Jefferson Financial Mandeville LA Credit Union | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Jefferson Financial, your trusted partner in banking since 1966. Located at 4005 Highway 59, Mandeville, LA 70471, our branch stands as a pillar of support for the community, dedicated to helping you achieve your financial goals. With a proud membership of over 44,180 individuals and total assets exceeding $715 million, we are committed to providing personalized services that cater to your unique needs. At Jefferson Financial, we understand that each member is different. That's why we offer a range of products including checking and savings accounts, auto loans, mortgages, and business banking solutions tailored just for you. Our dedicated team of 153 employees, led by CEO Mark Rosa and Board President Eric Bosch, works tirelessly to ensure that every interaction is meaningful and beneficial. While members can visit us at our convenient branch location, official correspondence should be sent to the same address: 4005 Hwy 59, Mandeville, LA 70471. Our friendly staff is available Monday through Friday from 8 AM to 5 PM to assist you with any inquiries. With a strong focus on community impact, we prioritize building lasting relationships with our members. As you navigate your financial journey, remember that we're here to support you every step of the way. Whether you're looking for assistance with loans totaling over 25,892 or seeking advice on saving strategies, our team is ready to help. We invite you to explore our services further on our website here. If you have questions or need personalized assistance, don't hesitate to call us at 800-259-2471. Let's work together towards a brighter financial future!

Branch History & Mission

Welcome to the Jefferson Financial branch in Mandeville, LA! Since our doors opened in 1966, we have proudly served our community with a commitment to providing exceptional financial services and fostering personal connections. Our journey began with a handful of dedicated members who believed in the power of community banking. Over the years, we have grown into a trusted institution, now boasting a total membership of over 44,000 individuals. Located at 4005 Highway 59, Mandeville, LA 70471, our branch is easily accessible for all residents. Nearby landmarks include the beautiful Fontainebleau State Park and local shopping areas that make us an integral part of the community. While members can visit us at this address for all their banking needs, official correspondence should be sent to our mailing address at 4005 Hwy 59, Mandeville, LA 70471. At Jefferson Financial, our mission is clear: we strive to empower our members by offering a range of financial products designed to enhance their lives. From checking and savings accounts to auto loans and credit cards with rewards, we are here to support your financial goals. We believe in giving back to our community and actively participate in outreach efforts that benefit local organizations and initiatives. Our branch has witnessed significant milestones over the decades. With total assets currently standing at an impressive $715,234,964, we continue to ensure that our members' funds are managed wisely and safely. As we adapt to the ever-changing financial landscape, we've embraced digital advancements like online banking and mobile applications while maintaining ADA compliance for all customers. The heart of Jefferson Financial lies in its people both our dedicated staff and our valued members. Under the leadership of CEO Mark Rosa and Board President Eric Bosch, we focus on delivering personalized service tailored to each member's unique needs. Our operating hours are convenient too; we're open Monday through Friday from 8 AM to 5 PM for lobby services. Although we do not offer drive-thru banking at this location, members can utilize our ATM services for quick transactions anytime. We also prioritize member satisfaction by ensuring that all interactions are friendly and professional. Join us today and experience what makes Jefferson Financial special! Whether you're looking for straightforward banking options or seeking guidance on complex financial decisions, we're here for you every step of the way. Visit us or call us at 800-259-2471 we're excited to help you achieve your financial dreams!

Branch Location & Accessibility

Accessibility and Amenities

At Jefferson Financial, we prioritize accessibility for all members. Our branch is equipped with ADA-compliant features, including ramps for easy entry. Plus, ample parking is available right outside our doors, ensuring you can visit us without any hassle. While you're here, take advantage of our ATM services, which are available on-site for quick cash withdrawals and balance checks. Although we don't have a drive-thru service at this location, our friendly staff is always ready to assist you inside.

Nearby Landmarks

You'll find our branch conveniently located near popular spots like the Mandeville Lakefront and local restaurants. This makes it easy to drop by while enjoying a day out or running errands in the area. We invite you to stop by Jefferson Financial at Highway 59 today! Our team looks forward to helping you with personal banking needs like checking and savings accounts, auto loans, mortgages, and more. Come see how we can help enhance your financial journey!

Operating Hours and Contact Information

Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 8 AM to 5 PM. If you need assistance outside these hours or have any questions, feel free to give us a call at 800-259-2471. For official correspondence, please send mail to our mailing address: 4005 Hwy 59, Mandeville, LA 70471.

Member Eligibility

At Jefferson Financial, we believe that becoming a member is like joining a close-knit community where your financial well-being is our top priority. If you're looking to take part in this supportive environment, it's easy to see if you qualify! Generally, anyone who lives, works, worships, or attends school in the areas we serve can join us. We welcome individuals from all walks of life and pride ourselves on being accessible and inclusive. For a more detailed look at the specific eligibility requirements, feel free to check out our resource at https://www.jeffersonfinancial.org/membership. Getting started with your membership is just as straightforward! You can open an account online in just a few minutes through our convenient portal at https://my.jeffersonfinancial.org/registration. If you have any questions or need assistance, don't hesitate to reach out to us at (800) 259-2471. Join us today at 4005 Highway 59 Mandeville La 70471, and experience the benefits of being part of the Jefferson Financial family!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,248,147, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services that make transactions simple and efficient. Picture this: a busy day at your store where customers can pay easily using various methods. Our merchant services enhance your customer experience and streamline operations, allowing you to focus on what you do best running your business. Located at 4005 Highway 59 Mandeville La 70471 in Mandeville, LA, we're here to partner with you on your path to success. For more information, call us at (800) 259-2471 or visit our website at https://www.jeffersonfinancial.org/. Let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking Services

For small business owners, we understand the unique challenges you face. Our Business Banking services include essential tools like merchant services and business loans, which can help streamline operations and support growth. We are here to partner with you every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features so you can manage your accounts anytime, anywhere. With easy access to view balances, transfer funds, and pay bills online, banking has never been simpler. If you're on the go, our ATM & Cash Withdrawal Services ensure that you have cash available when you need it most.

Get Started Today

No matter what financial service you're looking for, Jefferson Financial is committed to helping you navigate your financial journey with ease and confidence. Our friendly staff is ready to assist you with any questions or needs that arise. To learn more about how we can serve you better or to open an account today, give us a call at (800) 259-2471 or visit us at our branch location in Mandeville. Let us be your trusted partner in achieving financial success!

Personal Banking Solutions

Our personal banking options are designed with you in mind. You can open both checking and savings accounts that cater to your everyday financial needs. For those looking to get behind the wheel of a new vehicle, our Auto Loans & Vehicle Financing make it easy to finance your dream car. If homeownership is on your agenda, consider our Mortgage Loans & Refinancing services, which can help you secure the best rates available. Life can throw unexpected challenges your way, and that's where our Personal Loans & Debt Consolidation come into play. These loans can provide the financial relief you need when facing unplanned expenses or when you want to consolidate existing debt into manageable payments. Plus, our Credit Cards with Rewards offer benefits that can enhance your purchasing power while giving back to you through rewards.

Digital & Online Banking

Key Features

With our online banking platform, available at https://www.jeffersonfinancial.org/, you can access your accounts 24/7 from any device. This means you can check balances, transfer funds, and pay bills whenever it suits you. Plus, with e-statements, you'll receive your account statements electronically, making it easier to stay organized and reducing paper clutter. Need to make a quick transfer to a friend? Our person-to-person transfers feature lets you send money instantly no cash or checks required! If you're busy but need to sign documents, our electronic signature authorization makes it simple to approve transactions without needing to visit a branch.

Mobile Banking Convenience

For those who prefer using their smartphones, our mobile application is available for easy access to all these features right at your fingertips. While we currently don't offer mobile payments, our app keeps you connected to your accounts and allows for real-time management wherever you are. With all these tools at your disposal, managing your finances with Jefferson Financial becomes not just easy but also secure. We prioritize your safety by employing advanced security measures to protect your personal information while ensuring a user-friendly experience. In today's fast-paced world, having control over your finances anytime and anywhere is crucial. Explore the convenience of digital banking with us today!

Financial Strength

Growing Membership Base

Total share accounts stand at 105,493, showing a strong and growing member base that trusts us with their finances. This growth reflects our commitment to serving the community effectively while maintaining the highest standards of security. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jefferson Financial is your trusted partner. Visit us at 4005 Highway 59 Mandeville La 70471 or call 800-259-2471 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $121,173,855 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,612,633, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our performance. Despite facing challenges with a net income of -$6,923,323, we remain committed to providing competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvestment for Better Services

With $59,074,745 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust: with $7,943 in used auto loans and a total of $478,104,703 in loans and leases, we support your financial goals across various sectors.

Strong Financial Health

With a net worth of $77,048,458, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $109,559,139 in used vehicle loans and $24,399,815 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make financing straightforward and accessible.

Business Loans

For business owners, our outstanding commercial loans totaling $27,248,147 provide the capital needed to grow and expand your operations. We understand that running a business comes with its own set of challenges and we're here to help lighten that load. If you're interested in refinancing options or would like to know more about eligibility requirements for any of our loan products, feel free to reach out. You can contact us at 800-259-2471 or visit us at our branch located at 4005 Highway 59 Mandeville LA 70471. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Jefferson Financial, we prioritize your financial well-being and aim to assist you every step of the way!

Credit Lines

For those who want more flexibility in their borrowing options, our total credit lines amount to $241,399,508. This allows you to access funds as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,740,108, make buying or refinancing simple. We provide various mortgage solutions tailored to fit different needs, ensuring you have the support necessary throughout your home-buying journey.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $15,153,493 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases or unexpected expenses without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing accurate and reliable information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach allows users to make choices based solely on their needs without outside influence. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. This feature is essential in a market where rates can change frequently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping borrowers save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that all loan offers are grounded in accurate and up-to-date information, ensuring fair and transparent offers for consumers.