Jefferson Parish Employees Credit Union Gretna LA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Jefferson Parish Employees, your trusted financial partner located at 200 Derbigny St Ste 1300, Gretna, LA 70053. Established in 1959, our credit union has been dedicated to serving the community for over six decades, building a strong foundation of trust and reliability among our 13,906 members. With total assets exceeding $156 million and total deposits reaching $9,524,361, we are committed to providing you with secure and accessible financial services. At Jefferson Parish Employees, we believe in the power of community. Our team, led by CEO Michael Loyd and Board President Leo Webb Sr., works tirelessly to ensure that our members receive personalized service tailored to their unique needs. Whether you're looking for auto loans, mortgage refinancing, or personal banking solutions, we've got you covered. While members can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 1221 Elmwood Park Blvd, Room 207, Harahan, LA 70123. With a robust net worth of $20,920,888 and cash in hand amounting to $3,935,461, we stand ready to support your financial goals. Our commitment goes beyond numbers; it reflects our dedication to empowering each member with the tools they need to succeed financially. Join us today and experience the difference that a member-focused credit union can make! Feel free to reach out at 504-736-6144 or visit our website at jpefcu.org for more information about our services. Your financial journey starts here!

Branch History & Mission

Commitment to Innovation and Accessibility

Understanding the importance of digital advancements, we have embraced technology to better serve you. Our online and mobile banking platforms allow easy access to your accounts anytime, anywhere. We also ensure that our facilities are ADA compliant so that everyone can comfortably use our services. With an ATM available for your convenience and operating hours designed for busy schedules Monday through Friday from 8:30 AM to 4:00 PM (with Wednesday hours until 2:00 PM) we strive to meet your needs effectively.

Join Us!

As we look forward to continuing our journey together, we invite you to become part of the Jefferson Parish Employees family. Experience firsthand the benefits of being a member at a credit union that truly cares about your financial future and community well-being. Visit us today or contact us at 504-736-6144 for more information on how you can join and start enjoying all that we offer!

Our Journey

From our humble beginnings more than six decades ago, Jefferson Parish Employees has evolved into a cornerstone of financial support for local residents. We started with a clear vision: to provide exceptional financial services tailored to the needs of our community. Over the years, we have expanded our offerings while maintaining our commitment to personalized service and member satisfaction. Our branch is conveniently situated near key landmarks in Gretna, making it accessible for all. While you can visit us at our main address, official correspondence should be sent to our mailing address at 1221 Elmwood Park Blvd, Harahan, LA 70123.

Our Mission

At Jefferson Parish Employees Credit Union, our mission is straightforward yet impactful: to enhance the financial well-being of our members while fostering a strong sense of community. We aim to provide a range of services including personal banking solutions like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking options. We are dedicated not only to offering excellent financial products but also to giving back through community outreach initiatives. Whether it's supporting local events or partnering with organizations that serve those in need, we believe in making a positive difference in the lives of those around us.

Branch Location & Accessibility

Call to Action

We invite you to come visit us at the Jefferson Parish Employees branch! For any questions or assistance before your visit, feel free to give us a call at 504-736-6144. Our dedicated staff looks forward to serving you soon!

Nearby Landmarks & Accessibility Features

Our branch is situated near several local landmarks, making it easy to find. If you're in the area visiting the Gretna Heritage Festival or exploring the beautiful Mississippi River waterfront, swing by to see us! We offer ample parking right outside our building for your convenience. Plus, we comply with ADA standards, ensuring accessibility for all members with features like ramps and designated parking spaces.

Operating Hours & Services

We're open Monday, Tuesday, Thursday, and Friday from 8:30 AM to 4:00 PM, and on Wednesday from 8:30 AM to 2:00 PM. Feel free to drop in during these hours for any of our personal banking services. Whether you need help with checking and savings accounts, auto loans, mortgage loans, or credit cards with rewards, our friendly team is ready to assist you. Additionally, we offer ATM services right here at the branch for quick cash withdrawals and balance checks. While we do not have a drive-thru service available at this location, we are always here inside the lobby ready to help you face-to-face.

Member Eligibility

At Jefferson Parish Employees, we believe that becoming a member is like joining a close-knit family, where your financial well-being is our top priority. If you live, work, or worship in the Jefferson Parish area, you are likely eligible to join us! Our community-focused approach means we welcome individuals from various backgrounds, and we're excited to support you on your financial journey. For a detailed look at our eligibility requirements, check out the information available here. Joining is simple! You can open an account with us by visiting our website at https://jpefcu.symapp.jhahosted.com/ or giving us a call at (504) 736-6144. We're here to help you every step of the way, ensuring that you feel valued and understood as a part of our Jefferson Parish Employees family located at 200 Derbigny St Ste 1300 Gretna La 70053. Your membership opens the door to a range of benefits tailored just for you let's get started today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing, making it easier for you to focus on what you do best running your business. Imagine seamlessly accepting payments from customers, whether they're using credit cards or mobile wallets. This convenience not only enhances customer satisfaction but also boosts your sales potential. Located at 200 Derbigny St Ste 1300 Gretna La 70053 in Gretna, LA, we're here to partner with you every step of the way. Reach out at (504) 736-6144 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth.

Community Commitment

At Jefferson Parish Employees, we believe in building strong relationships within our community. Our team is always ready to assist you with any questions or financial advice you may need. We're not just here for transactions; we're here for your financial journey. If you're ready to explore what we have to offer or if you have questions about any of our services, don't hesitate to reach out! Call us at (504) 736-6144, visit us at General Government Building, or come by our branch today. Your financial well-being is important to us!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking at Jefferson Parish Employees. With features like online banking and mobile payments, accessing your accounts has never been easier. You can check balances, transfer funds, and pay bills anytime, anywhere. Plus, our ATM services ensure that cash withdrawal is simple and straightforward.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. We offer various options that fit different lifestyles and financial goals. If you're planning to buy a car, our auto loans and vehicle financing solutions can help you get on the road quickly without breaking the bank. For those seeking a home, our mortgage loans and refinancing options make homeownership within reach. We also provide personal loans and debt consolidation services, allowing you to streamline your finances and tackle any unexpected expenses with ease. Our credit cards with rewards add extra value to your everyday purchases, giving you something back every time you swipe.

Digital & Online Banking

Key Features

With our online banking service, accessible at https://www.jpefcu.org/ , you can effortlessly check your balance, transfer funds, and pay bills all from your computer or mobile device. Our 24/7 online banking services mean you're never out of touch with your money. Plus, if you prefer to keep things paperless, e-statements are available for easy access and organization of your financial documents. For those who love the ease of using their smartphones, our mobile application makes banking even simpler. You can make mobile payments and send money through person-to-person transfers quickly and securely no need for cash or checks. And if you're ever in a pinch, our electronic signature authorization feature allows you to sign documents digitally, saving you time and hassle.

Security & Accessibility

We prioritize your security while providing an intuitive experience. With advanced encryption technology in place, your financial data remains protected as you navigate through our services. Plus, managing your accounts has never been easier with real-time updates available through both our online platform and mobile app. At Jefferson Parish Employees, we understand that modern life requires flexibility. That's why we've designed our digital banking tools to be accessible anytime, anywhere, ensuring you're always connected to your finances without compromising safety or ease of use. Experience the future of banking today!

Financial Strength

Commitment to Growth and Innovation

With $20,074,759 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your financial goals with $1,331 in used auto loans and $98,827,645 in total loans and leases across various sectors.

Member Trust

Total Share and Deposit Accounts: 26,109, show a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $133,780, further underlining our capability to meet your financial needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jefferson Parish Employees is your trusted partner. Visit us at 200 Derbigny St Ste 1300 Gretna La 70053 or call (504) 736-6144 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 54 full-time employees and 3 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment.

Secure Savings Opportunities

Members' savings are secured through $24,311,459 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,575,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $20,920,888, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,333 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We currently have over $26,621,289 in used vehicle loans and $17,141,292 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, our flexible financing options can make it happen.

Credit Lines and More

In addition to auto and mortgage loans, we also provide credit lines totaling $9,425,000. This product can be an excellent way to ensure you have cash available for unexpected expenses or planned purchases. At Jefferson Parish Employees, we're committed to making financial well-being accessible to everyone in our community. If you're interested in any of our loan offerings or want more information about refinancing options or eligibility requirements, feel free to contact us at 504-736-6144 or visit us at 200 Derbigny St Ste 1300 Gretna La 70053. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $5,686,625. We simplify the process whether you're buying your first home or refinancing an existing mortgage. Our goal is to help you secure the best terms possible for your dream home.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. We offer a total of $6,280,020 in these loans to assist our members in managing their finances effectively. With competitive interest rates and no collateral required, you can enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to verified data means users can trust that they are seeing legitimate loan options without hidden agendas or misleading information.

JEFFERSON PARISH EMPLOYEES FEDERAL CREDIT UNION - Gretna, LA