Jersey Shore Credit Union Rio Grande NJ | Affordable Auto Loans & Business Banking

Introduction

Welcome to Jersey Shore, your trusted partner in financial wellness, located at 3301 Route 9 S, Rio Grande, NJ 08242. Since our founding in 1963, we have been dedicated to serving our community with a personal touch and a commitment to excellence. As of now, we proudly support over 16,300 members, providing them with tailored financial solutions that fit their unique needs. At Jersey Shore, we understand the importance of financial stability and growth. Our total assets amount to a robust $236,125,437, which allows us to offer a variety of services from auto loans and mortgages to personal banking and business financing. With total deposits reaching $11,850,245, our members can trust us to safeguard their savings while providing competitive loan options currently totaling 6082 loans and leases. Our leadership team is here to guide you every step of the way. Under the direction of CEO James Burns and Board President Jack Hickey, we strive to maintain a strong net worth of $20,165,098, ensuring that your money is not just safe but also working for you. While members can visit us at our Rio Grande location for personalized service or even basic shared branch transactions with partner credit unions, official correspondence should be sent to the same address: 3301 Route 9 S, Rio Grande, NJ 8242. We invite you to explore how Jersey Shore can enhance your financial journey. For questions or assistance, feel free to reach out at 609-646-3339 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Let's work together towards a brighter financial future! For more information about our services or to become a member today, visit us online at jerseyshorefcu.org.

Branch History & Mission

Community Commitment

Our involvement in community outreach reflects our belief in giving back. We work closely with local organizations and initiatives that foster growth and provide support where it's needed most. Whether through partnerships or volunteer efforts by our dedicated staff, we are here to uplift the Rio Grande area.

Join Us Today!

As we continue this journey together with our valued members, we invite you to become part of the Jersey Shore family. Experience firsthand the benefits of membership and how we can help you achieve your financial goals. To learn more about joining or our services, please visit us online at Jersey Shore or call us at 609-646-3339. Together, let's build a brighter future!

Our Journey

From our founding days more than six decades ago, Jersey Shore has continuously aimed to empower individuals and families through sound financial practices. Located conveniently at 3301 Route 9 S in Rio Grande, we are proud to be part of this vibrant community. Our friendly branch is easily accessible for all your banking needs during our operating hours: Monday to Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 12:00 pm. While you can visit us at our branch address for everyday banking services, official correspondence should be sent to the same location at the mailing address: 3301 Route 9 S, Rio Grande, NJ 08242.

Our Mission

At Jersey Shore, our mission goes beyond just banking; it's about building strong relationships and fostering community growth. We strive to offer personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards that not only meet the financial needs of our members but also promote their overall well-being. We believe that when our members thrive, so does the entire community. We are committed to digital advancements that enhance customer experiences while ensuring accessibility for everyone. With features like online banking and mobile payments available, managing finances has never been easier for our members.

Branch Location & Accessibility

Get In Touch

Have questions or want more information? Feel free to give us a call at 609-646-3339. Our dedicated staff is eager to assist you with anything you might need. We encourage you to stop by our Jersey Shore branch today your financial journey starts here!

Nearby Landmarks and Accessibility

Situated near popular local spots, our branch is easy to find. If you're coming from the heart of Cape May County, you'll appreciate how close we are to shopping centers and restaurants, making it easy to combine your banking needs with your daily errands. We strive for accessibility with features that meet ADA compliance, including ramps for those who need them. Plus, ample parking is available so you can easily stop by without any hassle. While members can visit us at 3301 Route 9 S, official correspondence should be sent to the same address. Our friendly team is here during convenient operating hours: Monday through Friday from 9:00 am to 5:00 pm, and Saturdays from 9:00 am to 12:00 pm. We're committed to being available when you need us most!

Services Offered

At our Jersey Shore branch, we pride ourselves on offering a variety of services tailored to fit your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. While we don't have ATM services or drive-thru banking available at this location, we do provide basic shared transactions for partner credit union members. You can also take advantage of our online and mobile banking platforms for added convenience.

Member Eligibility

Becoming a member of Jersey Shore is like joining a close-knit family where everyone supports one another on their financial journeys. To qualify for membership, you simply need to live, work, worship, or attend school in the local area around 3301 Route 9 S Rio Grande Nj 08242. This means that many people in our community can take advantage of the benefits we offer! For specific eligibility details, feel free to explore more at https://www.jerseyshorefcu.org/membership/find-a-branch-or-atm/. Once you're ready to open your account, the process is straightforward and welcoming. You can find all the information you need about opening an account at https://www.jerseyshorefcu.org/loans/apply-for-a-loan/. If you have any questions or would like assistance, don't hesitate to give us a call at (609) 646-3339. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer comprehensive merchant services tailored for businesses like yours. Imagine processing payments easily and securely while offering your customers multiple payment options. Our services simplify transactions, allowing you to focus on what you do best growing your business. Located conveniently at 3301 Route 9 S Rio Grande Nj 08242, Rio Grande, NJ, our team is ready to assist you in achieving your business goals. Reach out today at (609) 646-3339 to learn more about how we can support your journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $88 in non-member commercial loans, providing flexible financing solutions. Imagine needing quick funds to purchase new equipment for your growing team or to cover unexpected expenses. Our loan options are designed to help you navigate these moments smoothly, ensuring your operations keep running without a hitch.

Comprehensive List Of Services

Auto Loans and Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options make it easy and affordable. Picture yourself driving off in your dream car with manageable monthly payments tailored just for you. We understand that buying a car can be overwhelming, so our team is ready to guide you through every step of the financing process.

Business Banking

For entrepreneurs and small business owners, we offer comprehensive Business Banking services including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, our dedicated team understands the challenges businesses face and is eager to provide support.

Credit Cards

Our Credit Cards with Rewards give you the chance to earn points while making everyday purchases. Think about how rewarding it would be to earn cashback or travel rewards simply by using your credit card wisely.

Mortgage Loans

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, we're here to assist you in navigating the complexities of home financing. With competitive rates and personalized service, we aim to make your home-buying experience as smooth as possible.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime and anywhere. From checking balances to transferring funds or paying bills on the go, our digital banking services empower you with flexibility and control over your finances.

Personal Banking

One of the cornerstones of our offerings is Personal Banking. We provide various Checking & Savings Accounts designed to fit your lifestyle. Imagine having a checking account that helps you manage your daily expenses while earning interest on your savings. This combination allows you to build your financial future effortlessly.

Personal Loans

For those unexpected expenses or projects you've been putting off, our Personal Loans & Debt Consolidation options offer flexible solutions. Need funds for a home renovation or consolidating debt? We have various loan products designed to help you achieve your goals without added stress.

Shared Branch Transactions

Additionally, members can benefit from Basic Shared Branch Transactions, which enable deposits and withdrawals at partner credit unions. This feature ensures that even if you're away from our branch, accessing your money remains simple and straightforward. If you're interested in exploring any of these services further or need assistance, don't hesitate to contact us at 609-646-3339 or visit us online at Jersey Shore. Your financial wellness is our priority!

Digital & Online Banking

Key Features

Our online banking platform allows you to manage your accounts with just a few clicks. You can check balances, make transfers, and pay bills without the hassle of visiting a branch. Plus, with electronic signature authorization, signing documents is simple and safe no need for paper or in-person visits. For those who prefer going paperless, we offer e-statements that let you view your account statements online whenever you need them. This not only helps you stay organized but also contributes to protecting the environment.

Mobile Access

Stay connected with our mobile application, which gives you full access to your accounts right from your smartphone. Whether you're making person-to-person transfers or using mobile payments for quick purchases, our app ensures that you have everything you need at your fingertips.

Security and Convenience

Your security is our priority. Our online banking platform uses advanced security features to protect your information while providing a user-friendly experience. Managing your money has never been easier or safer. With these digital tools from Jersey Shore, you can take control of your financial life effortlessly. Join us today and discover how convenient banking can be!

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 51 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 31,752, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jersey Shore is your trusted partner. Visit us at 3301 Route 9 S Rio Grande Nj 08242 or call (609) 646-3339 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $31,187,977 in share certificates and $21,131,641 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $16,240,318 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt to your changing needs while maintaining a focus on your financial well-being.

Strong Capital Position

With a net worth of $20,165,098, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.54% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $1,598 in used auto loans and $121,233,145 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $568,750, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $25,235,671 in used vehicle loans and $8,118,993 in new vehicle loans helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to guide you through the process.

Credit Lines and Refinancing Options

We also provide access to credit lines totaling $14,299,651, giving you the flexibility to handle unexpected expenses or fund projects as they arise. If you're considering refinancing existing debts or exploring eligibility for any of our loan products, our knowledgeable staff is ready to assist you every step of the way. For more information about our loan offerings or assistance with applying for a loan, please visit us at 3301 Route 9 S, Rio Grande, NJ 08242 or call us at 609-646-3339. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward financial empowerment starts here at Jersey Shore!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $26,503,357. With competitive rates and terms that work for you, our mortgage products are tailored to help you find your place without stretching your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes require extra support. That's where our unsecured credit card loans come into play. We currently have $1,678,270 in unsecured credit card loans helping members manage their finances effectively with flexible terms that fit various budgets.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring that users receive fair and transparent options. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions. This allows for informed decisions when selecting a loan that fits their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons through a reliable sourcing method. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that users can trust the offers they see on the platform.

JERSEY SHORE FEDERAL CREDIT UNION - Rio Grande, NJ

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Loan rates in Rio Grande, NJ (08242)

Introduction

Branch History & Mission

Community Commitment

Join Us Today!

Our Journey

Our Mission

Branch Location & Accessibility

Get In Touch

Nearby Landmarks and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Empower

Tailored Loan Solutions

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Business Banking

Credit Cards

Mortgage Loans

Online and Mobile Banking

Personal Banking

Personal Loans

Shared Branch Transactions

Digital & Online Banking

Key Features

Mobile Access

Security and Convenience

Financial Strength

Committed Team Ready to Serve You

Member Savings Secured

Reinvesting in Your Future

Strong Capital Position

Supporting Your Financial Goals

Loan Offering

Auto Loans

Credit Lines and Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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