Jefferson Financial Metairie LA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Jefferson Financial, your trusted partner in financial wellness located at 3900 Veterans Blvd, Metairie, LA 70002. Established in 1966, we have proudly served our community for over five decades, fostering a sense of belonging among our 44,180 members. With a robust asset base of $715,234,964, we are committed to providing exceptional financial services tailored to meet the unique needs of our members. At Jefferson Financial, we understand that your financial goals are as diverse as our community. That's why we offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business loans all designed with you in mind. Our dedicated team, led by CEO Mark Rosa and Board President Eric Bosch, works tirelessly to ensure that you receive the support you need every step of the way. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to the same location: 3900 Veterans Blvd, Metairie, LA 70002. We also take pride in our commitment to transparency and accessibility; with total deposits amounting to $27,180,844 and total loans reaching 25,892, you can trust us to manage your finances responsibly. With a net worth of $77,048,458 and cash in hand totaling $4,889,600, we prioritize your security and financial health. Our friendly staff is available to assist you during lobby hours from Monday through Friday from 9:00 A.M. to 5:00 P.M., ensuring that your banking experience is smooth and efficient. Explore more about what we have to offer by visiting our website at Jefferson Financial. Whether you're looking to open an account or inquire about loan options, we're just a phone call away at 800-259-2471. Join us today and discover how Jefferson Financial can help you achieve your financial dreams!

Branch History & Mission

Community Focus

Community outreach is at the heart of what we do. Through partnerships with local organizations and initiatives aimed at improving financial literacy, Jefferson Financial remains committed to making a positive impact in Metairie and beyond. We invite you to join us as we continue this journey together. While members can visit us at 3900 Veterans Blvd, official correspondence should be sent to the same address. For any inquiries or assistance, feel free to reach us at 800-259-2471 during our operating hours from Monday through Friday, 9:00 A.M - 5:00 P.M.

Join Us Today!

As we celebrate our history and look forward to a bright future, we encourage you to become part of the Jefferson Financial family. Experience firsthand how we can support your financial journey whether it's saving for your dream home or financing your next vehicle. Visit us online at Jefferson Financial to learn more about membership eligibility and start your application today!

Our Journey

From modest beginnings, Jefferson Financial has evolved into a trusted financial institution that values community above all else. Over the decades, we have expanded our services to meet the diverse needs of our members, offering everything from personal banking solutions like checking and savings accounts to auto loans and business banking services. Our commitment to progress is reflected not just in our growth but also in our dedication to adopting new technologies that enhance member experiences.

Our Mission

At Jefferson Financial, our mission is clear: we strive to provide exceptional financial services while nurturing a supportive community environment. We believe that everyone deserves access to quality financial resources that can help them achieve their goals. Whether you are looking for loans, credit cards with rewards, or online banking options, our team is here to guide you every step of the way. We take pride in being accessible and inclusive. Our facilities are ADA compliant, ensuring everyone can benefit from our services without barriers. Additionally, we maintain a strong digital presence with online banking and mobile applications available for those who prefer convenience at their fingertips.

Branch Location & Accessibility

Welcome to Jefferson Financial, your trusted partner in banking located right at 3900 Veterans Blvd, Metairie, LA 70002. Our branch offers a convenient location that is easily accessible for all your financial needs. Whether you're visiting us for personal banking or business services, you'll find our friendly staff ready to assist you. Located near popular landmarks, our branch is just a short drive from the bustling Metairie area, making it simple for you to stop by. We are proud to offer ample parking space and easy access for everyone, including features that comply with ADA standards to ensure that all members can comfortably visit us. While our physical address is 3900 Veterans Blvd, official correspondence should be sent to the same address. Our operating hours are designed with your schedule in mind; we welcome you Monday through Friday from 9:00 A.M. to 5:00 P.M., giving you plenty of time to manage your finances. At Jefferson Financial, we provide a range of services tailored just for you, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. If you're in need of quick cash or just want to check your balance, we have an ATM available on-site for your convenience. Plus, our drive-thru service allows you to handle deposits and withdrawals without leaving your vehicle. We also participate in shared services which means if you're a member of another credit union that partners with us, you can easily conduct basic transactions here too. If you have any questions or would like to learn more about how we can help you achieve your financial goals, please don't hesitate to call us at 800-259-2471. We look forward to welcoming you into our branch!

Member Eligibility

At Jefferson Financial, we believe that becoming a member is like joining a supportive family where your financial well-being comes first. If you're wondering about eligibility, it's quite straightforward! You can become a member if you live, work, worship, or attend school in the areas we serve. This includes not just individuals but also their family members, making it easy for everyone to enjoy the benefits of being part of our community. As a member of Jefferson Financial, you'll gain access to personalized services and competitive rates designed to help you achieve your financial goals. For more details on eligibility, feel free to check out our website at this link. Ready to join? Opening an account is simple! Just visit us at 3900 Veterans Blvd, Metairie, LA 70002, or give us a call at 800-259-2471 for assistance. We're here Monday through Friday from 9:00 A.M. to 5:00 P.M., eager to welcome you into our community! You can also start the process online by visiting this page.

Business Banking & Commercial Services

Financing Your Business Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,248,147, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer practical merchant services that streamline your operations. Imagine easily accepting payments from customers, whether they pay with cash, credit cards, or mobile wallets. Our services are designed to simplify transactions so you can focus on what really matters growing your business. Located conveniently at 3900 Veterans Blvd Metairie La 70002 in Metairie, LA, our team is ready to assist you with personalized service and expert advice. Call us at (800) 259-2471 or visit us during our operating hours from Monday to Friday, 9:00 A.M. to 5:00 P.M., and take the first step towards elevating your business today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options provide flexible terms that can help make your dream ride a reality. We understand that every member's situation is unique, so our experienced team will work with you to find the right loan that fits your budget.

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans that cater specifically to your needs. We know how important it is for businesses to thrive, which is why we provide tools and resources that can help ensure success.

Convenience Services

At Jefferson Financial, convenience is key. Our branch features ATM services for cash withdrawals, along with basic drive-thru banking for quick deposits and withdrawals. Plus, if you're part of a partner credit union, enjoy basic shared branch transactions right here at our location! With easy access to all these services through digital platforms like online banking and mobile apps, managing your finances has never been easier. Our friendly staff is always ready to assist you during lobby hours from Monday through Friday between 9:00 A.M. and 5:00 P.M. If you're ready to explore how Jefferson Financial can support you in reaching your financial goals or have any questions about our services, feel free to contact us at 800-259-2471 or visit us online at jeffersonfinancial.org. Join us today and discover what makes Jefferson Financial the perfect partner in achieving your dreams!

Credit Cards with Rewards

Take advantage of our credit cards with rewards that give back every time you spend. Whether it's cashback on groceries or points for travel, these cards are designed to enhance your purchasing power while offering great benefits.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, we offer competitive rates and personalized support throughout the process. Picture yourself hosting gatherings in your new living room all made possible with our tailored mortgage solutions.

Personal Banking

Our personal banking services include checking and savings accounts designed to fit your lifestyle. With competitive interest rates and easy access through online and mobile banking, managing your finances has never been simpler. Imagine depositing a check from the comfort of your couch or checking your balance on-the-go with just a few taps on your phone!

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the financial relief you need. We help simplify your payments with options that suit various budgets, allowing you to focus on what truly matters your peace of mind.

Digital & Online Banking

Key Features

We offer e-statements, allowing you to view your account statements online instead of waiting for them in the mail. This not only helps the environment but also gives you immediate access to your financial records whenever you need them. Additionally, if you're on the move, our mobile application provides all the features of online banking right in your pocket. You can make deposits, pay bills, and even send money to friends with our convenient person-to-person transfers. For those who prefer signing documents digitally, we provide electronic signature authorization, which streamlines the process of completing transactions securely from the comfort of your home. While currently we don't offer mobile payments, rest assured that we're continually exploring ways to enhance our services for our members. In summary, Jefferson Financial is committed to providing accessible and efficient digital banking solutions that fit seamlessly into your lifestyle. Take control of your finances today with our secure online platform!

Financial Strength

Committed Team

We pride ourselves on having 144 full-time employees and 9 part-time employees who are always ready to assist you with knowledgeable service. Each member of our team is committed to making your experience as smooth as possible.

Growing Membership Base

With a strong membership base of 44,180 members and a total of 105,493 share accounts, we continue to grow together. This trust from our community fuels our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jefferson Financial is your trusted partner. Visit us at 3900 Veterans Blvd Metairie La 70002 or call 800-259-2471 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our capacity to lend supports your financial aspirations across various sectors. We currently have $7,943 in used auto loans and a total of $478,104,703 in loans and leases, demonstrating our readiness to assist you in achieving your dreams whether it's buying a new car or financing other essential needs.

Member Savings

Your savings are secure with us. Members' savings are backed by $121,173,855 in share certificates, offering stable and rewarding financial growth opportunities. Additionally, we prioritize our members over external interests; with non-member deposits totaling $40,612,633, we focus our resources on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of -$6,923,323, reflecting our ongoing efforts to provide competitive loan rates while managing expenses effectively. Despite this temporary setback, we're dedicated to returning to profitability through strategic planning and community support.

Our Financial Health

With a net worth of $77,048,458, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth translates into real benefits for you our valued members. Furthermore, our net worth ratio of 10.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Services

With $59,074,745 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment allows us to enhance our offerings continually while keeping your financial goals at the forefront.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $109,559,139 in used vehicle loans and $24,399,815 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you have the support you need no matter your choice.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $15,153,493 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make everyday purchases easier, our credit cards are designed to meet your needs.

Credit Lines and Business Loans

For those seeking additional flexibility, our total credit lines amount to $241,399,508, providing access to funds when you need them most. Additionally, our outstanding commercial loans totaling $27,248,147 provide the capital needed for business owners to grow and expand. If you're interested in any of these loan products or would like more information about refinancing options or eligibility requirements, please visit our website at Jefferson Financial or check out our eligibility page here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Jefferson Financial, we aim to make your borrowing experience straightforward and beneficial. Let us help you take the next step toward reaching your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,740,108, make buying or refinancing simple. We are here to guide you through the process every step of the way.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers, allowing them to compare loans confidently.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users access up-to-date loan rates from multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the practical benefits of using LendMesh for your loan needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*