Jefferson Financial Denham Springs LA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Jefferson Financial, your trusted credit union in the heart of Denham Springs, LA. Since our establishment in 1966, we have been dedicated to serving our members with a personal touch and a commitment to community growth. Located at 1620 S Range Ave, we pride ourselves on being more than just a financial institution; we're your partner in achieving financial well-being. With over 44,180 members and assets totaling $715,234,964, Jefferson Financial stands strong as a pillar of support for individuals and families in our community. Our offerings include a variety of services such as personal banking, auto loans, mortgage financing, and business loans tailored to fit your needs. We believe that everyone deserves access to quality financial services, which is why we also provide essential online and mobile banking features for your convenience. Led by our dedicated CEO, Mark Rosa, and Board President, Eric Bosch, our team of 153 employees is committed to fostering relationships built on trust and transparency. We understand the importance of local involvement and are proud to contribute positively to Denham Springs. Whether you're looking for advice on saving for your future or need assistance with a loan application, we're here for you every step of the way. While members can visit us at 1620 S Range Ave, official correspondence should be sent to 1620 S. Range Avenue, Denham Springs, LA 70726. If you have questions or need assistance, don't hesitate to reach out at (225) 665-3436. Join us at Jefferson Financial today let's work together towards your financial goals! For more information about our services or to become a member, please visit our website at jeffersonfinancial.org.

Branch History & Mission

Our Mission

Our mission is simple yet profound: to empower our members through quality financial services while fostering a strong sense of community. At Jefferson Financial, we believe that banking should be personal and meaningful. We strive to create an environment where every member feels valued and understood. Through partnerships with local organizations and outreach initiatives, we actively support community development and engagement. While members can visit us at 1620 S Range Ave, official correspondence should be sent to 1620 S. Range Avenue, Denham Springs, LA 70726 if different. We are proud to offer convenient operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM making it easier for you to access your accounts. We also understand the importance of convenience in today's fast-paced world. That's why we provide ATM services and drive-thru banking options for quick transactions without compromising service quality. Whether you need assistance with deposits or withdrawals, our shared service center ensures that you receive support no matter where you are. As we look toward the future, Jefferson Financial remains committed to enhancing your experience with innovative solutions like online banking and mobile applications. Join us on this journey! Experience the benefits of membership with Jefferson Financial today by calling us at 225-665-3436 or visiting our website at jeffersonfinancial.org. Together, let's build a brighter financial future for everyone in Denham Springs!

Branch Location & Accessibility

Accessibility Features

At Jefferson Financial, we believe in making banking accessible for everyone. Our branch is designed with ADA compliance in mind, featuring ramps and designated parking spots for those who need them. Plus, our drive-thru service ensures that you can manage your banking needs without ever leaving your vehicle perfect for those busy days!

Call to Action

Ready to experience friendly service and exceptional banking? We invite you to visit us at the Denham Springs Branch or give us a call at 225-665-3436 if you have any questions about our services. We look forward to helping you achieve your financial dreams!

Operating Hours

We know your time is valuable. That's why we offer flexible operating hours! Visit us Monday through Thursday from 9 am to 5 pm, and Friday from 9 am to 6 pm. If you're looking to stop by on Saturday, our drive-thru is open from 9 am to 1 pm. We're here when you need us!

Services Offered

Jefferson Financial provides a range of services designed to meet your financial goals. From personal checking and savings accounts to auto loans and mortgage financing, we've got options tailored just for you. Additionally, our ATM availability means you can access cash whenever you need it. We also participate in shared services with partner credit unions, making it easier than ever for members to conduct transactions at various locations.

Member Eligibility

At Jefferson Financial, we believe that everyone deserves a chance to be part of a caring and supportive financial community. If you're interested in joining us at our Denham Springs location, you'll find that becoming a member is both simple and welcoming. You're eligible if you live, work, worship, or attend school in the areas we serve, which opens the door to a world of benefits just for you. Plus, when you become a member, you gain access to personalized services tailored to help you achieve your financial goals. Ready to get started? Opening an account with us is easy! Just visit our website for all the details on eligibility and the application process at https://www.jeffersonfinancial.org/membership. If you have any questions or need assistance, feel free to reach out to us at (225) 665-3436. We can't wait to welcome you into the Jefferson Financial family at 1620 S Range Ave Denham Springs La 70726!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,248,147, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most serving your customers. Whether it's card payments or online transactions, we provide the tools you need to keep cash flow steady and customers happy. Located at 1620 S Range Ave Denham Springs La 70726 in Denham Springs, LA, our team is here to partner with you on your business journey. Contact us at (225) 665-3436 to explore how we can help your business thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

We also provide ATM services for quick cash withdrawals and balance checks without stepping inside the branch. If you prefer face-to-face interactions for simple transactions like deposits or withdrawals, our drive-thru banking service makes it easy without needing an appointment.

Business Banking Services

If you're a business owner, we understand how crucial it is to have reliable banking support. Our business banking services include merchant services that help streamline payments and business loans designed to fuel your growth. We are here to assist in every step of your business journey.

Credit Cards and Rewards

Our credit cards with rewards allow you to earn points on everyday purchases. Whether it's grocery shopping or dining out, each swipe brings you closer to exciting rewards that can be redeemed for travel, merchandise, and more.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking services that enable you to manage your accounts anytime, anywhere. Check balances, transfer funds, pay bills, and even deposit checks right from your device. Our user-friendly platform ensures that banking is just a few clicks away.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our personal banking options make it easy. We offer checking and savings accounts that help you save for your future while giving you easy access to your funds. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options are designed to fit your budget and lifestyle. With competitive rates and flexible terms, owning a car is within reach. For those dreaming of homeownership or wanting to refinance an existing mortgage, our mortgage loans provide various solutions tailored to your situation. And if you need extra cash for unexpected expenses or want to consolidate debt, our personal loans can offer the financial relief you need.

Shared Branch Transactions

For added flexibility, members can take advantage of basic shared branch transactions with partner credit unions. This means deposits and withdrawals are accessible beyond just our branch location. At Jefferson Financial in Denham Springs, we believe in making banking straightforward and accessible for everyone. Our team is ready to assist with any questions you may have about our services or how we can best meet your financial needs. Feel free to give us a call at 225-665-3436 or visit us today! Discover how Jefferson Financial can help simplify your financial life with personalized service and a comprehensive suite of offerings.

Digital & Online Banking

Key Features for Your Convenience

Our online banking portal, accessible at https://www.jeffersonfinancial.org/, allows you to check balances, pay bills, and transfer funds with just a few clicks. Plus, you can enjoy the benefits of e-statements, which means you can go paperless while keeping all your financial information organized and easily accessible. For those on the go, our mobile application makes banking even more convenient. You can manage your accounts right from your smartphone or tablet. Need to send money to a friend? With our person-to-person transfer feature, it's simple and quick. Just a few taps on your screen will get the job done.

Security You Can Trust

We prioritize your security. Our electronic signature authorization ensures that transactions are safe and secure. You can bank with peace of mind knowing that we're committed to protecting your personal information. Whether you're at home or out running errands, accessing your finances has never been easier. With real-time account management at your fingertips, you're always in control of your money. Experience the ease of digital banking today at Jefferson Financial!

Financial Strength

Commitment to Growth

With $59,074,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $7,943 in used auto loans and $478,104,703 in total loans and leases available to support your financial goals across various sectors.

Growing Member Base

The trust placed in us by our growing member base is evident with 105,493 total share accounts. This shows that more people are choosing Jefferson Financial as their financial partner because they know we care about their success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jefferson Financial is your trusted partner. Visit us at 1620 S Range Ave Denham Springs La 70726 or call (225) 665-3436 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $121,173,855 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,612,633, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-6,923,323 figure, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 9 part-time employees who are always ready to assist you with their knowledge and commitment.

Strong Financial Health

With a net worth of $77,048,458, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,075 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $109,559,139 in used vehicle loans and $24,399,815 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have flexible financing options available.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,740,108, make buying or refinancing simple. We strive to provide competitive rates and terms that meet your budget.

Other Financing Options

In addition to auto and mortgage loans, we provide various personal loan products and debt consolidation options. If you're interested in expanding your business, our outstanding commercial loans totaling $27,248,147 can provide the capital needed to grow and expand. Refinancing options are available for many of our loan products, allowing you to adjust your payment terms or potentially lower your interest rate. To see if you qualify for any of our loans or refinancing opportunities, please visit us online or give us a call at (225) 665-3436. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority at Jefferson Financial, where we're committed to providing personalized service and affordable lending solutions that fit your life.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $15,153,493 in loans helping members manage their finances effectively. These credit cards can be an excellent tool for building credit while enjoying rewards and benefits tailored to your lifestyle.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all loan offers are fair and transparent, allowing users to compare options confidently.