Jefferson Financial Harvey LA Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Jefferson Financial at our Expressway Branch, located at 1520 Westbank Expy, Harvey, LA 70058. Since opening our doors in 1966, we've been dedicated to serving our community and supporting our members' financial journeys. With a strong membership of 44,180 individuals and total assets reaching $715,234,964, we are proud to be a cornerstone of financial stability in the region. At Jefferson Financial, we believe in more than just banking; we believe in building relationships. Our mission is to provide personalized service that empowers you to achieve your financial goals. Whether you're looking for auto loans, mortgages, or personal banking services, we're here to help every step of the way. We understand that correspondence matters too! While you can visit us at our branch for all your banking needs, please send any official mail to the same address: 1520 Westbank Expy, Harvey, LA 70058. Under the leadership of our CEO, Mark Rosa, and Board President, Eric Bosch, our team of 153 employees is committed to providing you with exceptional service. We take pride in offering a range of services including checking and savings accounts, credit cards with rewards, and business banking solutions tailored for local entrepreneurs. Our dedication to our members is reflected in our financial health our net worth stands at an impressive $77,048,458, with total deposits amounting to $27,180,844. We strive not only to meet your expectations but to exceed them by ensuring you feel valued and understood. Whether you're planning for a big purchase or need assistance managing your finances, we invite you to explore what Jefferson Financial can do for you. Feel free to reach out via phone at 504-363-0314 or visit us during our operating hours: Monday through Friday from 8:00 A.M. to 5:00 P.M., and Saturday from 9:00 A.M. to 1:00 P.M. Join us today on this journey towards financial wellness because at Jefferson Financial, your success is our priority! For more information about our services or how to become a member, visit us online at jeffersonfinancial.org.

Branch History & Mission

Community Focus

Community outreach is an essential part of who we are at Jefferson Financial. We actively participate in local events and partnerships aimed at uplifting those around us. Whether it's sponsoring local sports teams or hosting financial workshops, we believe in giving back and supporting the people who have supported us throughout the years. If you're looking for a credit union that truly cares about its members and invests in its community's future, look no further than Jefferson Financial. Join us today to experience the benefits of being part of a family-oriented financial institution dedicated to your success! For more information on how you can become a member or access our services, please visit our website or call us at 504-363-0314. We can't wait to welcome you into the Jefferson Financial family!

Our Journey

Located at 1520 Westbank Expy, Harvey, LA 70058, our branch has witnessed significant milestones along its journey. With total assets reaching an impressive $715,234,964, we've been able to offer a wide range of services that cater to our members' needs whether it's personal banking, auto loans, mortgages, or business banking solutions. Our dedication to exceptional service has helped us build lasting relationships within the community. Our headquarters is located in Metairie, Louisiana, but our heart lies in Harvey. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to 1520 Westbank Expy, Harvey, LA 70058 if different from the branch address.

Our Mission

At Jefferson Financial, our mission is clear: We aim to empower individuals and families by providing them with quality financial services while fostering a sense of belonging and community. We believe that every member deserves access to tools and resources that can help them thrive financially. This includes not just traditional banking services but also initiatives that promote financial literacy and personal growth. We are proud to be ADA compliant and continuously strive for customer-centric improvements in all areas of our operations. Our operating hours are convenient for busy schedules: Monday through Friday from 8:00 A.M. - 5:00 P.M. and Saturday from 9:00 A.M. - 1:00 P.M. With ATM availability at our branch and shared service center options for additional convenience, we make it easy for members to manage their finances.

Branch Location & Accessibility

Operating Hours

We understand that life can get busy, so we strive to accommodate your schedule. You can visit us Monday through Friday from 8:00 A.M. to 5:00 P.M., and on Saturdays from 9:00 A.M. to 1:00 P.M. This gives you plenty of opportunities to take care of your banking needs at a time that works best for you.

Services Available

At Jefferson Financial, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we are committed to providing solutions that fit your lifestyle. Additionally, our shared service center allows members from partner credit unions to perform basic transactions right here with us. For those who prefer digital banking, we also provide online and mobile banking options, ensuring you have access to your accounts whenever you need it. Plus, with our ATM availability right at the branch, cash withdrawals and balance checks are just a few steps away. While you can reach us directly at 504-363-0314 for any inquiries or assistance, we invite you to come visit us in person! Our team is excited to help you discover how Jefferson Financial can support your financial journey.

Member Eligibility

At Jefferson Financial, we believe that becoming a member is like joining a close-knit family that supports you every step of the way. If you're looking to join us, you'll find that eligibility is quite straightforward! Whether you live or work in the local community, or if you have family members who are already part of our credit union, you're likely eligible to become a member. We welcome individuals from various backgrounds and walks of life, making it easy for everyone to experience the benefits of membership. To get all the specific details about eligibility, feel free to check out this resource: https://www.jeffersonfinancial.org/membership. Once you're ready to take the next step, opening an account with us is a breeze! You can start your journey by visiting our account opening page at https://my.jeffersonfinancial.org/registration. If you have any questions along the way or need assistance, don't hesitate to reach out at (504) 363-0314. We're excited to have you join our community here at Jefferson Financial, located at 1520 Westbank Expy Harvey La 70058, where your financial goals become our priority!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,248,147, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services provide practical tools that simplify your payment processes. Imagine running your retail store or service-based business without worrying about complicated transactions. Our services make it easy for your customers to pay whether it's through credit cards, mobile payments, or online solutions allowing you to focus on what you do best: serving your customers. Visit us at 1520 Westbank Expy Harvey La 70058 in Harvey, LA or call us at (504) 363-0314 to learn how we can support your business journey today!

Comprehensive List Of Services

ATM & Shared Branch Services

Need cash in a pinch? Our ATM services allow for easy cash withdrawals and balance checks without hassle. Additionally, through our shared service center, members of partner credit unions can make basic transactions like deposits and withdrawals at our branch. As part of our commitment to serving you better, we also prioritize security with features like electronic signatures and e-statements to keep your information safe while providing ease of access. If you're interested in exploring these services further or have any questions, don't hesitate to reach out! You can call us at 504-363-0314 during our lobby hours from Monday to Friday between 8:00 A.M - 5:00 P.M., or visit us on Saturdays from 9 A.M. - 1 P.M. We're here to help you every step of the way!

Business Banking Services

For our entrepreneurial members, we provide comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the tools to support your growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking services ensure that you can manage your accounts anytime, anywhere. From checking balances to transferring funds and even making payments on-the-go, we've made banking accessible right from your smartphone or computer.

Credit Cards & Rewards

We understand that every dollar counts. That's why we offer credit cards with rewards that let you earn points on your everyday purchases. Imagine treating yourself to something special just by using your card for regular shopping.

Personal Banking Solutions

Our personal banking options are designed to help you manage your everyday finances easily. We offer checking and savings accounts that allow you to grow your money while having easy access when you need it. If you're considering buying a new car or refinancing an existing loan, our auto loans and vehicle financing can provide you with competitive rates and flexible terms. For those looking to purchase a home, our mortgage loans and refinancing options can make homeownership a reality. Additionally, if life throws unexpected expenses your way, our personal loans and debt consolidation services can help relieve financial stress.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service provides a range of features that make it easy to stay on top of your finances. You can enroll in e-statements, which means no more paper clutter just quick and easy access to your statements whenever you need them. Plus, with our person-to-person transfer option, sending money to friends or family is a breeze. For those who prefer managing their accounts on the go, our mobile application is available for download. It's user-friendly and packed with tools that let you perform transactions right from your smartphone. Whether you're paying bills or transferring funds, everything is just a few taps away.

Security You Can Trust

Your security is our priority. We offer electronic signature authorization for important documents, ensuring that your transactions are both safe and efficient. With robust security measures in place, you can feel confident every time you log in to manage your accounts. At Jefferson Financial, we strive to make banking accessible and straightforward for everyone. Join us today and experience the ease of digital banking tailored just for you!

Financial Strength

At Jefferson Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in your financial institution, especially in today's ever-changing economic landscape. That's why we want to share some key insights about our financial health. With a net worth of $77,048,458, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,075 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $121,173,855 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,612,633, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is evident with $59,074,745 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $7,943 in used auto loans and $478,104,703 in total loans and leases, our lending capacity supports your financial goals across various sectors. While our current net income of $-6,923,323 may reflect challenges, it also highlights our commitment to operational efficiency as we adapt and improve our services for you. We take pride in having 144 full-time employees and 9 part-time employees who are dedicated to serving you with expertise and care. Net Shares (funds available for lending and investments) amount to $1,829,749, while the total share accounts stand at an impressive 105,493, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jefferson Financial is your trusted partner. Visit us at 1520 Westbank Expy Harvey La 70058 or call (504) 363-0314 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $109,559,139 in used vehicle loans and $24,399,815 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the perfect fit for your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $27,248,147 provide the capital needed to grow and expand your enterprise. We understand that running a business comes with its own set of challenges; that's why we're committed to offering financial solutions that work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $22,740,108. Whether you're a first-time homebuyer or looking to refinance an existing loan, our team is here to assist you every step of the way.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility options for our products, our knowledgeable staff is available to guide you through the process. We aim to make it as straightforward as possible so that you can focus on what matters most your financial future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today! Visit our website at Jefferson Financial or stop by our branch during operating hours: Monday through Friday from 8:00 A.M. to 5:00 P.M., and Saturday from 9:00 A.M. to 1:00 P.M. Let us help you take the next step toward achieving your financial aspirations!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $15,153,493 in loans helping members manage their finances effectively. These cards come with various features designed to help you keep track of your spending while earning rewards on purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that the offers presented are not only fair but also transparent. By collaborating with verified institutions, LendMesh guarantees that users receive accurate and trustworthy information.