Jemez Valley Credit Union San Ysidro NM | Affordable Auto Loans & Business Banking

Introduction

At Jemez Valley, we believe in building strong relationships with our members and providing the financial support they need to thrive. Located at 23323 Us Hwy 550, San Ysidro, NM 87053, our San Ysidro Branch has been serving the community since 1966. With a total membership of 1,894 and assets exceeding $28,686,645, we are committed to enhancing the financial well-being of our members. Our dedicated team of 10 employees, led by CEO Tina Trujillo and Board President Glenda Witt, strives to create a welcoming environment where you can feel confident about your financial decisions. Whether you're looking for personal banking services, auto loans, or business banking options, Jemez Valley is here for you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 120, Jemez Springs, NM 87025. With total loans amounting to 833, total deposits reaching $370,879, and a net worth of $3,746,391, we pride ourselves on maintaining a solid financial foundation that allows us to support our community effectively. Our aim is not just to be your bank but to be your trusted partner in achieving your financial goals. We invite you to explore our services further by visiting our website at Jemez Valley or calling us at 575-834-0019. Let us help you take the next steps towards financial success!

Branch History & Mission

Welcome to the Jemez Valley San Ysidro Branch, a cornerstone of community support and financial empowerment in San Ysidro, NM. Since opening its doors in 1966, our branch has grown alongside its members, fostering a legacy of trust and dedication. Today, we proudly serve nearly 1,900 members with total assets exceeding $28 million. Located at 23323 Us Hwy 550, our branch is easily accessible and surrounded by the natural beauty of the Sandoval County area. Whether you're visiting us for personal banking needs or exploring options for auto loans and mortgages, you'll find that we prioritize your comfort and convenience. For official correspondence, please send mail to PO Box 120, Jemez Springs, NM 87025. At Jemez Valley Credit Union, our mission goes beyond just providing financial services. We aim to uplift our community through various initiatives and partnerships that enhance the lives of our members. Our commitment is reflected not only in our competitive loan offerings but also in our robust support for local events and charities. We believe that when our community thrives, we all benefit. Our operating hours are designed to accommodate your busy schedule: Monday, Tuesday, Thursday, and Friday from 9 AM to 4 PM; Wednesday and Saturday from 9 AM to 1 PM. With an ATM on-site and drive-thru service available, accessing your funds has never been easier. We also take pride in maintaining an inclusive environment with ADA compliance features that ensure everyone can access our services comfortably. Our digital advancements allow you to manage your finances online or through mobile banking making it simple for you to stay connected. As we look toward the future, we invite you to join us on this journey of growth and community engagement. Experience firsthand the personal touch that makes Jemez Valley different. Explore membership options today at jvcu.org or call us at 575-834-0019 for more information. Together, let's build a brighter financial future for you and our beloved community!

Branch Location & Accessibility

Convenient Location

Nestled along the scenic highway, our branch is near several local landmarks that make it a familiar stop for many residents. With ample parking available, you can easily pull in and take care of your banking needs without any hassle. For those who require additional assistance, rest assured that our facility is equipped with ADA-compliant features to ensure everyone can visit us comfortably.

Get in Touch

If you have questions or would like more information about our services before visiting, feel free to call us at 575-834-0019. Our friendly staff is eager to assist you! While members can visit us at 23323 Us Hwy 550, official correspondence should be sent to PO Box 120 in Jemez Springs for any mailing needs. We look forward to welcoming you at the Jemez Valley San Ysidro Branch where your financial success is our priority!

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours to fit your schedule. Visit us Monday, Tuesday, Thursday, and Friday from 9 AM to 4 PM, or drop by on Wednesday and Saturday when we're open from 9 AM to 1 PM. Whether it's a quick deposit or a more complex transaction, we're here to help during these times.

Services Offered

At the Jemez Valley San Ysidro Branch, we provide a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you every step of the way. Plus, if you're in need of cash on-the-go, we have an ATM available for your convenience. For those who prefer a drive-thru option for simple transactions like deposits and withdrawals, we've got you covered there as well!

Member Eligibility

Joining the Jemez Valley community is more than just opening a bank account; it's about becoming part of a family that supports your financial journey. To be eligible for membership, you simply need to meet a few friendly criteria, such as living, working, or worshiping in our local area or having a family member who is already a member. It's really that simple! By becoming a member at Jemez Valley, you'll enjoy personalized service and access to various financial products tailored to meet your needs, whether it's saving for a dream vacation or financing a new vehicle. Ready to take the next step? You can find detailed information on eligibility by visiting http://www.jvcu.org/membership . If you're excited to open your account and join us, head over to https://www.loanliner.com/loanrequest/presenter/loanlist/13001737/1627 ?isframed=f&cuid=13001737&loanlistid=1627&channelid=1838591613280220323&locationid=0237644905355175209 for easy instructions. Feel free to reach out at (575) 834-0019 if you have any questions our team is here to help! We can't wait to welcome you to the Jemez Valley family, located at 23323 Us Hwy 550 San Ysidro Nm 87053!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $210,862, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine a local café using our services to accept payments easily from customers on the go. This allows them to focus on what they do best serving delicious coffee while we handle the behind-the-scenes financial transactions. If you're ready to take your business to the next level, visit us at 23323 Us Hwy 550 San Ysidro, NM 87053 or call us at 575-834-0019. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we've made banking easier than ever with our Online & Mobile Banking services. You can check balances, transfer funds, and manage your accounts anytime, anywhere. Plus, our ATM services allow for quick cash withdrawals and balance checks without the need to enter the branch.

Credit Cards and Business Banking

For members who enjoy rewards while they spend, our Credit Cards with Rewards program offers benefits that help you earn as you shop. Additionally, if you're a business owner, we haven't forgotten about you! Our Business Banking services include merchant services and business loans tailored to help your business thrive.

Drive-Thru and ATM Services

Sometimes, simplicity is what you need. Our branch features a basic drive-thru for deposits and withdrawals along with easy access to ATMs for quick transactions. Whether you're in a rush or prefer a personal touch during banking hours, we're here to accommodate your needs. At Jemez Valley, we believe that everyone deserves access to quality financial services that empower them. If you're ready to take the next step in your financial journey or if you have questions about any of our offerings, don't hesitate to reach out! Call us at 575-834-0019 or visit us in person at our San Ysidro branch. We look forward to serving you! Explore more about what we offer by visiting our website today!

Loans and Financing

When life presents you with opportunities or challenges, having the right financing can make all the difference. Our Auto Loans & Vehicle Financing allow you to drive away in your dream car with competitive rates. If you're looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are here to assist you every step of the way. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options provide flexibility and peace of mind.

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why we offer Personal Banking services that include checking and savings accounts designed to help you grow your funds securely. Whether you're saving for a special occasion or simply looking to manage your daily expenses more effectively, we have options that suit everyone's needs.

Digital & Online Banking

E-Statements and Security

Switching to e-statements is another convenient option available at Jemez Valley. Not only do they help you keep track of your finances without cluttering your mailbox, but they are also more secure. With e-statements, you reduce the risk of identity theft while having instant access to your account history.

Mobile Banking on the Go

While we currently don't offer a mobile application or mobile payment options, our website is fully optimized for mobile devices. This means you can still manage your finances directly from your smartphone or tablet with ease. Just log in through our site and enjoy all the features available at your fingertips. In summary, our digital and online banking services provide members with accessibility, security, and ease-of-use all essential elements for effective financial management. Visit us today at https://www.jvcu.org/ to learn more about how we can support you in achieving your financial goals!

Online Banking Features

Our online banking platform at https://www.jvcu.org/ is user-friendly and packed with features. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Want to send money to a friend? Our person-to-person transfer feature makes it quick and easy. Plus, you don't need to worry about signing paperwork; we support electronic signature authorization for hassle-free transactions.

Financial Strength

Growing Member Base

Total Share Accounts stand at 4,018, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $426,432, further demonstrating our commitment to providing valuable services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jemez Valley is your trusted partner. Visit us at 23323 Us Hwy 550 San Ysidro Nm 87053 or call (575) 834-0019 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $41,777 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $3,133,898 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant with $11,762,327 in total loans and leases supporting your financial goals across various sectors. Additionally, with $94 in used auto loans, we make it easy for you to finance your next vehicle.

Secure Savings Options

Members' savings are secured through $2,714,488 in share certificates and $2,134,032 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,025, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $3,746,391, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,306 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,240,144 in used vehicle loans and $3,069,992 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used one, our team is here to assist you through every step of the process.

Business Financing

For business owners, our outstanding commercial loans totaling $210,862 provide the capital needed to grow and expand. We recognize that businesses are essential to our community's economy, and we're committed to supporting local entrepreneurs with tailored financing options.

Flexible Terms and Refinancing Options

We understand that each financial situation is unique. That's why we offer various refinancing options and eligibility assessments to ensure that you find a loan product that aligns with your current needs. Whether you're looking for an auto loan, mortgage financing, or exploring business opportunities, our dedicated team at Jemez Valley, located at 23323 Us Hwy 550 San Ysidro Nm 87053 in San Ysidro, NM, is here to help. You can reach us at (575) 834-0019 during our operating hours: Monday, Tuesday, Thursday & Friday from 9 AM to 4 PM; Wednesday and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to partnering with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $309,963, make buying or refinancing simple. We can help guide you through eligibility options and refinancing solutions to ensure you find the best fit for your circumstances.

Unsecured Credit Card Loans

For those who need a little extra flexibility in managing finances, we also offer unsecured credit card loans. Although currently there are no outstanding amounts in this category, our future offerings will include competitive terms designed to help our members effectively manage their spending without adding undue pressure.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to utilizing verified information ensures fair and transparent offers for users. Each loan comparison reflects the current market rates, allowing borrowers to see exactly what they can expect when applying for loans.

JEMEZ VALLEY CREDIT UNION