for you. If you're ready to explore how we can assist with all your financial needs, give us a call at (904) 358-4424 or visit us in person! Let's work together toward achieving your financial goals today!

Personal Banking

We offer a variety of personal banking options designed to fit your lifestyle. Our Checking & Savings Accounts provide easy access to your funds while helping you save for what matters most. Imagine having a safe place for your money, with the ability to earn interest and manage your spending seamlessly.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and our Personal Loans & Debt Consolidation solutions are here to help. Whether you need funds for home repairs or wish to simplify multiple debts into one manageable payment, we're ready to assist. You can achieve peace of mind knowing that financial support is just a call away.

Digital & Online Banking

Always Available Support

We take pride in offering reliable support whenever you need it. Our online banking services are available around the clock, so you can rest assured that help is just a click away day or night. At Jm Associates, we are dedicated to providing safe and accessible banking solutions that fit into your lifestyle. Experience the ease of digital banking today!

E-Statements and Real-Time Management

Stay organized with our e-statements feature. You can receive your account statements electronically, which helps reduce paper clutter while giving you quick access to your financial information whenever you need it. This not only keeps your data secure but also supports eco-friendly practices.

Mobile Convenience

For those who prefer banking on the go, our mobile application is available for download. With this app, you can enjoy features like mobile payments and person-to-person transfers, making it easier than ever to send money to friends or family instantly. Whether you're out running errands or enjoying a day out, managing your finances is just a tap away.

Financial Strength

Commitment to Growth

With $21,491,548 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $999 in used auto loans and $95,895,543 in total loans and leases, we support your financial goals across various sectors.

Efficient Operations

Our operational efficiency is reflected in our $433,323, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts: 20,077, showing a strong and growing member base that trusts us with their finances. This trust is essential as we strive to meet your needs every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jm Associates is your trusted partner. Visit us at 1751 Talleyrand Ave Jacksonville Fl 32206 or call (904) 358-4424 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $24,485,001 in share certificates and $43,963,573 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $22,012,574, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,429 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

If you're a business owner looking for capital to grow or expand, our outstanding commercial loans can help meet your needs. Currently, there are no outstanding commercial loans available through our branch; however, we are always here to assist with personal banking services including checking and savings accounts as well as debt consolidation options. For more information about any of our loan products or to discuss how we can assist you further, please don't hesitate to contact us at (904) 358-4424 during our operating hours: Monday, Wednesday & Friday from 8:00 AM to 4:30 PM. At Jm Associates, we're committed to providing financial solutions that empower our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore all that we have to offer and take the next step toward achieving your financial goals today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,863,006 in used vehicle loans and $12,703,141 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we provide flexible terms that make it easy to hit the road without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,137,766, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process from start to finish. If you're considering refinancing your current mortgage, ask us about our eligibility options that could help lower your monthly payments or access cash for other needs.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $6,272,915 in loans helping members manage their finances effectively. Enjoy competitive interest rates and rewards that fit your lifestyle while giving you peace of mind when unexpected costs arise.

Loan Aggregator

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JM ASSOCIATES FEDERAL CREDIT UNION