Jefferson Financial Livingston LA Credit Union | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Jefferson Financial, your trusted financial partner right here in Livingston, Louisiana! Established in 1966, we have been dedicated to serving our community for over 50 years. Located at 29631 S Frost Rd, we pride ourselves on providing a range of personalized banking services tailored to meet the needs of our 44,180 members. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, our experienced team is here to help you achieve your financial goals. At Jefferson Financial, we understand that trust is built through transparency and reliability. With total assets of $715,234,964 and total deposits reaching $27,180,844, our financial strength ensures that your hard-earned money is safe and secure. Our commitment to our members goes beyond numbers; it's about creating lasting relationships within the community. Led by our CEO, Mark Rosa, and Board President, Eric Bosch, our team of 153 dedicated employees works tirelessly to provide exceptional service and innovative solutions. We are proud to offer services like online banking and mobile applications for your convenience. And if you ever have questions or need assistance, don't hesitate to reach out to us at 225-665-3436! While members can visit us at 29631 S Frost Rd, official correspondence should be sent to the same address. We invite you to explore all that Jefferson Financial has to offer by visiting our website at jeffersonfinancial.org. Join us today and experience the difference of being a part of Jefferson Financial where your financial success is our priority!

Branch History & Mission

A Legacy of Growth and Service

From our humble beginnings more than five decades ago, Jefferson Financial has evolved significantly. Originally established to provide accessible banking services to local residents, we have expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgage financing, and business loans. Our branch address is conveniently located at 29631 S Frost Rd, Livingston, LA 70754 easily accessible for all your banking needs. Over the years, we've embraced advancements in technology while ensuring compliance with ADA standards to serve all members effectively. Our dedication to customer service is evident through our range of digital services including online banking and mobile applications. We also offer drive-thru banking and ATM access for added convenience.

Join Us Today!

As we continue on this journey together with our members and community partners, we invite you to become part of the Jefferson Financial family. Experience firsthand how we blend financial services with genuine care for your well-being. Call us today at 225-665-3436 or visit our website for more information on how you can join us in making a positive impact in Livingston. Together, let's build a brighter future!

Our Mission: Empowering Community Connections

At Jefferson Financial, our mission is simple yet powerful: we aim to empower individuals and families by providing exceptional financial services while giving back to our community. We believe that when our members thrive, so does the entire Livingston area. This belief drives us to engage in various outreach initiatives that support local schools, nonprofits, and community events. While members can visit us at 29631 S Frost Rd for their everyday banking needs, any official correspondence should be sent to the same address. Whether you need assistance with a loan or want to learn about our shared service center options, we are here for you.

Branch Location & Accessibility

Call Us Anytime!

If you have questions or need assistance before your visit, don't hesitate to give us a call at 225-665-3436. Our friendly team at Jefferson Financial is ready to assist you with all your banking needs. Come visit us today we can't wait to serve you!

Nearby Landmarks and Accessibility

Our Livingston branch is situated near local landmarks that make it easy to find. Whether you're coming from downtown or the surrounding neighborhoods, accessing our location is a breeze. We also prioritize accessibility; our facility is ADA compliant and features ramps for easy entry.

Operating Hours

We understand that everyone has busy schedules. That's why we offer flexible operating hours! Our lobby is open Monday through Friday from 9 AM to 6 PM and on Thursday until 5 PM. On Saturdays, we're available from 9 AM to 1 PM. This makes it easy for you to stop by at a time that works best for you.

Parking and Services

Parking is ample and easily accessible right outside the branch, so you can visit us without any hassle. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. Plus, you can take advantage of our drive-thru service for quick transactions such as deposits and withdrawals.

Member Eligibility

Becoming a member of Jefferson Financial feels like joining a close-knit family that truly cares about your financial well-being. If you're wondering whether you can join us, let me share the great news: membership is open to anyone who lives, works, or worships in the Livingston area! Whether you're just starting out on your financial journey or looking for a supportive place to grow, we have something for everyone. As a member of Jefferson Financial, you'll enjoy benefits such as competitive loan rates and personalized service tailored to your needs. Ready to take the next step? Opening an account with us is easy and straightforward. You can find all the information you need by visiting our eligibility page at https://www.jeffersonfinancial.org/membership . For those who prefer a more personal touch, don't hesitate to reach out at (225) 665-3436 we're here to help! Your journey with Jefferson Financial starts today at our branch located at 29631 S Frost Rd Livingston La 70754.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,248,147, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that make transactions easy and efficient. Imagine having a reliable payment processing system that allows you to focus on what truly matters growing your business. Our services enable you to accept payments seamlessly, manage cash flow effectively, and enhance customer satisfaction. Located at 29631 S Frost Rd Livingston La 70754, Livingston, LA, we're here to partner with you on your journey toward success. Contact us today at (225) 665-3436 to learn more about how our business banking and commercial services can empower your enterprise!

Comprehensive List Of Services

Business Banking Options

If you're a business owner, we have tailored solutions just for you as well! Our business banking services include merchant services and business loans that can help your company thrive. We believe in supporting local businesses and making their banking experience as smooth as possible.

Convenient Access

We know convenience is key in today's fast-paced world. That's why we offer ATM services for quick cash withdrawals and basic transactions right at your fingertips. Plus, our drive-thru service allows for simple deposits and withdrawals without leaving your car a perfect solution for busy days. Additionally, if you're a member of partner credit unions, you can utilize shared branch transactions here at Jefferson Financial. This means you can deposit or withdraw funds easily without needing to visit your main credit union branch.

Credit Cards & Rewards

Don't forget about our credit cards! With rewards programs in place, you can earn points on every purchase you make. It's like getting paid back for spending on things you already need.

Personal Banking Solutions

Starting with personal banking, we offer a variety of checking and savings accounts tailored to fit different lifestyles. Imagine having easy access to your funds through our online and mobile banking options, allowing you to manage your finances anytime, anywhere. If you're planning a big purchase or need extra cash for an unexpected expense, our auto loans and vehicle financing solutions can help you hit the road without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with competitive rates and flexible terms. We understand that life can be unpredictable, which is why we also provide personal loans for debt consolidation or other financial needs giving you peace of mind when it matters most.

Stay Connected Digitally

In this digital age, managing your finances should be straightforward. Our robust online and mobile banking platforms allow for easy navigation through all these services. You can check balances, transfer funds between accounts, or even send money to friends using person-to-person payment features all from the comfort of your home. If you'd like more information on how Jefferson Financial can serve your needs better, don't hesitate to reach out! Call us at 225-665-3436 during our operating hours (M-F 9-6; T-TH 9-5; S 9-1) or visit us online at jeffersonfinancial.org. We're excited to assist you in achieving your financial goals!

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfers make it simple and fast. Plus, you can view your financial statements through e-statements, which not only save paper but also help you keep track of your spending efficiently. Security is a top priority for us. We provide electronic signature authorization for added protection when completing transactions online. Your peace of mind is essential as you manage your accounts digitally.

Mobile Banking

For those who prefer banking on the move, our mobile application is available for download, allowing you to handle all your banking needs directly from your smartphone. Although we currently do not support mobile payments, our app offers everything else you need for effective account management. With all these features combined, managing your finances has never been easier or more secure! Join us today at Jefferson Financial and take control of your banking experience.

Financial Strength

Growing Together

Total Share and Deposit Accounts: 105,493, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,829,749 further highlights our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jefferson Financial is your trusted partner. Visit us at 29631 S Frost Rd Livingston La 70754 or call (225) 665-3436 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

With $59,074,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,943 in used auto loans and $478,104,703 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $121,173,855 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,612,633, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-6,923,323 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 9 part-time employees who are always ready to assist you with personalized service.

Solid Financial Health

With a net worth of $77,048,458, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,075 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $109,559,139 in used vehicle loans and $24,399,815 in new vehicle loans already helping members get on the road, you can trust us to provide financing that fits your budget. We also offer refinancing options for those looking to lower their monthly payments or take advantage of better rates.

Commercial Loans

For business owners in the community, our outstanding commercial loans totaling $27,248,147 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to assist you every step of the way. At Jefferson Financial, we pride ourselves on our commitment to serving our members with transparency and integrity. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to explore any of these loan options or have questions about eligibility and refinancing opportunities, please don't hesitate to reach out at (225) 665-3436. We look forward to helping you reach your financial goals!

Credit Card Loans

Managing daily expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $15,153,493 in unsecured credit card loans helping members manage their finances effectively, our cards are designed for convenience and rewards.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $22,740,108, allowing you to invest in your future with confidence. If you're interested in refinancing your existing mortgage, we can guide you through that process as well.

Loan Aggregator

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JEFFERSON FINANCIAL FEDERAL CREDIT UNION - Livingston, LA