Jefferson Financial Gretna LA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Jefferson Financial, your trusted partner in achieving financial wellness! Located at 111 Wall Blvd, Gretna, LA 70056, our credit union has proudly served the community since 1966. With a commitment to providing exceptional service and support, we have grown to serve over 44,180 members, helping them navigate their financial journeys with confidence. At Jefferson Financial, we believe in the power of community and the importance of building lasting relationships. Our total assets amount to an impressive $715,234,964, reflecting our dedication to the financial well-being of our members. We understand that every member's needs are unique; that's why we offer a variety of services, including personal banking options like checking and savings accounts, auto loans, mortgage financing, and business banking solutions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 111 Wall Blvd, Gretna, LA 70056. Led by our dedicated CEO Mark Rosa and Board President Eric Bosch, our team of 153 employees is here to provide personalized assistance every step of the way. We take pride in maintaining a robust net worth of $77,048,458, ensuring that we are well-equipped to meet your financial needs now and into the future. We invite you to explore our website at jeffersonfinancial.org for more information about our services or simply give us a call at 504-348-2424. Whether you're looking for a loan or need assistance with your accounts, we're here for you! Let's build your financial future together at Jefferson Financial.

Branch History & Mission

Welcome to Jefferson Financial, a credit union with a rich legacy rooted in community spirit and financial empowerment. Established in 1966, our branch at 111 Wall Blvd, Gretna, LA 70056, has proudly served the local community for over five decades. As we continue to grow, we remain committed to our mission: providing exceptional financial services while fostering a sense of belonging among our members. Our journey began with a simple goal: to offer accessible financial solutions that make a real difference in people's lives. Since opening our doors, Jefferson Financial has evolved significantly. With a current membership of over 44,180 individuals and total assets amounting to $715,234,964, we have become a trusted partner for families and businesses alike in the Gretna area. At Jefferson Financial, we believe that banking should be more than just transactions; it should be about building relationships. Our mission emphasizes not only delivering quality financial products but also supporting our community through various outreach programs and partnerships. We strive to empower our members with the knowledge and tools they need to achieve their financial goals. While members can visit us at our branch location on Wall Blvd., official correspondence should be sent to the same address: 111 Wall Blvd, Gretna, LA 70056. Our operating hours are Monday through Friday from 8:00 A.M. to 5:00 P.M., making it easy for you to reach us when you need assistance. In addition to traditional banking services like checking and savings accounts, auto loans, mortgages, and personal loans, we offer modern conveniences such as online banking and ATM access ensuring our members can manage their finances effortlessly. For those who prefer face-to-face interactions, our drive-thru service is available for simple transactions. Jefferson Financial is proud of its commitment to inclusivity and accessibility. We continually seek innovative ways to enhance the member experience while adhering to ADA compliance standards. As we look ahead, we invite you to join us on this journey of growth and community support. Experience firsthand how Jefferson Financial can help you navigate your financial path with confidence. Visit us today or explore more about becoming a member at Jefferson Financial's website. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Jefferson Financial, conveniently located at 111 Wall Blvd in Gretna, LA. Our branch is nestled in the heart of Jefferson County, making it easily accessible for members from all around. Whether you're heading to the local shops or just passing through, you can stop by and experience our friendly service. While you can reach us at our branch address for all your banking needs, official correspondence should be sent to the same location: 111 Wall Blvd, Gretna, LA 70056. We are proud to offer a well-designed space that prioritizes accessibility for everyone. With ADA-compliant features and ample parking available, visiting us is a breeze. Our lobby is open Monday through Friday from 8:00 A.M. to 5:00 P.M., allowing you to come in at a time that suits your schedule. If you're in a hurry, we also provide drive-thru banking services for quick transactions like deposits and withdrawals. And for those who prefer cash access, we have an ATM on-site to serve your needs. At Jefferson Financial, we offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. No matter what your financial goals are, our dedicated team is here to help you achieve them. We invite you to visit us or give us a call at 504-348-2424 if you have any questions or need assistance. Come see how we can make your banking experience enjoyable!

Member Eligibility

At Jefferson Financial, we believe that joining our community means becoming part of something special. Membership is open to anyone who lives, works, or worships in the Jefferson Parish area, making it easy for you to connect with us and access our range of financial services. Whether you're looking for a reliable savings account or seeking loans tailored to your needs, our members enjoy personalized support and a variety of benefits designed just for them. Getting started is a breeze! You can find all the details about eligibility on our website at https://www.jeffersonfinancial.org/membership . If you're ready to take the next step, visit us online at https://my.jeffersonfinancial.org/registration to open your account in just a few clicks. Should you have any questions or need assistance, feel free to call us at (504) 348-2424. We look forward to welcoming you to Jefferson Financial, located at 111 Wall Blvd Gretna La 70056, where you'll find not just banking services but a community that cares about your financial well-being.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,248,147, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide comprehensive merchant services that simplify payment processing for your business. Imagine effortlessly accepting payments from customers at the point of sale or online. Our services not only enhance customer satisfaction but also help you manage your cash flow efficiently. Visit us at 111 Wall Blvd Gretna La 70056 or call us at (504) 348-2424 to learn how our business banking and commercial services can help your enterprise thrive!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, our business banking services provide essential tools for success. From merchant services that make transactions seamless for your customers to business loans that help fund growth opportunities, we support local businesses in achieving their goals.

Cash Withdrawal Services

Need quick access to cash? Our branch features an ATM where you can perform withdrawals and balance checks conveniently. Plus, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your vehicle. At Jefferson Financial located at 111 Wall Blvd., Gretna, LA 70056, we strive to make banking easy and accessible for everyone in our community. If you have any questions about our services or want to open an account today, don't hesitate to give us a call at 504-348-2424. Join us at Jefferson Financial where your financial journey begins!

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions. With just a few clicks or taps on your smartphone, you can check balances, transfer funds, pay bills, and even deposit checks all from the comfort of your home or while on the go.

Credit Cards & Rewards

We also offer credit cards with rewards that allow you to earn points on everyday purchases. This means every time you swipe your card for groceries or gas, you're working towards cash back or travel rewards!

Personal Banking Services

Our personal banking offerings include checking and savings accounts that cater to different lifestyles and financial goals. For instance, if you're saving for a family vacation or planning for retirement, we have accounts with competitive interest rates to help you grow your savings efficiently. When it comes to financing your next vehicle, our auto loans and vehicle financing options make it easy and affordable. With flexible terms and competitive rates, you can drive away in your new car without breaking the bank. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans and refinancing services are tailored to fit your needs. We guide you through the process so you can secure the best possible deal. For unexpected expenses or consolidating debt, our personal loans are a great solution. They offer flexibility in repayment and can help ease financial burdens.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. You can easily sign up for e-statements, which means no more paper clutter just quick access to your financial statements whenever you need them. And if you're on the go, our mobile application provides all the functionalities of our website right in your pocket. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. You can also enjoy the added peace of mind with our electronic signature authorization, ensuring that your transactions are secure and protected.

Security and Accessibility

Security is a top priority at Jefferson Financial. Our online banking services use robust encryption methods to keep your personal information safe. Plus, our user-friendly interface means that even if you're not tech-savvy, you'll find it easy to navigate through your accounts. Whether you're using a computer or our mobile app, real-time account management is just a few clicks away. You can rest easy knowing that managing your finances has never been this convenient or secure. Explore all these features and more by visiting us at https://www.jeffersonfinancial.org/ today! Your banking needs are just a click away with Jefferson Financial.

Financial Strength

At Jefferson Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial performance is strong and reflects our commitment to serving you. With a net worth of $77,048,458, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,075 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $121,173,855 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,612,633, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $59,074,745 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity supports your financial goals across various sectors, with $7,943 in used auto loans and $478,104,703 in total loans and leases available for our members. Our operational efficiency is reflected in our $-6,923,323, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 144 full-time employees and 9 part-time employees who are always ready to assist you with a knowledgeable and committed team. The trust you've placed in us is evident as we manage a total of 105,493 share accounts, showing a strong and growing member base that believes in what we offer. Net Shares (Funds available for lending and investments) amount to $1,829,749, which highlights the resources we have available to help you achieve your goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jefferson Financial is your trusted partner. Visit us at 111 Wall Blvd Gretna La 70056 or call (504) 348-2424 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $109,559,139 in used vehicle loans and $24,399,815 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we can assist you with competitive financing options tailored to your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $27,248,147 provide the capital needed to grow and expand your business operations. We understand that businesses require flexibility and support in financing; hence our dedicated team will work closely with you to find the best solutions for your needs.

Credit Lines and Unsecured Loans

Managing everyday expenses is easier with our credit lines and unsecured credit card loans. We currently have $241,399,508 in total credit lines available and $15,153,493 in unsecured credit card loans helping members manage their finances effectively. Our flexible terms allow you to access funds when you need them without the stress of complicated applications.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $22,740,108, providing flexible terms and competitive interest rates to suit your needs. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to help guide you through the process.

Refinancing Options

If you're considering refinancing any of your existing loans or need assistance understanding your eligibility options, we encourage you to reach out. Our experts are ready to discuss how refinancing can help you save money on interest or lower your monthly payments. For more details about our loan offerings or to explore eligibility requirements, feel free to contact us at 504-348-2424 or visit us at our branch located at 111 Wall Blvd Gretna La 70056. You can also check our website for further information: Jefferson Financial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial dreams!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. Each loan listing reflects current rates and terms from reputable lenders, giving users a clear view of their options.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are reviewing accurate and reliable information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all available options without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness and reliability of using LendMesh as your go-to loan comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

JEFFERSON FINANCIAL FEDERAL CREDIT UNION - Gretna, LA

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