Jetstream Credit Union Doral FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Jetstream, your trusted financial partner located at 1200 Nw 78Th Ave Ste 109, Doral, FL 33126. Since our establishment in 1948, we have dedicated ourselves to serving our community with a commitment to personal service and innovative banking solutions. With a total membership of 14,083 and assets exceeding $272,225,216, we take pride in being a cornerstone of financial stability for our members. At Jetstream, we believe that banking should be accessible and supportive. Our offerings include everything from checking and savings accounts to auto loans and mortgages, tailored to meet your needs. We also provide business banking services, ensuring that local entrepreneurs have the resources they need to thrive. With total deposits amounting to $27,356,804 and loans reaching up to 6,963, we're here to help you achieve your financial goals. Under the leadership of our CEO, Jeanne Kucey, and Board President, Bolivar Perez, our team of 63 employees is passionate about fostering relationships built on trust and reliability. We understand that every member has unique financial aspirations, which is why we strive to create a welcoming environment where you can feel comfortable discussing your needs. While members can visit us at our branch in Doral for personal assistance or access our convenient online banking services anytime via our website, official correspondence should be sent to P.O. Box 5487, Miami Lakes, FL 33014 if different from our branch address. We're excited to serve you! Feel free to call us at 305-821-7060 for any inquiries or visit us during our lobby hours: Monday through Friday from 8:30 a.m. to 4:00 p.m., with extended hours on Saturday from 9:00 a.m. to 12:00 p.m. Join us today as we continue our journey of growth together your financial future starts here at Jetstream!

Branch History & Mission

Community Engagement

Jetstream is more than just a financial institution; we are an integral part of the Doral community. Over the years, we have partnered with local organizations to support various outreach initiatives aimed at improving the lives of our members and neighbors. We believe in giving back and helping those around us prosper. We also prioritize accessibility by ensuring ADA compliance across all our services and facilities. Our operating hours are designed to accommodate busy schedules: Monday through Friday from 8:30 a.m. to 5:00 p.m., with Saturday hours from 9:00 a.m. to noon. As we look towards the future, we invite you to join us on this journey. Experience firsthand the benefits of becoming a member at Jetstream Credit Union. With our dedicated team ready to assist you and a wide array of services tailored just for you, it's time to take control of your financial future. For more information or to become a member today, please call us at 305-821-7060 or visit our website at Jetstream. Join us as we continue making strides together in achieving financial well-being for all!

Our Mission

Our mission is simple yet profound: to empower our members through exceptional financial services while fostering a sense of community. We believe that every individual deserves access to affordable banking options that can help them thrive. This mission drives us to provide not only traditional banking services but also innovative digital solutions like online banking and mobile payments. While members can visit us at 1200 NW 78th Ave Ste 109, official correspondence should be sent to P.O. Box 5487, Miami Lakes, FL 33014 if needed. We understand that convenience is key in today's fast-paced world, which is why we offer both ATM availability and shared service center transactions for partner credit union members.

Branch Location & Accessibility

Convenient Access and Amenities

Our branch is designed with your convenience in mind. We offer ample parking for all our visitors and are proud to be ADA compliant, ensuring that everyone can access our services comfortably. Although we don't have drive-thru banking available, our friendly staff is ready to assist you inside.

Get in Touch!

If you have questions or need assistance, don't hesitate to give us a call at 305-821-7060. We invite you to stop by and discover how Jetstream can help you achieve your financial goals. Your journey starts here!

Operating Hours

We know your time is valuable, so we've tailored our hours to fit your busy schedule. You can visit us Monday through Thursday from 8:30 a.m. to 4:00 p.m., Fridays until 5:00 p.m., and Saturdays from 9:00 a.m. to 12:00 p.m. Whether you're looking for personal banking or business services, we're here when you need us.

Services Offered

At Jetstream, we provide a variety of services designed to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, there's something for everyone. We also offer online and mobile banking options for those who prefer managing their finances on-the-go. Plus, as part of our shared service center network, we facilitate basic transactions for members of partner credit unions.

Member Eligibility

Becoming a member of Jetstream means joining a caring community that supports your financial journey. If you live, work, worship, or attend school in Miami-Dade County, you're already eligible to join us! We welcome individuals from all walks of life and are dedicated to providing tailored financial solutions just for you. Membership opens the door to a variety of benefits, including competitive rates on loans and savings accounts, personalized service, and access to valuable resources designed to help you thrive financially. To explore detailed eligibility criteria and see if you're ready to join our family, visit us at http://www.jetstreamfcu.org/become-a-member . When you're ready to take the next step toward membership, opening an account is simple just head over to https://app.loanspq.com/apply.aspx ?enc=kw21wblm1yxpjjabdozady2naavjabdpbyptfhwhlll5lyukgmfjmhtzgyj2rbuta6a8u4zrsbqobzv4sfcq6q or give us a call at (305) 821-7060. We can't wait to welcome you at our branch located at 1200 Nw 78Th Ave Ste 109 Doral Fl 33126!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $20 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,835,745, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine this: you own a bustling café in Doral, FL, and you need a reliable way to process customer payments. Our merchant services provide you with state-of-the-art tools to accept payments easily, whether in-store or online. This means you can focus on serving delicious coffee and delightful pastries while we handle the transactions smoothly. Whether you're just starting out or looking to expand, let us be your partner in success at Jetstream located at 1200 Nw 78Th Ave Ste 109 Doral Fl 33126. Contact us at (305) 821-7060 to learn more about how we can assist your business today!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer tailored solutions including Business Banking services such as Merchant Services and Business Loans. We understand the unique challenges that businesses face and are here to support your growth and success.

Call Us Today!

At Jetstream, we believe that banking should fit into your lifestyle seamlessly. With our commitment to member satisfaction and comprehensive service offerings, there's no need to look elsewhere. If you have any questions or would like to learn more about how we can assist you, don't hesitate to call us at (305) 821-7060. We're here to help!

Convenient Access

We know how busy life can be; that's why we offer various ways for you to access your accounts effortlessly. With our ATM & Cash Withdrawal Services, getting cash is easy and convenient. Plus, members of partner credit unions can take advantage of Basic Shared Branch Transactions like deposits and withdrawals right here at our branch.

Credit Card Rewards

Looking for a way to earn while you spend? Our Credit Cards with Rewards allow you to enjoy perks and benefits as you make everyday purchases. It's a smart way to maximize your spending power.

Personal Banking Solutions

Our personal banking services are designed with you in mind. If you're starting your financial journey or looking to enhance it, we offer Checking & Savings Accounts that suit different lifestyles and needs. You can easily manage your money with our Online & Mobile Banking features, allowing you to check balances, transfer funds, and pay bills on the go. Need a vehicle? Our Auto Loans & Vehicle Financing can help you drive away in the car you want without breaking the bank. We also provide Mortgage Loans & Refinancing, making homeownership more attainable for our members. If you're facing debt challenges, consider our Personal Loans & Debt Consolidation options that can ease your financial burdens.

Digital & Online Banking

Key Features

Our online banking platform offers a variety of features to help you stay in control. You can view your account balances, transfer money between accounts, and pay bills with just a few clicks. For added convenience, we provide electronic statements, so you can keep track of your transactions without the clutter of paper. Plus, if you need to sign documents quickly, our electronic signature authorization makes the process hassle-free. If you're on the go, our mobile application allows you to manage your finances right from your smartphone. This app not only supports mobile payments but also enables person-to-person transfers, making it easy to send money to friends or family instantly.

Security and Accessibility

We prioritize your security with advanced measures in place to keep your information safe while using our services. Our user-friendly design ensures that even those new to digital banking can navigate with ease. Whether you're checking balances or transferring funds, you'll find everything straightforward and accessible. With Jetstream, banking is no longer confined to traditional hours or locations. Enjoy real-time account management and take charge of your financial future today!

Financial Strength

Commitment to Growth

With $24,635,565 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is reflected in our $1,692 in used auto loans and $175,932,997 in total loans and leases, supporting our members' financial goals across various sectors.

Member Trust

Total Share Accounts: 28,248, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jetstream is your trusted partner. Visit us at 1200 Nw 78Th Ave Ste 109 Doral Fl 33126 or call (305) 821-7060 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is highlighted by a $0 that enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $62,090,819 in share certificates and $17,648,168 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $420,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $27,837,787, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,021 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $29,017,204 in used vehicle loans and $23,732,726 in new vehicle loans, helping members get on the road with confidence. Whether it's for a brand-new model or a dependable used vehicle, our competitive rates and flexible terms make it easier than ever to drive away with the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $11,835,745 provide the capital needed to grow and expand your business. From startup costs to equipment financing, we offer tailored solutions that cater specifically to your unique business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,347,297, make buying or refinancing simple. We provide personalized service to help guide you through the process, ensuring you understand all your options along the way.

Refinancing and Eligibility Options

We know that circumstances change, and sometimes refinancing is necessary for better terms or lower payments. Be sure to ask about our refinancing options when you visit us at 1200 Nw 78Th Ave Ste 109 Doral Fl 33126, Doral, FL. You can also check your eligibility for different loan products by visiting our website at https://jetstreamfcu.org/. At Jetstream, we're committed to providing transparent information and exceptional service as you navigate your financial journey. For more details about our loan offerings or any questions you might have, don't hesitate to call us at (305) 821-7060. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes require additional support. We also offer flexible terms on unsecured credit card loans, with a total of $3,343,350 in loans helping members manage their finances effectively. This means you can make purchases with peace of mind, knowing that you're backed by reliable financial support.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh serves as a trusted resource for borrowers seeking the best financial options available. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users receive fair and transparent offers tailored to their needs. One of the key benefits of using LendMesh is its emphasis on verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they receive. Additionally, LendMesh operates without sponsored listings, meaning lenders are not prioritized based on paid promotions. This dedication to unbiased results allows users to make informed decisions based solely on their unique requirements. The platform provides real-time rate comparisons, displaying up-to-date loan rates from multiple institutions. This feature empowers users to evaluate their options quickly and efficiently, making it easier to find the right loan at the best rate. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the positive impact LendMesh has had on real borrowers looking for better financial solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

JETSTREAM FEDERAL CREDIT UNION - Doral, FL