JERSEY SHORE FEDERAL CREDIT UNION

Welcome to Jersey Shore, where community and financial strength go hand in hand. Located at 80 S White Horse Pike Ste 6, Hammonton, NJ 08037, our branch has been a trusted partner for local families since 1963. With a proud history of service and commitment, we now proudly serve over 16,300 members with a collective spirit of support and growth. As a member-focused credit union, we understand the importance of solid financial foundations. Our total assets amount to an impressive $236,125,437, reflecting our stability and dedication to helping you reach your financial goals. Whether you're seeking to open a new checking account or apply for one of our many loan options totaling 6,082 loans and leases we're here to guide you every step of the way. At Jersey Shore, we believe that every interaction matters. That's why our team, led by CEO James Burns and Board President Jack Hickey, is committed to offering personalized service that meets your unique needs. Our dedicated staff of 62 employees is ready to assist you with services ranging from personal banking and auto loans to mortgage financing and business banking solutions. While members can visit us at our Hammonton branch for all their banking needs, official correspondence should be sent to the same address for consistency: 80 S White Horse Pike Ste 6, Hammonton, NJ 08037. We are available Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 1 PM for your convenience. With total deposits reaching $11,850,245 and a net worth of $20,165,098, we're proud of the trust you've placed in us. We invite you to explore our website at www.jerseyshorefcu.org for more information about membership eligibility or to apply for a loan today! Join us at Jersey Shore Credit Union where your financial well-being is our top priority! For any inquiries or assistance, feel free to call us at 609-646-3339. Your journey toward financial empowerment starts here!

At Jersey Shore, we believe that becoming a member is more than just opening an account it's about joining a supportive community that values your financial well-being. If you're looking to become part of our family, you'll be pleased to know that membership is open to anyone who lives, works, or worships in Atlantic County and its surrounding areas. This means you can enjoy all the benefits we offer, from personalized service to competitive loan rates. If you're curious about the specific eligibility requirements or want to ensure you're on the right track, feel free to visit our detailed page at Jersey Shore Eligibility. Opening an account with us is simple and welcoming! You can easily start the process by visiting our website at Account Opening or give us a call at 609-646-3339 if you have any questions. We're here to help you every step of the way!

At Jersey Shore, we understand that managing your finances should be simple and secure. That's why we offer a robust suite of digital and online banking services designed to provide you with convenience at your fingertips. With our 24/7 online banking services available at https://www.jerseyshorefcu.org/ , you can access your accounts anytime, anywhere. Whether you want to check your balance, pay bills, or transfer funds, our user-friendly platform makes it all possible. Plus, with features like e-statements, you can easily keep track of your financial activity without the clutter of paper statements. Security is a top priority for us. Our electronic signature authorization allows you to sign documents digitally, ensuring that your transactions are both safe and efficient. You can rest easy knowing that your sensitive information is protected while you enjoy the ease of online banking. If you're always on the go, our mobile application lets you manage your accounts directly from your smartphone. It includes features such as mobile payments, making it easier than ever to make purchases or send money with just a few taps. Additionally, our person-to-person transfers enable you to send money quickly to friends or family without needing cash or checks. At Jersey Shore, we believe in making banking accessible for everyone. Our digital tools are designed not only for ease of use but also for real-time account management, allowing you to stay informed about your finances whenever you need. Experience the future of banking today with Jersey Shore! Visit us online at https://www.jerseyshorefcu.org/ and take advantage of our comprehensive digital banking services tailored just for you.

At Jersey Shore, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which ensures that we can provide you with the reliable services you expect. With a net worth of $20,165,098, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 854% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $31,187,977 in share certificates and $21,131,641 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,240,318 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $12,123,3145 in total loans and leases and $15,598 in used auto loans. Our operational efficiency is evident in our $0 net income, reflecting our commitment to maintaining strong services while focusing on your needs. We also take pride in having 51 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 31,752, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $22,894, further reinforcing our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jersey Shore is your trusted partner. Visit us at 80 S White Horse Pike Ste 6 Hammonton NJ 08037 or call 609-646-3339 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Jersey Shore, located at 80 S White Horse Pike Ste 6, Hammonton, NJ, we understand that financial needs vary from person to person. That's why we offer a diverse range of loan products tailored to help you achieve your goals. Whether you're looking to buy a new vehicle, purchase a home, or manage day-to-day expenses, we have options designed just for you. With over 6082 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly attractive; if you're in the market for a vehicle, you'll be pleased to know that we've issued $25,235,671 in used vehicle loans and $8,118,993 in new vehicle loans. This means our auto loans offer some of the lowest rates in the industry helping our members get on the road without breaking the bank. Thinking about homeownership? Our mortgage options are designed to make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $26,503,357, giving you the flexibility and support needed for one of life's biggest investments. We also provide unsecured credit card loans with flexible terms. A total of $1,678,270 has been issued in these loans to help members manage their finances effectively. With our credit cards, you can enjoy rewards while keeping your spending manageable. For those who need additional funds for various purposes, our total credit lines amount to $14,299,651, providing members with easy access to cash when they need it most. If you're considering refinancing your existing loans or exploring eligibility options for any of our loan products, our team is here to assist you every step of the way. We take pride in offering personalized service that meets your unique needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you have any questions or would like more information about our loan offerings, please don't hesitate to call us at 609-646-3339 or visit our website at jerseyshorefcu.org. We look forward to helping you find the right loan product for your needs!