Jefferson Financial Mandeville LA Credit Union | Best Auto Loans & Online Banking

Introduction

Welcome to Jefferson Financial, your trusted financial partner located at 4650 Highway 22, Mandeville, LA 70471. Established in 1966, we have proudly served our community for over five decades, growing to a membership of 44,180 individuals who trust us with their financial needs. With total assets reaching an impressive $715,234,964, we are committed to providing you with exceptional services tailored to help you achieve your financial goals. At Jefferson Financial, we believe in the power of community. Our team of 153 dedicated employees, led by our CEO Mark Rosa and Board President Eric Bosch, works tirelessly to support our members through various offerings, including personal banking solutions, auto loans, mortgages, and business banking services. We are proud to manage a total loan portfolio of 25,892 loans while holding total deposits of $27,180,844. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 4650 Hwy 22, Mandeville, LA 70471. Our friendly staff is here to assist you from 9:00 AM to 5:00 PM Monday through Friday. Whether you're looking for a reliable place to save or seeking financing options that suit your lifestyle, Jefferson Financial is here for you. Explore our website at jeffersonfinancial.org or give us a call at 800-259-2471 to learn more about how we can support your financial journey. Join us today and experience the difference of being a part of a credit union that truly cares!

Branch History & Mission

Community Engagement

Community support is at the heart of what we do. We actively participate in various outreach initiatives aimed at enriching the lives of those around us. Through partnerships with local organizations and participation in community events, we strive to give back to Mandeville and create lasting positive impacts. As part of our commitment to enhancing convenience for our members, we offer drive-thru banking services along with ATM availability for quick cash withdrawals and balance checks. Additionally, our shared service center allows us to extend support through partner credit unions making banking easier for everyone.

Join Us

As we look ahead to the future, Jefferson Financial remains steadfast in its mission to serve you better every day. We invite you to become part of our family where your financial well-being is our top priority. Visit us today or call us at 800-259-2471 to learn more about how we can help you on your financial journey. Experience firsthand the benefits of being a member at Jefferson Financial!

Our Mission

At Jefferson Financial, our mission is clear: to provide exceptional financial services while actively supporting our community. We understand that banking is more than just transactions; it's about building relationships and making a difference in people's lives. Our focus extends beyond personal banking; we offer auto loans, mortgages, credit cards with rewards, business banking solutions, and more. Every service we provide is designed to empower our members and help them achieve their financial goals. We take pride in being a member-centric organization that values inclusivity and accessibility. With ADA-compliant facilities and user-friendly digital banking options like online banking and mobile applications, we ensure that all members can access our services comfortably and conveniently.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Situated just off Highway 22, our branch is easy to find and close to local landmarks, including the vibrant shops and parks that Mandeville has to offer. We've made sure that parking is readily available for all visitors, allowing you to pop in without hassle. For those who may need assistance, our branch is ADA compliant, featuring ramps and accessible entry points to ensure everyone feels welcome.

Operating Hours and Services

Our lobby hours are designed to fit your busy schedule join us Monday through Friday from 9:00 AM to 5:00 PM. While we're closed on Saturdays, you can still make use of our ATM services anytime you need cash. Plus, if you prefer drive-thru banking for quick transactions like deposits and withdrawals, we have that covered as well! At Jefferson Financial, we offer a variety of services tailored to meet your needs. From personal banking solutions like checking and savings accounts to auto loans, mortgages, and even business banking options our team is here to help guide you every step of the way.

Stay Connected

While members can visit us at 4650 Highway 22 for all their banking needs, official correspondence should be sent to the same address. If you have any questions or want more information about our services, feel free to give us a call at 800-259-2471. We invite you to stop by Jefferson Financial today! Let's work together towards your financial success.

Member Eligibility

At Jefferson Financial, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We also invite family members of existing members to come aboard. Being part of our credit union means you can enjoy personalized services and great rates on loans and savings accounts tailored just for you. For more details about eligibility requirements, feel free to check out this resource: https://www.jeffersonfinancial.org/membership . Joining is easy! You can start the process online by visiting our account opening page at https://my.jeffersonfinancial.org/registration or give us a call at (800) 259-2471 if you have any questions. We're here to help you every step of the way as you take this exciting step towards better financial health at our branch located at 4650 Highway 22 Mandeville La 70471.

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,248,147, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine this: You've just opened your doors for the day, and customers are coming in. With our merchant services, you can accept payments quickly and easily, ensuring that you never miss a sale. Whether it's credit cards or digital payments, we provide the tools necessary for your business to succeed. Located at 4650 Highway 22 Mandeville La 70471 in Mandeville, LA, we invite you to visit us or call (800) 259-2471 to learn more about how our business banking and commercial services can help your business reach new heights.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer robust business banking solutions, including merchant services and business loans. We understand the importance of having reliable banking support as you grow your business.

Convenient Access Points

At Jefferson Financial, convenience is key. Our branch provides multiple access points such as ATM services for cash withdrawals and basic drive-thru banking for quick deposits or simple transactions. We also participate in shared branching, meaning members from partner credit unions can conduct deposits and withdrawals at our location without hassle.

Engage with Us Today!

With all these offerings at your fingertips, managing your finances has never been easier. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 800-259-2471 during our lobby hours from Monday to Friday between 9:00 AM - 5:00 PM. Explore more about how we can serve you by visiting our website at Jefferson Financial. Join us today and experience the difference in personalized financial service!

Loans and Credit Options

For those unexpected expenses or projects, our personal loans and debt consolidation services can help ease financial stress. You can apply for these loans quickly online, allowing you to focus on what matters most without worrying about finances. If you're looking to earn rewards while spending, consider our credit cards with rewards. They are perfect for everyday purchases and come with benefits that add value every time you swipe.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed to help you save and manage your money effectively. Imagine having a checking account that not only makes transactions easier but also offers competitive interest rates on your savings. With us, you can easily access your funds through our online and mobile banking features, making it simple to check balances and transfer money from anywhere. When it comes to financing your dreams, our auto loans and vehicle financing options are tailored just for you. Whether you're purchasing a new car or refinancing an existing loan, we provide flexible terms that fit your budget. Need a home? Our mortgage loans and refinancing services can assist you in making that big purchase more manageable.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. Whether you're using a computer or our mobile application, managing your accounts has never been easier. You can also enjoy the benefits of electronic statements, which are not only eco-friendly but also keep your financial information organized and easily accessible. Need to sign documents? No problem! With our electronic signature authorization feature, you can complete transactions without the hassle of printing or scanning. This adds an extra layer of convenience while ensuring that your information remains secure.

Real-Time Management

For those who like to stay connected with friends and family, our person-to-person transfer feature lets you send money quickly and easily. Say goodbye to complicated checks or cash exchanges just a few taps on your screen will do the trick! Although we currently don't offer mobile payments, our dedicated team is always looking for ways to enhance your banking experience. You can rest assured knowing that our services are designed with your safety in mind, giving you peace of mind while you bank digitally. In summary, with the robust online banking options at Jefferson Financial, managing your finances has never been simpler or more secure. Log in today at https://www.jeffersonfinancial.org/ and discover how easy it is to stay on top of your financial life!

Financial Strength

A Growing Community

With 105,493 total share accounts, we show a strong and growing member base that trusts us with their finances. Additionally, our net shares available for lending stand at $1,829,749, providing even more opportunities for investment back into our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jefferson Financial is your trusted partner. Visit us at 4650 Highway 22 Mandeville La 70471 or call (800) 259-2471 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $59,074,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; we have $7,943 in used auto loans and a total of $478,104,703 across all loans and leases available to support your financial goals.

Member-Centric Savings

Your savings are secure with us. We have $121,173,855 in share certificates, which provide stable and rewarding financial growth opportunities. Furthermore, while we prioritize our members, we also have $40,612,633 in non-member deposits. This enables us to focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-6,923,323, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 144 full-time employees and 9 part-time employees who are always ready to assist you with their knowledge and dedication.

Solid Financial Foundation

With a net worth of $77,048,458, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,075 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $109,559,139 in used vehicle loans and $24,399,815 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, we can assist you with competitive rates and terms that suit your budget.

Business Financing

For business owners looking to expand or improve operations, we provide outstanding commercial loans totaling $27,248,147. These loans can give your business the capital it needs for growth and success. If you're considering refinancing options or want to learn more about eligibility requirements for any of our products, feel free to explore our resources or reach out directly. We are committed to helping you find the best financial solutions tailored specifically for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit us today at Jefferson Financial to discover how our loan offerings can support your journey toward financial wellness!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and straightforward. We offer Junior Lien 1-4 Family Residential Properties loans totaling $22,740,108, giving you access to financing that can help you secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $15,153,493 in unsecured credit card loans already helping members manage their finances effectively, our credit cards come with rewards and benefits tailored to fit your lifestyle.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that users receive fair and transparent offers without hidden terms or fees.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring that users are presented with accurate and trustworthy options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results to help users find the best loan for their needs. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, allowing users to compare options easily and effectively. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This highlights the effectiveness of the tool in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

JEFFERSON FINANCIAL FEDERAL CREDIT UNION - Mandeville, LA