JM Associates Credit Union Deerfield Beach FL | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Jm Associates, your trusted credit union located at 111 Jim Moran Blvd, Deerfield Beach, FL 33442. Since our establishment in 1980, we have proudly served our community with a commitment to enhancing the financial well-being of our 8,571 members. Our goal is to provide you with personalized banking solutions that cater to your unique needs. At Jm Associates, we believe in building lasting relationships with our members. With total assets of $153,944,965 and total deposits reaching $1,337,789, we are financially stable and equipped to support you through various life stages. Whether you're looking for an auto loan or planning for your future with savings accounts, our offerings are designed with you in mind. Led by our dedicated CEO, James Ryan, and Board President, Carolyn Weeden, our team of 31 employees is here to assist you. We understand that every financial journey is different; that's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking options. You can easily reach us at (954) 429-2451 during our operating hours from Monday to Friday, 9:00 AM to 4:30 PM. If you need to send official correspondence, please address it to our mailing address at 111 Jim Moran Blvd, Deerfield Beach, FL 33442-1701. Explore more about how we can help you achieve your financial goals by visiting our website at jmafcu.org. Join us today and experience the Jm Associates difference where community matters!

Branch History & Mission

Community Connections

Through partnerships with local organizations, we work diligently to strengthen the fabric of our community. Whether it's providing resources for families in need or sponsoring events that bring people together, our goal is to make a positive impact where it counts most. For any official correspondence, please note that while you can visit us at 111 Jim Moran Blvd Deerfield Beach Fl 33442, you may also send mail to 111 Jim Moran Blvd, Deerfield Beach, FL 33442-1701 if necessary.

Join Us

As we continue to grow and adapt, we invite you to be part of our journey. Experience firsthand the benefits of membership at Jm Associates. With operating hours from Monday through Friday from 9:00 AM to 4:30 PM, our friendly team is here to assist you. Contact us at (954) 429-2451 or visit our website at https://jmafcu.org/ to learn more about how we can help you succeed financially. Join us today and be part of a credit union that truly cares about its members and the community!

Our Mission

At Jm Associates, our mission is clear: to provide exceptional financial services while enhancing the lives of our members and the community. We believe in empowering individuals through personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment extends beyond just banking; we actively participate in community outreach programs that support local initiatives and improve the lives of those around us. We understand that the financial landscape is ever-evolving, which is why we prioritize digital advancements to better serve you. With features like online banking, mobile payments, and electronic signatures, we ensure that managing your finances is simple and convenient. Our branch adheres to ADA compliance standards, ensuring accessibility for everyone.

Branch Location & Accessibility

Finding Us

At Jm Associates, we understand that convenience matters. You can easily reach us by car, and there's plenty of parking available right outside our doors. We strive to ensure our location is ADA compliant, providing ramps and other accessibility features for all members. If you're looking for a place where banking feels personal and friendly, you've come to the right spot.

Operating Hours

Our branch is open Monday through Friday from 9:00 AM to 4:30 PM. We are here during these hours to assist you with all your banking needs, whether it's setting up an account or discussing loan options. Feel free to give us a call at (954) 429-2451 if you have any questions or need assistance before your visit.

Services Offered

While you're here, take advantage of our wide range of services designed just for you! From checking and savings accounts to auto loans and credit cards with rewards, we're ready to help you achieve your financial goals. Although we currently do not have ATM availability or drive-thru services, our dedicated staff is always on hand to provide personalized service. While members can visit us at 111 Jim Moran Blvd Deerfield Beach Fl 33442, official correspondence should be sent to 111 Jim Moran Blvd, Deerfield Beach, FL 33442-1701. We look forward to welcoming you into our branch soon stop by today and see how we can assist you!

Member Eligibility

Becoming a member of Jm Associates is like joining a warm, welcoming family that supports your financial journey. If you live, work, worship, or attend school in the area around 111 Jim Moran Blvd Deerfield Beach Fl 33442, you're already on your way to membership! We believe that everyone deserves access to financial services that help them thrive, which is why we keep our eligibility criteria straightforward and inclusive. At Jm Associates, we offer a variety of benefits designed to support your goals, whether that's saving for a new car or planning for a home. To learn more about the specific requirements and how you can become part of our community, feel free to visit our eligibility page at https://membership.jmafcu.org/ . Once you're ready to open an account, the process is simple and quick just check out the details here: https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/00912004/2615?channelid=3515894100299151400&cuid=00912004&isframed=f&loanlistid=2615&locationid=3515894100299151400 . If you have any questions or need assistance, don't hesitate to give us a call at (954) 429-2451. We're excited to welcome you!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine seamlessly accepting payments from your customers while managing transactions efficiently. Our merchant services are designed to make daily operations smoother for businesses like yours. From payment processing to invoicing tools, we equip you with the technology needed to keep your business running effortlessly. Whether you're located at 111 Jim Moran Blvd Deerfield Beach Fl 33442 in Deerfield Beach, FL, or anywhere else, reach out to us at (954) 429-2451. Let's work together to elevate your business!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility for All Members

Though we do not have an ATM or drive-thru service at this branch, rest assured that our digital platforms offer many ways to access cash and conduct transactions without any hassle. Our team is always ready to assist you with any questions or concerns you may have about using these services effectively. At Jm Associates, we believe that everyone deserves access to quality financial services tailored just for them. If you're ready to explore how we can help meet your financial goals, please don't hesitate to reach out by calling us at (954) 429-2451 or visiting us at 111 Jim Moran Blvd Deerfield Beach Fl 33442 during our lobby hours from 9:00 AM to 4:30 PM, Monday through Friday. Let's start this journey together!

Business Banking Services

For entrepreneurs and small businesses, Jm Associates offers comprehensive business banking solutions. Our merchant services and business loans are crafted to support your growth. Picture being able to accept payments seamlessly while having access to funds for expansion when you need it most.

Credit Cards and Rewards

We also offer credit cards that not only provide flexibility for everyday purchases but come with rewards that can add up over time. Whether you're planning a trip or just want to earn cashback on groceries, our credit card options are designed to suit various lifestyles.

Digital Banking Convenience

In today's fast-paced world, having control over your finances from anywhere is crucial. Our online and mobile banking features allow you to manage accounts, transfer money, and pay bills all from the comfort of your home or on-the-go. With added conveniences like person-to-person payments, we make managing your finances easier than ever.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Jm Associates has you covered. Our personal banking services are designed with your needs in mind. Imagine having easy access to your funds while also earning interest with our competitive savings accounts. We understand that life can be unpredictable, which is why our personal loans and debt consolidation options can help simplify your finances when unexpected expenses arise. When it comes to making significant purchases, our auto loans and vehicle financing services can get you on the road quickly without the stress of high-interest rates. Plus, if you're considering buying a home or refinancing, our tailored mortgage loans make the process straightforward and efficient.

Digital & Online Banking

Key Services

Our online banking system provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of e-statements, which help you stay organized while being eco-friendly. For those moments when you need to make quick payments, our mobile payments feature allows you to send money easily using your smartphone. If you're on the go, you'll appreciate our mobile application that brings all the essential banking features right to your fingertips. Whether you're making person-to-person transfers or reviewing recent transactions, everything is designed for ease of use.

Security and Accessibility

We take your security seriously. With electronic signature authorization, signing documents online is both safe and simple. You can trust that your information is protected as you manage your finances from the comfort of your home or while out and about. At Jm Associates, we strive to make banking accessible for everyone. Our online services empower you with real-time account management so you can stay in control of your finances without any hassle. Join us today and experience the convenience of digital banking tailored just for you!

Financial Strength

A Trusted Partner for Your Financial Needs

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 20,077, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jm Associates is your trusted partner. Visit us at 111 Jim Moran Blvd Deerfield Beach Fl 33442 or call (954) 429-2451 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

Our commitment to your financial future is also evident in our $21,491,548 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $999 in used auto loans and $95,895,543 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Operational Efficiency

Our $433,323 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 1 part-time employees who are always ready to assist you with knowledgeable service.

Secure Savings Opportunities

Members' savings are secured through $24,485,001 in share certificates and $43,963,573 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $22,012,574, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,429 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued $18,863,006 in used vehicle loans and $12,703,141 in new vehicle loans to help our members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable pre-owned option, we have solutions tailored for you.

Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $6,272,915 in loans available, our credit cards can help members manage their finances more effectively while enjoying rewards and benefits.

Financial Support for All Needs

In addition to these key offerings, we also provide credit lines totaling $34,743,782, allowing members greater access to funds when unexpected expenses arise. Our goal is to ensure that you have access to the resources you need for both planned purchases and emergencies. For those interested in applying for any of these loan products or exploring eligibility options further, please reach out to us at 954-429-2451 or visit us online at Jm Associates. We're here to support you through every step of your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $26,137,766. This means you can find the perfect home without breaking the bank. Plus, if you're considering refinancing your current mortgage, our team is here to assist with that process as well.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to regulatory standards ensures that users receive fair and transparent offers when exploring their loan options. Each listing is updated regularly, reflecting current rates and terms from various lenders.

JM ASSOCIATES FEDERAL CREDIT UNION - Deerfield Beach, FL