Jersey Shore Credit Union Galloway NJ | Affordable Auto Loans & Business Banking

Introduction

Welcome to Jersey Shore at our Galloway branch, where we believe in putting our members first. Located at 326 E Jimmie Leeds Rd, Galloway, NJ 08205, we have been serving the community since 1963. With a commitment to fostering financial wellness, we proudly support over 16,300 members and manage total assets exceeding $236 million. At Jersey Shore, we understand that trust and reliability are paramount when it comes to your financial needs. That's why we've built a strong foundation on transparency and community engagement. With total deposits reaching $11,850,245 and a net worth of $20,165,098, you can rest assured that your money is in safe hands. Our dedicated team of 62 employees, led by CEO James Burns and Board President Jack Hickey, is here to provide personalized service tailored to your unique situation. While members can visit us at our Galloway location, official correspondence should be sent to the same address for convenience. We offer a variety of services including personal banking, auto loans, mortgages, business banking solutions, and much more all designed with you in mind. Whether you're looking to save for the future or need assistance with loans totaling over 6,082, our friendly staff is ready to help. Give us a call at 609-646-3339 or visit our website at jerseyshorefcu.org to learn more about how we can assist you today!

Branch History & Mission

At Jersey Shore, we take pride in our rich history and deep commitment to the community. Established in 1963, our Galloway branch has been a cornerstone of financial support for residents in Galloway, NJ. Located at 326 E Jimmie Leeds Rd, we are easily accessible to those who live and work in the area, with nearby landmarks that make us a familiar and trusted part of the neighborhood. From our humble beginnings, Jersey Shore has grown significantly over the years. Today, we proudly serve over 16,300 members and manage total assets exceeding $236 million. This growth is a testament to our dedication to providing quality financial services tailored to meet the needs of our members. Our mission is clear: we strive to empower individuals and families through accessible banking solutions while fostering a sense of community and trust. While members can visit us at 326 E Jimmie Leeds Rd for all their banking needs, official correspondence should be sent to our mailing address at 326 E Jimmie Leeds Rd, Galloway, NJ 08205-4109. We offer a variety of services including personal banking, auto loans, mortgage refinancing, business loans, and more. Additionally, our branch features convenient amenities such as ATM access and drive-thru service to enhance your banking experience. Our mission goes beyond just financial transactions; we aim to uplift the communities we serve. Through partnerships with local organizations and outreach efforts, we actively contribute to initiatives that benefit Galloway residents. Whether it's supporting local schools or sponsoring community events, we believe in giving back and making a positive impact. As technology evolves, so do we. Jersey Shore embraces digital advancements to better serve our members with online banking options and mobile payment solutions. We are committed to maintaining accessibility for everyone by ensuring ADA compliance throughout our facilities. Join us at Jersey Shore in Galloway! Experience firsthand how we're dedicated not just to your financial well-being but also to building a stronger community together. Stop by or give us a call at 609-646-3339 today!

Branch Location & Accessibility

Accessibility Features

At Jersey Shore, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps for easy entry. Whether you prefer to walk in or use our drive-thru service, we've got you covered. Parking is readily available nearby, allowing for a stress-free visit.

Operating Hours

We understand that convenience is key when it comes to banking. That's why our lobby hours are designed to fit your schedule open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. If you're on the go, take advantage of our drive-thru service available Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 8:30 AM to 1 PM.

Services Offered

At Jersey Shore, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we are here for you. Need assistance? Our ATM is available for quick cash withdrawals and balance checks anytime you need it. Plus, we participate in shared services with partner credit unions, ensuring that your banking experience remains seamless wherever you are. Don't hesitate to reach out! You can give us a call at (609) 646-3339 if you have any questions or need assistance. We invite you to visit us soon and discover how Jersey Shore can support your financial journey!

Member Eligibility

At Jersey Shore, we believe that joining our community is like becoming part of a caring family where everyone supports each other. To become a member, you simply need to meet a few friendly criteria. If you're living, working, or worshiping in Atlantic County or surrounding areas, you're likely eligible! We welcome individuals from various backgrounds, making it easy for you to join us on this financial journey. For more details on eligibility, feel free to check out our website at Jersey Shore Membership Eligibility. Opening an account with us is straightforward and designed to fit your busy lifestyle. Just visit our account opening page at Apply for a Loan to get started, or give us a call at 609-646-3339 if you have any questions. Our dedicated team is here to help you every step of the way as you take advantage of the many benefits that come with being a member of Jersey Shore, located conveniently at 326 E Jimmie Leeds Rd, Galloway, NJ 08205. Join us today and experience the difference!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $88 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services offer practical benefits for your operations. Imagine having a reliable payment processing system that streamlines transactions and enhances customer experience. With our services, you can focus on what matters most growing your business. For personalized assistance or to learn more about how we can support your business journey, visit us at 326 E Jimmie Leeds Rd Galloway Nj 08205 in Galloway, NJ or give us a call at (609) 646-3339. Let's turn your business goals into reality together!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM services are available for easy withdrawals and balance checks without stepping into the branch. Plus, if you prefer face-to-face transactions but have limited time, our basic drive-thru banking lets you handle deposits and withdrawals swiftly.

Business Banking Solutions

For our business members, we offer comprehensive business banking services, including merchant services and business loans designed to help your company thrive. Whether you're starting fresh or expanding an existing venture, we're here to support your goals.

Credit Cards and Rewards

We understand the importance of rewards when it comes to spending. Our credit cards with rewards allow you to earn points on everyday purchases, making every dollar count toward something special.

Online and Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why at Jersey Shore, we provide robust online and mobile banking features. With these tools, managing your finances is as simple as tapping your phone or clicking on your computer. From checking balances to making payments, everything is at your fingertips.

Personal Banking Services

Navigating your finances can be challenging, but with our personal banking services, we make it easy. We offer checking and savings accounts that fit your lifestyle, allowing you to manage your money effortlessly. If you're in the market for a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to help you drive away in your dream car. Thinking about buying a home? Our mortgage loans and refinancing services can guide you through the process, ensuring that you find the right fit for your budget. Additionally, if you're facing unexpected expenses, our personal loans and debt consolidation options give you the financial relief you need.

Shared Branch Transactions

As part of our commitment to serving our members better, we also offer basic shared branch transactions for partner credit union members. This means you can perform deposits and withdrawals conveniently even while away from home. At Jersey Shore in Galloway, NJ, we're dedicated to providing personalized service that meets your unique financial needs. You can reach us anytime at 609-646-3339 or visit us online at Jersey Shore FCU. Explore all we have to offer and take control of your financial future today!

Digital & Online Banking

Always at Your Fingertips

Whether you're making payments, checking transactions, or reviewing account statements, all these features are designed for ease of use. Our mobile payments option lets you make purchases quickly and conveniently without needing cash or cards. Discover how Jersey Shore's digital and online banking services can simplify your financial life today! Visit us online at https://www.jerseyshorefcu.org/ to learn more about what we offer.

Convenient Online Access

With our online banking platform, you can easily check your account balance, pay bills, and transfer funds from the comfort of your home or on the go. Our 24/7 online banking services ensure that you can manage your finances when it suits you best, whether it's early in the morning or late at night.

E-Statements and Mobile Payments

Say goodbye to paper clutter! With e-statements available at Jersey Shore, you'll receive your statements electronically, making it easy to keep track of your finances while being environmentally friendly. If you're looking for a quick way to pay friends or family, our person-to-person transfers feature allows you to send money directly through our mobile app no hassle involved!

Secure Transactions Made Easy

Security is our top priority. We provide electronic signature authorization to streamline document signing securely and efficiently. Plus, with our mobile application, you can conduct transactions safely right from your smartphone. Enjoy peace of mind knowing that your financial information is protected with industry-standard security measures.

Financial Strength

Growing Member Base

We currently manage a total of 31,752 share accounts, showing a strong and growing member base that trusts us with their finances. This trust is vital as it fosters community engagement and strengthens our credit union's ability to serve its members effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jersey Shore is your trusted partner. Visit us at 326 E Jimmie Leeds Rd Galloway Nj 08205 or call 609-646-3339 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is highlighted by our $0 net income, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 51 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Member Benefits

With $16,240,318 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is reflected in our $121,233,145 total loans and leases. This includes 1,598 used auto loans that help support our members' financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $31,187,977 in share certificates and $21,131,641 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $20,165,098, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 854% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,235,671 in used vehicle loans and $8,118,993 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we have financing solutions tailored just for you.

Credit Lines

For those who prefer more flexibility with their borrowing needs, our total credit lines amount to $14,299,651. This option allows you to access funds as needed while only paying interest on what you use. If you're considering refinancing any existing loans or exploring eligibility options for our various products, we invite you to contact us at 609-646-3339 or visit us at 326 E Jimmie Leeds Rd Galloway NJ 08205. Our knowledgeable staff is ready to assist you in finding the best financial solutions tailored to your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and take the first step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,503,357, make buying or refinancing simple. We can help guide you through every step of the mortgage process and ensure you find the right loan for your budget and lifestyle.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $1,678,270 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

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JERSEY SHORE FEDERAL CREDIT UNION - Galloway, NJ