Jetstream Credit Union Miami Lakes FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Jetstream, your trusted financial partner located at 7900 Oak Ln Ste 300, Miami Lakes, FL 33016. Since our establishment in 1948, we have been dedicated to providing our members with top-notch banking services tailored to their unique needs. With a strong community presence and a commitment to member satisfaction, Jetstream proudly serves over 14,000 members, fostering relationships built on trust and reliability. At Jetstream, we understand that financial decisions can be challenging. That's why we're here to simplify the process for you. Our total assets stand at an impressive $272,225,216, reflecting our stability and dedication to growth. With a robust total deposit amount of $27,356,804 and net worth of $27,837,787, we are well-equipped to help you achieve your financial goals. Our team is led by CEO Jeanne Kucey and Board President Bolivar Perez, both of whom are deeply committed to serving our community. Together with our dedicated staff of 63 employees, we strive to provide excellent service across all areas of personal banking from checking and savings accounts to auto loans and mortgage financing. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 5487, Miami Lakes, FL 33014-1487. We invite you to explore what Jetstream has to offer by visiting our website at jetstreamfcu.org or calling us at 305-821-7060. Join us today and experience the Jetstream difference where your financial journey matters!

Branch History & Mission

Community Focused Initiatives

Jetstream is dedicated to enhancing accessibility for all members of the community. Our branch is ADA compliant and designed to ensure that everyone can easily access our services. We also offer online banking options that include mobile payments and e-statements for those who prefer digital solutions. Despite not having an ATM or drive-thru service at this location, we provide shared service center availability for basic transactions such as deposits and withdrawals for partner credit union members. This collaboration helps us serve you better.

Join Us

As we look towards the future, we invite you to become part of the Jetstream family. Experience firsthand the benefits of being a member of a credit union that truly cares about your financial well-being and community impact. Visit us or call at 305-821-7060 during our operating hours Monday through Friday from 8:00 AM to 4:30 PM and Saturdays from 9:00 AM to 12:00 PM to learn more about how we can assist you in achieving your financial goals. Join us at Jetstream; together we can soar!

Mission Statement

At Jetstream, our mission is clear: We strive to provide accessible financial services that empower individuals and strengthen families. We are dedicated to making banking easier for everyone, offering personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our approach emphasizes not only financial growth but also community support. We believe that a strong community is built on shared values and mutual support. That's why we actively engage in outreach programs aimed at fostering economic development in Miami Lakes and beyond. Whether through sponsorships or volunteer efforts, we are committed to giving back. While members can visit us at 7900 Oak Ln Ste 300 for all their banking needs, official correspondence should be sent to P.O. Box 5487, Miami Lakes, FL 33014-1487 if different from the branch address.

Our Journey

Since opening our doors more than seventy-five years ago, Jetstream has continually adapted to meet the evolving needs of our community. From humble beginnings, we have embraced technological advancements while maintaining a strong focus on personal service. Our location is not just an office; it's a place where relationships are built and dreams are realized. Our headquarters in Miami Lakes reflects our commitment to the local community and its residents. We've worked hard to foster partnerships that enhance financial literacy and support local initiatives. Throughout our history, we have prioritized member satisfaction, ensuring that everyone who walks through our doors feels valued and supported.

Branch Location & Accessibility

Accessibility Features

At Jetstream, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit comfortably. Ample parking is available for both regular and handicapped spaces right outside our door, making your trip as easy as possible.

Operating Hours

We understand that life gets busy! That's why our lobby is open Monday through Friday from 8:00 a.m. to 4:30 p.m., and on Saturdays from 9:00 a.m. to 12:00 p.m. We invite you to drop by during these hours for any banking needs you may have.

Services Offered

At Jetstream, we offer a variety of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgages, we've got your financial needs covered. Need a credit card? We have options that come with rewards! Plus, if you're a member of another participating credit union, feel free to take advantage of shared branch transactions for deposits and withdrawals. Although we currently do not have ATM facilities or drive-thru banking at this location, our dedicated staff is always ready to assist you in-person or over the phone at 305-821-7060. We can't wait for you to experience all that Jetstream has to offer! Come visit us today or give us a call we're here to make your banking experience smooth and enjoyable.

Member Eligibility

At Jetstream, we believe that everyone deserves a place to call their financial home. Joining our community is simple and welcoming! To become a member, you just need to meet a few eligibility requirements, which include living, working, or worshipping in certain areas or having family ties to existing members. We're committed to making banking accessible for everyone, so if you think you might qualify, don't hesitate to check out the full details at http://www.jetstreamfcu.org/become-a-member. Once you're ready to take the next step, opening an account with us is as easy as pie! You can start your journey towards better banking by visiting our account opening page at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozady2naavjabdpbyptfhwhlll5lyukgmfjmhtzgyj2rbuta6a8u4zrsbqobzv4sfcq6q. If you have any questions or need assistance along the way, feel free to give us a call at (305) 821-7060. We can't wait to welcome you into the Jetstream family at our branch located at 7900 Oak Ln Ste 300 Miami Lakes Fl 33016!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer comprehensive merchant services that simplify your payment processing. Imagine having an easy way for customers to pay, whether they're using credit cards or mobile payments. Our services help streamline transactions, allowing you to focus on what you do best running your business smoothly. Located at 7900 Oak Ln Ste 300 Miami Lakes Fl 33016, Miami Lakes, FL 33016, we invite you to explore how our business banking and commercial services can empower your enterprise. Call us today at (305) 821-7060 or visit our website for more information!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $20 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,835,745, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions Tailored for You

At Jetstream, we understand that businesses need reliable banking solutions too. Our Business Banking services include everything from Merchant Services that help streamline transactions to flexible Business Loans designed to fuel your growth ambitions.

Convenient Access and Support

For those times when you need cash or want to conduct basic transactions, our branch provides essential ATM & Cash Withdrawal Services as well as basic shared branch transactions for deposits and withdrawals through partner credit unions. Our dedicated team is ready to assist you during our operating hours: Monday through Friday from 8:00 a.m. to 4:30 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. You can reach us anytime at (305) 821-7060. In today's fast-paced world, having access to your finances anytime is crucial. That's why at Jetstream, we focus on delivering convenience through modern banking solutions that fit into your lifestyle. We invite you to visit us at 7900 Oak Ln Ste 300 Miami Lakes Fl 33016 or explore more about our services online at https://jetstreamfcu.org/. Discover how we can support your financial journey today!

Financing Your Dreams

When it comes to making significant purchases or investments, we have you covered with competitive Auto Loans & Vehicle Financing. Picture yourself driving off in a new car without the stress of complicated loan processes. If buying a home is on your mind, our Mortgage Loans & Refinancing options can help make that dream a reality while ensuring you get the best rates possible.

Personal Banking Made Easy

Whether you're opening your first checking account or looking to save for a big purchase, our Personal Banking options are here to support you. We offer both Checking & Savings Accounts that cater to various financial goals. Imagine easily managing your finances from home with our Online & Mobile Banking features, allowing you to check balances, transfer funds, and even make payments on the go.

Support for Your Financial Goals

For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services are designed to provide relief and flexibility. You can also earn rewards with our Credit Cards with Rewards, offering benefits that fit your lifestyle.

Digital & Online Banking

Additional Features

Need to send money quickly? Our person-to-person transfer service makes it simple to send funds to friends or family directly from your account. And with our mobile payments feature, you can make purchases using just your smartphone no wallet required! We aim to provide an easy-to-use platform that gives you real-time control over your accounts. From tracking spending to transferring funds with just a few taps, every feature is designed with you in mind. Explore all these convenient options and more by visiting us online today at https://jetstreamfcu.org/! At Jetstream, we're committed to making your banking experience smooth and secure, so you can focus on what matters most in your life.

Key Services

With our online banking platform available at https://jetstreamfcu.org/, you can access your accounts 24/7. Check your balances, pay bills, and transfer money all from the comfort of your own device. We understand that security is a top priority for our members. That's why we offer features like electronic signature authorization, allowing you to sign documents safely and securely without needing to visit a branch. You can also choose to receive e-statements, which not only help reduce paper waste but also give you quick access to your financial information whenever you need it. Plus, our mobile application provides all the functionality of online banking right in your pocket perfect for those who prefer to manage their finances on the move.

Financial Strength

At Jetstream, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and reliability, and we are proud to share our strong financial position with you. With a net worth of $27,837,787, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.21% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $62,090,819 in share certificates and $17,648,168 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $420,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,635,565 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, with $1,692 in used auto loans and $175,932,997 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $515,939 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 28,248, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jetstream is your trusted partner. Visit us at 7900 Oak Ln Ste 300 Miami Lakes Fl 33016 or call (305) 821-7060 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,017,204 in used vehicle loans and $23,732,726 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates designed to fit your budget.

Business Financing

If you're a business owner, our outstanding commercial loans totaling $11,835,745 provide the capital needed to grow and expand your business operations. We know how important it is to have reliable financing options when running a business. At Jetstream, we also offer refinancing options to help you save money or access cash for other needs. Be sure to check our eligibility options to see how we can assist you today! Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. To learn more about our loan offerings or discuss your specific needs, feel free to reach out at (305) 821-7060, visit us at 7900 Oak Ln Ste 300 Miami Lakes Fl 33016, or explore our website at https://jetstreamfcu.org/. We're committed to helping you find the right loan product for your situation!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,347,297, make buying or refinancing simple. We're here to guide you through every step of the process, ensuring you understand your options clearly.

Unsecured Credit Card Loans

For managing day-to-day expenses or unexpected costs, we also offer flexible terms on unsecured credit card loans, with a total of $3,343,350 in loans helping members manage their finances effectively. This is an excellent option for those looking for convenience and accessibility in their spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By working exclusively with verified institutions, LendMesh guarantees that all loan comparisons are both accurate and trustworthy.

JETSTREAM FEDERAL CREDIT UNION - Miami Lakes, FL

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