Jefferson Financial Credit Union Jefferson LA | Best Auto Loans & Business Banking

Introduction

Welcome to Jefferson Financial, your trusted partner in financial well-being since 1966. Located at 1201 Jefferson Hwy, Jefferson, LA 70121, we are proud to serve our community with a commitment to exceptional service and member satisfaction. With a total membership of over 44,000 and assets reaching an impressive $715,234,964, we strive to create a positive impact on the lives of our members and the surrounding community. Under the leadership of CEO Mark Rosa and Board President Eric Bosch, our team of 153 dedicated employees is here to assist you with all your banking needs. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services such as merchant services and business loans, we have you covered. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to our mailing address: 1201 Jefferson Hwy, Suite D, Jefferson, LA 70121. At Jefferson Financial, we understand that financial decisions can be daunting. That's why we offer easy access to online and mobile banking tools, allowing you to manage your finances anytime, anywhere. With a net worth of $77,048,458 and total deposits amounting to $27,180,844, we have built a solid foundation that ensures your money is safe with us. We invite you to explore the various financial products we offer. Feel free to reach out at (504) 348-2424 or visit our website at jeffersonfinancial.org for more information. Let us help you achieve your financial goals today!

Branch History & Mission

Welcome to the Jefferson Financial branch, where our rich history and commitment to community shine brightly. Established in 1966, our branch has been a cornerstone of financial support for the residents of Jefferson, LA. Located at 1201 Jefferson Hwy, we are proud to serve a vibrant community that has embraced us as part of its fabric for over half a century. Since opening our doors, we have grown significantly, now boasting a membership of 44,180 individuals who trust us with their financial needs. Our journey is marked by milestones that reflect our dedication to providing exceptional service and innovative banking solutions. With total assets reaching an impressive $715,234,964, we have continuously adapted to meet the evolving demands of our members while remaining true to our mission. At Jefferson Financial, we believe in empowering our members through accessible financial services and community engagement. Our mission is clear: we strive to enhance the financial well-being of our members by offering personalized banking solutions from checking and savings accounts to auto loans and mortgage refinancing. We understand that each member's journey is unique, which is why we prioritize tailored service that meets individual needs. While you can visit us at 1201 Jefferson Hwy, Jefferson, LA 70121, please note that official correspondence should be sent to the same address for convenience. Our branch operates Monday through Friday from 9 AM to 5 PM, ensuring that we're available when you need us most. For those on the go, we provide ATM services for quick transactions and easy access to your funds. In addition to our core services, we are committed to making banking easier with digital advancements such as online banking and mobile applications. Our focus on customer experience extends beyond transactions; we aim to build lasting relationships with every member who walks through our doors. We take pride in being more than just a financial institution; we actively seek partnerships within the community to support local initiatives and outreach programs. Together with our members, we work towards fostering economic growth and stability within Jefferson. If you're looking for a place that prioritizes your financial health while supporting the community around us, look no further than Jefferson Financial. Join us today and experience the benefits of being part of a credit union that truly cares about its members. For inquiries or assistance, feel free to call us at 504-348-2424 we're here for you!

Branch Location & Accessibility

Call to Action

We invite you to come by and discover how we can help you achieve your financial goals. If you're looking for personalized service and community-focused banking solutions, don't hesitate to call us at 504-348-2424 or visit our website here. We look forward to serving you!

Convenient Access and Amenities

At our Jefferson Hwy location, you'll find ample parking available right outside our doors, ensuring that you can visit us without any hassle. The branch is fully ADA compliant, featuring ramps and accessible entrances to accommodate all members of our community. If you need to conduct your banking business during the week, we're here for you Monday through Friday from 9 AM to 5 PM. Whether you need assistance with personal banking, auto loans, or credit cards with rewards, our friendly team is ready to help.

Services Offered

While visiting us at Jefferson Financial, enjoy access to our ATM services for quick withdrawals and balance checks. Unfortunately, we do not have a drive-thru service available at this location, but our staff is always on hand inside to make sure your experience is as smooth as possible. For those who may need official correspondence sent elsewhere, please note that while you can visit us at 1201 Jefferson Hwy, all mail should be directed to our mailing address: 1201 Jefferson Hwy, Suite D, Jefferson, LA 70121.

Member Eligibility

At Jefferson Financial, we believe that becoming a member is like joining a welcoming family, where your financial well-being is our top priority. If you're looking to join us, you'll be pleased to know that eligibility is quite accessible! Generally, anyone who lives, works, worships, or attends school in the Jefferson Parish area can become a member. This means that whether you're a lifelong resident or new to the community, you have the opportunity to enjoy the benefits of our services. With a commitment to supporting our members' financial journeys, Jefferson Financial offers a range of products tailored just for you. To get started on your membership journey, it's easy! Simply visit us at our branch located at 1201 Jefferson Hwy Jefferson La 70121 or give us a call at (504) 348-2424 if you have any questions. For more detailed information about eligibility criteria, feel free to check out our website at https://www.jeffersonfinancial.org/membership. When you're ready to open an account, you can do so conveniently online by following this link: https://my.jeffersonfinancial.org/registration. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,248,147, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify transactions for your business. Imagine having a payment processing solution that allows you to accept payments seamlessly whether in-store or online. Our tools help you manage cash flow efficiently, allowing you to focus on what matters most: growing your business. Visit us at 1201 Jefferson Hwy Jefferson La 70121 in Jefferson, LA, or call us at (504) 348-2424 to learn how we can assist you with your business banking needs!

Comprehensive List Of Services

ATM Access

We also provide easy access to cash through our ATM services. You can withdraw cash or check balances quickly and conveniently at our location or through shared networks. If you're ready to take control of your finances with the supportive guidance of Jefferson Financial, give us a call at (504) 348-2424 or visit us today! Our team looks forward to helping you find the right financial solutions tailored just for you. Explore all the ways we can serve you better!

Business Banking Services

For entrepreneurs and business owners, we offer specialized Business Banking services that include essential tools like Merchant Services & Business Loans. We recognize that running a business comes with its own challenges, and we're here to support you in achieving success with financial products designed specifically for businesses.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we prioritize Online & Mobile Banking, allowing you to manage your finances from anywhere at any time. Whether you're checking balances, making payments, or transferring money between accounts, our digital banking features ensure that your banking experience is smooth and accessible.

Credit Card Benefits

Don't forget about our Credit Cards with Rewards! These cards not only offer the convenience of cashless transactions but also provide rewards that let you earn while you spend. It's a simple way to get more out of your purchases.

Personal Banking Solutions

For those managing everyday expenses or planning for future goals, our Personal Banking services offer convenient options like Checking & Savings Accounts that fit your lifestyle. Imagine having easy access to your funds whenever you need them, whether it's through online banking or at one of our ATMs. Additionally, if you're considering purchasing a new vehicle or refinancing an existing loan, our Auto Loans & Vehicle Financing can help turn your dreams into reality without the stress. If homeownership is on your mind, our Mortgage Loans & Refinancing services provide competitive rates and flexible terms. We understand that every situation is different, which is why we also offer Personal Loans & Debt Consolidation options to assist you in managing your finances more effectively.

Digital & Online Banking

Convenient Features for You

Our online platform allows you to check balances, transfer funds, and even pay bills with just a few clicks. Whether you're at home or on the go, you'll have real-time access to your accounts. Plus, with our mobile application, available for download now, you can manage your finances right from your smartphone. We also offer person-to-person transfers, making it simple to send money to friends and family without the hassle of cash or checks. Need to sign important documents? With our electronic signature authorization feature, you can complete transactions securely without ever needing to visit a branch.

Security You Can Trust

Security is our top priority at Jefferson Financial. We utilize advanced encryption technology to protect your personal information and account details. You can bank confidently knowing that your data is safe with us. In summary, whether you're looking to make payments, view statements, or manage transfers, our digital banking services provide accessibility and convenience tailored just for you. Explore all these features today at https://www.jeffersonfinancial.org/ and take charge of your financial journey with ease!

Stay Informed with E-Statements

Say goodbye to paper clutter! Our e-statements provide an eco-friendly way to keep track of your finances while ensuring that your information is always safe. You'll receive notifications when new statements are ready for viewing, allowing you to stay informed with minimal effort.

Financial Strength

Building Trust Together

Total Share Accounts stand at 105,493, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,829,749, further demonstrating our commitment to fostering your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jefferson Financial is your trusted partner. Visit us at 1201 Jefferson Hwy Jefferson La 70121 or call (504) 348-2424 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $59,074,745 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust, with $7,943 in used auto loans and $478,104,703 in total loans and leases supporting your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $121,173,855 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members; with non-member deposits at $40,612,633, we focus our resources on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-6,923,323, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Foundation

With a net worth of $77,048,458, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,075 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

Whether you're considering refinancing options or exploring eligibility requirements, our team at Jefferson Financial is here to assist you every step of the way. We encourage you to reach out with any questions or for more information about how our loan products can serve your needs. For further details about our loan offerings or to discuss your options, feel free to contact us at (504) 348-2424. Our dedicated team is ready to help you find the right solution for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $109,559,139 in used vehicle loans and $24,399,815 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, making it easier for you to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $27,248,147 provide the capital needed to grow and expand. We understand the unique needs of businesses and strive to offer solutions that support your ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,740,108, make buying or refinancing simple. We aim to provide competitive rates and personalized service to guide you through the home-buying process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $15,153,493 in loans helping members manage their finances effectively, our credit cards come with benefits that can assist you in achieving your financial goals while providing peace of mind.

Loan Aggregator

No Sponsored Listings

LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can find the best options without any influence from advertising dollars.

Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. You won't have to worry about outdated information affecting your financial choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective and reliable this tool is for real people looking for loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

Loan offers on LendMesh come only from legitimate financial institutions. This commitment to verified data guarantees transparency in every comparison, allowing users to feel confident in their choices.