Jetstream Credit Union Miami FL | Best Auto Loans & Business Banking

Introduction

Welcome to Jetstream, your trusted partner in financial well-being, located at 3663 S Miami Ave Fl 2, Miami, FL 33133. Since our establishment in 1948, we've dedicated ourselves to serving our members with integrity and care. With a strong community presence and over 14,000 members, we pride ourselves on being more than just a credit union; we are a family that supports each other through every financial journey. At Jetstream, we understand the importance of reliable banking services. Our total assets stand at an impressive $272,225,216, showcasing our stability and commitment to helping you achieve your financial goals. Whether you're looking for personal loans, auto financing, or business solutions, we have options tailored just for you. With over 6,963 loans and leases issued, we are here to help you navigate through your borrowing needs confidently. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 5487, Miami Lakes, FL 33014. We ensure that all inquiries are handled promptly and efficiently. Our team is led by CEO Jeanne Kucey and Board President Bolivar Perez, both of whom are passionate about fostering a supportive environment for our members. Our commitment to customer service extends beyond traditional banking hours. We're available via phone at 305-821-7060 to assist with any questions or concerns you may have. Explore our wide range of services including personal banking accounts, mortgages, and online banking designed to make your financial management easier. Join us today at Jetstream! Visit our website at jetstreamfcu.org for more information or to become a member. Let us help you take the next step towards financial empowerment!

Branch History & Mission

Join Us

As we continue to grow and adapt to meet the needs of our community, we invite you to become part of the Jetstream family. Experience firsthand the benefits of membership that include competitive rates on loans and savings, personalized service from dedicated staff, and access to modern banking tools designed with you in mind. Reach out today at 305-821-7060 or visit us online at Jetstream FCU to learn more about how you can join us on this exciting journey toward financial empowerment!

Our Journey

Jetstream was founded with a vision to provide accessible financial services tailored to the needs of our community. From our humble beginnings at 3663 S Miami Ave Fl 2, we have expanded our offerings and services while maintaining a strong commitment to our members' financial well-being. In addition to traditional banking services like checking and savings accounts, we now offer auto loans, mortgages, personal loans, and business banking solutions. We understand that convenience is key for our members. That's why we have embraced technology and digital advancements that allow you to manage your finances easily through online and mobile banking platforms. Our commitment to accessibility also includes ADA compliance, ensuring that all members can benefit from our services without barriers.

Our Mission

At Jetstream, our mission is simple: we strive to empower our members by providing exceptional financial services while fostering community growth and support. We are not just about transactions; we believe in building lasting relationships with those we serve. This includes partnering with local organizations for community outreach efforts aimed at improving the quality of life in Miami. While you can visit us at 3663 S Miami Ave Fl 2, official correspondence should be sent to P.O. Box 5487, Miami Lakes, FL 33014 if needed. We are open Monday through Friday with varied hours designed for your convenience Monday: 7:00 a.m. - 4:00 p.m., Tuesday: 9:00 a.m. - 3:00 p.m., Wednesday: 9:00 a.m. - 2:00 p.m., Thursday: 7:00 a.m. - 4:00 p.m., and Friday: 7:00 a.m. - 4:00 p.m. Our commitment extends beyond banking; we actively engage in community initiatives that uplift those around us. Whether it's sponsoring local events or providing financial education workshops, Jetstream aims to make a meaningful impact on the lives of our members and neighbors.

Branch Location & Accessibility

Convenient Access

At Jetstream, we prioritize making your banking experience as smooth as possible. Our branch is equipped with ADA-compliant features to ensure that everyone can access our services without any barriers. There's ample parking available nearby, so you won't have to worry about finding a spot when you visit us.

Join Us Today!

Whether you're already a member or considering joining our community, we invite you to stop by or give us a call at 305-821-7060 for any questions you might have. At Jetstream, we're committed to providing personalized service that puts you first. Come see how we can help you achieve your financial goals!

Operating Hours That Fit Your Schedule

We understand that life gets busy! That's why our operating hours are designed to accommodate various schedules. You can visit us Monday through Thursday from 7:00 a.m. to 4:00 p.m., and on Tuesday from 9:00 a.m. to 3:00 p.m., with shorter hours on Wednesday from 9:00 a.m. to 2:00 p.m., and Friday from 7:00 a.m. to 4:00 p.m. We're here for you when you need us!

Services Tailored for You

Jetstream offers a variety of financial services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and even business banking solutions. Need cash? We have ATM access available for quick withdrawals and balance checks. While members can visit us at our main location, please note that if you need to send official correspondence, it should be directed to our mailing address at P.O. Box 5487, Miami Lakes, FL 33014.

Member Eligibility

At Jetstream, we believe that becoming a member is not just about opening an account; it's about joining a close-knit community that genuinely cares for its members. If you live, work, or worship in the area around 3663 S Miami Ave Fl 2 Miami Fl 33133, you're already on the path to membership! We welcome individuals from all walks of life, and our eligibility criteria are designed to be inclusive and straightforward. Whether you're looking for personal banking options like checking and savings accounts or need support with auto loans, our team is here to help you every step of the way. Ready to take the leap? Opening an account at Jetstream is a breeze! You can learn more about the specific eligibility details by visiting us at http://www.jetstreamfcu.org/become-a-member. If you have any questions or need assistance, don't hesitate to give us a call at (305) 821-7060. Join us today and experience the many benefits that come with being part of our family!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $20 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,835,745, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that help you accept payments seamlessly. Imagine being able to process customer transactions quickly and securely, whether online or in-person. This allows you to focus more on what matters most growing your business. Visit us at 3663 S Miami Ave Fl 2, Miami, FL 33133 or call us at 305-821-7060 to learn how we can assist you today!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash? Our ATMs are conveniently located for easy access, providing services such as withdrawals and balance checks whenever you need them. Additionally, if you're a member of partner credit unions, enjoy the benefits of basic shared branch transactions like deposits and withdrawals.

Business Banking

We understand that businesses require unique financial solutions. Our business banking services, including merchant services and business loans, are designed to help you thrive in today's competitive market. Whether you're starting a new venture or expanding an existing one, we're here to support your goals.

Digital Banking Convenience

In today's fast-paced world, having access to your finances on-the-go is essential. That's why we prioritize online and mobile banking features. You can easily manage your accounts from anywhere using our user-friendly mobile application. Want to check your balance or make a transfer? Just log in from your smartphone or computer! We also offer secure person-to-person payment options, allowing you to send money quickly and safely.

Personal Banking

Managing your finances has never been easier with our personal banking services. We offer checking and savings accounts designed to help you save for that dream vacation or manage daily expenses efficiently. If you're considering purchasing a new car, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. We also provide mortgage loans and refinancing solutions, ensuring you find the right fit for your home financing needs. For those unexpected expenses or plans that require a little extra cash, our personal loans and debt consolidation options are here to help you regain control. Plus, with our credit cards featuring rewards, you can earn points on everyday purchases turning spending into savings.

We're Here for You

At Jetstream, we strive to create an environment where all members feel valued and supported. Whether it's through personalized service at our branch or convenient digital banking tools, we're committed to making your experience positive. If you're interested in learning more about how we can assist with your financial needs or if you have any questions about our services, please don't hesitate to reach out at (305) 821-7060. We invite you to visit us at 3663 S Miami Ave Fl 2 Miami Fl 33133 or explore more on our website at Mercy Branch. Join us today and take the first step toward achieving your financial goals!

Digital & Online Banking

Convenient Online Access

With our user-friendly online banking platform, available at https://jetstreamfcu.org/, you can check your account balances, transfer funds, and pay bills with just a few clicks. Our 24/7 online banking services ensure that you have access to your accounts whenever you need it. Whether it's early in the morning or late at night, we're here for you.

Effortless Transactions

Need to send money to a friend or family member? Our person-to-person transfer service makes it simple. You can send money quickly using just their email or phone number. Additionally, our mobile payments feature allows you to make purchases directly from your smartphone perfect for those on-the-go moments!

Go Paperless with E-Statements

Say goodbye to piles of paperwork! With our e-statements feature, you can receive your account statements electronically. This not only helps keep your financial information organized but also contributes to a greener planet. Plus, it's secure and easy to access whenever you need to review your transactions.

Mobile Application for Banking Anywhere

With the Jetstream mobile application, managing your finances is at your fingertips. Available for download on most devices, the app allows you to perform all the essential banking functions right from your phone. From checking balances to making deposits with electronic signature authorization, we prioritize both convenience and security.

Safety First

Your security is our top priority. We utilize the latest technology to protect your personal information while ensuring that banking remains straightforward and accessible. Enjoy peace of mind knowing that your financial data is safe with us. Experience the ease and efficiency of digital banking today at Jetstream! For more information or to get started, visit us online at https://jetstreamfcu.org/.

Financial Strength

At Jetstream, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial position reflects our commitment to serving you well. With a net worth of $27,837,787, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is crucial for ensuring your savings and investments are secure with us. Our net worth ratio of 10.21% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Your trust in us is backed by these strong metrics. Members' savings are secured through $62,090,819 in share certificates and $17,648,168 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $420,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,635,565 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,692 in used auto loans and $175,932,997 in total loans and leases. Our operational efficiency is reflected in our $515,939, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 28,248, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jetstream is your trusted partner. Visit us at 3663 S Miami Ave Fl 2 Miami Fl 33133 or call (305) 821-7060 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,017,204 in used vehicle loans and $23,732,726 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find a plan that suits your needs. Plus, if you're considering refinancing your current auto loan for better terms or rates, we can help with that too.

Credit Lines and Unsecured Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,343,350 in loans helping members manage their finances effectively. Additionally, our credit lines totaling $69,424,060 give you access to funds when you need them most. For business owners seeking growth opportunities, our outstanding commercial loans totaling $11,835,745 provide the capital needed to expand operations and reach new markets. Our team is here to guide you through the application process and ensure you understand all your options. If you're interested in learning more about eligibility or applying for one of our loan products, feel free to reach out at 305-821-7060 or visit us at 3663 S Miami Ave Fl 2 Miami Fl 33133. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. With Jetstream by your side, you can confidently take steps toward achieving your financial aspirations.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,347,297, make buying or refinancing simple. We offer tailored solutions whether you're a first-time buyer or looking to upgrade your living situation.

Loan Aggregator

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JETSTREAM FEDERAL CREDIT UNION - Miami, FL

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