Jetstream Credit Union Miami Lakes FL | Best Auto Loans & Checking Accounts

Introduction

Welcome to Jetstream, your trusted financial partner since 1948. Located at 15420 NW 77th Ct, Miami Lakes, FL 33016, our branch is dedicated to serving our community with reliable and personalized banking solutions. With a total membership of 14,083 and assets exceeding $272 million, Jetstream is here to help you navigate your financial journey with confidence. As a member-focused credit union, we pride ourselves on offering a range of services designed to meet your needs. From auto loans and mortgages to personal loans and business banking, we provide comprehensive solutions tailored just for you. Our commitment to excellence is reflected in our robust financial standing, including total deposits of $27,356,804 and a net worth of $27,837,787. While members can visit us at the branch for in-person assistance, official correspondence should be sent to our mailing address: P.O. Box 5487, Miami Lakes, FL 33014. Under the leadership of CEO Jeanne Kucey and Board President Bolivar Perez, our team of 63 employees is passionate about fostering relationships built on trust. We're not just about numbers; we're about people your needs matter to us. Feel free to reach out at 305-821-7060 or explore our website at jetstreamfcu.org for more information about our services. Whether you're looking to open a new account or apply for a loan, we're here to support you every step of the way. Join us today and experience the Jetstream difference!

Branch History & Mission

Welcome to Jetstream, a credit union with a rich history and a strong commitment to the Miami Lakes community. Established in 1948, we have grown alongside our members, adapting to their needs while remaining true to our core mission: providing accessible financial services that empower individuals and strengthen our community. Located at 15420 NW 77th Ct, Miami Lakes, FL 33016, our branch has been a cornerstone for many families and businesses in the area. Over the years, we have built lasting relationships with over 14,083 members, who trust us with their financial well-being. Our total assets have reached an impressive $272,225,216, reflecting our dedication to responsible growth and member-focused service. At Jetstream, we believe that everyone deserves the opportunity to thrive financially. Our mission is not just about offering loans or savings accounts; it's about making a positive impact on the lives of our members. Whether it's through personal banking services, auto loans, or support for local businesses, we strive to meet the diverse needs of our community. We understand that financial decisions can be daunting, so we prioritize clear communication and personalized assistance every step of the way. While members can visit us at 15420 NW 77th Ct, official correspondence should be sent to P.O. Box 5487, Miami Lakes, FL 33014. This ensures your communications are handled promptly and efficiently. In addition to traditional banking services, Jetstream is proud to offer modern conveniences such as online and mobile banking options. We also provide an ATM for easy access to cash whenever you need it. Although we do not currently have drive-thru service, our friendly staff is always ready to assist you during our operating hours: Monday through Friday from 8:30 a.m. - 4:00 p.m., Wednesday until 2:00 p.m., and Saturday from 9:00 a.m. - 12:00 p.m. Community involvement is at the heart of what we do. We actively partner with local organizations and participate in outreach efforts that uplift those around us. From educational workshops to support for local events, we are dedicated to fostering a vibrant community spirit. Join us at Jetstream as we continue this journey together where your financial goals become our mission. Experience firsthand how being part of our credit union can bring you peace of mind and help you achieve your dreams. For more information or to become a member today, call us at 305-821-7060 or visit Jetstream's website.

Branch Location & Accessibility

Accessibility Features

At Jetstream, we prioritize accessibility. Our branch is equipped with features that make banking easy for everyone. From ADA-compliant ramps to ample parking spaces, we ensure that all members can navigate our space comfortably.

Call To Action

We would love for you to visit us soon! If you have any questions or want more information about our services, feel free to give us a call at 305-821-7060. Come see how Jetstream can help you achieve your financial goals in the welcoming community of Miami Lakes!

Convenient Location

Situated near local landmarks and just a short drive from major thoroughfares, getting to us is a breeze. We're proud to be part of Miami-Dade County, a place known for its beautiful neighborhoods and thriving local businesses. If you're looking to send official correspondence, please note that our mailing address is P.O. Box 5487, Miami Lakes, FL 33014.

Operating Hours

We understand that your time is valuable. That's why we're open during convenient hours to serve you better: Monday through Tuesday from 8:30 AM to 4:00 PM, Wednesday from 8:30 AM to 2:00 PM, Thursday and Friday from 8:30 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. Our team is here ready to assist you during these hours!

Services Offered

At Jetstream, we offer a variety of services designed to meet your financial needs whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages. Plus, with our ATM available on-site, you can easily access cash whenever you need it. While we currently don't have drive-thru service, our friendly staff is always ready to help you inside.

Member Eligibility

Becoming a member of Jetstream is like joining a warm and welcoming family that truly cares about your financial well-being. If you live, work, or worship in the Miami Lakes area or are related to someone who does, you are eligible to join us! We believe in making banking personal and accessible, so don't worry if you're new to credit unions we're here to help you every step of the way. Membership at Jetstream comes with fantastic benefits like lower loan rates, higher savings returns, and personalized service that puts you first. Getting started is easy! You can learn more about our eligibility criteria by visiting http://www.jetstreamfcu.org/become-a-member, where you'll find all the details you need. Once you're ready to join our community, opening an account is just a click away at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozady2naavjabdpbyptfhwhlll5lyukgmfjmhtzgyj2rbuta6a8u4zrsbqobzv4sfcq6q. If you have any questions or need assistance, feel free to give us a call at (305) 821-7060. We can't wait to welcome you to Jetstream at 15420 Nw 77Th Ct Miami Lakes Fl 33016!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $20 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,835,745, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are here to make transactions easier for you. Imagine being able to accept payments seamlessly from your customers, whether in-store or online. Our services simplify payment processing, ensuring you can focus more on running your business rather than handling complex transactions. Located conveniently at 15420 Nw 77Th Ct Miami Lakes Fl 33016 in Miami Lakes, FL, we're ready to partner with you on your journey toward success. For more information or to get started, call us at (305) 821-7060 today!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, we provide tailored business banking services including merchant services and business loans. This means you can focus on growing your business while we take care of your financial needs.

Convenient Access Anytime, Anywhere

In today's fast-paced world, convenience matters. With our robust online and mobile banking services, you can access your accounts anytime from anywhere. Check balances, transfer funds, or pay bills with just a few taps on your smartphone. We also have an ATM available at our branch for quick cash withdrawals or balance checks when you're on the go. If you need assistance with basic transactions like deposits or withdrawals from partner credit unions, we offer shared branch services as well.

Loans Tailored for You

When it comes to financing your dreams, whether it's a new car or your first home, Jetstream provides competitive options. Our auto loans and vehicle financing solutions make getting behind the wheel hassle-free. If you're considering buying a home, our mortgage loans and refinancing options can help you find the best rates available. Need some extra cash? Our personal loans and debt consolidation services are here to assist you in achieving your financial goals without the stress of high-interest rates. We also offer attractive credit cards with rewards, allowing you to earn while you spend.

Personal Banking Made Easy

We understand that personal banking should be straightforward. That's why we offer various checking and savings accounts designed to help you manage your money effectively. You can easily open an account online through our user-friendly online banking platform. Plus, with features like e-statements and mobile payments, managing your finances has never been easier.

We’re Here for You

At Jetstream, we prioritize member satisfaction above all else. Our friendly staff is always ready to assist you with any inquiries or concerns. You can reach us at (305) 821-7060 during our operating hours: Monday through Friday from 8:30 a.m. to 4:00 p.m., Saturday from 9:00 a.m. to 12:00 p.m., ensuring that we're available when you need us most. Join us today at Miami Lakes, where exceptional service meets comprehensive financial solutions tailored just for you! Visit us online at https://jetstreamfcu.org/ to learn more about becoming a member or opening an account!

Digital & Online Banking

Always Available

With 24/7 online banking services at Yes, you can access your accounts whenever it suits you. Whether it's early morning or late at night, Jetstream is here to support your financial journey. In short, our digital banking services put you in control of your finances without sacrificing security or ease-of-use. Experience the future of banking today with Jetstream!

Key Services

Our online banking features allow you to check your account balance, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefits of e-statements, which provide a secure and environmentally friendly way to keep track of your financial documents no more paper clutter! For those who prefer using their smartphones, our mobile application makes banking on the go a breeze. You can make mobile payments easily, ensuring that you never miss a beat in today's fast-paced world. Plus, with our person-to-person transfer feature, sending money to friends and family is quick and hassle-free.

Security First

We prioritize your security with electronic signature authorization for transactions. This means that your personal information stays safe while you handle your banking needs from the comfort of your home or while out and about.

Financial Strength

A Growing Member Base

Total Share Accounts: 28,248, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jetstream is your trusted partner. Visit us at 15420 Nw 77Th Ct Miami Lakes Fl 33016 or call (305) 821-7060 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $24,635,565 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $1,692 in used auto loans and $175,932,997 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $62,090,819 in share certificates and $17,648,168 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $420,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $27,837,787, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.21% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our operational efficiency is reflected in our $515,939, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Additional Loan Options

For those interested in business financing, our outstanding commercial loans totaling $11,835,745 provide the capital needed for growth and expansion. If you're considering refinancing any existing loans or need to check eligibility options, our team is here to assist you with tailored solutions that work for you. At Jetstream, we pride ourselves on being more than just a lender; we are your partner in achieving financial stability and success. For more details about our loan offerings or to explore refinancing options, feel free to reach out at 305-821-7060. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $29,017,204 in used vehicle loans and $23,732,726 in new vehicle loans to help our members get on the road. Our financing options make it easy for you to choose the perfect vehicle that fits your lifestyle and budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $30,347,297, making buying or refinancing simple. We provide personalized guidance throughout the process to ensure you find the best solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,343,350 in loans helping members manage their finances effectively. These cards come with competitive interest rates and benefits that can help you keep track of your spending while earning rewards.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers without hidden fees or misleading information. Each loan comparison is built on verified data, giving you confidence in your choices.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This means you can trust the information presented to you. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that help you find what fits your needs best. - Real-Time Rate Comparisons: The platform offers up-to-date loan rates from multiple institutions, making it easier for you to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the genuine impact LendMesh has on its users' financial journeys. Ready to compare real-time loan offers? Visit LendMesh today and find the best rates tailored for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

JETSTREAM FEDERAL CREDIT UNION - Miami Lakes, FL

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