Jefferson Financial Marrero LA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Jefferson Financial at our Lapalco Branch, located at 5036 Lapalco Blvd, Marrero, LA 70072. Since our establishment in 1966, we have proudly served our community and built a family of over 44,180 members. Our commitment to providing reliable financial solutions is reflected in our total assets of $715,234,964 and total deposits of $27,180,844. At Jefferson Financial, we understand that trust is the foundation of any lasting relationship. That's why we focus on offering personalized banking services that cater to your unique needs. Whether you're looking for auto loans, mortgage options, or business financing, our experienced team is here to guide you every step of the way. With a dedicated staff of 153 employees, we strive to create an environment where you feel valued and supported. Our leadership team is led by CEO Mark Rosa and Board President Eric Bosch, who are passionate about fostering growth within our community while ensuring that our members receive the highest level of service. We're not just a credit union; we're your financial partner committed to helping you achieve your dreams. While members can visit us at 5036 Lapalco Blvd, official correspondence should be sent to the same address. You can reach us by phone at 504-348-7197 during our operating hours from Monday to Friday between 8:30 A.M. and 4:30 P.M. Explore all that Jefferson Financial has to offer by visiting our website at jeffersonfinancial.org or stop by today! We look forward to serving you!

Branch History & Mission

Looking Ahead

As we continue to grow and adapt in an ever-changing financial landscape, we remain focused on serving you better. With features like ATM availability and drive-thru banking options that enhance convenience for our members, we are dedicated to providing exceptional service every step of the way. Join us at Jefferson Financial and experience firsthand what it means to be part of a community-focused credit union. Together, let's build a brighter financial future for you and your family! For more information or to become a member today, please visit our website or call us at (504) 348-7197. We're excited to welcome you into the Jefferson Financial family!

Our Journey

Since opening our doors at 5036 Lapalco Blvd, Marrero, LA 70072, we've witnessed significant milestones that reflect our dedication to providing exceptional service. Our branch's evolution has been driven by the needs of our members and the community. From introducing new services like online banking and mobile applications to expanding our reach through shared service centers, we strive to stay ahead while maintaining a personal touch. Our location is easily accessible for local residents and businesses alike. Situated near notable landmarks, we aim to be a convenient resource for all your financial needs. While members can visit us at this address for their banking needs, official correspondence should be sent to the same address: 5036 Lapalco Blvd, Marrero, LA 70072.

Our Mission

At Jefferson Financial, our mission is simple yet profound: We are here to improve the financial well-being of our members and contribute positively to our community. We offer a range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. But it's not just about transactions; it's about building relationships. We believe in supporting local initiatives and partnerships that uplift our community. Our outreach programs reflect this commitment as we strive to make a meaningful impact in the lives of those around us.

Branch Location & Accessibility

Connect With Us

Have questions? Feel free to give us a call at 504-348-7197 we're happy to help! We invite you to come by our Lapalco Branch soon and discover how Jefferson Financial can support your financial journey. Your local credit union is here for you every step of the way!

Convenient Access and Features

At our Lapalco Branch, accessibility is key. We offer ample parking right outside the entrance, ensuring that your visit starts off smoothly. The branch is fully ADA compliant, featuring ramps and accessible entrances to accommodate all members of our community. If you need quick access to cash or basic banking services, our ATM is available for your convenience.

Operating Hours and Services

We understand that life can get busy, so we're open Monday through Friday from 8:30 A.M. to 4:30 P.M., allowing you plenty of time to drop in after work or during lunch breaks. Our team is ready to assist you with a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. For those who prefer a quicker visit, our drive-thru service makes it easy to handle deposits and withdrawals without leaving your car. Plus, if you're a member of another participating credit union, take advantage of our shared services for even more flexibility! While members can visit us at 5036 Lapalco Blvd, official correspondence should be sent to the same address as we do not have a separate mailing address.

Member Eligibility

At Jefferson Financial, we believe that everyone deserves access to financial resources and a supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area around 5036 Lapalco Blvd Marrero La 70072, you're likely eligible to join us. We also extend membership to family members of existing members, so you can share the benefits with your loved ones. Joining us means more than just having a bank account; it's about becoming part of a community focused on helping you achieve your financial goals. If you're ready to get started, opening an account is easy! You can find all the details and take the first step towards membership by visiting our eligibility page at https://www.jeffersonfinancial.org/membership . If you have any questions or need assistance, feel free to give us a call at (504) 348-7197. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,248,147, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Additionally, our merchant services are designed to simplify payment processing. Imagine being able to accept payments effortlessly from your customers while keeping track of transactions in real time. This means fewer headaches and more focus on what really matters growing your business. Located conveniently at 5036 Lapalco Blvd Marrero La 70072 in Marrero, LA, we invite you to visit us or call (504) 348-7197 to learn more about how our business banking and commercial services can benefit you. Let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans that can help your enterprise grow and thrive in today's competitive market.

Credit Cards & Rewards

Looking for a credit card? Our credit cards with rewards not only give you purchasing power but also earn you points on every purchase, turning your everyday spending into exciting rewards.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms. You can manage your accounts anytime, anywhere whether you're making deposits, checking balances, or transferring money between accounts. Plus, with our ATM services, withdrawing cash is simple and accessible.

Drive-Thru & Shared Branch Transactions

For those who prefer face-to-face interactions, we have basic drive-thru banking available for quick transactions like deposits and withdrawals. Additionally, our shared branch transactions allow members from partner credit unions to access their funds easily. At Jefferson Financial, we're committed to ensuring that your banking experience is smooth and hassle-free. If you have any questions or need assistance with any of our services, don't hesitate to reach out at (504) 348-7197. We invite you to visit us at our branch or check out more about us online at Lapalco Branch. Your financial journey starts here let's take the next step together!

Personal Banking Solutions

For individuals, we offer checking and savings accounts that cater to everyday banking needs, whether you're saving for a vacation or managing day-to-day expenses. Our auto loans and vehicle financing options make it easy for you to get behind the wheel of your dream car, while our competitive mortgage loans and refinancing solutions help you secure the home you've always wanted. If you're looking to consolidate debt or need a little extra cash, our personal loans are tailored to meet your needs without overwhelming interest rates.

Digital & Online Banking

Key Services Available

With just a few clicks, you can visit us at https://www.jeffersonfinancial.org/ to explore all the features we offer. Our online banking service includes everything from checking your account balances to making transfers it's all right at your fingertips! You can send money easily with our person-to-person transfer feature, making it simple to split bills with friends or send gifts to family. Our mobile application is also available, giving you the power to bank on-the-go. You can view statements electronically, which not only keeps your information organized but also helps you reduce paper waste. Plus, with electronic signature authorization, signing important documents has never been easier or more secure.

Security and Ease of Use

We prioritize your security while providing user-friendly features that enhance your banking experience. Your information is protected with advanced security measures so you can feel confident when accessing your accounts online. You can also set up e-statements to stay updated on your finances without the clutter of paper statements. In this fast-paced world, having access to mobile payments might be essential for some; while we currently do not offer this feature, our commitment to improving member services remains strong. Our focus is always on providing you with accessible, efficient tools for real-time account management. Join us at Jefferson Financial and discover how our digital banking solutions make managing your finances straightforward and secure!

Financial Strength

Commitment to Growth

With $59,074,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $7,943 in used auto loans and $478,104,703 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $121,173,855 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,612,633, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-6,923,323 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $77,048,458, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,075 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Community

Total Share and Deposit Accounts: 105,493, show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $1,829,749, further demonstrating our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jefferson Financial is your trusted partner. Visit us at 5036 Lapalco Blvd Marrero La 70072 or call (504) 348-7197 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $109,559,139 in used vehicle loans and $24,399,815 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles so you can choose what suits you best. If you're considering refinancing your current auto loan for better rates or terms, we can help with that too!

Business Loans

For business owners, our outstanding commercial loans totaling $27,248,147 provide the capital needed to grow and expand your business. We understand that each business is unique and are committed to finding the right financing solution for you. If you're interested in learning more about our loan products or eligibility requirements, please visit us online at Jefferson Financial or contact us directly at (504) 348-7197. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Jefferson Financial, we're dedicated to supporting our members' financial journeys with personalized service and comprehensive lending solutions!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $22,740,108, we're here to guide you through every step of the process. Whether it's your first home or an investment property, we have solutions tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $15,153,493 in loans helping members manage their finances effectively. This product allows you to handle everyday expenses while building your credit history without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh takes pride in offering accurate loan comparisons. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users receive fair and transparent offers that reflect current market conditions.

JEFFERSON FINANCIAL FEDERAL CREDIT UNION - Marrero, LA