Jefferson Financial New Orleans LA Credit Union | Top Mortgage Rates & Personal Loans

Introduction

Welcome to Jefferson Financial, your trusted partner in achieving financial goals since 1966! Located at 200 Henry Clay Ave, New Orleans, LA 70118, we are proud to serve a vibrant community of over 44,180 members. At Jefferson Financial, we understand that every member's journey is unique, which is why we offer personalized financial solutions tailored to meet your needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 7701 Airline Dr., Metairie, LA 70003. With total assets exceeding $715 million and deposits amounting to $27,180,844, we have the resources and commitment to support you through every financial milestone. Whether you're looking for auto loans, mortgages, or credit card options with rewards, our diverse offerings ensure that you find what suits you best. Our dedicated team of 153 employees, led by CEO Mark Rosa and Board President Eric Bosch, is here to provide expert guidance and support. At Jefferson Financial, we take pride in our strong foundation built on trust and community impact. We are committed to fostering growth not just within our credit union but also in the neighborhoods we serve. With a net worth of $77,048,458 and cash in hand totaling $4,889,600, we are well-equipped to help you navigate your financial future confidently. Ready to start your journey with us? Call us at 504-834-2780 or explore more about our services on our website: Jefferson Financial. We look forward to welcoming you into the Jefferson Financial family!

Branch History & Mission

At Jefferson Financial, our story began in 1966 when we opened our doors at 200 Henry Clay Ave, New Orleans, LA. From the very start, our mission has been to provide accessible and reliable financial services tailored to the needs of our community. Over the years, we have grown from a small credit union into a trusted institution with over 44,000 members and total assets reaching an impressive $715,234,964. Our branch is not just a financial institution; it's a cornerstone of the New Orleans community. We take pride in offering a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Our commitment to innovation is evident through our online and mobile banking options that make managing finances easier than ever for our members. While members can visit us at 200 Henry Clay Ave New Orleans La 70118, official correspondence should be sent to our mailing address at 7701 Airline Dr., Metairie, LA 70003. This ensures that all communication is handled promptly and effectively. The heart of Jefferson Financial lies in its mission: to empower individuals and families by providing exceptional financial services while fostering community growth. We believe in supporting local initiatives and partnerships that uplift those around us. Our outreach programs are designed to promote financial literacy and offer assistance to those who need it most. As we continue to evolve with the times, we remain dedicated to ADA compliance and customer-centric initiatives. We understand that accessibility is crucial; that's why we offer ATM availability at our branch and shared service center access for partner credit union members. Our operating hours are convenient for all: Monday through Friday from 8:00 am to 4:00 pm during the school year and consistently throughout summer and holidays. You can reach us at (504) 834-2780 for any inquiries or assistance. Join us at Jefferson Financial as we strive to make a positive impact on your financial journey. Experience firsthand how we can help you achieve your goals while being part of a community-focused credit union dedicated to your success. Visit us today or explore more about membership opportunities here. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Jefferson Financial branch at 200 Henry Clay Ave, nestled in the vibrant city of New Orleans, LA. This convenient location serves as a hub for all your banking needs, making it easy for members to access essential financial services right in their neighborhood. Whether you're a longtime member or considering joining us, we invite you to experience our friendly atmosphere and personalized service. Located near popular landmarks like Audubon Park and just a short drive from the bustling Magazine Street shopping district, our branch is ideally situated for both local residents and visitors alike. Parking is ample and easily accessible, ensuring that your visit is smooth from start to finish. We also take pride in our commitment to accessibility, featuring ADA-compliant facilities that welcome everyone. At Jefferson Financial, we understand that your time is valuable. That's why we offer convenient operating hours to fit your busy schedule. Our lobby is open Monday through Friday from 8:00 AM to 4:00 PM during the school year and operates similarly during summer and holiday breaks. You can reach us at 504-834-2780 if you have any questions or need assistance before your visit. For those on the go, we're pleased to provide ATM services right at our branch, allowing you to withdraw cash or check balances without delay. While we currently do not offer drive-thru banking, our shared service center enables members of partner credit unions to conduct basic transactions such as deposits and withdrawals seamlessly. While members can visit us at 200 Henry Clay Ave for all their banking needs, please note that official correspondence should be sent to our mailing address at 7701 Airline Dr., Metairie, LA 70003. We look forward to welcoming you into our community and helping you achieve your financial goals! Feel free to stop by or give us a call today!

Member Eligibility

Joining the family at Jefferson Financial is like opening the door to a community that truly cares about you and your financial well-being. If you're living, working, or attending school in the area, or if you have family members who are already part of our credit union, you're likely eligible to become a member. We believe in making membership accessible to everyone, so if you're curious about the specifics, feel free to check out our detailed eligibility criteria at https://www.jeffersonfinancial.org/membership. Becoming a member opens up a world of benefits tailored just for you think lower loan rates, personalized service, and a suite of financial products designed to fit your lifestyle. Opening an account is straightforward! You can start your journey by visiting us at https://my.jeffersonfinancial.org/registration or giving us a call at (504) 834-2780. Our friendly team is here to help you every step of the way as you take this exciting step towards achieving your financial goals. You can also find us at our convenient location: 200 Henry Clay Ave New Orleans La 70118. Welcome to your new financial home!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,248,147, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to streamline transactions right at your fingertips. Our merchant services allow you to accept payments quickly and securely, enhancing customer satisfaction and boosting sales. From credit card processing to mobile payment options, we empower your business with reliable solutions that keep you focused on what matters most growing your enterprise. Located at 200 Henry Clay Ave New Orleans La 70118, New Orleans, LA 70118, our team is ready to partner with you on your business journey. Call us today at (504) 834-2780 to learn more about how we can assist you!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and small business owners, our Business Banking services include tailored solutions like Merchant Services & Business Loans. We understand the unique challenges of running a business and are here to support you every step of the way.

Convenient Online & Mobile Banking

In today's busy world, convenience is key. With our Online & Mobile Banking, you can manage your accounts anytime and anywhere. Check balances, transfer funds, or pay bills all from the comfort of your home or on the go. Our ATM and cash withdrawal services make accessing your funds quick and easy.

Financial Flexibility

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation options. These loans provide the flexibility you need when facing financial challenges. Plus, our Credit Cards with Rewards allow you to earn benefits while managing your purchases, turning everyday spending into rewards.

Personal Banking Solutions

Our personal banking services are built to support your everyday financial activities. If you're looking to open a checking or savings account, our accounts come with various features to help you manage your money effectively. For those planning to buy a car, our Auto Loans & Vehicle Financing options make it easy and affordable. You can also explore our Mortgage Loans & Refinancing services if you're considering homeownership or looking to refinance an existing mortgage for better rates.

Shared Branch Transactions

If you're a member of partner credit unions, you'll appreciate our basic shared branch transactions that allow deposits and withdrawals without hassle. This feature is perfect for those who travel or live outside the area but still want access to their accounts. We invite you to discover how Jefferson Financial can meet your financial needs. Feel free to reach out at (504) 834-2780 or visit us at our location for more information about any of these services. We're here to help guide you towards achieving your financial goals!

Digital & Online Banking

Accessibility and Ease-of-Use

Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast just another way we're working to provide you with seamless banking experiences. Whether you're making a quick payment or checking your account balance during a lunch break, everything is just a tap away. We take your security seriously. All our online transactions are protected with robust encryption technology, ensuring that your information stays safe while you enjoy the convenience of digital banking. In summary, whether you're at home or on the move, Jefferson Financial has you covered with comprehensive digital banking solutions that fit your lifestyle. Experience the freedom of real-time account management today!

Key Features

Our members enjoy 24/7 online banking services through our user-friendly website at https://www.jeffersonfinancial.org/. This means you can check your balance, pay bills, and transfer money with just a few clicks. Plus, our electronic signature authorization allows you to sign documents securely from the comfort of your home. If you prefer to manage your finances on the go, you'll love our mobile application. It gives you quick access to all your banking needs right from your smartphone. And if you want to keep track of your spending, we offer e-statements for easy record-keeping, so you'll never have to worry about paper clutter again.

Financial Strength

At Jefferson Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health with you, demonstrating our commitment to providing reliable services and products that meet your needs. With a net worth of $77,048,458, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,075 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $121,173,855 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,612,633, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $59,074,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $7,943 in used auto loans and $478,104,703 in total loans and leases available to help you achieve your dreams. Our operational efficiency is evident in our $-6,923,323, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,829,749. Total Share Accounts: 105,493, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jefferson Financial is your trusted partner. Visit us at 200 Henry Clay Ave New Orleans La 70118 or call (504) 834-2780 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

For those looking for more tailored financial solutions, our total credit lines amount to $241,399,508, allowing you access to funds when you need them most. If you're a business owner, our outstanding commercial loans totaling $27,248,147 provide the capital needed to grow and expand your business. At Jefferson Financial, we also offer refinancing options for many of our loan products. If you're currently paying higher interest rates elsewhere or want to consolidate debt, reach out to us at (504) 834-2780 or visit our website for more information about eligibility and application processes. Our team is here to support you through every step of your financial journey. Explore our services today at https://www.jeffersonfinancial.org/ and see how we can help you achieve your goals! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $109,559,139 in used vehicle loans and $24,399,815 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring you can find the perfect fit for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,740,108, make buying or refinancing simple. We believe in making the process straightforward, so you can focus on what matters most your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $15,153,493 in loans helping members manage their finances effectively. These cards come with competitive interest rates and are designed to give you the purchasing power you need without breaking the bank.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh ensures that users have access to the most accurate information available. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that the offers presented are fair and transparent, allowing you to make well-informed decisions without unnecessary confusion. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they receive. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means that the results you see are truly unbiased and reflect the best options available. LendMesh also provides real-time rate comparisons, delivering up-to-date loan rates from multiple institutions. This feature allows users to stay informed about current market trends and make timely decisions when it comes to securing a loan. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh as a reliable tool for navigating loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.