Jetstream Credit Union Carolina PR | Affordable Auto Loans & Business Banking

Introduction

Welcome to Jetstream, your trusted credit union located at Carretera Estatal 190 Km 07 Suite 101, Carolina, PR 00984. Since our establishment in 1948, we have been dedicated to serving our community and providing exceptional financial services tailored to meet the needs of our 14,083 members. With a strong commitment to your financial well-being, we proudly manage total assets of $272,225,216 and offer a range of services designed for both personal and business needs. At Jetstream, we understand that each member's financial journey is unique. That's why we provide diverse offerings including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Whether you're looking to secure financing or need reliable banking services, our experienced team is here to assist you. Our leadership team is headed by CEO Jeanne Kucey and Board President Bolivar Perez, who are passionate about fostering a welcoming environment for all members. Together with our dedicated staff of 63 employees, we ensure that every interaction reflects our commitment to service excellence. While you can visit us at our branch location in Carolina for all your banking needs, please note that official correspondence should be directed to our mailing address: P.O. Box 810048, San Juan, PR 926. With total deposits amounting to $27,356,804 and over 6,963 loans offered to date, Jetstream continues to play an essential role in supporting the financial aspirations of individuals and businesses alike. Our net worth stands at an impressive $27,837,787, highlighting our stability and dedication to building a brighter future for our members. We invite you to reach out to us at 305-821-7060 or explore more about what we offer at Jetstream. Join us as we continue to grow together!

Branch History & Mission

Modern Banking Solutions

Jetstream is dedicated to staying ahead in today's fast-paced world by offering modern banking solutions such as online banking, mobile payments, and electronic statements. We also ensure accessibility for all by maintaining ADA compliance standards within our facilities. With drive-thru banking available for quick transactions and shared service centers for greater convenience, we aim to provide a customer-centric experience that meets your needs. We invite you to join us on this journey! Discover how being a member of Jetstream can benefit you through personalized financial solutions designed just for you. Visit our website at jetstreamfcu.org or give us a call at 305-821-7060 to learn more about becoming part of our vibrant community. Experience firsthand the dedication of Jetstream where your financial well-being is our top priority!

Our Mission

Our mission at Jetstream is clear: to empower our members through excellent financial services while actively supporting the communities we serve. We believe that when you succeed, we all succeed. That's why we prioritize customer service and strive to create a welcoming environment where everyone feels valued. We also understand the importance of giving back. Our partnerships with local organizations allow us to participate in community outreach efforts that make a real difference in people's lives. Whether it's supporting local schools or providing financial education workshops, we are committed to playing an active role in making Carolina a better place for all its residents. While members can visit us at Carretera Estatal 190 Km 07 Suite 101, official correspondence should be sent to P.O. Box 810048, San Juan, PR 926 if needed.

Branch Location & Accessibility

Call to Action

We invite you to stop by Jetstream today at Carretera Estatal 190 Km 07 Suite 101 in Carolina or give us a call at 305-821-7060 if you have any questions. Join us in shaping your financial future!

Local Landmarks and Accessibility

Our branch is conveniently situated near popular local landmarks, making it easily identifiable. With ample parking available and features compliant with ADA standards, we ensure that everyone can access our services without hassle. You'll find ramps and accessible entrances designed for your comfort.

Operating Hours

We're open Monday through Friday from 8:00 a.m. to 4:00 p.m., providing plenty of time for you to drop by before or after work. Whether you're looking to open an account or have questions about loans and services, our team is ready to assist you during these hours.

Services Offered

At Jetstream, we pride ourselves on offering a range of essential services. Enjoy personal banking options like checking and savings accounts, as well as auto loans and mortgage refinancing. For businesses, we provide merchant services and business loans tailored to meet your needs. If you're busy on the go, take advantage of our online and mobile banking options for added convenience. For those who prefer face-to-face interactions, we offer basic drive-thru banking for quick transactions such as deposits and withdrawals. Plus, as a shared service center member, you can conduct transactions related to partner credit unions right here!

Member Eligibility

Becoming a member of Jetstream is like joining a warm, welcoming family that's here to support your financial journey. If you're living, working, or attending school in the area, you're likely eligible! We embrace a diverse community and believe that everyone deserves access to excellent financial services. To learn more about the specific eligibility criteria, feel free to visit our detailed resource at http://www.jetstreamfcu.org/become-a-member . Once you find out you qualify, opening an account is straightforward and can be done online by following this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozady2naavjabdpbyptfhwhlll5lyukgmfjmhtzgyj2rbuta6a8u4zrsbqobzv4sfcq6q . If you have any questions or need assistance, don't hesitate to call us at (305) 821-7060. We're excited to have you on board and help you achieve your financial goals right here at Jetstream, located at Carretera Estatal 190 Km 07 Suite 101 Carolina Pr 00984!

Business Banking & Commercial Services

At Jetstream, we understand that every business has unique needs and aspirations. That's why we offer tailored business banking and commercial services designed to help you thrive. Imagine securing the funds you need to expand your operations, hire new talent, or invest in state-of-the-art equipment. Our commercial loan options make these goals a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $20 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,835,745, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify payment processing, allowing you to focus on what matters most growing your business. Whether you're accepting card payments at your storefront or managing online transactions, we've got your back. Located at Carretera Estatal 190 Km 07 Suite 101 Carolina Pr 00984 in Carolina, PR, our team is ready to partner with you on your journey to success. Reach out to us today at (305) 821-7060!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, our Business Banking services include essential tools like Merchant Services & Business Loans that can help you grow and thrive. We're committed to supporting local businesses by providing the financial resources they need to succeed.

Digital Convenience

In today's fast-paced world, we understand the importance of being able to manage your finances on-the-go. Our Online & Mobile Banking platforms allow you to check balances, transfer funds, and pay bills from anywhere at any time. Plus, our ATM & Cash Withdrawal Services ensure that accessing cash is convenient whenever you need it.

Drive-Thru and Shared Branch Transactions

For those who prefer face-to-face interactions but need a quick visit, our basic Drive-Thru Banking offers easy access for deposits, withdrawals, and simple transactions without leaving your car. Additionally, as part of a larger network, we support basic shared branch transactions so that members from partner credit unions can also deposit and withdraw funds easily. At Jetstream, we believe in making banking as accessible and user-friendly as possible. Our team is here to guide you through every step of the process whether it's opening an account or applying for a loan ensuring that you feel supported along the way. If you're ready to explore what we offer or have questions about how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (305) 821-7060, visit us at our branch located at Carretera Estatal 190 Km 07 Suite 101 Carolina Pr 00984, or check out our website at Puerto Rico. Your journey towards better banking starts here!

Loans for Every Need

Life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation options are here to help you regain control. If you're looking for rewards on your spending, consider our Credit Cards with Rewards, perfect for everyday purchases while earning benefits at the same time.

Personal Banking

When it comes to managing your money, our Personal Banking options are designed with you in mind. We offer Checking & Savings Accounts that help you keep track of your daily expenses while earning interest on your savings. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing services make it easy to get behind the wheel without breaking the bank. For those who dream of owning a home, we provide Mortgage Loans & Refinancing solutions tailored to fit your financial situation.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform allows you to easily view your account statements and transactions. You can also take advantage of our e-statements feature, which means you'll receive important documents directly in your inbox no more waiting for the mail! Plus, with electronic signature authorization, signing documents is quick and secure, so you can handle everything digitally without any hassle. Need to send money to a friend or family member? Our person-to-person transfer option makes it easy. Just a few taps on your smartphone or computer, and the funds are on their way! Speaking of smartphones, don't forget about our mobile application. It's available for download, letting you carry your bank in your pocket. With features like mobile payments, managing your finances has never been easier.

Security You Can Trust

Your security is our top priority. Our digital banking services use advanced security measures to ensure that your personal information stays safe while you bank online. You can feel confident knowing that every transaction is protected. Whether you're at home or on the go, managing your money with Jetstream is simple and straightforward. Enjoy real-time account management and the flexibility of banking when it suits you best! Dive into the world of digital banking today at https://jetstreamfcu.org/ we're here to help you every step of the way!

Financial Strength

Growing Member Trust

We are proud of our growing member base, shown by our total share accounts of 28,248. This number reflects the trust our members place in us to manage their finances effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jetstream is your trusted partner. Visit us at Carretera Estatal 190 Km 07 Suite 101 Carolina Pr 00984 or call (305) 821-7060 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 3 part-time employees who are dedicated to serving you with a knowledgeable team.

Reinvestment for Better Services

With $24,635,565 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $1,692 in used auto loans and $175,932,997 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Secure Savings Options

Your savings are in good hands at Jetstream. We have $62,090,819 in share certificates and $17,648,168 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $420,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $27,837,787, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,021 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,017,204 in used vehicle loans and $23,732,726 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find a solution that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $11,835,745 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are here to support your journey with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,347,297, make buying or refinancing simple. We aim to simplify the process for our members, offering competitive rates and personalized service. If you're considering refinancing, our team can guide you through eligibility options that might work for you.

Overall Financial Support

At Jetstream, we're committed to providing exceptional service and financial products tailored to meet your needs. Our dedicated team is always ready to assist you with any questions about refinancing or eligibility for different loan types. Feel free to reach out to us at (305) 821-7060 or visit us at Carretera Estatal 190 Km 07 Suite 101 Carolina Pr 00984 in Carolina, PR for more information on how we can help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,343,350 in loans helping members manage their finances effectively. This product is designed to give you the freedom to make purchases while keeping your payments manageable.

Loan Aggregator

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JETSTREAM FEDERAL CREDIT UNION - Carolina, PR