Jemez Valley Credit Union Jemez Springs NM | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Jemez Valley, your trusted community credit union located at 17117 Highway 4, Jemez Springs, NM 87025. Since our establishment in 1966, we have been dedicated to serving our members with a personal touch and a commitment to financial excellence. With a growing membership of 1,894 individuals, we take pride in fostering strong relationships within our community. At Jemez Valley, we understand that each member's needs are unique. That's why we offer a wide range of financial services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. With total assets amounting to an impressive $28,686,645 and total deposits reaching $370,879, you can trust us to handle your finances with care and professionalism. Our leadership team is here to support you every step of the way. Led by CEO Tina Trujillo and Board President Glenda Witt, our team is committed to ensuring that every member feels valued and supported. We employ a dedicated staff of 10 professionals who are ready to assist you with all your banking needs. While members can visit us at our branch for friendly service, official correspondence should be sent to our mailing address: PO BOX 120, JEMEZ SPRINGS, NM 87025. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at (575) 829-3366 during our operating hours: Monday, Tuesday, Thursday, and Friday from 9 AM to 4 PM; Wednesday and Saturday from 9 AM to 1 PM. Join us at Jemez Valley today! Explore our services further by visiting our website at jvcu.org or come by the branch we're excited to help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

In today's digital age, we understand the importance of convenience and accessibility. That's why we've embraced technology with online banking options and person-to-person payment systems. We also ensure that our facilities are ADA compliant so that everyone can access our services comfortably. With an ATM available and drive-thru banking options, we make it easy for you to manage your finances on your terms.

Community Outreach

Our work extends beyond just transactions; it's about building relationships and fostering community spirit. Whether it's through local sponsorships or educational workshops on financial literacy, we are here to lend a hand wherever possible. As you consider your financial future, we invite you to join us at Jemez Valley. Experience firsthand how we combine personal service with community commitment to create lasting relationships that benefit everyone involved. Together, let's build a brighter tomorrow! For more information or to become a member today, please reach out at 575-829-3366 or visit us online at jvcu.org. Your journey towards better financial health starts here!

Mission Statement

At Jemez Valley, our mission is simple yet powerful: We strive to empower our members by providing accessible financial services while actively supporting community growth. We believe that when you thrive, we all thrive. Through various outreach initiatives and partnerships, we aim to enhance the quality of life in Jemez Springs and beyond. We are dedicated to ensuring that everyone has the opportunity for financial stability and success. While members can visit us at 17117 Highway 4, official correspondence should be sent to PO BOX 120, JEMEZ SPRINGS, NM 87025.

Our Evolution

From humble beginnings, Jemez Valley has continually adapted to meet the needs of our members. As we grew, so did our offerings. Today, we manage a robust portfolio with total assets amounting to $28,686,645. We pride ourselves on providing personal banking services that include checking and savings accounts, auto loans, mortgage options, and business banking solutions. This evolution reflects our commitment to not only financial services but also to being a supportive pillar within our community.

Branch Location & Accessibility

Convenient Access and Features

At Jemez Valley, we prioritize your convenience. Our branch features ample parking and is fully ADA compliant, ensuring that everyone can access our services easily. Plus, we offer a drive-thru service for quick transactions perfect for those on the go! If you prefer banking inside, our lobby hours are inviting and accommodating: we're open Monday, Tuesday, Thursday, and Friday from 9 AM to 4 PM, with special hours on Wednesday and Saturday from 9 AM to 1 PM.

Get in Touch

If you have questions or want to learn more about how we can help you achieve your financial goals, don't hesitate to reach out! Give us a call at 575-829-3366. We look forward to welcoming you to Jemez Valley where community banking meets personalized service. Come visit us today!

Services Tailored for You

We understand that life can be busy, so we provide a variety of services to meet your financial needs. Whether you're looking for personal checking and savings accounts, auto loans, or mortgage refinancing options, we've got you covered. Plus, our ATM is available for easy cash withdrawals and balance checks whenever you need them. While members can visit us at 17117 Highway 4, official correspondence should be sent to our mailing address at PO BOX 120, JEMEZ SPRINGS, NM 87025.

Member Eligibility

Becoming a member of Jemez Valley is like joining a close-knit family where your financial well-being is our top priority. We warmly welcome individuals who live, work, worship, or attend school in the beautiful Jemez Springs area. This means if you're part of our vibrant community, you're likely eligible to join us! Our members enjoy a range of benefits, from personalized service to competitive rates on loans and savings accounts, making it easier to achieve your financial goals. For more detailed information about eligibility requirements, please visit this link. Joining is simple and straightforward! To get started on opening your account with Jemez Valley, just reach out to us at (575) 829-3366, or check out the account opening details here. We're excited to help you take this important step toward better banking!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $210,862, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, our merchant services simplify your payment processes, making it easier for you to focus on what matters most running your business. From accepting card payments to providing online invoicing solutions, we ensure you have the tools necessary to enhance customer satisfaction and streamline operations. Located at 17117 Highway 4 Jemez Springs Nm 87025 in Jemez Springs, NM, we're dedicated to empowering local businesses. Reach out today at (575) 829-3366 and let's discuss how we can support your business dreams!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes time to purchase a new car or refinance an existing loan, our Auto Loans & Vehicle Financing options can help put you behind the wheel without breaking the bank. Picture driving off in your dream car with a manageable payment plan that suits your budget.

Business Banking Services

If you're a small business owner, our Business Banking Services include Merchant Services and Business Loans tailored specifically for entrepreneurs like you. We recognize how important it is for businesses to thrive, so we provide solutions that support growth and stability.

Convenient Access Options

To complement these services, we offer convenient access through our ATM & Cash Withdrawal Services as well as basic drive-thru banking for quick deposits and withdrawals. Need cash fast? Our ATMs are available for easy withdrawals and balance checks whenever you need them. At Jemez Valley, we pride ourselves on being more than just a credit union; we are a community partner dedicated to helping our members succeed financially. With our operating hours from Monday to Friday (9 AM - 4 PM) and Wednesday & Saturday (9 AM - 1 PM), there's plenty of time for you to visit us or give us a call at (575) 829-3366. We invite you to explore all the ways we can assist you in achieving your financial dreams. Visit us today at Jemez Valley, and let's start building a brighter future together!

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! Whether it's cashback on groceries or points for travel, we have options that reward you for spending wisely. Imagine earning benefits just by using your card for everyday purchases.

Mortgage Loans & Refinancing

Thinking about buying a home? Our Mortgage Loans & Refinancing services offer competitive rates and flexible terms. We know that securing a mortgage can feel overwhelming, so our friendly staff will walk you through every step of the process, ensuring you feel confident in your decision.

Personal Banking Solutions

Our offerings begin with Personal Banking. Whether you're looking to open a new checking or savings account, we provide flexible options tailored to fit your lifestyle. Imagine being able to manage your finances with ease our online banking platform allows you to check balances, transfer funds, and pay bills from the comfort of your home or on-the-go.

Personal Loans & Debt Consolidation

For those unexpected expenses or if you're looking to consolidate debt, our Personal Loans & Debt Consolidation options provide the financial relief you need. With straightforward terms and affordable rates, we aim to ease your financial burdens.

Digital & Online Banking

Key Services

Our online banking platform allows you to view balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefits of electronic signature authorization, making it easier than ever to complete transactions without the hassle of printing or mailing documents. Plus, with e-statements available, you can stay organized and reduce paper clutter while keeping an eye on your financial activity. For those moments when you need to send money quickly, our person-to-person transfer feature lets you easily send funds to friends and family with just their email or phone number. This way, splitting bills or lending a hand is quick and straightforward.

Security and User Experience

We prioritize your security while providing these convenient services. Our online banking system employs robust security measures to ensure that your information is protected. You can rest easy knowing that your transactions are safe. While we currently do not offer mobile payments or a dedicated mobile application, our responsive website ensures that you can manage your finances comfortably from any device. Whether you're at home or on the move, everything you need is right at your fingertips. In summary, Jemez Valley is committed to making banking more accessible for our members through innovative digital solutions. Join us today by visiting https://www.jvcu.org/ and experience the ease of managing your finances online!

Financial Strength

Commitment to Growth

With $3,133,898 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $41,777 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 9 full-time employees and 1 part-time employees who are always ready to assist you with their knowledge and dedication.

Growing Member Base

Our strong position is further evidenced by the 4,018 total share accounts we manage. This showcases a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jemez Valley is your trusted partner. Visit us at 17117 Highway 4 Jemez Springs Nm 87025 or call (575) 829-3366 to learn more about how we can help you achieve your financial goals.

Lending Capacity

We support our members' financial goals with $94 in used auto loans and a total of $11,762,327 in loans and leases across various sectors. This robust lending capacity helps ensure that you have access to the funds you need when you need them.

Secure Savings Options

Members' savings are secured through $2,714,488 in share certificates and $2,134,032 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,025, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $3,746,391, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,306 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,240,144 in used vehicle loans and $3,069,992 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your vehicle financing as easy as possible.

Commercial Loans

For business owners, our outstanding commercial loans totaling $210,862 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are dedicated to supporting local businesses with tailored financing options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in learning more about our loan offerings or exploring refinancing options, please don't hesitate to reach out. You can contact us at (575) 829-3366 or visit us at 17117 Highway 4 Jemez Springs Nm 87025 in Jemez Springs, NM. We're here to help you navigate your financial journey with confidence!

Credit Lines and Unsecured Loans

For those who need extra flexibility, we offer credit lines totaling $1,000,000 that can help manage expenses or unexpected costs. Additionally, while we currently have no unsecured credit card loans available, our team is always ready to discuss potential solutions that align with your financial goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $309,963, make buying or refinancing simple. We are committed to guiding you through each step of the process, whether you're a first-time homebuyer or looking to refinance your current mortgage.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data from reputable institutions ensures fair and transparent offers for all users.

JEMEZ VALLEY CREDIT UNION