Jetstream Credit Union Miami FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Jetstream, your trusted financial partner located at 7500 NW 58th St, Miami, FL 33166. Since our establishment in 1948, we have proudly served our community, building a strong foundation of trust and reliability among our 14,083 members. As a member-focused credit union, we are committed to providing you with tailored financial solutions designed to meet your unique needs. At Jetstream, we understand that managing your finances can be a challenge. That's why we offer a variety of services including checking and savings accounts, auto loans, personal loans, and business banking options. With total assets exceeding $272 million, and total deposits amounting to $27,356,804, we ensure that your funds are safe and accessible. Under the leadership of our dedicated CEO, Jeanne Kucey, and Board President Bolivar Perez, our team of 63 employees is here to assist you every step of the way. We take pride in maintaining a strong net worth of $27,837,787 and having over $89 million in cash on hand to serve our members effectively. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 5487, Miami Lakes, FL 33014. If you have any questions or need assistance, don't hesitate to reach out to us at 305-821-7060. Explore the many ways Jetstream can help you achieve your financial goals by visiting our website at jetstreamfcu.org. Join us today and experience the difference of community-driven banking!

Branch History & Mission

Welcome to the story of Jetstream, a credit union that has been a cornerstone of the Miami community since it first opened its doors in 1948. Located at 7500 NW 58th St, Miami, FL 33166, our branch has grown alongside our members, evolving from a small institution into a robust financial resource with over 14,000 members and total assets amounting to ${272225216}. Jetstream's mission is clear: to empower our members by providing exceptional financial services while fostering community support and engagement. We strive to offer personalized banking solutions that cater to the diverse needs of our members, whether it's through checking and savings accounts, auto loans, mortgage loans, or credit cards with rewards. Our commitment extends beyond just banking; we aim to enhance the overall well-being of our community by actively participating in local initiatives and outreach programs. Over the decades, Jetstream has embraced advancements in technology to ensure we meet the changing needs of our members. From online banking to mobile payments, we have made significant strides in ensuring convenient access to financial services. Our commitment to ADA compliance further reinforces our dedication to serving all members of the community. While you can visit us at our main location, it's important to note that official correspondence should be sent to P.O. Box 5487, Miami Lakes, FL 33014 if it differs from your visit. We are proud to offer ATM availability for quick cash access but do not currently provide drive-thru services. However, our shared service center allows for basic transactions for partner credit union members. Our operating hours are designed with your convenience in mind: Monday through Friday from 7:30 a.m. to 3:30 p.m., with Wednesdays closing early at 2:00 p.m. For any inquiries or assistance, feel free to reach out via phone at 305-821-7060. As we look ahead, Jetstream remains committed to enhancing the lives of our members and supporting our local community. Join us today and experience the benefits of being part of a credit union that truly cares about your financial success and well-being! Visit us online at Jetstream FCU or apply for membership here. Your journey towards better financial health starts now!

Branch Location & Accessibility

Call-to-Action

Whether you're a long-time member or considering joining us for the first time, we invite you to stop by Jetstream at our Miami Center branch. Experience firsthand how we can assist with your banking needs and help you achieve your financial goals. We look forward to welcoming you!

Nearby Landmarks and Accessibility

While you're here, you might notice that we're close to several local landmarks, making it easy to fit a visit into your daily routine. Our branch features ample parking and is equipped with ADA-compliant facilities to ensure everyone can access our services comfortably. If you need assistance navigating the branch or have specific accessibility needs, don't hesitate to ask our friendly staff for help.

Operating Hours and Services

At Jetstream, we want to be available when you need us. Our lobby hours are set from Monday through Friday, opening at 7:30 a.m. and closing at 3:30 p.m., except on Wednesdays when we close early at 2:00 p.m. You can reach us directly at 305-821-7060 if you have any questions about our services or would like to schedule an appointment. We're proud to offer a wide range of banking services tailored to meet your needs from personal checking and savings accounts to auto loans and mortgages. Plus, our ATM services are available for quick cash withdrawals and balance inquiries whenever you need them. While we don't have drive-thru banking, we do offer shared service center transactions for partner credit union members.

Member Eligibility

At Jetstream, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're looking to become part of our family, you'll be pleased to know that eligibility is designed to be inclusive and straightforward. Generally, anyone who lives, works, or worships in Miami-Dade County can join us. Plus, if you're related to someone who is already a member, you can also apply! We offer a range of benefits including personalized service, competitive loan rates, and access to various financial products tailored just for you. Getting started is easy! You can check out the detailed eligibility criteria at http://www.jetstreamfcu.org/become-a-member for the most up-to-date information. When you're ready to open an account, simply visit our account opening page at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozady2naavjabdpbyptfhwhlll5lyukgmfjmhtzgyj2rbuta6a8u4zrsbqobzv4sfcq6q. If you have any questions or need assistance, feel free to reach out to us at (305) 821-7060. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $20 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,835,745, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services help streamline your operations. Imagine having easy access to payment processing tools that make transactions quick and hassle-free for both you and your customers. Whether you're a local retail shop or a service provider, our services are designed to enhance your cash flow and simplify daily transactions. Visit us at 7500 Nw 58Th St Miami Fl 33166, Miami, FL or call us at (305) 821-7060 to learn how we can help your business flourish!

Comprehensive List Of Services

Business Banking

For small business owners, we provide essential resources through our business banking services, including merchant services and business loans. We believe in supporting local businesses because when they thrive, our community thrives.

Call to Action

We invite you to explore all these services further by visiting us at 7500 Nw 58Th St Miami Fl 33166 or giving us a call at (305) 821-7060. At Jetstream, we're here to help you achieve your financial goals every step of the way! Don't forget to check out more about becoming a member here or open an account today. Your journey towards financial empowerment starts now!

Credit Cards

Our credit cards with rewards allow you to earn points on everyday purchases while enjoying low-interest rates. Imagine using your card for groceries or gas and then redeeming those points for travel or shopping discounts!

Digital Services

In today's fast-paced world, convenience is key. That's why at Jetstream, we emphasize digital banking features. With ATM access, you can withdraw cash or check balances easily without needing to visit the branch. Plus, our ability to conduct basic shared branch transactions means you can perform deposits and withdrawals even if you're away from us.

Loans and Financing

For those considering purchasing a vehicle, our auto loans and vehicle financing options ensure you get behind the wheel without breaking the bank. We understand that buying a home is a significant milestone; that's why we offer competitive rates for mortgage loans and refinancing. If you're facing unexpected expenses or need extra cash, our personal loans and debt consolidation services can help you regain control over your finances.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that make it easy for you to manage your day-to-day expenses while saving for future goals. Our accounts come with no hidden fees and provide easy access through our robust online and mobile banking platforms. You can check your balance, transfer funds, and even deposit checks from the comfort of your home or on the go.

Digital & Online Banking

Convenient Online Access

Our online banking platform, accessible at https://jetstreamfcu.org/, allows you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're using a desktop or mobile device, our 24/7 online banking services ensure you can manage your accounts whenever it suits you.

Mobile Features for On-the-Go Banking

For those who prefer to bank from their smartphones, our mobile application provides all the essential features right at your fingertips. You can make mobile payments easily, send money through person-to-person transfers, and even receive e-statements to keep track of your finances without the clutter of paper. Plus, our electronic signature authorization simplifies document handling, letting you complete transactions securely and quickly.

Security You Can Trust

Your security is our top priority. At Jetstream, we employ advanced security measures to protect your information while you bank online. Our system is designed to keep your data safe so that you can focus on what matters most your financial well-being. In a world where convenience is key, Jetstream is committed to providing accessible and reliable digital banking options. Experience the ease of managing your finances with us today!

Financial Strength

Growing Together

Total Share Accounts stand at 28,248, showing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments) amounting to $0, we are well-positioned to meet your needs as they grow. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jetstream is your trusted partner. Visit us at 7500 Nw 58Th St Miami Fl 33166 or call (305) 821-7060 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $24,635,565 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant, with $1,692 in used auto loans and $175,932,997 in total loans and leases supporting your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $62,090,819 in share certificates and $17,648,168 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $420,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident in our $515,939, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundations

With a net worth of $27,837,787, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.21% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,017,204 in used vehicle loans and $23,732,726 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, we have flexible financing solutions that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $11,835,745 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our commercial loan products are tailored to meet your needs. At Jetstream, we believe in making financing accessible and straightforward. If you're interested in refinancing options or checking your eligibility for any of our loan products, please don't hesitate to reach out. For more information or to apply for a loan today, visit us at 7500 Nw 58Th St Miami Fl 33166 or give us a call at 305-821-7060. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Credit Cards

For those needing a little extra flexibility, our total credit lines amount to $69,424,060, providing various options to manage your cash flow effectively. We also offer flexible terms on unsecured credit card loans, with a total of $3,343,350 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,347,297, make buying or refinancing simple. We guide you through every step of the process so you can feel confident about your investment.

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JETSTREAM FEDERAL CREDIT UNION - Miami, FL

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