Jefferson Financial Metairie LA Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Jefferson Financial, your trusted partner in financial well-being since 1966. Located at 7701 Airline Dr, Metairie, LA 70003, our branch is not just a place to bank; it's a community hub where members are at the heart of everything we do. With over 44,180 members and total assets reaching an impressive $715,234,964, we pride ourselves on providing personalized services that truly meet your needs. At Jefferson Financial, our commitment to our community goes beyond numbers. We understand the importance of fostering relationships built on trust and transparency. Whether you're looking for a new auto loan, mortgage refinancing, or simply want to open a checking account, our knowledgeable team is here to guide you every step of the way. We've invested in both our services and our people boasting a dedicated staff of 153 employees who are eager to assist you. Our leadership team, led by CEO Mark Rosa and Board President Eric Bosch, is passionate about creating an environment where members feel valued and empowered. While you can visit us directly at our branch for all your banking needs, please note that any official correspondence should be sent to the same address. Our mission is clear: to provide exceptional financial services with a personal touch. With total deposits of $27,180,844 and a net worth of $77,048,458, we ensure that your money is safe and sound while growing your financial future. We also offer easy access to your accounts through online banking and mobile applications, making it convenient for you to manage your finances anytime, anywhere. Join us today by visiting our website or calling us at 504-348-2424. Experience firsthand how Jefferson Financial can support your financial journey!

Branch History & Mission

Looking Ahead

As we continue to grow, Jefferson Financial remains focused on enhancing member experiences through digital advancements like online banking and mobile applications. We're excited about what the future holds as we adapt to meet your needs while maintaining ADA compliance. Join us at Jefferson Financial today! Experience firsthand how we can support your financial journey while making a positive impact in our community. For more information or assistance, don't hesitate to contact us at 504-348-2424 or visit our website at jeffersonfinancial.org. Together, let's build a brighter financial future!

Our Journey

The journey of Jefferson Financial began with a simple vision: to provide accessible and affordable financial services to everyone in our community. From our humble beginnings at 7701 Airline Dr, Metairie, LA 70003, we have evolved into a trusted financial partner for families and businesses alike. Our commitment to service is evident in every interaction we have with our members. Throughout the decades, we've embraced change while staying true to our core values. We opened our doors with a handful of dedicated employees and have since grown to a team of over 150 passionate individuals who work diligently to meet the needs of our members. We are proud to offer a wide range of products from personal banking solutions like checking and savings accounts to various loan options for homes and vehicles.

Our Mission

Our mission is clear: at Jefferson Financial, we strive to empower our members through financial education and personalized service. We believe that by providing the right tools and resources, we can help individuals achieve their financial goals. Whether it's through offering competitive rates on loans or guiding members through their first home purchase, we are here every step of the way. In addition to financial services, we are committed to giving back to the community that has supported us for so long. Through partnerships with local organizations and initiatives aimed at improving the quality of life in Metairie, we ensure that we not only serve our members but also uplift those around us. While you can visit us at 7701 Airline Dr for all your banking needs including our convenient drive-thru service official correspondence should be sent to the same address for consistency.

Branch Location & Accessibility

Welcome to Jefferson Financial, your friendly neighborhood credit union located at 7701 Airline Dr in Metairie, Louisiana. Our branch is easy to find and conveniently situated near popular local spots, making it a breeze for members to drop by. Whether you're heading to the nearby shopping centers or enjoying a meal at one of the local restaurants, we're just around the corner! At Jefferson Financial, we take pride in providing accessible banking solutions for everyone. Our branch features ADA-compliant facilities, ensuring that all members can navigate our space comfortably. With ample parking available, you can visit us without any hassle. Our operating hours are designed with your busy schedule in mind. We're open Monday through Friday from 8:00 A.M. to 5:00 P.M., and on Saturdays from 9:00 A.M. to 1:00 P.M., allowing you plenty of time to stop by before or after work, or even during the weekend! Need to make a quick deposit or withdrawal? Our drive-thru service is perfect for those on the go! Plus, we offer an ATM for your convenience, available right outside our branch. For those who may need assistance with shared services, we're proud to offer basic transactions for members of partner credit unions as well. While you can easily visit us at 7701 Airline Dr, official correspondence should be sent to the same address. If you have any questions or would like more information about our services, feel free to give us a call at 504-348-2424. We can't wait to welcome you into our Jefferson Financial family!

Member Eligibility

Joining the Jefferson Financial community is an exciting step toward financial empowerment and support. If you're looking to become a member, you'll find that eligibility is designed to be welcoming and inclusive. Generally, anyone who lives, works, worships, or attends school in the area around our branch at 7701 Airline Dr, Metairie, LA 70003 can join us. Plus, family members of current members are also eligible! This means you can share the benefits of credit union membership with your loved ones. By becoming a member of Jefferson Financial, you'll gain access to a range of services tailored to help you manage your finances effectively and improve your overall financial well-being. The process to open an account is straightforward and user-friendly. You can start by visiting our website for detailed eligibility criteria at this link. When you're ready to become part of our family, simply follow the instructions for account opening found here. If you have any questions or need assistance, don't hesitate to reach out to us at 504-348-2424. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,248,147, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's fast-paced market, having reliable payment options can make all the difference. Our merchant services allow you to process payments easily and efficiently, ensuring that you can focus on what truly matters growing your business. From card processing solutions to online payment gateways, we help streamline transactions so you can serve your customers better. Located conveniently at 7701 Airline Dr Metairie La 70003, we invite you to visit us or call us at (504) 348-2424 for personalized assistance with your business banking needs. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans make it easy for you to get behind the wheel without breaking the bank. We offer flexible terms and competitive rates so that you can drive away with confidence. Plus, if you already own a vehicle, consider refinancing your existing loan with us for potentially lower payments.

Business Banking

For business owners, we offer tailored services like merchant services and business loans designed to help your company thrive. Running a business comes with its own set of challenges, but with our support, you'll find the tools needed for success.

Convenient Access Points

We know convenience matters. That's why we provide access through ATMs and drive-thru services for deposits and withdrawals, making transactions quick and hassle-free. Plus, if you're a member of another partner credit union, our shared branch transactions allow you to conduct basic banking tasks without any extra fees. As part of our commitment to ease of access, you can also utilize basic ATM features like withdrawals and balance checks anytime. With so many services available at Airline Branch, we're confident that you'll find everything you need under one roof. If you're ready to take the next step towards better financial health or have questions about what we offer, don't hesitate to reach out! Give us a call at (504) 348-2424 or visit us today we're here to help!

Credit Cards with Rewards

Why not earn rewards while spending? Our credit cards come with attractive rewards programs that let you earn points for everyday purchases. Whether it's travel perks or cashback offers, there's something for everyone.

Mortgage Loans & Refinancing

Owning a home is a dream for many, and at Jefferson Financial, we help make that dream a reality through our mortgage loans. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. Imagine having the ability to easily manage your funds while enjoying competitive interest rates. With our online and mobile banking, you can check balances, transfer money, and pay bills right from your smartphone or computer, bringing the bank to you at any time.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans offer quick access to cash when you need it most. If debt is weighing you down, consider our debt consolidation options to simplify payments and reduce interest rates making it easier for you to regain control over your finances.

Digital & Online Banking

Key Features for Your Convenience

With our 24/7 online banking services, you can access your accounts whenever it suits you. Want to go paperless? Enjoy the benefits of e-statements with Yes, allowing you to view your statements online without the clutter of physical paperwork. For those quick transactions, our person-to-person transfers make sending money to friends and family a breeze.

Security You Can Trust

Your security is our top priority. We utilize electronic signature authorization Yes to ensure that your transactions are safe and protected. Plus, our user-friendly mobile application Yes allows you to manage your finances right from your smartphone, giving you peace of mind wherever you are.

Stay Connected On-the-Go

While we currently do not offer mobile payments No, our robust online banking features keep you connected. From checking balances to transferring funds, everything can be done quickly and efficiently through our website or app. At Jefferson Financial, we strive to make banking simple so you can focus on what truly matters in your life. Join us today at https://www.jeffersonfinancial.org/ and experience the ease of managing your finances with confidence!

Financial Strength

At Jefferson Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident knowing that your finances are in good hands. With a net worth of $77,048,458, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,075 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $121,173,855 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,612,633, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $59,074,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $7,943 in used auto loans and $478,104,703 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $-6,923,323, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,829,749. Total Share and Deposit Accounts: 105,493, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jefferson Financial is your trusted partner. Visit us at 7701 Airline Dr Metairie La 70003 or call (504) 348-2424 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $109,559,139 in used vehicle loans and $24,399,815 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable pre-owned vehicle, we have options that can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $27,248,147 provide the capital needed to grow and expand. We work closely with local businesses to understand their unique needs and offer tailored solutions that support their growth ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,740,108, make buying or refinancing simple. We believe that owning your own home should be an achievable goal, and our knowledgeable team is ready to guide you through every step of the process.

Refinancing Options

If you're considering refinancing an existing loan, we encourage you to reach out to us for more information about eligibility options that may be available to you. Refinancing can often lead to lower payments or better terms, making it easier for you to manage your finances. At Jefferson Financial, our goal is to empower you with the financial tools necessary for success. If you're ready to explore our loan offerings further or have any questions, please don't hesitate to contact us at (504) 348-2424 or visit us at our branch located at 7701 Airline Dr Metairie La 70003 in Metairie, LA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial aspirations!

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $15,153,493 in loans helping members manage their finances effectively. Our credit cards come with no annual fees and competitive interest rates, providing you with peace of mind as you navigate your financial journey.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent. Each listed loan offer comes from legitimate financial institutions, guaranteeing that users receive verified data and trustworthy comparisons.

Key Benefits of Using LendMesh

LendMesh provides several advantages that build trust among its users: - Verified Data: All loan offers are sourced from reputable financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to deliver unbiased results, allowing users to choose loans based solely on their needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly find the best options available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of this tool. Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*