Jersey Shore Credit Union Hammonton NJ | Affordable Auto Loans & Checking

Introduction

Welcome to Jersey Shore, where community and financial strength go hand in hand. Located at 80 S White Horse Pike Ste 6, Hammonton, NJ 08037, our branch has been a trusted partner for local families since 1963. With a proud history of service and commitment, we now proudly serve over 16,300 members with a collective spirit of support and growth. As a member-focused credit union, we understand the importance of solid financial foundations. Our total assets amount to an impressive $236,125,437, reflecting our stability and dedication to helping you reach your financial goals. Whether you're seeking to open a new checking account or apply for one of our many loan options totaling 6,082 loans and leases we're here to guide you every step of the way. At Jersey Shore, we believe that every interaction matters. That's why our team, led by CEO James Burns and Board President Jack Hickey, is committed to offering personalized service that meets your unique needs. Our dedicated staff of 62 employees is ready to assist you with services ranging from personal banking and auto loans to mortgage financing and business banking solutions. While members can visit us at our Hammonton branch for all their banking needs, official correspondence should be sent to the same address for consistency: 80 S White Horse Pike Ste 6, Hammonton, NJ 08037. We are available Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 1 PM for your convenience. With total deposits reaching $11,850,245 and a net worth of $20,165,098, we're proud of the trust you've placed in us. We invite you to explore our website at www.jerseyshorefcu.org for more information about membership eligibility or to apply for a loan today! Join us at Jersey Shore Credit Union where your financial well-being is our top priority! For any inquiries or assistance, feel free to call us at 609-646-3339. Your journey toward financial empowerment starts here!

Branch History & Mission

Commitment to Innovation

As part of our ongoing commitment to serve better, Jersey Shore embraces digital advancements. Our online banking services allow you to manage your finances from anywhere while ensuring ADA compliance for accessibility. With features like mobile payments and e-statements available, we ensure that convenience is never sacrificed.

Community Engagement

In addition to offering financial products, Jersey Shore believes in giving back. We actively participate in local initiatives and partnerships that support education and wellness within Hammonton and its surroundings. Our goal is not just about numbers; it's about creating lasting relationships that foster growth and prosperity for everyone involved. While members can visit us at 80 S White Horse Pike Ste 6, official correspondence should be sent to 80 S White Horse Pike Suite 6, Hammonton, NJ 8037 if different from our physical location.

Join Us

We invite you to become part of the Jersey Shore family! Experience firsthand how we can help you achieve your financial goals while being an integral part of this wonderful community. For inquiries or assistance, feel free to contact us at 609-646-3339 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Join us today and discover the difference at Jersey Shore!

Our Mission

Our mission at Jersey Shore is clear: we strive to enhance the financial well-being of our members while positively impacting the communities we serve. We offer a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. By doing so, we aim to make banking accessible and straightforward for everyone. We understand that financial education is vital; that's why we focus on building strong relationships with our members. Whether you're looking to save for your future or need assistance with a loan application, our knowledgeable staff is here to guide you every step of the way.

Branch Location & Accessibility

Call to Action

We invite you to come in and experience the difference at Jersey Shore. Whether you're looking for advice on loans or simply need assistance with your account, our dedicated team is ready to help. Feel free to give us a call at 609-646-3339 if you have any questions or need further information. We look forward to serving you!

Convenient Access

At Jersey Shore, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring ease of access for everyone. Ample parking is available nearby, allowing you to stop by without hassle. Although we don't offer drive-thru services, our friendly staff is ready to assist you inside during our operating hours.

Operating Hours

We're here for you Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 1 PM. These hours make it easy for you to visit us before or after work or during your weekend errands.

Services Offered

Our branch provides a wide range of financial services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are equipped to meet your financial needs. We also offer credit cards with rewards and business banking services. Need cash? Enjoy ATM access right at our branch!

Member Eligibility

At Jersey Shore, we believe that becoming a member is more than just opening an account it's about joining a supportive community that values your financial well-being. If you're looking to become part of our family, you'll be pleased to know that membership is open to anyone who lives, works, or worships in Atlantic County and its surrounding areas. This means you can enjoy all the benefits we offer, from personalized service to competitive loan rates. If you're curious about the specific eligibility requirements or want to ensure you're on the right track, feel free to visit our detailed page at Jersey Shore Eligibility. Opening an account with us is simple and welcoming! You can easily start the process by visiting our website at Account Opening or give us a call at 609-646-3339 if you have any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $88 in non-member commercial loans, providing flexible financing solutions. Imagine having the funds to upgrade your equipment or hire additional staff. With our tailored loan products, you can take those steps confidently, knowing you have the backing of a trusted partner.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Picture this: you just finished a successful sale, but handling payments shouldn't slow you down. Our streamlined systems ensure transactions are quick and secure, giving you more time to focus on what matters most your customers and growing your business. If you're ready to explore how our business banking services can elevate your operations, visit us at 80 S White Horse Pike Ste 6 Hammonton Nj 08037 or call us at (609) 646-3339. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, you'll appreciate our Business Banking services. We provide essential support through Merchant Services & Business Loans, helping your business thrive in today's competitive environment.

Connect With Us

At Jersey Shore, we're committed to meeting your financial needs with warmth and understanding. Our team is ready to assist you during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. If you have any questions or would like more information about our services, don't hesitate to call us at 609-646-3339. Explore how Jersey Shore can help improve your financial journey today! For more details about our services or to become a member, visit us online at Jersey Shore FCU.

Digital Banking and Convenience

In today's fast-paced world, convenience is key. That's why we've made banking easy through our robust Online & Mobile Banking platforms. You can access your accounts anytime and anywhere, pay bills effortlessly, and transfer money with just a few taps on your smartphone. Plus, our ATM services ensure you have access to cash when you need it most.

Personal Banking Services

Starting with personal banking, we offer Checking & Savings Accounts tailored to fit your lifestyle. Our accounts come with no hidden fees and competitive interest rates, making it easier for you to save and manage your day-to-day expenses. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing solutions provide flexible terms and rates that suit your budget. When it comes to home ownership, our Mortgage Loans & Refinancing options can help you secure the perfect loan for your dream home or reduce your existing mortgage payments. Need extra cash? Our Personal Loans & Debt Consolidation services allow you to consolidate debt or fund personal projects without the stress of high-interest rates. For those who love rewards while spending, we also offer Credit Cards with Rewards that let you earn points on every purchase, which can be redeemed for various benefits.

Shared Branch Transactions

We also participate in basic shared branch transactions. This means if you're a member of partner credit unions, you can make deposits and withdrawals at our location without any hassle.

Digital & Online Banking

At Jersey Shore, we understand that managing your finances should be simple and secure. That's why we offer a robust suite of digital and online banking services designed to provide you with convenience at your fingertips. With our 24/7 online banking services available at https://www.jerseyshorefcu.org/, you can access your accounts anytime, anywhere. Whether you want to check your balance, pay bills, or transfer funds, our user-friendly platform makes it all possible. Plus, with features like e-statements, you can easily keep track of your financial activity without the clutter of paper statements. Security is a top priority for us. Our electronic signature authorization allows you to sign documents digitally, ensuring that your transactions are both safe and efficient. You can rest easy knowing that your sensitive information is protected while you enjoy the ease of online banking. If you're always on the go, our mobile application lets you manage your accounts directly from your smartphone. It includes features such as mobile payments, making it easier than ever to make purchases or send money with just a few taps. Additionally, our person-to-person transfers enable you to send money quickly to friends or family without needing cash or checks. At Jersey Shore, we believe in making banking accessible for everyone. Our digital tools are designed not only for ease of use but also for real-time account management, allowing you to stay informed about your finances whenever you need. Experience the future of banking today with Jersey Shore! Visit us online at https://www.jerseyshorefcu.org/ and take advantage of our comprehensive digital banking services tailored just for you.

Financial Strength

At Jersey Shore, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which ensures that we can provide you with the reliable services you expect. With a net worth of $20,165,098, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 854% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $31,187,977 in share certificates and $21,131,641 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,240,318 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $12,123,3145 in total loans and leases and $15,598 in used auto loans. Our operational efficiency is evident in our $0 net income, reflecting our commitment to maintaining strong services while focusing on your needs. We also take pride in having 51 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 31,752, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $22,894, further reinforcing our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jersey Shore is your trusted partner. Visit us at 80 S White Horse Pike Ste 6 Hammonton NJ 08037 or call 609-646-3339 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

At Jersey Shore, located at 80 S White Horse Pike Ste 6, Hammonton, NJ, we understand that financial needs vary from person to person. That's why we offer a diverse range of loan products tailored to help you achieve your goals. Whether you're looking to buy a new vehicle, purchase a home, or manage day-to-day expenses, we have options designed just for you. With over 6082 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly attractive; if you're in the market for a vehicle, you'll be pleased to know that we've issued $25,235,671 in used vehicle loans and $8,118,993 in new vehicle loans. This means our auto loans offer some of the lowest rates in the industry helping our members get on the road without breaking the bank. Thinking about homeownership? Our mortgage options are designed to make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $26,503,357, giving you the flexibility and support needed for one of life's biggest investments. We also provide unsecured credit card loans with flexible terms. A total of $1,678,270 has been issued in these loans to help members manage their finances effectively. With our credit cards, you can enjoy rewards while keeping your spending manageable. For those who need additional funds for various purposes, our total credit lines amount to $14,299,651, providing members with easy access to cash when they need it most. If you're considering refinancing your existing loans or exploring eligibility options for any of our loan products, our team is here to assist you every step of the way. We take pride in offering personalized service that meets your unique needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions or would like more information about our loan offerings, please don't hesitate to call us at 609-646-3339 or visit our website at jerseyshorefcu.org. We look forward to helping you find the right loan product for your needs!

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JERSEY SHORE FEDERAL CREDIT UNION - Hammonton, NJ

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