Jersey Shore Credit Union Atlantic City NJ | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Jersey Shore, your trusted credit union located at the William J Hughes Technical Center in Atlantic City, NJ 08405. Since our establishment in 1963, we have proudly served our community with a commitment to providing exceptional financial services. With over 16,300 members, we focus on building lasting relationships and fostering financial well-being for all. At Jersey Shore, we understand the importance of sound financial decisions. Our total assets stand at an impressive $236,125,437, reflecting our solid foundation and stability. We manage loans totaling 6,082 and maintain deposits amounting to $11,850,245, ensuring that we can meet the diverse needs of our members effectively. Our net worth is a robust $20,165,098, supported by cash reserves of $1,343,324 available to serve you better. Our leadership team is dedicated to guiding our credit union with integrity. Under the direction of CEO James Burns and Board President Jack Hickey, we strive to enhance the member experience every day. Whether you're looking for personal banking options like checking and savings accounts or need financing for your next vehicle, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1434 New Rd, Northfield, NJ 8225. We invite you to reach out via phone at 609-646-3339 or explore more about our services on our website at Jersey Shore FCU. Join us today as we continue our mission to empower members through accessible financial solutions!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Jersey Shore family. Experience firsthand how we prioritize your needs while fostering a strong sense of community. Whether you're looking for a loan or simply want guidance on managing your finances better, we're here for you every step of the way. Come visit us at the William J Hughes Technical Center or call us at 609-646-3339 for more information on how you can benefit from membership with Jersey Shore Credit Union. Let's build a brighter future together!

Our Journey

From our humble beginnings to now serving over 16,300 members, Jersey Shore Credit Union has evolved significantly. We began with a vision to provide accessible financial services tailored to the needs of our community. Over the years, we have expanded our offerings and improved our services while maintaining the personal touch that sets us apart. Today, we proudly manage total assets of $236,125,437, reflecting our strong position in the financial landscape. While members can visit us at William J Hughes Technical Ctr Atlantic City Nj 08405, official correspondence should be sent to 1434 New Rd, Northfield, NJ 8225. Our operating hours are Tuesday and Wednesday from 8:30 AM to 4:30 PM, making it convenient for you to stop by whenever you need assistance.

Our Mission

At Jersey Shore Credit Union, our mission goes beyond just providing financial products; it's about empowering individuals and strengthening our community. We aim to enhance the lives of our members through affordable banking solutions like personal accounts, auto loans, mortgages, and credit cards that reward your loyalty. We believe in making banking accessible for everyone and ensure compliance with ADA standards so all members can enjoy our services without barriers. Our commitment extends beyond traditional banking. We actively engage in community outreach programs and partner with local organizations to uplift those around us. Whether it's sponsoring local events or offering educational workshops on financial literacy, we strive to make a positive impact on the communities we serve.

Branch Location & Accessibility

Accessibility and Parking

At Jersey Shore, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps to ensure everyone can easily access our services. Ample parking is available nearby, so you can visit us without any hassle.

Operating Hours

We know your time is valuable! That's why we are open on Tuesdays and Wednesdays from 8:30 AM to 4:30 PM. Whether you're stopping by for a quick transaction or needing more time to explore your financial options, we're here during these convenient hours.

Services Offered

Our friendly team is ready to assist you with a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Plus, our branch offers ATM access for quick cash withdrawals and balance checks. If you're a member of another credit union that participates in shared services, feel free to stop by for basic transactions too!

Visit Us Today!

Ready to experience personalized service? We invite you to stop by Jersey Shore at the William J Hughes Technical Center or give us a call at (609) 646-3339 if you have any questions. Your financial journey starts here, and we look forward to welcoming you!

Member Eligibility

At Jersey Shore, we believe that becoming a member is like joining a warm and welcoming family. We invite you to explore how you can become part of our community at the William J Hughes Technical Center in Atlantic City, NJ. To be eligible for membership, you generally need to live, work, worship, or attend school in Atlantic County or surrounding areas. We're all about making banking accessible for everyone! For the most accurate and updated eligibility details, feel free to visit our website at this link. Joining us is simple and rewarding! Once you're ready to open an account, just head over to our account opening page available here. If you have any questions or need assistance during the process, don't hesitate to reach out to us at 609-646-3339. We look forward to welcoming you into the Jersey Shore family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $88 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services designed for your convenience. Imagine a small café that just opened its doors. With our payment processing solutions, they can easily accept credit cards and mobile payments, making transactions smooth for their customers. This ease allows them to focus on what matters most delivering great service and delicious food. If you're ready to take your business to the next level, visit us at William J Hughes Technical Ctr Atlantic City Nj 08405 in Atlantic City, NJ or give us a call at (609) 646-3339. Let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we offer comprehensive Business Banking services that include merchant services and business loans. We understand how crucial it is for small businesses to have reliable banking support, which is why we're dedicated to providing tailored solutions that cater specifically to business needs.

Community Focused Services

As part of our commitment to community support, we also offer basic shared branch transactions for partner credit union members. This means you can handle deposits and withdrawals even when you're away from home. It's all about ensuring that our members receive seamless service wherever they are. If you have any questions about our services or want to explore how we can assist you further, feel free to give us a call at 609-646-3339. We invite you to visit us at Jersey Shore or check out our website at jerseyshorefcu.org. Let us help you navigate your financial journey today!

Credit Cards

Looking for a way to earn rewards on your everyday purchases? Our Credit Cards with Rewards allow you to enjoy benefits while managing your expenses effectively. Whether it's cashback on groceries or travel points, you'll find that using our credit cards can be rewarding in more ways than one.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we provide robust Online & Mobile Banking services. You can easily manage your accounts, make payments, and transfer money all from the comfort of your home or on-the-go! Plus, with ATM services available at our branch and shared service centers, accessing your funds has never been easier.

Loans and Financing

When it comes to financing, we've got you covered! If you're dreaming of a new car, our Auto Loans & Vehicle Financing can help you hit the road without breaking the bank. For those considering homeownership, our Mortgage Loans & Refinancing options make navigating the housing market more accessible than ever. And if you need extra cash for personal projects or debt consolidation, our Personal Loans are here to assist.

Personal Banking

Whether you're looking to open a checking or savings account, we have options tailored for every lifestyle. With Jersey Shore, managing your money is simple and straightforward. Our accounts come with features that help you save while enjoying the convenience of online banking. Imagine easily checking your balance or transferring funds right from your smartphone our mobile app makes it possible!

Digital & Online Banking

Key Features

Enjoy the freedom of mobile banking with our user-friendly mobile application. Whether you're on the go or relaxing at home, you can manage your accounts right from your smartphone. Need to make payments quickly? Our mobile payments feature lets you do just that, making transactions easier than ever. For those who love keeping track of their statements digitally, we offer e-statements for quick and easy access to your financial records. You can also authorize electronic signatures for added convenience when handling documents. Want to send money to a friend? Our person-to-person transfer service makes it simple and fast to share funds without any hassle. All these features are backed by top-notch security measures, ensuring that your information remains safe while you enjoy all the benefits of modern banking. At Jersey Shore, we're committed to providing accessible and efficient banking solutions that fit into your lifestyle. Experience the ease of managing your finances today!

Financial Strength

At Jersey Shore, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which is built on a solid foundation and dedicated service. With a net worth of $20,165,098, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 854% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $31,187,977 in share certificates and $21,131,641 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is evident with $16,240,318 in undivided earnings. These funds help us improve our banking tools and strengthen lending options while enhancing security measures to serve you better. With $12,123,314 in total loans and leases, including 1,598 used auto loans, our lending capacity supports members' financial goals across various sectors. While our current net income is $0, this reflects our ongoing commitment to investing back into the credit union for the benefit of all members. We also take pride in having 51 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The trust placed in us by our growing member base is highlighted by our 31,752 total share accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jersey Shore is your trusted partner. Visit us at William J Hughes Technical Ctr Atlantic City NJ 08405 or call 609-646-3339 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,235,671 in used vehicle loans and $8,118,993 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle.

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $1,678,270 in loans helping members manage their finances effectively. This can be an excellent way to build credit while enjoying the benefits that come with our cards.

Credit Lines

For those who need ongoing access to funds for various expenses or emergencies, our total credit lines amounting to $14,299,651 provide the support you need when it counts most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,503,357, make buying or refinancing simple. We aim to provide straightforward solutions for those ready to take this significant step.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans or wish to explore eligibility options for our services, we're here to help! We encourage you to reach out so we can discuss your specific situation and how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Jersey Shore, our commitment is to empower our members through tailored financial solutions that meet their needs today and tomorrow.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an easy-to-use interface, users can quickly compare multiple offers and select the one that best fits their financial needs. LendMesh ensures accurate loan comparisons through reliable data sourcing. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are receiving legitimate loan options. The benefits of using LendMesh include: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the lending process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in delivering valuable insights into loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

JERSEY SHORE FEDERAL CREDIT UNION - Atlantic City, NJ

Compare Loan Rates Near You

Loan rates in Atlantic City, NJ (08405)